{"id":9539,"date":"2024-10-22T21:40:25","date_gmt":"2024-10-22T21:40:25","guid":{"rendered":"https:\/\/www.nerdwallet.com\/au\/?page_id=9539"},"modified":"2024-10-22T21:40:27","modified_gmt":"2024-10-22T21:40:27","slug":"delayed-settlement","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/au\/home-loans\/delayed-settlement","title":{"rendered":"Delayed Settlement? Here\u2019s What To Do"},"content":{"rendered":"\t<div class=\"c-block-table-of-contents nw-table-of-contents wp-block-table-of-contents \">\n\t\t<div class=\"c-block-table-of-contents__table-wrapper \">\n\t\t\t<h2 id=\"jump-to\"  class=\"c-block-table-of-contents__title\">Jump to<\/h2>\n\t\t\t<ul class=\"c-block-table-of-contents__links\">\n\t\t\t\t<li class=\"c-block-table-of-contents__link\"><a href=\"#reasons-for-delayed-settlements\">Reasons for delayed settlements<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#what-can-you-do-to-avoid-settlement-delays\">What can you do to avoid settlement delays?<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#what-are-your-rights-if-a-delay-occurs\">What are your rights if a delay occurs?<\/a><\/li>\t\t\t<\/ul>\n\t\t\t<div class=\"c-block-table-of-contents__show-more--wrapper\">\n\t\t\t\t<span class=\"c-block-table-of-contents__show-more\">\n\t\t\t\t\t<label class=\"show-more-label\" for=\"c-block-table-of-contents__show-more\">Show more<\/label>\n\t\t\t\t\t<label class=\"hide-more-label\" for=\"c-block-table-of-contents__show-more\">Show less<\/label>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<p class=\"\">With all the best intentions and planning in the world, things can still go wrong. This is especially true when it comes to a <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/property-settlement\">property settlement<\/a>. Just when you think you\u2019ve finally dotted all the Is and crossed all the Ts, something else that is out of your hands pops up to cause a delayed settlement.<\/p>\n\n\n\n<p class=\"\">While you may not be able to avoid settlement delays, you can be better prepared for them. Here&#8217;s what to know so you can take whatever remedial action is necessary to get the settlement back on track.<\/p>\n\n\n\n<h2 id=\"reasons-for-delayed-settlements\"  class=\"wp-block-heading\">Reasons for delayed settlements<\/h2>\n\n\n\n<p class=\"\">A delayed settlement could be the fault of the bank, lender, seller or buyer, and many reasons for each. Here are some of the main culprits of settlement delays and what you can do to keep things moving.<\/p>\n\n\n\n<h3 id=\"lender-problems\"  class=\"wp-block-heading\">Lender problems<\/h3>\n\n\n\n<p class=\"\">A successful settlement requires the <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/home-loan-lenders\">lender\u2019s<\/a> approval to release funds. The seller may also need to pay out the remainder of their mortgage on the property. If either party cannot secure this clearance by the agreed settlement date, the settlement cannot proceed.<\/p>\n\n\n\n<p class=\"\">While this situation is relatively uncommon, it can happen. If it does, a <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-a-mortgage-broker\">mortgage broker<\/a>, settlement agent or <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-conveyancing\">conveyancer<\/a> can be vital in coordinating between parties to help meet the necessary deadlines.<\/p>\n\n\n\n<p class=\"\"><strong>\u00bb MORE:<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/questions-to-ask-mortgage-lender\">10 questions to ask your mortgage lender<\/a><\/p>\n\n\n\n<h3 id=\"late-filing-of-documents\"  class=\"wp-block-heading\">Late filing of documents<\/h3>\n\n\n\n<p class=\"\">One common cause of delays is missing or improperly filed documents. Banks and lenders are unwilling to proceed to settlement without all the required paperwork, which can hold up the process.<\/p>\n\n\n\n<p class=\"\">This issue could arise if the buyer cannot provide appropriate <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/self-employed-mortgage\">proof of income<\/a> or assets by the date. Or, delays can come if the seller falls behind in providing the necessary documentation to <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/discharge-of-mortgage-what-to-expect\">pay out their mortgage<\/a>.<\/p>\n\n\n\n<h3 id=\"issues-with-the-pre-settlement-inspection\"  class=\"wp-block-heading\">Issues with the pre-settlement inspection<\/h3>\n\n\n\n<p class=\"\">As a buyer, you have the right to conduct a <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/pre-settlement-inspection\">final pre-settlement inspection<\/a> to ensure the property is in the same condition as when it was purchased. However, sometimes, issues arise in the weeks between the <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/exchange-of-contracts\">exchange of contracts<\/a> and the inspection.\u00a0<\/p>\n\n\n\n<p class=\"\">Problems could include anything from electrical issues or broken fixtures and fittings to water or fire damage. Additionally, there could be incomplete repairs that the seller had agreed to undertake before settlement. Depending on the severity, these issues may be considered a breach of the contract of sale and could delay settlement.<\/p>\n\n\n\n<p class=\"\">In cases of minor damage, the seller may offer monetary compensation to resolve the issue. However, these problems are sometimes so insurmountable that settlement must be delayed until resolved.<\/p>\n\n\n\n<p class=\"\"><strong>\u00bb MORE:<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/cut-house-settlement-costs\">Smart ways to cut settlement costs<\/a><\/p>\n\n\n\n<h3 id=\"issues-with-the-settlement-statement\"  class=\"wp-block-heading\">Issues with the settlement statement<\/h3>\n\n\n\n<p class=\"\">The <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-a-settlement-statement\">settlement statement<\/a>, or \u2018closing statement,\u2019 contains a comprehensive list of all payments and receipts related to the settlement and any monies owed to the seller or buyer. If there are outstanding amounts due from either side, a statement of adjustment will be included in the settlement statement that outlines who owes who what on settlement day.\u00a0<\/p>\n\n\n\n<p class=\"\">Delays can arise when there are discrepancies on the settlement statement, or both parties disagree on certain points \u2014\u00a0such as who is responsible for paying council or <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-a-strata-title\">strata rates<\/a>, or other outstanding debts. While these issues can usually be resolved, they may still cause settlement delays.<\/p>\n\n\n\n<h3 id=\"subject-to-completion-of-sale-issues\"  class=\"wp-block-heading\">Subject-to-completion-of-sale issues<\/h3>\n\n\n\n<p class=\"\">Many buyers are buying a new property while simultaneously selling their current one. This means the <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/how-to-buy-a-house-in-australia\">purchase of the new property<\/a> is contingent on the successful sale of the old one, a term referred to as \u2018subject-to-completion-of-sale\u2019 in the contract.<\/p>\n\n\n\n<p class=\"\">However, if the sale of the previous property is delayed, it can cause a knock-on effect, making settling on the new one impossible. This is one reason <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-a-simultaneous-settlement\">simultaneous settlements<\/a> can be particularly stressful \u2014 you need to finalise the sale of your existing property and move into your new one on the same day.<\/p>\n\n\n\n<p class=\"\"><strong>\u00bb MORE:<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/settlement-day\">What to expect on settlement day<\/a><\/p>\n\n\n\n<h2 id=\"what-can-you-do-to-avoid-settlement-delays\"  class=\"wp-block-heading\">What can you do to avoid settlement delays?<\/h2>\n\n\n\n<p class=\"\">The best way to avoid delays is simple: be organised. That means understanding <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/home-loan-eligibility\">every document<\/a> you need to provide so that there are no <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/7-tips-for-home-loan-approval\">issues with the loan<\/a> from your end.<\/p>\n\n\n\n<p class=\"\">Additionally, you should <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/questions-to-ask-mortgage-lender\">double-check with your lender<\/a> that they have everything they require in the lead-up to settlement. If you&#8217;re the seller, you should check with your real estate agent.<\/p>\n\n\n\n<p class=\"\">As the <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/first-time-home-buyer-tips-to-consider\">buyer<\/a>, you should also take notes, photos, or even a video of the property\u2019s condition when contracts are exchanged so the final inspection goes smoothly.<\/p>\n\n\n\n<p class=\"\">If you\u2019re selling, you are responsible for the upkeep of the property until settlement day. You may also need to ensure documents are in order if you\u2019re paying out your mortgage through the sale.<\/p>\n\n\n\n<p class=\"\">Remember, lenders, mortgage brokers, buyer\u2019s agents, <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-a-real-estate-agent\">real estate agents<\/a>, conveyancers and settlement agents are there to help you with any issues. Don\u2019t hesitate to reach out if something troubles you.<\/p>\n\n\n\n<h2 id=\"what-are-your-rights-if-a-delay-occurs\"  class=\"wp-block-heading\">What are your rights if a delay occurs?<\/h2>\n\n\n\n<p class=\"\">Understanding your rights before a delay can help you navigate potential setbacks more confidently.<\/p>\n\n\n\n<p class=\"\">Each State and Territory has its own legislation regarding the rights of buyers and sellers in residential property sales. Most have a few-day grace period for settlements without either side incurring penalties.\u00a0<\/p>\n\n\n\n<p class=\"\">For example, some States also have a Notice to Complete arrangement where the party struggling to settle gets an extra 14 days to complete the settlement. In comparison, the Northern Territory offers a written default notice that gives the other side ten working days to fix and settle their issues.\u00a0<\/p>\n\n\n\n<p class=\"\">Once the grace period has expired, you are generally entitled to charge the other party penalty interest. This may amount to hundreds of dollars a day, depending on the property&#8217;s price and the interest rate levied.\u00a0If all else fails, the other party could terminate the contract. That scenario can be particularly dire for buyers, who risk losing their <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/how-much-for-house-deposit\">deposit<\/a>. However, it&#8217;s uncommon for settlements to reach this point \u2014\u00a0most issues are resolved before becoming a problem. <\/p>\n\n\n\n<p class=\"\">Either way, it\u2019s still important to know your rights and understand your options. As always, consult with your mortgage broker, conveyancer, <a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-a-buyers-agent\">buyer&#8217;s agent<\/a>, or other professionals to fully protect your interests.<\/p>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 id=\"about-the-author\"  class=\"nwb-authors__title\">\n\t\t\tAbout the Author\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/Alan-Hartstein-portrait-100x100.jpeg\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Alan Hartstein photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\">\n\t\t\t\t\t\t<strong>Alan Hartstein<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Alan Hartstein has worked in publishing for over 25 years as a writer and editor across broadsheets, tabloids, magazines, trade publications and numerous forms of digital content. Alan was initially&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\" title=\"Read more about Alan Hartstein\">\n\t\t\t\t\t\t\t<span>Read more about Alan Hartstein and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 id=\"dive-even-deeper\"  class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-3189\" class=\"c-block-card post-3189 page type-page status-publish has-post-thumbnail hentry content-classification-home-loans topic-home-loan-basics cluster-home-loan-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-conveyancing\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/06\/what-is-conveyancing-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"What Is Conveyancing?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"what-is-conveyancing\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/what-is-conveyancing\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tWhat Is Conveyancing?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Conveyancing is the legal process of transferring property ownership. A conveyancer takes on this work on behalf of sellers and buyers.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/Alan-Hartstein-portrait-40x40.jpeg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Alan Hartstein<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-3189 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-6488\" class=\"c-block-card post-6488 page type-page status-publish has-post-thumbnail hentry content-classification-home-loans topic-home-loan-basics cluster-home-loan-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/home-loan-eligibility\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2024\/03\/home-loan-eligibility-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"What Determines Home Loan Eligibility?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"what-determines-home-loan-eligibility\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/home-loan-eligibility\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tWhat Determines Home Loan Eligibility?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Lenders assess both personal and financial factors to determine home loan eligibility \u2014\u00a0how qualified you are for a mortgage.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/aaron-bell\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/Aaron-Bell-150x150.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Aaron Bell<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-6488 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-6178\" class=\"c-block-card post-6178 page type-page status-publish has-post-thumbnail hentry content-classification-home-loans topic-selling-a-house cluster-house-selling-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/questions-to-ask-a-real-estate-agent\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2024\/02\/questions-to-ask-real-estate-agent-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"10 Questions To Ask A Real Estate Agent When Selling A House\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"10-questions-to-ask-a-real-estate-agent-when-selling-a-house\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/questions-to-ask-a-real-estate-agent\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\t10 Questions To Ask A Real Estate Agent When Selling A House\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Selling a house can be tricky, so working with the right people is crucial. Here are 10 questions to ask a real estate agent to see if they fit.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/Alan-Hartstein-portrait-40x40.jpeg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Alan Hartstein<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-6178 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-6288\" class=\"c-block-card post-6288 page type-page status-publish has-post-thumbnail hentry content-classification-home-loans topic-shopping-for-home-loans cluster-buying-a-house-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/increase-borrowing-capacity\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"435\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2024\/02\/how-to-increase-borrowing-capacity-435x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"How To Increase Borrowing Capacity: 12 Tips\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"how-to-increase-borrowing-capacity-12-tips\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/home-loans\/increase-borrowing-capacity\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tHow To Increase Borrowing Capacity: 12 Tips\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Knowing how to increase borrowing capacity for a home loan can help you get a larger mortgage from your lender. Here&#8217;s 12 tips to get started.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/Alan-Hartstein-portrait-40x40.jpeg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Alan Hartstein<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-6288 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>A delayed settlement can be especially frustrating if, as the buyer, you&#8217;re planning to move in on settlement day or, as the seller, you&#8217;re eager to get your hands on the cash.<\/p>\n","protected":false},"author":4,"featured_media":9540,"parent":171,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/article-sidebar.php","meta":{"_acf_changed":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"[]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[7],"topic":[278],"cluster":[339],"pp_author":[94],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Delayed Settlement? 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