Amrita Jayakumar is a freelance writer and a former special assignments writer for NerdWallet. She covered personal loans and consumer credit and debt. In addition, she wrote a syndicated column about millennials and money. Previously, she was a reporter at The Washington Post. Her work has appeared in the Miami Herald and USA Today. Amrita has a master’s degree in journalism from the University of Missouri.
The latest from Amrita
Best Long-Term Personal Loans
Long-term personal loans carry repayment terms of more than five years. Though you'll have smaller monthly payments, total interest can be higher.
800 Credit Score: Good or Bad?
An 800 score is considered excellent. You will qualify for the very best rates on credit cards and loans.
750 Credit Score: Is It Good or Bad?
A 750 score is considered excellent. You will get among the very best rates on loans and credit cards.
680 Credit Score: Is It Good or Bad?
A 680 score is in the "fair" range, but it's close to being "good." You can take steps to go to the next level.
630 Credit Score: Is It Good or Bad?
A 630 score is in the "fair" range. You may have to pay higher rates on loans and credit cards than others.
650 Credit Score: Is It Good or Bad?
A 650 score is in the "fair" range, so you may pay higher rates on loans. But your score can recover.
580 Credit Score: Good or Bad?
A 580 score is in the bad range, so you may have trouble qualifying for credit — but you can build your score.
500 Credit Score: Good or Bad?
A 500 credit score falls into the bad range. You'll have trouble getting credit, but your score can recover.
Chase Bank Personal Loan Alternatives
Chase doesn't offer personal loans. Financing may be available through other banks, credit unions and online lenders.
OppLoans Personal Loans: 2023 Review
OppLoans are no-credit-check small loans with fast funding but high rates. You may have cheaper options.
Peer-to-Peer Personal Loans for Borrowers
Peer-to-peer loans are personal loans funded by individual investors or institutions. See our picks for the best peer-to-peer loans from online lenders.
How to Protect Yourself After a Data Breach
Data breaches exposing consumers' sensitive personal information are a fact of life, but you can take steps to protect yourself and your credit.
A Simple ‘Recipe’ for Managing Your Credit Score
Pay everything on time. Use less than 30% of your available credit. Keep an eye on everything else.