Andrea is a former NerdWallet authority on retirement and investing. Her stories have appeared in The Wall Street Journal, the SanFrancisco Chronicle, MarketWatch and elsewhere. She has been interviewed onTV and radio, including NPR’s “All Things Considered,” and quoted by national publications such as Fortune, Time and CNBC.
The latest from Andrea
Roth 401(k) vs. Roth IRA: Which Is Better for You?
Both accounts offer tax-free growth on your investments and tax-free retirement income. But there are differences, including the rules for pulling money out before retirement.
Best Retirement Plans of 2023: Choose the Right Account for You
Here's how to find the best retirement plans to save for your future.
Inherited IRA: How It Works & Distribution Rules
Withdrawal rules and taxes depend on your relationship and whether the account is a Roth IRA or a traditional IRA.
Roth IRA Rules 2022 and 2023: Contributions, Withdrawals
Roth IRA rules limit 2021-2022 contributions for people with income above certain amounts. Withdrawals can be tax-free.
Roth IRA Contribution and Income Limits 2022 and 2023
The Roth IRA income limits for 2023 are less than $153,000 for single tax filers, and less than $228,000 for those married and filing jointly.
3 Day-Trading Tax Tricks
Day traders are eligible for some valuable tax breaks. But qualifying as a day trader per IRS rules can be challenging.
The Pros and Cons of a Roth IRA
Roth IRAs might seem ideal, but they have disadvantages, including the lack of an immediate tax break and a low maximum contribution.
5 Top Benefits of a Roth IRA
Roth IRAs come with some perks that traditional IRAs lack, such as easy early withdrawals and tax-free money in retirement.
Stock Trading vs. Investing: What’s the Difference?
Stock trading is about buying and selling stocks for short-term profit, with a focus on share prices. Investing is about buying stocks for long-term gains.
Roth IRA Interest Rates: How to Make Your Account Grow
To earn a return in your Roth IRA, you'll need to choose the right investments.
Self-Directed IRA (SDIRA): What You Need to Know
This type of IRA allows you to hold alternative investments in a retirement account. But it comes with complex rules and risks.
Mutual Funds for Retirement: Simple Portfolios Suggestions
You know you need to save, and that generally means investing in mutual funds for retirement. See how many mutual funds can form a diversified portfolio.
Traditional IRA Withdrawal Rules
If you withdraw money from your IRA before age 59½, you'll face penalties. But there are exceptions if you follow the rules.