Ramsey is a freelance travel journalist covering business travel, loyalty programs and luxury travel. His work has appeared in Travel+Leisure, Condé Nast Traveler, Reader's Digest, AFAR, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Business Traveler, Fortune, Airways, TravelAge West, MSN.com, Bustle.com and AAA magazines. As someone who flies more than 450,000 miles per year and has been to 166 countries, he is well-versed in the intricacies of credit cards and how to maximize the associated perks and services.
The latest from Ramsey
Hotel Review: The W Aspen
This Marriott Bonvoy property offers bold design and mountain views that deliver on the Colorado experience.
The Guide to Emirates Business Class
Check which airplane model you'll be flying before splurging on Emirates business — the seating experience varies.
10 Beautiful Views from Hotel Club Lounges
You can get hotel lounge access and the views that come with it by booking a premium room or holding elite status.
Hotel Review: JW Marriott Maldives Resort & Spa
Unlike most Maldives resorts, you won't pay more points to secure an overwater villa at this Marriott property.
Can You Buy Travel Insurance at the Last Minute?
If you wait too long to purchase travel insurance, you'll miss out on valuable pre-departure coverage
Hotel Review: InterContinental Edinburgh The George
Located in Edinburgh's UNESCO World Heritage area, this Georgian gem makes for a beautiful and convenient stay.
The Guide to United Premier Silver
United Premier Silver is a great starter status that can be easily earned with the right credit card.
9 Great Best Western Hotels in Europe
Best Western's portfolio of more than a dozen brands includes hotels in some prime European destinations.
United Club Fly: Grab-and-Go Food in Denver
United's newest lounge concept is aimed at travelers who want to take snacks and drinks for their next flight.
The Best National Parks Near Charlotte, North Carolina
This hub city offers outdoorsy travelers plenty of places to explore, particularly during the autumn season.
How the Delta SkyMiles® Gold American Express Card’s Travel Insurance Works
The card includes car rental insurance and baggage protection but not trip cancellation or delay coverage.
A Guide to JFK Airport Lounges: What to Know
JFK offers travelers a wide variety of lounge options across the airport's six terminals.
The Guide to Delta Platinum Medallion
Upgrades, bonus miles, free bags, rental car perks — this status has everything a frequent traveler could want.
Wyndham Status Match: What You Need to Know
Wyndham will status match with most major hotel loyalty programs, but it offers matching at certain times only.