Ramsey is a freelance travel journalist covering business travel, loyalty programs and luxury travel. His work has appeared in Travel+Leisure, Condé Nast Traveler, Reader's Digest, AFAR, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Business Traveler, Fortune, Airways, TravelAge West, MSN.com, Bustle.com and AAA magazines. As someone who flies more than 450,000 miles per year and has been to 166 countries, he is well-versed in the intricacies of credit cards and how to maximize the associated perks and services.
The latest from Ramsey
The Guide to Hilton Gold Status
Hilton Gold status is worth the perks for loyalists (and it's not actually all that difficult to earn).
The 3 Best Uses of Hyatt Points (And a Few Okay Ones, Too)
If you want to get the most value for your Hyatt points, target redemptions on all-inclusive resorts and suites.
5 Things to Know About Marriott Status Match
You can avoid the hassle of Marriott's status match challenge by holding certain co-branded credit cards.
3 Things to Know About the New PricePoints from Priceline
Priceline cardholders will now earn 5x points valued at 1 cent apiece on travel bookings made through Priceline.
Can I Upgrade TSA PreCheck to Global Entry?
You can't upgrade, so apply for Global Entry first and get the benefits of TSA PreCheck included.
Hilton Aspire vs. Bonvoy Brilliant
If you're new to hotel loyalty and want to get the most value right away, the Aspire is the card you want.
How to Get Priority Pass Lounge Access
Holding membership or the right travel card can get you in, otherwise, you'll have to buy a day pass.
A Guide to Global Entry Walk-In Appointments
Walk-in appointments are available to those arriving from an international trip who've gotten conditional approval.
10 New NYC Hotels You Can Book With Points
Marriott, IHG, Hilton and others have all recently opened hotels in New Yok City where you can burn some points.
High-Value AmEx Card Offers for Travelers
These AmEx consumer cards each offer benefits that more than justify their annual fees.
Delta Gold vs. Platinum Card: Which Card is Better for You?
If you don't need premium perks or status, the Gold card offers plenty of value for a lower annual fee.
11 Best New Hotels in Australia for Points Travelers
Australia has come out on the other side of its COVID lockdown with a few new hotels where you can burn some points.
Hyatt Lifetime Globalist: What to Know
You'll need to earn 1 million base points (roughly $200,000 in spending) to get Lifetime Globalist status.
The Guide to Cruise Travel Insurance
If you want insurance, consider using an insurer recommended by the cruise line you're traveling with.