Ramsey is a freelance travel journalist covering business travel, loyalty programs and luxury travel. His work has appeared in Travel+Leisure, Condé Nast Traveler, Reader's Digest, AFAR, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Business Traveler, Fortune, Airways, TravelAge West, MSN.com, Bustle.com and AAA magazines. As someone who flies more than 450,000 miles per year and has been to 166 countries, he is well-versed in the intricacies of credit cards and how to maximize the associated perks and services.
The latest from Ramsey
The Pros and Cons of Cruises
Cruises are a convenient way to visit multiple destinations in one trip, but they can also be crowded and touristy.
Do You Need a Passport for an Alaskan Cruise?
Unless you're on a closed-loop itinerary, you'll likely need a passport or similar documentation on your cruise.
The Guide to Best Western Status Matches
Best Western's status match policy gets you up to two years of status if you're an elite member with another chain.
World of Hyatt vs. IHG Credit Card: Which Is Right For You?
Hyatt and IHG credit cards carry low annual fees with tons of value. The best card for you depends on your preference.
Accor Live Limitless: 7 Things to Know About the Loyalty Program
Accor's loyalty program is free to join and offers varied perks based on elite status tier and brand.
The Guide to Delta 360°
Delta's secret tier offers plenty of perks but may not be as sweet a deal as what you'd get with American or United.
Is the New Choice Privileges Card Worth Its Annual Fee?
The answer is: There is no fee with the new card, which comes with solid earning rates and elite status — a clear value for Choice loyalists.
The Guide to Sonder Apartments
Sonder offers an in-between option for travelers who want the independence of Airbnb with the amenities of a hotel.
The Guide to the AmEx Platinum Clear Benefit
You can get even more mileage out of the AmEx Clear credit by pairing it with Global Entry or TSA PreCheck.
Royal Caribbean vs. Carnival: Which Is Right For You?
Royal Caribbean wins out in most categories, but Carnival offers a solid budget- and family-friendly option.
The Guide to British Airways Economy (Euro Traveller, World Traveller)
British Airways offers two standard economy products, one for shorter routes and another for long-haul flights.
What to Do When You Can’t Transfer Chase Points to Hyatt
Mismatched names or an ineligible card are two reasons a transfer might not work. Try calling to sort it out.
The Guide to Wingtips Lounge
The lone Wingtips Lounge can be found in St. Louis. Access is granted through day passes and membership programs.
Turkish Airlines vs. Lufthansa
While both offer a top-tier air travel experience, Turkish Airlines is ahead in almost every category.