Ramsey is a freelance travel journalist covering business travel, loyalty programs and luxury travel. His work has appeared in Travel+Leisure, Condé Nast Traveler, Reader's Digest, AFAR, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Business Traveler, Fortune, Airways, TravelAge West, MSN.com, Bustle.com and AAA magazines. As someone who flies more than 450,000 miles per year and has been to 166 countries, he is well-versed in the intricacies of credit cards and how to maximize the associated perks and services.
The latest from Ramsey
The Guide to Delta Flight Cancellations
You've got options, but Delta offers full refunds on canceled flights regardless of fare class.
Marriott Titanium vs. Platinum Elite Status
Titanium looks similar to Platinum, but its 75% points-earning rate is the big draw.
The Guide to TSA PreCheck Renewal
Renewal now only costs $70 for online applications, but costs $78 for in-person renewals.
American Express Platinum Concierge: What to Know
AmEx's concierge service is there when you don't have the time or desire to handle a task yourself. Just call.
Yes, You Can Transfer Hyatt Points to Others. Here’s How
You can transfer your Hyatt points to anyone — even people outside your household — with the PDF transfer form.
4 Things to Know About Sofitel’s Club Millésime
Club Millésime is an exclusive lounge space in Sofitel hotels that offers complimentary food and beverages.
How Hyatt Suite Upgrade Awards Work
Using your suite upgrade award on a longer stay can be a smart money move, but be mindful of expiration dates.
IHG vs. Hilton: Which is Right for You?
Hilton has more properties in almost every budget category: value, midscale and luxury.
The Guide to Hilton Grand Vacations
Hilton Grand Vacations is a timeshare program where members can book HGV locations with their ClubPoints.
8 Best Hyatt Category 4 Hotels
These category 4 hotels will run between 12,000 and 18,000 World of Hyatt points per night.
How to Book Travel on Kayak
Kayak is a robust travel search tool that can find you deals on flights, hotel rooms and rental cars.
What Credit Cards Can Get Me Into Priority Pass Lounges?
You could buy your way in, but there are plenty of cards that offer Priority Pass access.
The New Singapore Airlines Lounge Complex at Singapore Changi Airport
Singapore Airlines has pulled out all the stops with this sprawling array of lounges.