Steve Nicastro is a former NerdWallet writer and authority on personal loans and small business. His work has appeared in USA Today, The New York Times and MarketWatch. He holds a bachelor’s degree in journalism from Quinnipiac University.
The latest from Steve
Acima Leasing: 2022 Review
Acima is a point-of-sale option for lease-to-own purchases. Borrowers can minimize high financing costs by paying off the lease early.
Rejected for a Personal Loan? Here’s How to Recover
Learn the reason for your loan rejection, then work on boosting your credit and income for your next application.
Best Personal Loans With No Origination Fee
A personal loan with no origination fee appeals to borrowers who don't want extra costs. Compare the best personal loans with no origination fee.
What Happens If I Default on a Personal Loan?
Defaulting on a personal loan can have serious consequences, including a damaged credit score.
How to Get a Debt Consolidation Loan in 5 Steps
The steps to get a debt consolidation loan include checking your credit, comparing options and applying for a loan.
What Is a Personal Loan Origination Fee?
Origination fees add to a personal loan's costs, but may be worth paying if the APR is lowest among other options.
What Is a Live Check?
Live checks are actually personal loans. If you cash one, you'll have to repay the money with interest.
How I Ditched Debt: Thrifty Living and Side Gigs
Bad choices in college and a bad job market after led to too much debt. Now she's smart about her finances and future.
5 Tips to Boost Your Chances of Personal Loan Approval
Cleaning up your credit and paying down debt are two ways to help you qualify for a personal loan.
5 Ways to Consolidate Credit Card Debt
Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards.
OneMain vs. Mariner: Compare Personal Loan Lenders
OneMain Financial and Mariner Finance offer personal loans for bad credit. Compare rates, terms and qualifications.