at Alliant Credit Union,

Federally insured by the NCUA


More than 80,000 free ATMs
0.45% APY on High-Rate Checking is well above average
1.70% APY on savings, among the best rates you'll find


$25 overdraft fee; no limit on number of daily charges
Doesn't participate in shared branching

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Many credit unions offer better interest rates than banks do, but they also may have narrow membership requirements and less polished technology. But Alliant Credit Union combines the best of both worlds with broad membership criteria, great rates and a good tech experience.

Ratings methodology | Updated December 21, 2018



Alliant offers free, teen and high-rate checking accounts, none of which charges a monthly fee. Qualify for High-Rate Checking's strong APY by enrolling in free e-statements and receiving at least one electronic deposit per month — and you’ll receive the great rate, plus up to $20 per month in reimbursements for out-of-network ATM fees.

High-Rate Savings
Min. balance for APY

at Alliant Credit Union,

Federally insured by the NCUA

High-Rate Checking
Monthly fee
Balance to waive monthly fee

at Alliant Credit Union,

Federally insured by the NCUA

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