Pros
No fees on accounts
Decent annual percentage yields ranging from 0.60% to 2.00% on share certificates
Options available for those who don't qualify for a checking account
Cons
Membership limited to immediate family of members, residents of western Florida and alumni of Florida College
Doesn't participate in shared branching
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Overall
4.0
If you qualify to be a member, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify at competing locations.
Good rates, low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.
Ratings methodology | Updated October 23, 2017
Checking
4.5
Suncoast offers two free checking accounts: Smart Checking and Teen Checking. The APY of 0.05% on all accounts is higher than the rates at many other banks and credit unions but isn’t the best in the country.