Pros

No fees on accounts
Decent annual percentage yields ranging from 0.60% to 2.00% on share certificates
Options available for those who don't qualify for a checking account

Cons

Membership limited to immediate family of members, residents of western Florida and alumni of Florida College
Doesn't participate in shared branching

Overall

4.0

If you qualify to be a member, Suncoast is a rock-solid place to keep your money. The credit union offers quality accounts and products, even for people who might not qualify at competing locations.

Good rates, low fees and a dedication to community accessibility make Suncoast Credit Union a gem of a financial institution on the western Florida coast.

Ratings methodology | Updated October 23, 2017

Checking

4.5

Suncoast offers two free checking accounts: Smart Checking and Teen Checking. The APY of 0.05% on all accounts is higher than the rates at many other banks and credit unions but isn’t the best in the country.

Savings Account
0.35%
APY
$5
Min. balance for APY
Learn moreat Suncoast Credit Union
Smart Checking
$0
Monthly fee
None
Balance to waive monthly fee
Learn moreat Suncoast Credit Union
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Overall
Customer service
Excellent
Website / app
Fair
Rates
Excellent
Fees
Low
Awsome
Their services are awesome. Friendly and fast service. Great
Overall
Customer service
Poor
Website / app
Poor
Rates
Poor
Fees
High
Love it!
They will go above and beyond for members
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