Video and music streaming services have become a popular bonus category on credit cards as media consumption patterns change. Where streaming subscriptions once fell into the "everything else" bucket that didn't qualify for bonus points or cash back, streaming is increasingly called out for rewards of 3%, 5% and even higher. Streaming probably isn't the biggest item in your budget and might not be the sole reason to get a particular card, but it's a nice complementary category, for sure.
Some of our best credit cards for streaming services can be applied for through NerdWallet, and some cannot. Below, you'll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks and guidance on which services earn the highest rewards from which cards.
Show summary
Blue Cash Preferred® Card from American Express: Best for Highest rewards rate
U.S. Bank Cash+® Visa Signature® Card: Best for Customizable 5% cash back
Citi Custom Cash® Card: Best for Automatic 5% cash back
Capital One SavorOne Cash Rewards Credit Card: Best for Broad rewards on entertainment
Chase Sapphire Preferred® Card: Best for Travel rewards
Wells Fargo Active Cash® Card: Best for Simplicity
Prime Visa: Best for Amazon Prime video and music
The Platinum Card® from American Express: Best for Luxury travel perks
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.
Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.
Before applying, confirm details on the issuer’s website.
Our pick for: Highest rewards rate
If your household spends a lot on groceries, gas, transit and streaming services, the Blue Cash Preferred® Card from American Express is for you. The rewards it pays in those categories — particularly at U.S. supermarkets and on select streaming services — are among the richest of any card. There's a nice welcome offer for new cardholders and an introductory 0% APR period, too. The generous benefits come at a cost, though: Unlike most cash-back cards, this one charges an annual fee. Read our review.
The Blue Cash Preferred® Card from American Express earns 6% cash back on select U.S. streaming subscriptions. Terms apply. Only those services that are specifically identified on the issuer's website are eligible for the 6% cash back. Click below for the full list, as of October 2022.
Amazon Music Unlimited
Apple Music
Apple TV+
Audible
DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)
Disney+
ESPN+
Fubo TV
HBO Max
HBO (standalone streaming subscription only, formerly known as HBONow)
Hulu
iHeartRadio
Kindle Unlimited
Luminary
MLB.TV
NBA League Pass
Netflix
NHL.TV
Pandora
Paramount+
Peacock
Prime Video
Showtime
Sling TV
SiriusXM Streaming and Satellite
Spotify
Stitcher
Tidal Music
YouTube Music Premium
YouTube Premium
YouTube TV
More information available at American Express.
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Our pick for: Customizable 5% cash back
If you don't mind putting some work into your rewards, check out the U.S. Bank Cash+® Visa Signature® Card. It might be the most customizable cash back card available. You pick which categories earn the most cash back — you get two 5% categories and a 2% category — and you can change those options every quarter. There's a good bonus offer for new cardholders, too. Read our review.
The U.S. Bank Cash+® Visa Signature® Card offers "TV, internet and streaming services" among its 5% cash back categories. Whether a service actually earns 5% depends on the category code assigned to the merchant by Visa. The issuer doesn't offer a comprehensive list of eligible services but does provide examples. It notes: "While the list can be a helpful guide, U.S. Bank does not control how individual merchants or purchases are categorized." Click below for the examples as of October 2022.
Amazon Music
Apple Music
Disney+
FandangoNOW
Google Play Music
Hulu
Netflix
Pandora
Sirius XM
Slacker Radio
Sling TV
Spotify
Vudu
YouTube
More information available at U.S. Bank.
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Our pick for: Automatic 5% cash back
The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically in your eligible top spending category on up to $500 spent per billing cycle (1% back on other spending). The list of eligible 5% categories is varied and includes biggies like restaurants, grocery stores and more. And unlike with its competitors, there's no activation schedule or bonus calendar to keep track of. Read our review.
The Citi Custom Cash® Card earns 5% cash back in the eligible category where you spend the most money each billing cycle (on up to $500 in spending). Those categories include streaming subscriptions. The issuer provides a list of services that qualify for the 5% cash back. Click below for the list as of October 2022.
Amazon Prime Video
Amazon Music
Apple Music
DirectTV Stream
Disney+
ESPN+
fuboTV
HBO Max
NBA League Pass
Netflix
Pandora
Paramount+
Showtime
SiriusXM
Sling TV
Spotify
Starz
Tidal
Vudu
YouTube Red (Note: This service is now referred to as YouTube Premium.)
YouTube TV
More information available at Citi.
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Our pick for: Broad rewards on entertainment
Love the night life but dead-set against paying an annual fee? Consider the Capital One SavorOne Cash Rewards Credit Card. It pays a lower cash-back rate on dining and entertainment than the regular Savor card, but the rewards are nevertheless quite good. The sign-up bonus is smaller than on the annual-fee version, too, but it's still solid. Read our review.
Capital One says simply that "streaming purchases made from eligible music and video streaming services" will qualify for the 3% cash back on streaming with the Capital One SavorOne Cash Rewards Credit Card. The issuer identifies only Netflix, Hulu and Disney+ as examples of eligible services. However, it notes that "some services" are excluded, including Amazon Prime Video, AT&T TV (now known as DirecTV Stream), Verizon FIOS On Demand, audiobook subscription services and fitness programming.
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Our pick for: Travel rewards
For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review.
The Chase Sapphire Preferred® Card earns 3 points per dollar on select streaming services that "specialize in delivering music and video content over the internet." Only those services that are specifically identified on the issuer's website are eligible for the 3X rewards. Click below for the full list, as of October 2022.
Apple Music
Apple TV
Disney+
ESPN+
Fubo TV
HBO Max
Hulu
Netflix
Pandora
Paramount+
Peacock
Showtime
SiriusXM
Sling
Spotify
YouTube Premium
YouTube TV
Vudu
More information available at Chase.
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Our pick for: Simplicity
Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card. It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a generous 0% intro APR on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee. Read our review.
The Wells Fargo Active Cash® Card earns the same rewards rate — 2% cash back — on every purchase, regardless of category. That means you don't have to fret over whether this or that streaming service qualifies for the top rate. You can switch services without having to switch payment methods. It also means you can use the card for everything else and enjoy a solid rewards rate.
. . .
Our pick for: Luxury travel perks
The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.
The Platinum Card® from American Express offers up to $20 a month in statement credits for digital entertainment. Terms apply; only services that are specifically identified by the issuer are eligible for those credits. Click below for the full list as of October 2022.
Disney+ (including the Disney Bundle)
ESPN+
Hulu
Peacock
SiriusXM
The New York Times
Wall Street Journal
More information available at American Express.
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Our pick for: Amazon Prime Video fans
If you drop a lot of money at Amazon and/or Whole Foods Market, this is the card for you, with 5% back on such purchases, plus bonus rewards at restaurants and gas stations, plus local transit and commuting (including rideshare). There's no annual fee, but you have to be a Prime member, and that does have a fee. Read our review.
The Prime Visa doesn’t specifically reward you for streaming services — but Amazon Prime video and music streaming services are automatically included with your Prime membership, which you can pay for with this card. You’ll earn that same rich 5% back on digital downloads and on almost any purchase you make on Amazon.com.
. . .
Our pick for: Paypal users
Earn unlimited 3% cash back on purchases made with the card through PayPal and unlimited 2% cash back on all other purchases. You'll need a PayPal account, but if you're the sort of person this card appeals to, you probably already have one. Read our review.
Any merchant that lets you pay through Paypal will earn 3% cash back with the PayPal Cashback Mastercard®. So if you're already paying for your streaming subscriptions via Paypal, you can incorporate this card pretty seamlessly — and get great cash back rewards for it.
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Last updated on September 28, 2023
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.