BEST OF
9 Best Maryland DHCD Mortgage Lenders of 2021
The Maryland DHCD helps first-time home buyers in Maryland realize their homeownership ambitions. These are among the highest-rated DHCD lenders, as determined by NerdWallet.
The Maryland Department of Housing and Community Development helps first-time buyers realize their homeownership ambitions. Working with local lenders, the Maryland DHCD offers a number of programs to help make buying a home more affordable.
To take advantage of these first-time home buyer programs, you’ll need to work with a participating lender. We researched Maryland DHCD’s over 80 state-approved banks and mortgage companies and compiled a summary of lenders ranking among NerdWallet’s highest-rated.
The Maryland Department of Housing and Community Development helps first-time buyers realize their homeownership ambitions. Working with local lenders, the Maryland DHCD offers a number of programs to help make buying a home more affordable.
To take advantage of these first-time home buyer programs, you’ll need to work with a participating lender. We researched Maryland DHCD’s over 80 state-approved banks and mortgage companies and compiled a summary of lenders ranking among NerdWallet’s highest-rated.
Summary of Best Maryland DHCD Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for expanded loan products and services | 620 | 3% | Read review | |
Best for expanded loan products and services | 620 | 3% | Read review | |
Best for online and mobile capabilities + customer service | 620 | 3% | at Guaranteed Rate | |
Best for online and mobile capabilities | 620 | 3% | at Fairway Independent Mortgage | |
Best for borrowers with fair credit | 620 | 3% | Read review | |
Best for borrowers with fair credit | 620 | 3% | Read review | |
Best for customer service | 620 | 5% | at loanDepot | |
Best for government mortgages | 620 | 3% | Read review | |
Best for government mortgages | 620 | 3% | at New American Funding |
PrimeLending: NMLS#13649

Min. Credit Score
Min. Down Payment
Homebridge: NMLS#6521

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
SunTrust (Truist): NMLS#2915

Min. Credit Score
Min. Down Payment
BB&T (Truist): NMLS#399803

Min. Credit Score
Min. Down Payment
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
Min. Down Payment
at loanDepot
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
Caliber: NMLS#15622

Min. Credit Score
Min. Down Payment
at New American Funding
New American Funding: NMLS#6606
Min. Credit Score
Min. Down Payment
at New American Funding
Last updated on January 22, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Maryland DHCD Mortgage Lenders of 2021
- PrimeLending: Best for expanded loan products and services
- Homebridge: Best for expanded loan products and services
- Guaranteed Rate: Best for online and mobile capabilities + customer service
- Fairway Independent Mortgage: Best for online and mobile capabilities
- SunTrust (Truist): Best for borrowers with fair credit
- BB&T (Truist): Best for borrowers with fair credit
- loanDepot: Best for customer service
- Caliber: Best for government mortgages
- New American Funding: Best for government mortgages