How Can I Get Rid of Student Loans Without Paying?
There’s no simple way to get rid of student loans without paying. But for federal student loans, there are forgiveness programs available after you make payments and meet other qualifications.…
Anna Helhoski
Anna Helhoski is a writer and NerdWallet's authority on student loans. Her work has appeared in The Associated Press, The New York Times, The Washington Post and USA Today. She recently paid off her own student loan debt and is motivated to help other borrowers do the same. She holds a bachelor's degree in journalism from SUNY Purchase. Email: [email protected]. Twitter: @annahelhoski
Posts by Anna Helhoski:
Is Student Loan Discharge in Bankruptcy Now Within Reach?
Student loan borrowers who seek to have their debt canceled in bankruptcy — what’s known as discharge — typically find it an expensive process with standards that can be difficult to…
Why Are Fewer Students Seeking College Aid? They’re Not Going
Students are not submitting as many financial aid applications as they typically would this fall because fewer would-be students are attending college — another example of economic fallout from the…
How to Handle College Loan Debt as an Unemployed Recent Grad
Entry-level jobs are scarce for recent college graduates, which leaves the Class of 2020 in a precarious position as their student loan debt comes due. Taylor Cabrera has been job-hunting…
How to Get a Professional Judgment for Financial Aid
You might need to request a professional judgment from your school if your current finances are not accurately reflected on your financial aid application. When you submit the Free Application…
Can You Really Get Your Student Loans Forgiven?
Student loan forgiveness isn’t easy to get even if you qualify for one of several existing federal programs, including: Public Service Loan Forgiveness: Make 10 years’ worth of payments (120…
Banking 101: Your Guide to Getting in the System
Getting a bank account opens doors to opportunities that alternative services can’t match, such as fraud protection, free check cashing and access to lower-cost loans. If you don’t have a…
What Happens if You Never Pay Your Student Loans?
If you decide to never pay your student loans: Once it’s been 30 days since your first missed monthly payment, you’ll be hit with late fees (for federal student loans…
Can I Get Total and Permanent Disability Discharge of My Student Loans?
Total and permanent disability discharge is a type of student loan forgiveness for borrowers who cannot work due to a physical or mental impairment. To be granted forgiveness, you have…
If Your College Closes for Good, What Happens to Your Debt?
Only a handful of colleges have closed permanently due to economic instability caused by the COVID-19 pandemic. It’s likely that most schools will weather the storm, college experts say. But…
