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Dayana Yochim

Dayana is a former NerdWallet authority on investing and retirement. She has written for The Associated Press, The Motley Fool, Woman’s Day, Real Simple, Newsweek, USA Today and more. She has written and contributed to several personal finance books and has been interviewed on the "Today" Show, "Good Morning America," NPR, CNN and other outlets.

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Posts by Dayana Yochim:
What Is a Financial Planner, and Do You Need One?

What Is a Financial Planner, and Do You Need One?

Arielle O'Shea & Dayana Yochim
April 15, 2022

You’ve got financial questions. The internet’s got answers. So do friends, family members and Instagram influencers. Financial planners can cut through the noise and provide expert money advice that’s tailored…

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What Is Portfolio Management?

Dayana Yochim & Alana Benson
June 30, 2022

The idea of managing your own investments can feel daunting, but no matter how much money you have, there is a level of portfolio management right for you. If you’re…

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12 Best Investments for Any Age or Income

Chris Davis & Dayana Yochim
May 12, 2022

The term “investing” may conjure images of the frenetic New York Stock Exchange, or perhaps you think it’s something only meant for those wealthier, older or further along in their…

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Investment Management: How To Do It

Dayana Yochim & Alana Benson
May 2, 2022

Hiring someone to manage your investment portfolio may sound like a service only the wealthy need — or can afford. But investment management is about making the most of your…

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Index Funds: How to Invest and Best Index Funds for July 2022

Dayana Yochim & Kevin Voigt & Alana Benson
July 1, 2022

Everyone gushes about index mutual funds, and for good reason: They’re an easy, hands-off, diversified, low-cost way to invest in the stock market. Index fund definition An “index fund” is…

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4 Types of Investment Accounts You Should Know

Dayana Yochim
Jan. 11, 2022

If you like having options, you’ve got plenty when it comes to investment account types. What’ll it be, an IRA? Taxable account? College savings account? That’s one of the first…

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NerdWallet SmartMoney Podcast Archive

Sean Pyles & Dayana Yochim
June 30, 2022

In each episode, NerdWallet experts answer real-world financial questions, so you can work toward your goals faster and manage your money smarter.

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SIMPLE IRA vs. 401(k): The Pros and Cons of Each Plan

Dayana Yochim
March 16, 2022

The SIMPLE IRA vs. 401(k) decision is, at its core, a choice between simplicity and flexibility for employers. The aptly named SIMPLE IRA, which stands for Savings Incentive Match Plan for…

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How Does Your 401(k) Compare to Average?

Dayana Yochim
May 29, 2019

More than 97 million Americans have access to an employer-sponsored retirement plan. If your retirement savings is a portion of the $5.3 trillion invested in 401(k)s, you may have wondered…

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What Is a SIMPLE IRA Plan? How It Works, Rules & FAQs

Dayana Yochim & Andrea Coombes
Dec. 7, 2021

A SIMPLE IRA (Savings Incentive Match Plan for Employees) is a small-company version of a 401(k) plan and is subject to many of the same rules as individual retirement accounts…

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