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Gregory Karp

Gregory Karp is a credit cards expert for NerdWallet. He has been a newspaper reporter and editor, authored two personal finance books and created the Spending Smart syndicated newspaper column, which ran from 2003 to 2014. He previously was a reporter at the Chicago Tribune, covering consumer issues, airlines, retail and other business news topics. He has been quoted as a guest expert on all media platforms — from TV, newspapers and magazines to podcasts and blogs — and he has spoken on panels at national conferences. He has won numerous awards, including national recognition from the Society of American Business Editors and Writers. Email: [email protected].

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Posts by Gregory Karp:

Mastercard Expands Offers With Digital Brands for World and World Elite Customers

Gregory Karp
April 1, 2021

If you have one of the upper-tier Mastercards — dubbed World and World Elite — you might be able to take advantage of new deals the payment network has forged…

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Capital One Venture Raises Bonus; Worth $1,400 if You Spend Enough

Gregory Karp
March 31, 2021

If you’re looking to stockpile travel rewards for a vacation, now’s a good time to consider the . It’s offering a bonus with a total potential value of $1,400. The…

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What Is WebBank and Are Its Credit Cards Right for You?

Gregory Karp
March 12, 2021

WebBank is a financial institution that issues credit cards and other financial products largely for brands that aren’t directly in the banking business. It’s similar to Synchrony Bank or Comenity…

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What Is a Diners Club Card?

Gregory Karp
March 1, 2021

A Diners Club card is like a regular charge card or credit card, with an emphasis on travel — not dining, oddly. The main difference is that, currently, an individual…

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What to Know About Chase’s New Policy on ‘Cash-Like Transactions’

Gregory Karp
Feb. 25, 2021

Chase is using a new and expanded definition of “cash-like transactions,” which for Chase credit card holders refers to purchases that trigger the penalties of taking a cash advance. Cash…

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Citi Flex Plan: What It Is and How It Works

Gregory Karp
March 15, 2021

Citi Flex Plan allows cardholders to access their credit card’s line of credit in new ways, besides the usual purchases at stores and online merchants. Cardholders can essentially use their…

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Discover Relaunches Balance Transfer Card

Gregory Karp
Feb. 16, 2021

» This page is out of date Discover’s balance transfer credit card is now available on multiple online platforms, including NerdWallet. The exclusive offer described below has ended.    Discover’s…

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Citi Offers New TurboTax Discounts, Ability to Pay With Points

Gregory Karp
Feb. 5, 2021

During the pandemic, many credit card issuers are offering creative ways for customers to use their credit card rewards points, which would typically be redeemed for travel in normal times. Through the…

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Chase Ultimate Rewards: How to Earn and Use Them

Gregory Karp
March 23, 2021

Chase Ultimate Rewards® is the name of the points program for Chase’s rewards credit cards. (The issuer’s co-branded cards with airlines, hotels or retailers have their own rewards programs.) Among points…

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Can I Buy Crypto With a Credit Card?

Gregory Karp
Feb. 1, 2021

If you’re accustomed to using a credit card for all your purchases, you might be surprised to learn that buying bitcoin and other cryptocurrencies could be a no-go. If you…

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