Skip to contentNerdWallet Home Page
Find your best

Best credit cards of 2020Best rewards cardsBest cash back cardsBest travel cardsBest balance transfer cardsBest 0% APR cardsBest student cardsBest cards for bad creditBest small business cards
Best high-yield online savings accountsBest savings accountsBest CD ratesBest checking accountsBest money market accountsBest cash management accountsBest bonuses and promotionsBest banks
Best brokers for stocksBest brokers for beginnersBest IRA providersBest Roth IRA providersBest robo-advisorsBest for active tradingBest for options tradingBest financial advisors
Best mortgage lendersBest lenders for first-time home buyersBest refinance lendersBest online lendersBest FHA lendersBest VA lendersBest for low down paymentBest lenders for low credit
Best car insuranceBest cheap car insuranceBest life insuranceBest homeowners insuranceBest renters insurance
Best personal loans of December 2020Best personal loans for excellent creditBest personal loans for good creditBest personal loans for fair creditBest online personal lendersBest personal loan interest ratesBest bank loansBest small personal loansBest emergency loansBest installment loansBest debt consolidation loansBest long-term personal loans
Best student loansBest private student loansBest student refinance lenders
Compare and review

Compare side-by-sideCompare bonus offersCompare rewards cardsCompare 0% APR cardsCompare balance transfer cardsSee all credit card reviewsGet a card recommendation
Compare savings accountsCompare CD accountsCompare checking accountsCompare money market accountsCompare cash management accountsCompare all accountsMarcus reviewAmerican Express reviewHSBC reviewSee all bank and credit union reviews
Compare online brokeragesFidelityMerrill EdgeETRADETD AmeritradeVanguardSoFi Active InvestingBettermentInteractive BrokersRobinhood
Compare current mortgage ratesCompare current refinance ratesCompare current 30-year fixed ratesCompare current 15-year fixed ratesCompare current 5/1 ARM ratesCompare FHA mortgage ratesCompare cash-out refinance ratesCompare pre-approval lendersSee all mortgage lender reviews
Compare car insurance ratesCompare the big 4 car insurersSee all life insurance reviewsSee all car insurance reviews
Compare personal loansCompare bad credit loansCompare debt consolidation loans
Compare refinance student loans
Explore topics

Pick the best credit cardBalance transfer 101How to boost your approval oddsCredit card dataAll about credit cards
What is a good credit score?8 ways to build credit fastWhat makes up your credit score?Prevent identity theft, protect your creditHow to pay off debtHow to consolidate debtAll about credit score
How to open a bank accountHow much should you have in savings?High-yield CD: how it worksCD investments: How much you can earnChecking accounts 101All about banking
How much to save for retirementChoosing a financial advisorHow to buy stocksRoth IRA guideAll about investing
Tips for first-time home buyersFirst-time home buyer programs by stateHow to refinance your mortgageFHA loans: what you need to knowAll about mortgages
Refinance your auto loanHow to pay for collegeHow to get a business loanStudent loan repayment plansAll about loans
Arrive at the best car insurance quoteThe difference between term and whole life insuranceGet term life insurance quotesUnderstanding homeowners insuranceAll about insurance
Choosing the right budget system25 ways to make money online and offlineHow to lower your energy billHow to save moneyAll about spending & saving
How to fill out or update your W4Tax brackets and ratesTrack your federal and state refundsFederal income tax calculatorAll about taxes
Points and miles 101The best travel loyalty programsHow much your points and miles are worthHow to find travel insuranceAll about travel
Know your money

Balance transfer savings calculatorInterest rate calculator
Credit utilization calculatorDebt consolidation calculatorDebt payoff calculatorDebt to income calculator
Compound Interest calculatorSavings calculatorCD calculatorEmergency fund calculatorChecking vs savings account calculator
401(k) savings calculatorRoth IRA calculatorRetirement calculatorInvestment return calculator
Mortgage calculatorHow much house can I afford?Refinance calculatorDown payment calculatorCost of living calculatorAmortization calculatorFHA loan calculatorAll mortgage calculators
Student loan calculatorStudent loan refinance calculatorPersonal loan calculatorPersonal loan refinance calculatorBusiness loan calculatorMerchant cash advance calculatorAuto lease calculator
Life insurance calculatorLife insurance finderHow medical conditions affect your life insurance rateIncome replacement calculatorCar insurance rate estimator
Net worth calculatorBudget calculatorBudget worksheetSavings goal calculatorTotal car cost calculatorCar refinance calculator
Capital gains calculatorFederal income tax calculator
Cash vs miles calculatorTrue airfare cost calculator
Sign in
Advertiser Disclosure

Kenley Young

Kenley is an assigning editor at NerdWallet covering credit cards. He's a former front page editor for Yahoo and a former home page editor and copy desk chief for FoxSports.com. He has a dozen credit cards and uses them for paying down debt and traveling for free. Email: [email protected]. Twitter: @kenleyyoung.

twitter facebook
Posts by Kenley Young:
barclaycard-apple-rewards-card

5 Things to Know About the Barclaycard Financing Visa

Kenley Young & Melissa Lambarena
Sept. 17, 2020

» This card is no longer available In September 2020, Barclays confirmed that it is no longer taking applications for the , although existing account-holders can continue using their cards. The…

Read More

How I Used Points, and Willpower, to Get My Parents to Ireland

Kenley Young
June 15, 2018

My mother is what’s known as a hibernophile — a passionate fan of all things Irish. The music. The art. The fashion. The accents. She loves it all, and not…

Read More
american-express-cash-magnet-card-debuts

New AmEx Cash Magnet Card: Simply Attractive

Kenley Young
June 14, 2018

In the market for a simple cash-back credit card that earns a solid flat rate on all your eligible spending? You may want to stick “apply for the ” on that…

Read More
Chase Sapphire Reserve Loses Some Luster With Tweaks to Travel Perks

Chase Sapphire Reserve Loses Some Luster With Tweaks to Travel Perks

Kenley Young
May 22, 2018

When the  debuted in 2016, it was the toast of the premium-travel-card town, thanks in large part to its massive sign-up bonus, its flexible $300 annual travel credit and its airport lounge access.…

Read More

Here’s One Time Paying Taxes With a Credit Card May Pay Off

Kenley Young
April 5, 2018

It’s not all sunshine and refunds during tax season. Maybe you got a nasty surprise this year, and you owe your Uncle Sam a few bucks? Well, if you’re considering paying…

Read More

AmEx Offer: Up to $30 Off Your First Uber Ride Through July

Kenley Young
March 30, 2018

If you’ve considered trying Uber but have yet to take the plunge, American Express is offering an incentive that might prime the pump. For a limited time, eligible AmEx cardholders…

Read More
Limited Time: Sapphire Cardholders Save 10% on Gift Cards

Limited Time: Save 10% on Gift Cards via Ultimate Rewards

Kenley Young
Aug. 7, 2020

» This offer has expired The limited-time promotions described in this article have expired, so this page is out of date.   Holders of Chase’s Freedom and Sapphire credit cards have another opportunity…

Read More

What to Expect From Wells Fargo’s Cell Phone Insurance

Kenley Young
Jan. 26, 2018

UPDATE Nov. 25, 2019: This article has been updated to reflect changes from Wells Fargo in coverage limits for this benefit. There is no longer a limit on the number of…

Read More
Citi Simplicity Trims 0% Intro APR Period to 18 Months

Citi Simplicity Trims 0% Intro APR Period to 18 Months

Kenley Young
Jan. 17, 2018

This page is out of date The terms on the  have changed again since this article was published. For the current terms, see our details page for the . For other…

Read More

5 Things to Know About the Sprint Credit Card

Kenley Young
July 28, 2020

The Sprint Credit Card — serviced by Home Credit and issued by Bank of Missouri — is no longer accepting applications, and that’s probably just as well because it suffered from all kinds…

Read More

Posts navigation

Older posts
Newer posts
NerdWallet's Best Credit Cards
  • Best Credit Cards of 2019
  • Best Rewards Credit Cards
  • Best Cash Back Credit Cards
  • Best Balance Transfer Cards
  • Best Low Interest Credit Cards
  • Best Travel Credit Cards
  • Best Airline Credit Cards
  • Best Small Business Credit Cards
  • Best Credit Cards for Bad Credit
Shop & Compare Credit Cards
  • All Credit Card Offers
  • Rewards Credit Cards
  • Cash Back Credit Cards
  • Travel Credit Cards
  • Balance Transfer Credit Cards
  • Zero Percent Credit Cards
  • Business Credit Cards
  • Student Credit Cards
  • Bad Credit Credit Cards
  • GettyImages-1098254312.jpg-spending-on-home-improvements-these-credit-cards-can-helpGot Home Improvement Plans? How a Credit Card Can Help
  • Revamped United Club Card Boosts Rewards, Annual Fee
  • Best Travel Credit Cards for BusinessBest Travel Credit Cards for Business
  • Can I Get a Business Credit Card With an EIN Only?
  • NerdWallet's Best Credit Card Tips for March 2020NerdWallet’s Best Credit Card Tips for March 2020
  • Why the ABOC Platinum Rewards Card Is 2020’s Best Card for Fair Credit
  • NerdWallet’s Best Credit Card Tips for February 2020
  • NerdWallet's Best Credit Card Tips for January 2020NerdWallet’s Best Credit Card Tips for January 2020
  • Handy Money Rules of Thumb for a Quick Financial CheckupHandy Money Rules of Thumb for a Quick Financial Checkup
  • GettyImages-105939480-get-more-credit-card-points-great-taste-in-shoesHow Do I Get More Credit Card Points for My Great Taste in Shoes?
More from NerdWallet
  • Credit Cards
  • Checking Accounts
  • Savings Accounts
  • CD Rates
  • Mortgages
  • Auto Insurance
  • Life Insurance
  • Loans
  • Investing
  • Small Business
  • Health
  • Student Loan Refinance
NerdWallet Home Page
Make all the right money moves
about
Company
Leadership
Press
Careers
help
Help center
Support team
Community
Security FAQs
legal
Terms of use
Privacy policy
California privacy policy

Updated

Do not sell my personal information
Download the app
Learn more about the app
Download_on_the_App_Store_Badge_US-UK_RGB_blk_4SVG_092917

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses

NerdWallet Compare, Inc. NMLS ID# 1617539

NMLS Consumer AccessLicenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812

NerdWallet USA
|
NerdWallet UK
© 2020 NerdWallet, Inc.
All Rights Reserved.