There’s no mystery to it: A personal loan affects your credit score much like any other form of credit. Make on-time payments and build your credit. Any late payments can…

An installment loan is money you borrow and pay back with fixed payments — or installments — over a period of time, or term. It differs from a revolving line…

Remember that feeling when you got VIP passes to see your favorite singer or team? Having excellent credit is like that, too. A credit score of 720 or higher puts you in a…

Vacation loans work the same way as personal loans: You take out an unsecured loan, receive the funds in your bank account and use the money however you like, for…

Installment loans are borrowed funds that are repaid in equal parts over a period of time. They are different from revolving lines of credit, which don’t have fixed payments and allow you…