Skip to contentNerdWallet Home Page
Find your best

Best credit cards of 2020Best rewards cardsBest cash back cardsBest travel cardsBest balance transfer cardsBest 0% APR cardsBest student cardsBest cards for bad creditBest small business cards
Best high-yield online savings accountsBest savings accountsBest CD ratesBest checking accountsBest money market accountsBest cash management accountsBest bonuses and promotionsBest banks
Best brokers for stocksBest brokers for beginnersBest IRA providersBest Roth IRA providersBest robo-advisorsBest for active tradingBest for options tradingBest financial advisors
Best mortgage lendersBest lenders for first-time home buyersBest refinance lendersBest online lendersBest FHA lendersBest VA lendersBest for low down paymentBest lenders for low credit
Best car insuranceBest cheap car insuranceBest life insuranceBest homeowners insuranceBest renters insurance
Best personal loans of December 2020Best personal loans for excellent creditBest personal loans for good creditBest personal loans for fair creditBest online personal lendersBest personal loan interest ratesBest bank loansBest small personal loansBest emergency loansBest installment loansBest debt consolidation loansBest long-term personal loans
Best student loansBest private student loansBest student refinance lenders
Compare and review

Compare side-by-sideCompare bonus offersCompare rewards cardsCompare 0% APR cardsCompare balance transfer cardsSee all credit card reviewsGet a card recommendation
Compare savings accountsCompare CD accountsCompare checking accountsCompare money market accountsCompare cash management accountsCompare all accountsMarcus reviewAmerican Express reviewHSBC reviewSee all bank and credit union reviews
Compare online brokeragesFidelityMerrill EdgeETRADETD AmeritradeVanguardSoFi Active InvestingBettermentInteractive BrokersRobinhood
Compare current mortgage ratesCompare current refinance ratesCompare current 30-year fixed ratesCompare current 15-year fixed ratesCompare current 5/1 ARM ratesCompare FHA mortgage ratesCompare cash-out refinance ratesCompare pre-approval lendersSee all mortgage lender reviews
Compare car insurance ratesCompare the big 4 car insurersSee all life insurance reviewsSee all car insurance reviews
Compare personal loansCompare bad credit loansCompare debt consolidation loans
Compare refinance student loans
Explore topics

Pick the best credit cardBalance transfer 101How to boost your approval oddsCredit card dataAll about credit cards
What is a good credit score?8 ways to build credit fastWhat makes up your credit score?Prevent identity theft, protect your creditHow to pay off debtHow to consolidate debtAll about credit score
How to open a bank accountHow much should you have in savings?High-yield CD: how it worksCD investments: How much you can earnChecking accounts 101All about banking
How much to save for retirementChoosing a financial advisorHow to buy stocksRoth IRA guideAll about investing
Tips for first-time home buyersFirst-time home buyer programs by stateHow to refinance your mortgageFHA loans: what you need to knowAll about mortgages
Refinance your auto loanHow to pay for collegeHow to get a business loanStudent loan repayment plansAll about loans
Arrive at the best car insurance quoteThe difference between term and whole life insuranceGet term life insurance quotesUnderstanding homeowners insuranceAll about insurance
Choosing the right budget system25 ways to make money online and offlineHow to lower your energy billHow to save moneyAll about spending & saving
How to fill out or update your W4Tax brackets and ratesTrack your federal and state refundsFederal income tax calculatorAll about taxes
Points and miles 101The best travel loyalty programsHow much your points and miles are worthHow to find travel insuranceAll about travel
Know your money

Balance transfer savings calculatorInterest rate calculator
Credit utilization calculatorDebt consolidation calculatorDebt payoff calculatorDebt to income calculator
Compound Interest calculatorSavings calculatorCD calculatorEmergency fund calculatorChecking vs savings account calculator
401(k) savings calculatorRoth IRA calculatorRetirement calculatorInvestment return calculator
Mortgage calculatorHow much house can I afford?Refinance calculatorDown payment calculatorCost of living calculatorAmortization calculatorFHA loan calculatorAll mortgage calculators
Student loan calculatorStudent loan refinance calculatorPersonal loan calculatorPersonal loan refinance calculatorBusiness loan calculatorMerchant cash advance calculatorAuto lease calculator
Life insurance calculatorLife insurance finderHow medical conditions affect your life insurance rateIncome replacement calculatorCar insurance rate estimator
Net worth calculatorBudget calculatorBudget worksheetSavings goal calculatorTotal car cost calculatorCar refinance calculator
Capital gains calculatorFederal income tax calculator
Cash vs miles calculatorTrue airfare cost calculator
Sign in
Advertiser Disclosure

Paul Soucy

Paul Soucy has been the lead credit cards editor at NerdWallet since 2015. Prior to NerdWallet, he spent 15 years in newsrooms at USA Today and the Des Moines Register, then a decade as a freelance writer and editor specializing in personal finance topics. He was editor of the USA Today Weekly International Edition and won the highest award given by the ACES editing society. He has a bachelor's degree in journalism from Drake University and an MBA from the University of Iowa. Email: [email protected].

twitter facebook
Posts by Paul Soucy:
GettyImages-803013984-how-much-secured-card-deposit

How Much Is a Secured Credit Card Deposit?

Paul Soucy
June 29, 2020

Secured credit cards are an option for many people with bad credit or no credit history who struggle to get approved for a regular credit card. That’s because these cards require…

Read More
What Is an Unsecured Credit Card?

What Is an Unsecured Credit Card?

Paul Soucy
June 24, 2020

An unsecured credit card is just another name for a “regular” credit card. Unsecured means that debt on the card is not backed or secured by collateral. All the lender has…

Read More
Chase Freedom Unlimited Scraps 3% Rate in First Year

Chase Freedom Unlimited Scraps 3% Rate in First Year

Paul Soucy
Oct. 10, 2019

» This page is out of date The terms of the have changed, and this article is out of date. See our details page on the for up-to-date details. The…

Read More

Delta Cards Add Big-Time Limited-Time Bonuses for October 2019

Paul Soucy
Sept. 30, 2019

» This offer has expired The offers described in this article have expired. See our details pages on the , , and for updated offers. Delta Air Lines and American…

Read More

NerdWallet’s Guide to Your First Credit Card

Paul Soucy
Dec. 3, 2020

Credit cards aren’t difficult to understand — but they can certainly seem so if you’ve never had one before. Our guide to your first credit card will help you get started. We’ll…

Read More
500253334

Benefits of the Capital One Platinum

Paul Soucy
Nov. 2, 2020

The  isn’t a fancy credit card by any means. It doesn’t offer rewards or perks or even a low interest rate. What makes it such a popular card is who can get it.…

Read More
benefits-chase-sapphire-reserve-1

Benefits of the Chase Sapphire Reserve

Paul Soucy
Oct. 6, 2020

The is so loaded with benefits that its annual fee might be considered a bargain even at . benefits fall into three general categories: rewards points you earn by putting…

Read More
467639856

Wells Fargo Cash Wise Shrinks Bonus to $150

Paul Soucy
July 2, 2019

» This page is out of date The terms of the have changed, and this article is out of date. See our details page on the for up-to-date details. Wells…

Read More
mastercard-credit-card-benefits-standard-world-elite

The 3 Levels of Mastercard Credit Card Benefits

Paul Soucy
Oct. 2, 2020

Mastercard-branded credit cards offer an array of benefits, but the most important features of a Mastercard credit card aren’t actually provided by Mastercard. That’s because Mastercard is a payment network rather than…

Read More
visa-credit-card-benefits-levels-traditional-signature-infinite

The 3 Levels of Visa Credit Card Benefits

Paul Soucy
July 27, 2020

Most benefits offered on Visa credit cards aren’t provided by Visa at all. That’s because Visa doesn’t actually produce credit cards. Visa credit cards are issued by banks, such as Chase, Wells Fargo…

Read More

Posts navigation

Older posts
Newer posts
NerdWallet's Best Credit Cards
  • Best Credit Cards of 2019
  • Best Rewards Credit Cards
  • Best Cash Back Credit Cards
  • Best Balance Transfer Cards
  • Best Low Interest Credit Cards
  • Best Travel Credit Cards
  • Best Airline Credit Cards
  • Best Small Business Credit Cards
  • Best Credit Cards for Bad Credit
Shop & Compare Credit Cards
  • All Credit Card Offers
  • Rewards Credit Cards
  • Cash Back Credit Cards
  • Travel Credit Cards
  • Balance Transfer Credit Cards
  • Zero Percent Credit Cards
  • Business Credit Cards
  • Student Credit Cards
  • Bad Credit Credit Cards
  • GettyImages-1098254312.jpg-spending-on-home-improvements-these-credit-cards-can-helpGot Home Improvement Plans? How a Credit Card Can Help
  • Revamped United Club Card Boosts Rewards, Annual Fee
  • Best Travel Credit Cards for BusinessBest Travel Credit Cards for Business
  • Can I Get a Business Credit Card With an EIN Only?
  • NerdWallet's Best Credit Card Tips for March 2020NerdWallet’s Best Credit Card Tips for March 2020
  • Why the ABOC Platinum Rewards Card Is 2020’s Best Card for Fair Credit
  • NerdWallet’s Best Credit Card Tips for February 2020
  • NerdWallet's Best Credit Card Tips for January 2020NerdWallet’s Best Credit Card Tips for January 2020
  • Handy Money Rules of Thumb for a Quick Financial CheckupHandy Money Rules of Thumb for a Quick Financial Checkup
  • GettyImages-105939480-get-more-credit-card-points-great-taste-in-shoesHow Do I Get More Credit Card Points for My Great Taste in Shoes?
More from NerdWallet
  • Credit Cards
  • Checking Accounts
  • Savings Accounts
  • CD Rates
  • Mortgages
  • Auto Insurance
  • Life Insurance
  • Loans
  • Investing
  • Small Business
  • Health
  • Student Loan Refinance
NerdWallet Home Page
Make all the right money moves
about
Company
Leadership
Press
Careers
help
Help center
Support team
Community
Security FAQs
legal
Terms of use
Privacy policy
California privacy policy

Updated

Do not sell my personal information
Download the app
Learn more about the app
Download_on_the_App_Store_Badge_US-UK_RGB_blk_4SVG_092917

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses

NerdWallet Compare, Inc. NMLS ID# 1617539

NMLS Consumer AccessLicenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812

NerdWallet USA
|
NerdWallet UK
© 2020 NerdWallet, Inc.
All Rights Reserved.