How to Get Started If You’ve Never Had a Bank Account
Managing your money without a bank account is doable. But it can pose challenges — and the COVID-19 pandemic has only added more. Your economic impact payment might’ve arrived weeks…
Spencer Tierney
Spencer is a writer and expert on certificates of deposits at NerdWallet. His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times and more. He earned a bachelor’s degree in English at UC Berkeley. You can reach him at [email protected].
Posts by Spencer Tierney:
6 Do’s and Don’ts When Saving Money During a Crisis
Probably the last thing you want to think about during a crisis is working on healthy financial habits like saving money. But if you’re able to save, you can make…
3 Ways to Skip Your Bank’s Long Phone Lines
To reach your bank’s customer service fast, a phone call might not be best. Especially right now. “The level of service [at banks’ call centers] is not where it normally…
Historical CD Rates: Highs, Lows and the Stories Behind Them
If you’re on a quest to find the highest rates for certificates of deposit, knowing some history can offer some useful perspective. What counts as high yields has changed over…
How to Get Money to Family and Friends in a Crisis
Getting money to loved ones might be a priority right now, especially for those who are sick, unemployed or unable to venture away from home. You also want to keep…
Promotional CD Rates: How They Work
Some banks offer promotional CD rates alongside their standard rates. These rates tend to be the bank’s most competitive CD offerings, but they don’t last forever and aren’t always the…
No-Penalty CD vs. Savings Account: Which Is Better?
Rates and access to money are two key factors when deciding between a regular savings account and a standard certificate of deposit. For higher rates, standard CDs win. For increased…
Your Last Chance for High CD Rates Is Right Now
The coronavirus pandemic has upended life around the world, threatening peoples’ health and causing countless disruptions to their daily lives. But if you are able to take the time to…
Are CDs Safe?
Locking money up in a certificate of deposit can be intimidating: You’re handing over a lump sum of cash; plus, many of the highest rates are offered by online banks,…
When Your CD Matures: What to Know
Soon you will say farewell to your certificate of deposit. During your time together, the CD had a stable ride, growing your money, but now the time has come and…
