The best five-year CD rates are typically found at online banks and credit unions, including Ally, Discover and several others.
The best 3-year CD rates earn much more than the national average rate.
The best 12-month CDs are federally insured and offer fixed interest rates. Online banks dominate NerdWallet’s list.
The best 6-month CDs offer high interest rates and are federally insured. Online banks dominate NerdWallet’s list.
See some of the highest savings rates on our list of bank CD rates.
Credit unions tend to have better rates than banks on average. Check out some of the best credit union CD rates.
The best 3-month CDs offer relatively high interest rates and are federally insured. They can be a solid short-term savings option.
IRA CDs can be a safe way to save retirement funds, and the best IRA CD rates tend to be at online banks: Discover, Capital One, and more.
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