Rejected for a Personal Loan? Here’s How to Recover
Getting rejected for a personal loan can feel like a punch to the gut. It’s easy to get discouraged, especially if it delays plans to consolidate debt or renovate your…
Steve Nicastro
Steve Nicastro is a former NerdWallet writer and authority on personal loans and small business. His work has appeared in USA Today, The New York Times and MarketWatch. He holds a bachelor’s degree in journalism from Quinnipiac University.
Posts by Steve Nicastro:
Best Personal Loans With No Origination Fee
Personal loans with no origination fee appeal to borrowers who don’t want to pay extra costs. Compare the best personal loans with no origination fee.
Best Personal Loan Rates
Current personal loan rates are from 4.49% to 35.99%. The best personal loan rates go to borrowers with strong credit and income, and little existing debt.
Best Bank Loans 2022: Compare Personal Loans From Banks
Bank loans provide high borrowing amounts and low rates for good-credit borrowers. Learn more about personal loans from banks and compare financing options.
5 Best Medical Loans in 2022
Medical loans are unsecured personal loans that can be used to cover health care costs. Compare loan options, plus alternative financing for medical expenses.
What Happens If I Default on a Personal Loan?
You had every intention of repaying your personal loan when you signed the loan agreement. But then life happened — maybe an unexpected job loss, injury or divorce — and…
How to Get a Debt Consolidation Loan in 5 Steps
A personal loan for debt consolidation can streamline multiple high-interest debts into one payment and help you pay off debt more quickly. Here’s how to get a debt consolidation loan…
What Is a Personal Loan Origination Fee?
An origination fee is an upfront fee a personal loan company may charge to cover the cost of processing your loan. It might be called an underwriting, administrative or processing…
What Is a Live Check?
If you’ve received a preapproved offer in the mail that looks like a check made out to you and ready to cash, know it’s probably not free cash. It’s more…
How I Ditched Debt: Thrifty Living and Side Gigs
In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Responses have been edited for length and clarity. Graduating…
