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Teddy Nykiel

Teddy is a former student loans writer with NerdWallet, where she covered topics around managing money before, during and after college. Her work has been featured by The Associated Press, USA Today, the Chicago Tribune and Reuters.

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Posts by Teddy Nykiel:
dental-school-debt-forgiveness

8 Dental School Debt Forgiveness Programs

Teddy Nykiel
Feb. 3, 2022

State and federal dental school debt forgiveness programs can eliminate a portion of a dentist’s or dental hygienist’s college debt. That probably sounds pretty good, especially if you’re facing the…

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dental-school-loan-repayment-options

How to Pay Off Dental School Loans: 5 Strategies for Dentists

Teddy Nykiel
Feb. 3, 2022

The best way to pay off dental school loans will depend on your career path. A dentist starting a general practice has different financial challenges and priorities than an orthodontics…

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Why College Students Take on Loans They Can’t Repay

Teddy Nykiel
July 24, 2020

Students take on college debt with the best of intentions. They’ve been told that a college degree is a ticket to success. That they should pursue their dreams. That student…

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How_to_Refinance_Story.jpg

How to Refinance Student Loans in 7 Steps

Teddy Nykiel
Jan. 24, 2022

Here’s how to refinance student loans, in a nutshell: Find lenders that will offer you a lower interest rate. Compare them. Apply. If you’re approved, the new lender will pay…

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colleges-that-help-you-handle-the-debt

3 Colleges That Help You Handle Student Debt

Teddy Nykiel
Sept. 24, 2021

With collective U.S. student loan debt nearing $1.5 trillion, some colleges are testing innovative solutions to help reduce student borrowing. Using no-strings-attached student loan payoff-assistance programs, college loan alternatives and…

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Paying Off Medical School Debt: 5 Strategies for Doctors

Teddy Nykiel & Ryan Lane
Jan. 4, 2022

Paying off medical school debt can be a bitter pill. As a resident, you’re probably not earning enough to make full monthly student loan payments. As an attending physician, you’re…

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How to Pay Off $100,000+ in Student Loans

Teddy Nykiel & Ryan Lane
May 19, 2021

Six-figure student debt isn’t the norm. So when you’re facing a student loan balance of $100,000 or more, the standard, 10-year federal repayment plan may not be right for you.…

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paye-vs-repaye

PAYE vs. REPAYE for Student Loans: How to Choose

Teddy Nykiel
April 12, 2019

Pay As You Earn (PAYE) and Revised Pay As You Earn (REPAYE) are both federal income-driven repayment plans that extend your student loan term, set payments at 10% of your…

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Can’t Pay Parent PLUS Loans? 5 Ways to Get Back on Track

Teddy Nykiel
April 13, 2021

You did what you thought was best and took on debt to help fund your child’s college education. But now you can’t pay the parent PLUS loans. It’s a frustrating…

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Does_Refinancing_Student_Story

Does Refinancing Student Loans Save Money?

Teddy Nykiel
Feb. 8, 2022

Generally, the more you owe on student loans, the more money you can save by refinancing. Student loan refinancing will save you money if you qualify for a lower interest…

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