Holiday Supply Chain Woes? Consider Gifting to 529s Instead
As we continue navigating pandemic life, supply chain issues have caused disruptions and delays, but don’t fret: other gifts besides the hottest new toy or tech gadget can be given.…
Tiffany Lam-Balfour
Tiffany Lam-Balfour is a former investing writer and spokesperson at NerdWallet. Previously, she was a senior financial advisor and sales manager at Merrill Lynch. Her work has been featured in MSN, MarketWatch, Entrepreneur, Nasdaq and Yahoo Finance. Tiffany earned a finance and management degree from The Wharton School of the University of Pennsylvania.
Posts by Tiffany Lam-Balfour:
Charitable Donations: Maximize Holiday Spirit, Minimize Taxes
As the year draws to a close, some questions may come to mind. How do I give back to my community, how do I tie up loose ends for this…
Rule 144: Sale of Restricted or Control Securities
Depending on your role within a company, you may have acquired restricted or control securities. If you no longer want some or all of them, don’t worry, they’re not impossible…
Exchange Funds: One Way to Reduce Concentrated Stock Risk
When diversifying your investment portfolio, the baseball strategy of swinging for singles and doubles instead of home runs comes to mind. Having too much exposure by way of a concentrated…
Do You Need a Revocable Living Trust (Revocable Trust)?
When it comes to estate planning, a commonly used tool is a revocable living trust, also called a revocable trust or “living trust.” A revocable living trust is a legal…
Equity Compensation: Quick-Start Guide to Plans and Benefits
It’s great to receive equity compensation. It’s even better if you know how to maximize that benefit. But with so many different types of equity compensation plans, it’s important to…
Treasury Inflation-Protected Securities: What Are TIPS?
One of today’s biggest consumer concerns is the rise in the price of goods and services, known as inflation. High levels of inflation, like the ones we’re experiencing in 2022,…
Nonqualified Stock Options and the Tax Impact of NSOs
If your employer grants you nonqualified stock options, you’re receiving a form of equity compensation similar to incentive stock options, or ISOs. However, unlike with ISOs, you may be taxed…
83(b) Election: Why and When to File
Taxes are like chores. You pay what you have to, but no more than you need to. One way to avoid overpaying is understanding the tax code and its various…
When to Exercise Stock Options
It’s always great to have options. But when it comes to your employee stock options, weighing so many variables can make it challenging to pinpoint the most opportune time to…
