3 Credit Score Myths You Should Stop Believing
You probably know that your credit score could affect your life in many ways — from the apartment you rent to the interest rate on your car loan. But there…
Valerie Lai
Valerie Lai is a writer at NerdWallet specializing in social-first content. She always asks herself, "Is this something I would share?" She has written branded content for Business Insider and led influencer marketing campaigns at Disney Interactive. She currently lives in San Francisco with her husband. In her free time, she trains to become a yoga instructor and eats a lot of ice cream despite being lactose intolerant.
Posts by Valerie Lai:
How I Bought a Home in Salt Lake City
In this series, NerdWallet interviews new homeowners across the country about their unique homebuying journeys and the financial decisions that helped them get there. As a real estate appraiser, Elvia…
6 Big Ways Your Credit Can Affect Your Life
Your credit score isn’t an arbitrary three-digit number. It’s based on a summary of your history with credit — and it sends a strong signal about how you’re likely to handle…
How I Bought a Home in Des Moines, Iowa
In this series, NerdWallet interviews new homeowners across the country about their unique homebuying journeys and the financial decisions that helped them get there. The Atlantic in 2014 declared that…
3 Ways to Splurge and Still Save Money
When it comes to your money, there’s no better scenario than paying all your bills, contributing to your 401(k) and emergency fund — and having some leftover “treat yourself” cash.…
5 Things Never to Say to Someone With Student Debt
More than 42 million Americans face student loan debt. Although it’s not uncommon, it can still feel isolating — and frustrating. Even well-intentioned remarks from friends, colleagues or loved ones…
How She Closed the Books on MBA Debt in 3½ Years
Erica Gellerman knew that pursuing a Master of Business Administration degree would lead to debt, but she saw it as a worthy trade-off for a chance at a new, fulfilling career. However,…
8 Smart Money Lessons We Learned From Dad
Dads can teach us lots of things, like how to throw a football, drive a car with a stick shift or pitch a tent. They can also help teach us…
How I Saved to Buy a (Lightly) Used Car
Unless you’re Elon Musk, buying a car is a pretty big deal. With the average price of a new car now topping $30,000, most of us can’t afford to pull…
Circle These 5 Destinations on Iceland’s Ring Road
Iceland’s Ring Road, the epic 828-mile-long route that circles most of the island, is the road trip to end all road trips. There’s breathtaking, otherworldly scenery at every turn, but…
