The best bank or credit union for you depends on what you’re looking for: a checking account, a savings account, or both.
NerdWallet spent more than 200 hours comparing and rating dozens of financial institutions to identify those with the best deposit accounts. Find our top picks in the table below.
Top Overall Banks: Three financial institutions earned spots in both our best checking and best savings accounts lists. If you want to keep your checking and savings accounts at the same bank, go with one of these options.
Top Savings Accounts: If you’d like to split your accounts between different banks, consider one of these savings accounts. They have annual percentage yields above 1.90% — much higher than the national average of 0.09%. Your savings will grow faster with one of these accounts.
Top Checking Accounts: If you’re more interested in checking accounts, consider one with a perk or two, such as a solid APY or ATM fee reimbursements.
|Top Overall Banks|
Alliant Credit Union
» Looking for more excellent savings options? Browse our best savings accounts
» For more checking options, take a look at our best checking accounts
Did you have something more specific in mind? If so, check out these articles:
Banks and Credit Unions
Savings and Money Market Accounts
Best Banks and Credit Unions 2018
|Financial institution||Best for ...|
|Ally Bank||Overall, customer service|
|Discover Bank||Overall, cash-back rewards|
|Alliant Credit Union||Overall, ATM availability|
|HSBC||Savings, 2.01% APY|
|Marcus by Goldman Sachs||Savings, 1.95% APY|
|Barclays||Savings, 1.90% APY|
|Capital One 360||Checking, flexible overdraft options|
|Fidelity||Checking, 0.31% APY|
|Charles Schwab Bank||Checking, worldwide ATM reimbursements, 0.35% APY|