The Nerds love bonuses, not only the ones you may get when signing up for a rewards credit cards, but also those that come when you add an authorized user to credit accounts. Here are credit cards issued by Chase that reward you with extra cash, points or miles for adding an authorized user.
Chase Freedom®Chase Freedom® is a good card to check out. It gives 5% cash back on up to $1,500 in spending per quarter on rotating bonus categories:
|Chase Freedom® bonus rewards categories for 2018|
|Q1 2018 (Jan. 1 - March 31)||• Gas stations
• Internet, cable and phone service
• Purchases via Chase Pay, Apple Pay, Android Pay and Samsung Pay
|Q2 2018 (April 1 - June 30)||• Grocery stores
• PayPal, for online, mobile or in-app purchases
• Chase Pay, for online, mobile or in-app purchases
|Q3 2018 (July 1 – Sept. 30)||• Gas stations
|Q4 2018 (Oct. 1 – Dec. 31)||• Chase Pay
• Wholesale clubs
• Department stores
For all other purchases, you’ll earn 1% back. The Chase Freedom® offers a signup bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
The card’s annual fee is $0 and there are foreign transaction fees of 3% — so this isn’t a good card to bring overseas. There’s an introductory APR of 0% on purchases and transfers for 15 months. The Chase Freedom® is fantastic paired the Chase Sapphire Preferred® Card, because its points can be transferred to the Chase Sapphire Preferred® Card account and redeemed for travel at a rate of 1.25 cents per point.
United℠ Explorer CardUnited℠ Explorer Card is worth checking out. It offers 2 miles on every dollar spent on eligible purchases from United, restaurants and hotel stays, and 1 mile per dollar spent elsewhere. The card also has a sign-up bonus: 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. In case that’s not enough, you’ll enjoy an additional 5,000 miles if you add an authorized user and make a purchase in the first three months.
The perks don’t end there: If you pay for tickets with the card, you’ll get a free checked bag for you and a companion on your reservation, plus priority boarding.
The United℠ Explorer Card has a $0 for the first year, then $95 annual fee and no foreign transaction fees.
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