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Current Credit Card Bonus Categories: Discover, Chase Freedom

June 1, 2018
Cash Back Credit Cards, Credit Cards, Rewards Credit Cards
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Cards with bonus categories come with some of the highest credit card rewards rates available.

Both Chase and Discover offer credit cards with 5% cash back on up to $1,500 in spending per quarter in bonus categories that change each quarter and 1% back on all other purchases. To get the bonus cash back, you have to opt in, or “activate,” the category each quarter.

Current bonus categories on Discover cards

Discover bonus categories for 2018
Q1 2018 (Jan. 1 – March 31)Gas stations and wholesale clubs
Q2 2018 (April 1 – June 30)Grocery stores
Q3 2018 (July 1 – Sept. 30)Restaurants
Q4 2018 (Oct. 1 – Dec. 31) and wholesale clubs

» MORE: NerdWallet’s best Discover credit cards

Current Chase Freedom® bonus categories

Chase Freedom® bonus rewards categories for 2018
Q1 2018 (Jan. 1 - March 31)• Gas stations
• Internet, cable and phone service
• Purchases via Chase Pay, Apple Pay, Android Pay and Samsung Pay
Q2 2018 (April 1 - June 30)• Grocery stores
• PayPal, for online, mobile or in-app purchases
• Chase Pay, for online, mobile or in-app purchases
Q3 2018 (July 1 – Sept. 30)• Gas stations
• Lyft
• Walgreens
Q4 2017 (Oct. 1 – Dec. 31)To be announced (in 2017: Walmart and department stores)

» MORE: NerdWallet’s best Chase credit cards