Are you interested in a rewards program, but sometimes carry a balance? You probably think a low APR card can’t come with Rewards? Think again. NerdWallet has scoured the credit card market to find you credit cards that combine a low ongoing APR with a rewards program by credit score.
Our Top Picks
Our Top Pick
A few final thoughts to keep in-mind before opening a new credit card. 1) You’ll only receive rewards for the amount you pay off. If you carry a balance at the end of the month, you won’t receive all of your reward points. 2) If you’re working to pay-down debt and opening a new card to transfer an existing credit card balance to a lower interest card, be sure to know what the Balance Transfer Fee is for your card. The industry average is 3%, but some card companies offer 0% introductory offers for the first 6-12 months. See Balance Transfer for our rankings.