Emergency Fund: Just Starting Out
Tips and advice to build your savings muscle.

Trick yourself into saving
Sticking cash into savings won’t help if it comes right back out again. Here are some ways to trick yourself into saving:
1. Automate it
2. Hide it
3. Name it

Get your hands on extra cash now
It takes time, discipline and extra money to build up a financial safety net. Meanwhile, we’ve rounded up 19 ideas for earning fast cash today, increasing your income on an ongoing basis and cutting your monthly spending.
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Stock an emergency pantry
Saving money is important, but you can acquire food much faster. An edible emergency fund can help you make it through a natural disaster as well as help you save money — if done correctly.
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Take steps to pay off debt
Most Americans have debt, and it’s not a bad thing when it gets you where you need to go. But it’s a problem if you can’t reasonably pay your expenses, save for the future or sock enough away for an emergency.
Here’s an eight-step plan of attack:
1. Stop digging
2. Save something before you pay anything
3. Get a handle on what you owe
4. Prioritize your debts
5. Assess your resources
6. Decide whether you can succeed
7. Put your plan into action
8. Plan for life after debt