For nearly two decades, Beyoncé has given us wisdom about love and relationships, in addition to fashion inspiration and the latest dance moves—everyone knows exactly what to do when “Crazy in Love” starts playing! But did you know her lyrics can also teach us a great deal about personal finance?
What money lessons can we glean from the Queen Bey’s melodious words? The Nerds combed through lyrics from 118 songs from her five solo albums and four Destiny’s Child albums to uncover a few financial tips.
We say to girls: “You can have ambition, but not too much
You should aim to be successful, but not too successful
Otherwise, you will threaten the man”
I took some time to live my life
But don’t think I’m just his little wife
Money lesson: Here Beyoncé shows that she is a strong advocate for equal pay among men and women. The second verse includes an excerpt from Nigerian author Chimamanda Ngozi Adichie and encourages women to fight societal expectations and create a career path for themselves.
II. “Run the World (Girls)”
I’m reppin’ for the girls who taking over the world
Help me raise a glass for the college grads
How we’re smart enough to make these millions
Strong enough to bear the children
Then get back to business
Money lesson: This entire song is a treasure trove of inspirational quotes. Beyoncé shows her respect and appreciation for women with college degrees. She also talks about how women are earning a considerable amount of money while raising their children simultaneously. Women can have it all!
III. “Bills, Bills, Bills”
Now you’ve been maxing out my card (card)
Gave me bad credit, buyin’ me gifts with my own ends
Haven’t paid the first bill
Money lesson: There are pitfalls to sharing credit. If you add your significant other as an authorized user on your account, you are liable for his or her spending, and it could hurt your credit.
IV. “Independent Women Part I”
Pay my own fun, oh and I pay my own bills
Always 50/50 in relationships
I worked hard and sacrificed to get what I get
Ladies, it ain’t easy being independent
Question: How’d you like this knowledge that I brought
Bragging on that cash that he gave you is to front
If you’re gonna brag make sure it’s your money you flaunt
Depend on no one else to give you what you want
Money lesson: Don’t depend on someone else for financial stability. Money problems are the leading cause of divorce, so make sure you and your significant other are on the same page by answering these key questions.
What did we miss? What other money lessons can we learn from Beyoncé? Let us know.
Beyoncé album cover photo via Wikimedia Commons.