You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
Frugal Living Comprehensive Guide: 37 Ways to Find Serious Savings
Senior Writer | Small business, personal finance
Senior Writer | Personal finance, financial planning, investing
Lead Assigning Editor | Personal finance, credit scoring, debt and money management
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
Frugal living isn’t about being cheap; it’s about being resourceful.
It’s finding ways to save where you can — whether via coupons, freebies or DIY hacks — so you can focus your money and attention on the things you value, whether that’s saving for a comfortable retirement, traveling or living a debt-free life.
In this article
- » Editor's note
- 6 steps to opening a Roth IRA
- What is a charitable donation?
- Fund definition
- Chubb small-business insurance
- Our Take
- What is the sales tax deduction?
- What is a put option?
- What is the earned income tax credit?
- What is a REIT?
- Medicare Part D companies
- The parts of Medicare
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is a 401(k)?
- Fidelity is best for:
- Robinhood is best for:
- See how to get your business started quickly
- Nerdy takeaways about where to exchange currency
- Vanguard is best for:
- What are lithium stocks?
- What is the average stock market return?
- What is a home equity line of credit?
- What is bill pay?
- Why is retirement planning important?
- What is a 1040 form?
- What Medicare covers
- What is a debit card?
- Definitions: Money Transfer Rates
- » This page is out of date
- What is a budget?
- Bizee: Easily form your new business
- What is a meme stock?
- Life insurance buying guide
- Key takeaways
- Ready to get started? Here's what to do next
- What is a budget planner?
- What documents do you need to file your taxes?
- What are mutual funds?
- Still deciding on the right carrier? Compare Medigap plans
- Bluevine Business Checking
- Find the right business loan
- How to make money in stocks
- Mortgage rates today: Wednesday, March 27, 2024
- Blockchain: A definition
- What is a W-4?
- How to build wealth in 5 steps
- What is a SEP IRA?
- What is a financial plan?
- About UnitedHealthcare
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- 'New ways of thinking'
- Credit cards that go beyond typical rewards
- Are these kinds of cards for you?
- What are dividend stocks?
- About Geico home insurance
- What is a Roth 401(k)?
- 5 steps to fill out a money order
- What is a 401(k) rollover?
- High-dividend ETFs may generate income
- 1. What is Marriott’s M Club lounge?
- 2024 child tax credit news update
- What is a 1099?
- Betterment vs. Wealthfront: Which is right for you?
- Option 1: Use your tablet as a phone over Wi-Fi
- About Nationwide home insurance
- What are bonds and how do they work?
- 1. What credit cards are available
- What does it mean to be 'in escrow'?
- What is a cash-back app?
- What is YouTube Premium?
- About Amica home insurance
- How to use this calculator
- What is stock research?
- What is an emergency fund?
- Top-rated low-cost index funds
- Why co-signers matter
- 1. Get creative
- Still deciding on the right carrier? Compare Medicare Advantage plans
- What is a PLLC?
- What is a Roth IRA account?
- 1. Certificates of deposit (CDs)
- How to get TSA PreCheck for free
- 7 of the best apps to make money
- The cheapest car insurance companies by category
- What is a solo 401(k) plan?
- Pros & Cons
- About the federal Pell Grant
- Alaska Airlines vs. Delta credit cards
- How much are taxes on lottery winnings?
- How much should you spend on rent? It depends
- Step 1: Choose your health insurance marketplace
- S&P 500 index (SPX) today
- Make sure you get the bonus
- Getting ready
- What is rate shopping?
- What is a tax ID number?
- Getting to Cabo San Lucas
- United fare classes: The differences
- The best airlines to fly to Japan
- PHFA highlights and eligibility
- How does the Fear and Greed Index work?
- Capital gains tax on stocks: Do you have to pay?
- What is a MagicBand?
- What is the Schedule A?
- Preparing to buy tips
- Best stocks by one-year performance
- How to book flights on Kayak
- What ANA miles are worth
- How to get paid on YouTube
- How to contact JetBlue customer service
- What to know before getting The Platinum Card® from American Express
- Summary of Visa Signature benefits
- 7 best-performing AI stocks
- Citizens Bank business checking is best for small-business owners who:
- What is Solana?
- 1. Check your filing status
- How meme stocks work
- Where can you work as a Dasher?
- What to expect flying Etihad economy class
- How much does a wire transfer cost?
- What is a credit card APR?
- States with no income tax
- Where they’re based and where they fly
- Best Prepaid Debit Cards
- Can you withdraw money from a 401(k) early?
- The main difference between Epcot and Animal Kingdom is …
- What is a hotel status match?
- What is a down payment?
- When to follow up after no response
- What is a savings account?
- What is a home budget?
- LendingClub vs. Prosper at a glance
- Start with an Ultimate Rewards® points-earning card
- Accor Live Limitless (ALL)
- What to expect flying business class with Copa Airlines
- Best Medicare Advantage companies
- What is Amazon Prime?
- Top credit cards for holiday shopping
- What is cryptocurrency?
- Snapshot comparison
- What are short-term financial goals?
- Financial consultant definition
- How Alaska seat selection works
- Is 4% a high rate?
- How to use a savings goal calculator
- 1. Set your budget
- Know your cat's travel options
- 50/30/20 budget calculator
- How much does an investment advisor cost?
- How we found the best travel insurance
- January
- What is an investment property?
- What is short selling?
- Best-performing REIT stocks: March 2024
- How does capital gains tax on real estate work?
- What are closing costs?
- Frugal food tips
- FuboTV cost per month
- How to detect credit card fraud
- What is Amazon Prime Student?
- Why is having a low credit utilization important?
- Why do children fly by themselves?
- How they differ
- Fidelity at a glance
- Robinhood at a glance
- Step 1: Check your credit
- Average car loan interest rates by credit score
- How Coinbase services fit together
- What is a portfolio?
- Most profitable small businesses
- The best budget apps
- Roof replacement cost breakdown
- 1. Discounted ticket sites
- Best lithium stocks
- 1. The 0% may not apply to everything
- What is a call option?
- About Fort Lauderdale airport lounges
- What it means to be upside-down
- What is tax debt relief?
- Discover it® Cash Back
- Frontier baggage fees: The basics
- The card with a big sign-up bonus
- What is car insurance?
- What is Ozempic?
- What flights offer Flagship Business Plus?
- General advice for international money transfers
- Benefits of hotel loyalty programs
- What is an insurance bundle?
- An overview of Delta Premium Select’s benefits
- California state income tax brackets and rates
- Personal loan vs. auto loan
- 1. Ibotta
- Prioritize your bills
- 40 best startup business ideas
- How does the SALT deduction work?
- How life insurance commissions work
- Create a budget plan that works for you
- Calculate your closing costs
- 1. Open an IRA
- How it works
- 1. Targeted email campaigns
- Do passport numbers change on renewal?
- 529 contribution limits by state
- What is Mint?
- How to use the auto lease buyout calculator
- Bilt airline and hotel transfer partners
- National first-time home buyer programs
- Is the stock market crashing?
- Why a mortgage-free retirement is usually best
- What are AI ETFs?
- 1. Tweak your W-4
- You should feel good about buying a house if …
- When are you considered a first-time home buyer?
- Eligibility rules still apply
- 1. Use taxis and rideshares safely
- 1. Aroma Joe’s Coffee
- Understanding the basics
- Ask about auto loan modification
- What is financial planning?
- Know what does and doesn't qualify
- What is a business loan default?
- What to know before getting the American Express® Gold Card
- Where to buy bonds
- Best ways to consolidate credit card debt
- Small-town business ideas
- Best business money market accounts
- How do credit union loans work?
- 4 common check fraud scams
- Is charitable giving tax-deductible?
- What is the gift tax?
- What’s deductible
- What is a home equity loan?
- Is silver a good investment?
- What is a startup?
- Set your car payment budget
- What is Medicare Part D?
- Investing through an HSA
- 1. Fill in the recipient’s name
- 5 things to know about Frontier flight delay compensation
- On the day you’re pulled over
- What the settlement could change
- A 6-step guide to opening a salon
- Average savings account rate: 0.47%
- 2. Where are the M Club lounge locations?
- How to fill out Schedule A
- 5 of the best index funds tracking the S&P 500
- What’s the difference between an RV and a camper?
- What is Global Entry?
- Roth IRA contribution limits 2024
- Option 2: Use your tablet like a phone with a data-only plan
- How does bill pay work?
- What does this value mean?
- How to earn ANA Mileage Club miles
- Best cash-back apps of 2023
- Starting an import/export business
- How to compare FHA vs. conventional loans
- Index fund vs. mutual fund
- How much is YouTube Premium?
- How do electric company EV purchase rebates work?
- Make sure your baby is old enough to fly
- How to travel safely
- Who needs to fill out IRS Form 3800?
- An overview of credit cards with Priority Pass
- LLC vs. corporation, summarized
- How to calculate your debt-to-income ratio
- How many credit cards is too many or too few?
- When is the best time to buy an RV?
- Biggest makeover in decades
- Credit references for potential tenants
- Debit card transaction type
- 1. Clean up your credit
- Shopify: Best built-in online shopping cart
- How to get on the waitlist
- 1. Your bank account aligns with your goals or values
- What is adjusted gross income (AGI)?
- The bull call spread
- Key takeaways
- Shopify vs. Etsy: Deciding factors
- What's the difference between a copyright vs. trademark?
- 1. Apply for GI Bill Benefits early
- In this article
- 6 ways to buy Bitcoin
- 8 reasons Southwest is still a top airline
- Daily mortgage rates chart
- How much does an Amazon Prime membership cost?
- 1. It’s a premium travel card at a premium price
- Ways to pay yourself: Salary vs. owner’s draw
- SEP IRA contribution limits
- Does Capital One have travel insurance?
- Choose Bank of America if:
- Is Airbnb safe for guests?
- UnitedHealthcare Medicare Advantage pros and cons
- Mint vs. NerdWallet at a glance
- Roth IRA vs. traditional IRA: What's the difference?
- Points: Spending rewards
- What is IRS Direct File?
- The best money-making apps
- For the bedroom
- Table of Contents
- IRA contribution rules
- How much is a Pell Grant?
- 11 best investments right now
- Delta SkyMiles® Reserve American Express Card
- Who can invest in private equity?
- 1. Membership is required
- Can I contribute to both a 401(k) and a Roth 401(k)?
- What are estimated tax payments?
- Lottery tax calculator
- What is the standard deduction?
- Average 401(k) balance by age
- 1. It offers deferred interest
- What does it mean to invest in the S&P 500?
- How to track your refund status with ‘Where's My Refund?’
- Use it for everything ...
- Check your credit
- Types of TIN numbers
- Rolling over your 401(k): The options
- How to use the car affordability calculator
- The best ways to use Marriott Bonvoy points
- 7 high-dividend ETFs
- How does a 401(k) work?
- How to make money online
- Do you pay taxes on stocks you don't sell?
- What is a 1099 form used for?
- Portfolio management definition
- Summary of cash advance apps
- Elite status tiers
- Your own insurance usually comes first
- The cards in my wallet
- Best place to exchange currency: Your bank or credit union
- Vanguard at a glance
- Is refinancing federal student loans a bad idea?
- Key takeaways
- When can you retire?
- The best Chase transfer partners
- How to invest in stocks in 6 steps
- Costco Anywhere Visa® Card by Citi
- Who needs to fill out a Form 1040?
- What is a dividend aristocrat?
- Here's how to get a debit card
- Wise
- Extra cash: An enticing offer, but with strings
- Is a personal loan better than an auto loan?
- Find out how much your car is worth
- Pros and cons
- Netflix subscription cost
- 1. A bill due notification
- What are the requirements for delivering with DoorDash?
- At a glance
- Equitable life insurance
- 5 reasons to start a painting business
- 50 best small businesses to start
- Why invest in mutual funds?
- 4 steps to research stocks
- What is the 401(k) early withdrawal penalty?
- Why you need a business budget template
- What is the 10-year Treasury?
- Why do I need an emergency fund?
- What to do if you lost your passport in the U.S.
- Why do hotels offer elite status matches?
- Best banks for business loans
- Rite Aid
- Top-rated low-cost index ETFs
- Choice Privileges
- What is a credit score?
- Blockchain example: Bitcoin
- Use the quarterly bonus categories
- Wells Fargo Active Cash® Card
- If not the rejection, then why did my credit score drop?
- What is the 50/30/20 rule?
- The best whole life insurance companies of March 2024
- Compare car insurance rates by age
- 20 high-dividend stocks
- How do funds work?
- Where Geico stands out
- Chubb business insurance: Pros and cons
- New York state income tax rates
- How are dividends taxed?
- How does the earned income credit work?
- How much are closing costs?
- How to lower your credit utilization
- What is the child tax credit?
- How is PMI calculated?
- The average stock market return isn't always average
- Bachelor's degrees are typically a good investment
- Roth IRA income limits 2024
- Length of the trip
- Are these the best stocks to buy now?
- How Boost and UltraFICO work
- 22 popular tax deductions and tax breaks
- How to invest in bonds: Bonds vs. bond funds
- Differences between mutual funds and index funds
- What’s the purpose of a budget?
- Solana's strengths
- Differences between an LLC and a corporation
- What is a life insurance policy?
- Wire transfer fees by financial institution
- 529 contributions and the gift tax
- Other account details
- What’s in Animal Kingdom?
- What is a stock market crash?
- 5 steps to get preapproved for a home loan
- Where Shopify wins
- Best-performing marijuana ETFs
- 1. Know your credit score to pin down your annual fee
- Why you need a savings account
- 2. Learn more about your 401(k)
- Why Discover it® Miles is better for most people
- Why the change?
- Best for size of network: UnitedHealthcare
- Why mortgage rates change every day
- How to fill out a W-4
- Does closing a credit card hurt your credit?
- 2. Ask your issuer for help
- Capital One credit cards with travel insurance
- Choose Chase if:
- What does a financial consultant do?
- Alaska seat selection fees
- Travel credit cards that earn miles
- Is an investment advisor worth the cost?
- 1. Capital One would be a formidable credit cards competitor
- 1. Income holds more weight in determining eligibility
- How to choose the best crypto wallet
- Best car insurance in New Jersey overall: Travelers
- Who pays the gift tax?
- Tipped minimum wages by state
- How put options work
- How to short a stock in 5 steps
- Best-performing REIT mutual funds: March 2024
- How the home sale tax exemption works
- Work out how much of your income should go to rent with the 50/30/20 rule
- Best car insurance in Florida overall: Travelers
- The best home insurance companies of 2024
- How do I enroll in Amazon Prime Student?
- Which airlines allow unaccompanied minors to fly?
- 3. Who can access M Club lounges?
- What does a portfolio manager do?
- YNAB, for hands-on zero-based budgeting
- Tablet calling is easy
- Where Nationwide stands out
- The card that earns the most rewards points for your purchase
- Airport perks
- Where Amica stands out
- Which one should I get?
- When to choose the American Express® Gold Card
- What does it mean to live in a state with no income tax?
- 2. Curated social media
- Will my old passport number still be valid?
- What reasons can you withdraw from your 401(k) early?
- Where are layoffs happening?
- What’s happening to Mint?
- What your estimated buyout cost tells you
- How do I get a status match?
- Do you need to put 20% down on a house?
- How to make a home budget
- 2. Maui Wowi Hawaiian Coffees and Smoothies
- What travel insurance plans does USAA offer?
- What LifeLock does and what it costs
- Buying Bitcoin with PayPal
- What are long-term financial goals?
- Why are APYs increasing?
- How we ranked the top life insurers
- 2. Cash management accounts
- How tax-deductible donations work
- Chubb small-business insurance
- What is the dividend tax rate?
- How private equity investing works
- Option 1: Paying high-interest debt first
- What are the Roth 401(k) contribution limits?
- How do lottery taxes work?
- Median 401(k) balance by age
- Frugal shopping tips
- Take advantage of the triple tax benefit
- 2. Write your address in the purchaser section
- How rate shopping can affect credit
- If you decide to pay the speeding ticket
- Earning points and rewards
- How is the Fear and Greed Index used?
- Who gets a 1099?
- How Schedule A works
- 1. Brigit: Best for budgeting tools
- Lithium stock ETFs
- How much is PMI?
- Why it’s risky
- 5 tax relief options
- Today’s HELOC rates
- How to get a federal student loan
- How to convert American miles to dollars (calculator)
- What does car insurance cover?
- HODLing as an investment strategy
- Best affordable homeowners insurance in California: Travelers
- Fetch Rewards
- What's the difference between a debit and credit card?
- Consider buying your baby a ticket
- What is the cheapest car insurance in Texas?
- 2. Standard deduction or itemize?
- 2. The Coupons App
- Know what happens when you can't pay a bill
- Ways to get good value
- Bluebird by American Express
- Active vs. passive mutual funds
- What is the difference between deferment and forbearance?
- How much should I save?
- How to write a follow-up email after no response
- What you need to know about savings accounts
- Best AI ETFs by one-year performance
- Who offers new car replacement insurance?
- Chase Ultimate Rewards®: The basics
- 2. Be alert when drinking and dating
- LendingClub might be a better option if you:
- 9 steps in financial planning
- Pick the right card for your spending
- 2. Shop for a loan
- PLLC vs. LLC: What’s the difference?
- How does a Roth IRA work?
- Best credit union personal loans for 2024
- 4 steps to spot a fake check and avoid trouble
- February
- Biden's student loan forgiveness 'plan B' would be more targeted
- Do you pay taxes when you receive a gift?
- Where Geico falls short
- How does a home equity loan work?
- Why short a stock?
- Differences between startup vs. small business
- Best-performing REIT ETFs: March 2024
- Step 2: Compare types of health insurance plans
- Is Medicare Part D free?
- Individual taxpayer identification number (ITIN)
- How much does an Amazon Prime Student membership cost?
- At what age can you fly alone?
- Are auto loan interest rates rising?
- Fees
- Tips to find a Global Entry appointment
- 2. Your 0% APR deal could be canceled
- 5 steps for retirement planning
- Medicare covers Ozempic for Type 2 diabetes
- A supply crunch, and corporate profits
- Home and auto insurance bundle discounts
- How to travel cheaply
- Meme stock history
- How does DoorDash work for drivers?
- Equitable life insurance policies
- What is the SALT deduction?
- Why agent commissions matter
- How do I find my credit card interest rate?
- Credit references for utilities
- Available credit cards and their terms
- Cash management account trends
- What to do during a stock market crash
- 2. Consider your educational priorities
- Alternatives to joint accounts
- Personalized versus average interest rates
- Refinance your car loan
- 2. The annual fee is mitigated by a huge statement credit, sign-up bonus
- SEP IRA rules: Who is eligible?
- Why do people invest in cryptocurrencies?
- What happens when you default on a small-business loan?
- Neobanks: Their role, disadvantages and benefits
- Where is Direct File available?
- Investing for income: Dividend stocks vs. dividend funds
- 8 best hot wallets
- 2. It's light on fees
- Getting an investment property mortgage
- 4 ways to invest in silver
- What are the benefits of a Roth 401(k)?
- When are estimated taxes due?
- Get preapproved for an auto loan
- 3. Include your account number if you're paying a bill
- Can you live off ETF dividends?
- Mortgage payoff calculator help
- PHFA first-time home buyer loan programs
- Step 2: Pre-qualify and compare offers
- How are stocks taxed?
- How much is the 2023 child tax credit?
- Active vs. passive portfolio management
- Who needs to file a Schedule A tax form
- What are the pros and cons of a motorhome?
- Another money-change option: Online currency converters
- When should you refinance government loans?
- Terminal 1: United Club lounge
- How to find the best stocks to buy now
- Where Nationwide falls short
- What to expect: Delta Premium Select
- Extended warranty protection
- Trading in a car with positive equity
- Citizens Bank business checking at a glance
- Solana controversies and red flags
- Where Amica falls short
- 2. A balance notification
- The pros and cons of a life insurance trust
- How many credit cards should I have?
- How do you calculate closing costs on a house?
- Pros and cons of living in a state without income tax
- 3. Strong SEO strategy
- Square Online: Best free built-in online shopping cart
- Can I travel with my old passport number?
- 2. You're not wasting money on fees
- How to calculate adjusted gross income
- How to earn Bilt Rewards points
- What is the 10-year treasury yield today?
- Preapproval is not the same as pre-qualification
- Don't make yourself poorer
- How do I take advantage of a status match offer?
- What does a copyright protect?
- Marijuana ETFs vs. stocks
- 3. Look into an IRA
- Who offers first-time home buyer assistance?
- I Prefer Rewards
- What are the benefits of Amazon Prime?
- How to decide
- 3. Try bargaining
- Other alternatives to Mint
- Solo 401(k) contribution limits
- Types of funds
- How to take advantage of the sales tax deduction
- Pell Grant eligibility
- Why invest in private equity?
- Option 2: Knocking out small debts first
- Earned income tax credit 2023
- How the standard deduction works
- How do lenders determine a car payment?
- Should I buy stocks when markets are at all-time highs?
- How to determine how much car you can afford
- Best homeowners insurance companies: Pros and cons
- Where to look for information
- Average annual PMI premium
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- How do American miles compare to other airlines?
- Chase Freedom Unlimited®
- Different kinds of bags on Frontier
- The card with the most protections
- What's the difference between a debit and an ATM card?
- How much is YouTube Music?
- Why is budgeting important?
- Will my electric company help with EV charging station expenses?
- How you can prepare for the end of Mint
- Capterra’s Free Small-Business Budget Template
- OHCS highlights and eligibility requirements
- Reasons to consider a Roth later in life
- Blockchain pros and cons
- Combine it with the Chase Sapphire Preferred® Card to maximize Chase Ultimate Rewards
- Capital One travel insurance benefits
- Or go with an alternative
- The gray area
- How to find a financial consultant
- UHC Medicare star ratings
- Ticket types and seat selection rules
- Which types of businesses can start a PLLC?
- 2. Rewards become available immediately
- For the kitchen
- Is the gift tax deductible?
- The Platinum Card® from American Express
- What are qualified dividends?
- Average 401(k) contribution rates
- How to determine your closing costs
- How much rent can you afford?
- When will I get my 2024 tax refund?
- How much does Medicare Part D cost?
- Prepare for long-term care
- ... or at least use it for everything ELSE
- Design your deal
- Historical national rates
- Do I need a 1099 form to file my taxes?
- How to use average car interest rates
- Buying a call option
- PMI calculator help
- Your ability to repay debt affects your degree's value
- Can I contribute to a Roth IRA if my income is too high?
- Find out where you stand
- Who pays for escrow services?
- The top 7 dividend aristocrats list
- Compare bank accounts based on low fees and available features
- Plan around nap schedules
- What are AI stocks?
- How Citizens Bank business checking works
- State availability
- How we chose the cheapest companies in Texas
- What to do if you can't catch up on your bills
- Why buy an RV?
- Students and parents: Here’s what you can do
- 2. Set financial priorities
- Less ‘urgency’ to innovate for customers, skeptics say
- 2. Rebalance your debts and income
- What to consider
- Minimum down payment requirements
- 2. The rewards aren't much to 'woooo' over
- Savings accounts with strong APYs can help your money grow
- Types of AI ETFs
- How much new car replacement insurance costs
- Putting alcohol in your bag
- Where do I find top savings accounts?
- 3. High-yield money market accounts (MMAs)
- What is the difference between an investment advisor and a financial advisor?
- How Geico home insurance works
- Buying a put option
- 21 most-shorted stocks by short interest
- More money now vs. later
- How do REITs work?
- Who qualifies for the home sales tax exclusion?
- 2. You won't want to carry a balance
- 4. Sign the bottom where it says 'purchaser’s signature'
- Your time frame for rate shopping
- What won’t change
- Best car insurance in Florida for your budget: Geico
- What proof is needed to get a Prime Student membership?
- 2. Paying with points
- Learn more
- Size of group
- How to set up bill pay
- State availability
- What are the different types of bonds?
- Wells Fargo Active Cash® Card
- How to fill out a 1040 form
- Onboard perks
- How much do DoorDash drivers make?
- Use a budget planner
- Credit references for borrowers
- Card network
- What is better: deferment or forbearance?
- Joann
- 3. Dunkin’ (Previously Dunkin’ Donuts)
- Discover offers other options
- USAA travel insurance cost
- Trade or sell your car
- 3. Determine other ownership costs
- Understand the costs of each
- Best whole life insurance policies for 2024
- 2. Capital One hopes to expand its digital banking reach
- Best car insurance in New Jersey for your budget: Geico
- March
- Do I have to pay state tax on lottery winnings?
- Child tax credit 2024
- Trading and selection
- How I select my cards
- Where to exchange currency outside the U.S.
- Mortgage selection tips
- An alternative to chasing the best stocks
- The card that offers 0% interest
- What's the difference between regular debit cards and prepaid debit cards?
- How do you start a budget?
- IRS Form 3800 instructions: A step-by-step guide
- What credit cards come with Priority Pass?
- One in, one out
- 3. ShopSavvy
- How to be a smart customer
- Different types of credit card APRs
- 4. Promotions that speak to your target audience
- Steps to take when renewing your passport and getting a new passport number
- Cash management accounts with high interest rates
- 3. It's easy for you to access and manage your account funds
- The bear put spread
- Where do I put my emergency fund?
- The risks of marijuana ETFs
- 3. Find VA-approved colleges that accept transfer and military class credits
- First-time home buyer benefits and programs
- 3. Look like you know where you're going
- Get a hotel card for elite status, bonus points and a free night
- How your credit score affects your rate
- 3. Its rewards program is lucrative
- Episode transcript
- Bank of America vs. Chase: Basic checking accounts
- Is my money safe in a high-interest, online account?
- Travel credit cards that earn points
- Get a secured credit card
- For credit and savings
- PLLCs vs. other business types for professionals
- What can you invest in with a Roth IRA?
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Full Review
- 3. Its APR is lower than average
- Estimated tax payments 2024
- How do I check my tax return status?
- Frugal entertainment tips
- If you decide to fight the ticket in court
- How to invest in dividend ETFs
- Child travel policies by airline
- How to pay off a mortgage early
- Limitations of the Fear and Greed Index
- When should I receive my 1099?
- What items can be deducted on Schedule A?
- 2. Empower: Best for fast cash
- Can you refinance federal student loans?
- When is the best time to use American miles?
- Best homeowners insurance in California for coverage: Chubb
- Coupons.com
- OFX
- Consider features they lack, too
- Trading in a car with negative equity
- 3. Make retirement contributions
- How lenders view your DTI ratio
- 5 best-performing meme stocks
- How to buy a life insurance policy
- Potential issues with having multiple credit cards
- Serve American Express Prepaid Debit Account
- PDFConverter.com 15 Best Budgets
- How far in advance should I get preapproved for a mortgage?
- How to buy AI ETFs
- Omni Select Guest
- Best for extra perks: Aetna
- When should I close my credit card?
- 4. Hold up your end of the deal
- How does a SEP IRA work? The pros and cons
- Alaska seats for elite members
- What to watch for when you buy bonds
- What are the income limits for IRS Direct File?
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- How the annual gift tax exclusion works
- State availability
- New York state supplemental income tax
- Traditional IRA deduction rules
- What can I use a home equity loan for?
- What academia says
- REITs' average return
- 3. Cardholders enjoy a longer return period and exclusive offers
- Know what the dealer is looking for
- 5. Keep your receipt
- Employer identification number (EIN)
- Fubo add-ons
- How to report credit card fraud
- Average interest checking account rate: 0.07%
- Redeeming points
- How MagicBands work and how to use them
- Roth IRA contribution limits 2023
- Get right-side up again
- How to get a private student loan
- HODL and cryptocurrency
- What is an escrow account?
- How to book an American Airlines Flagship Business Plus
- Is YouTube Premium worth it?
- Should you bundle home and auto insurance?
- California income tax deadlines and extensions
- Why don’t all electric companies offer EV incentives?
- Should I buy SOL?
- Amica home insurance coverage
- 3. A spending notification
- Equitable customer complaints and satisfaction
- How does a life insurance trust work?
- Credit references for employment
- Shift4Shop: Best shopping cart for B2B sellers
- How to invest in mutual funds
- Layoffs spiked among tech companies in 2023
- What to look for in a new budgeting app
- Price vs. yield
- When a payoff isn't possible, minimize the mortgage
- How a savings account works: withdrawal limits
- Is LifeLock worth the price?
- Voluntarily surrender your car
- Why is Bitcoin still popular?
- How to meet your monthly savings goal
- For the bathroom, etc.
- How to get started investing in private equity
- Pros and cons of buying an investment property
- The risks of short selling
- Closing costs calculator
- How to invest in the S&P 500 in two steps:
- 4. 24/7 might not mean what you think it does
- Child tax credit expansion: What the tax deal could mean for you
- What to ask your credit card issuer
- What to expect the stock market to return
- Terminal 2: Delta Sky Club
- Deciding whether to use Boost or UltraFICO
- Nationwide home insurance coverage
- Are bonds a good investment?
- Additional car insurance coverage options
- Will Medicare pay for Ozempic for weight loss?
- Dividend kings vs. aristocrats
- Check some of your gear
- Where to travel
- Cheap car insurance in Texas by age
- 5. Sales that create a sense of urgency
- When your passport number changes
- 4. You're able to access customer service when you need it
- Where to find your AGI on your 1040
- How much are Chase Ultimate Rewards® points worth?
- 4. The Coffee Bean and Tea Leaf
- How to book a business class ticket with Copa Airlines
- When you should lock your mortgage rate
- What are the credit score ranges?
- Save money on purchases with 'Shop through Chase'
- How do I open a SEP IRA?
- How to prioritize goals
- What is the difference between a financial consultant and a financial advisor?
- 4. Find the right car for you
- Are Roth IRAs insured?
- 4. Peer-to-peer lending
- 3. Discover would remain its own brand
- How to claim the sales tax deduction
- 1. High-yield savings accounts
- The bottom line
- Earned income tax credit 2024
- Your tax rates now vs. later
- Standard deduction 2023
- Why haven't I received my tax refund?
- Pay yourself back later
- When can’t you rate shop?
- The best airlines to fly to Japan with points
- Goodbudget, for hands-on envelope budgeting
- 3. Big balances can still hurt your credit scores
- Demand for your major matters
- Roth IRA income limits 2023
- U.S. Bank Cash+® Visa Signature® Card
- 2. The Southwest card limits
- Other Frontier fees
- Another tactic to consider: Combining multiple cards
- Here are some typical debit card fees
- What’s next?
- How to navigate higher prices
- Travel and emergency assistance
- How do streaming services fit into your budget?
- When to choose the Chase Sapphire Preferred® Card
- More about Equitable
- Regulated versus unregulated debit cards
- 3. Don’t ask for too much cash
- How to transfer Bilt Rewards
- Annual Business Budget in Google Sheets
- Where Etsy wins
- 3. The ongoing APR can pack a punch
- 4. Save for college
- New car replacement vs. better car replacement
- Prosper might be a better option if you:
- Why you might want the Bank of America® Travel Rewards credit card
- Settle your car loan
- 5. Make a plan to prevent a repeat
- What fine print should I look out for?
- Perks: Goodies for carrying the card
- 3. You can use the card instantly after approval
- Higher Education Act justifies plan B
- Geico home insurance coverage
- Chubb commercial insurance
- IRA income limits
- 4. It earns double points in popular spending categories
- Who should make estimated quarterly tax payments?
- Who pays the closing costs?
- Does the cost of FuboTV fit into your budget?
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- How are dividends taxed?
- Mobile app
- Top 3 index funds for the Nasdaq-100
- Are campers worth the investment?
- 3. With a vacation package
- Other factors to consider
- The dealer is not your friend
- What do I need to fill out Form 1040?
- Common customer service topics
- Which life insurance policy is right for me?
- When to estimate closing costs
- How to check your own credit references
- Airline loyalty programs
- 6. Events that resonate with your community
- How do I build an emergency fund?
- The bottom line
- 4. Seek out certified veteran affairs staff
- 4. Leave the Rolex at home
- Kirkland’s
- How much should you pay yourself?
- Wells Fargo Reflect® Card
- Bank of America vs. Chase: Basic savings accounts
- How to budget and save
- Is Airbnb safe for hosts?
- Research health requirements, other rules
- What’s a spousal Roth IRA?
- Who must register as an investment advisor?
- How to access IRS Direct File
- April
- Home equity loan rates in 2023
- Should I take a lump sum payment or annuity payments?
- Types of REITs
- Factor in other costs
- 4. Home Depot offers a separate card for bigger projects
- Frugal DIY project tips
- Pay your bill in full every month
- Try to build your credit from fair to good
- What does a Prime Student membership include?
- Plan your visits to Marriott M Club lounges
- Types of 1099 forms
- How I use my cards day to day
- Where to avoid exchanging currency
- Managing expectations
- How does a HELOC work?
- Working YouTube Premium costs into your budget
- Where Citizens Bank business checking stands out
- Cheap car insurance in Texas for 20-year-olds
- Terms connected to meme stocks
- 4. Target (with Target Circle)
- OHCS first-time home buyer loan programs
- How to qualify for first-time home buyer benefits
- Ways to get good value on Copa Airlines
- What does UnitedHealthcare Medicare Advantage cost?
- How to invest in dividend stocks
- Best car insurance in New Jersey for customer satisfaction: NJM
- Other ways to avoid headaches
- How many banks have collapsed?
- Have a rate shopping strategy
- The importance of a direct 401(k) rollover
- Portfolio management: Things to keep in mind
- How has the value changed over time?
- Capital One Venture Rewards Credit Card
- Does Medicare cover Wegovy?
- Is Flagship Business Plus worth it?
- How to invest in dividend aristocrats
- Here's what to do if your debit card is stolen
- Do I have to pay California state tax?
- Getting a personal loan vs. an auto loan
- Additional tips about electric company EV incentives
- Pack extra clothes (for you, too)
- How to invest in AI stocks
- Does your DTI affect your credit score?
- 7. Strategic partnerships with other businesses
- ONE VIP Visa Prepaid Card
- Quarterly category cards
- The significance of adjusted gross income
- Microsoft Office Template
- Deferment vs. forbearance for private student loans
- What does Epcot have?
- 5. Fund your FSA
- 5. Scooter’s Coffee
- About USAA's travel insurance benefits
- Today’s rates for specific kinds of mortgages
- Auto loan debt relief: the bigger picture
- What's next?
- Are there fees?
- Covering your spouse under your solo 401(k)
- Discounts
- Standard deduction 2024
- How to redeem rewards on the Capital One Quicksilver Cash Rewards Credit Card
- MagicBand pros and cons
- Schedule A tips and tricks for itemizing
- 3. EarnIn: Best for large advances
- Skip currency exchange: Use a credit or debit card
- 4. Interest will be charged on any balance left when the 0% period ends
- Calculate your reduced Roth contribution
- Buying bundles: the Works and the Perks
- Your decision: Is HODL for you?
- Best homeowners insurance in California for consumer experience: Nationwide
- RetailMeNot
- Find alternatives for extra cash
- Bundling tips
- Final steps
- 4. Contribute to a health savings account
- Domestic vs. international fees
- What affects my interest rate?
- Payment processing fees
- New car replacement vs. gap insurance
- 3 excuses that keep you from making money investing
- 5. Use (and hide) your phone strategically
- Score free checked bags plus other perks with an airline card
- W-4 form 2024
- 4. Points can't be transferred to other travel programs
- PayPal cryptocurrency fees
- Use a different card abroad
- How do I invest my SEP IRA?
- Where to save
- Alaska plane seating chart
- 5. Contact the seller or visit a dealership
- Get more help with monthly budget planning
- Additional functionality
- 5. Online savings accounts
- 4. It skips important fees
- Who can use Direct File?
- How to apply for a Pell Grant
- Comparing a Delta credit card vs. an Alaska credit card
- How to qualify for the earned income credit
- 5. Loyalty doesn't always pay off
- When a car payment doesn't fit your budget
- Estimate your 2024 IRS tax refund date
- Hack your IRA
- Is United’s basic economy worth it?
- What’s next?
- Step 3: Choose your lender and loan
- When do you have to pay taxes on stocks?
- How to refinance federal student loans
- Other partners worth considering
- What car insurance doesn’t cover
- Discounts
- What is a meme stock ETF?
- How long does it take to make money with DoorDash?
- Types of life insurance trusts
- Workers fear losing hard-fought union benefits
- WooCommerce: Best shopping cart plug-in for WordPress users
- The long straddle
- Your accounting software
- Why is the 10-year Treasury yield important?
- 4. There are no perks for WWE fans
- How much to keep in your savings account
- 5. Find a military-friendly college
- How to store the Bitcoin you buy
- Best for local support: Blue Cross Blue Shield
- Mistakes to avoid while paying yourself
- Alternatives to canceling a credit card
- Is it safe to stay in an Airbnb during COVID-19?
- Are there other high-yield options for savings?
- Points and miles in disguise
- Get a credit-builder product or a secured loan
- For credit building
- 4. The deal faces regulatory hurdles
- The bottom line
- Should you purchase Chubb business insurance?
- When are New York state income taxes due?
- Dividend tax rate 2023
- Types of private equity investments
- What is a short squeeze?
- How to buy silver stocks, mutual funds and ETFs
- Combining the best of both
- Adoption taxpayer identification number (ATIN)
- What to expect from the credit card fraud investigation
- Elite status perks
- Should I file taxes now or wait for the child tax credit expansion?
- How to pay for a roof replacement
- Where you live after graduation also matters
- How flexible are American miles?
- 3. The Rapid Rewards earning structure
- Download Form 1040
- Does Medicare cover Mounjaro (or Zepbound)?
- Xoom
- Auto rental collision damage waiver
- Feed your baby during takeoff and landing
- How to understand DTI ratio
- 5. CouponCabin
- Potential impact of multiple credit cards on your credit scores
- What do closing costs include?
- How to make a claim
- 8. Take advantage of free advertising
- 4. Consider a co-signer
- How to redeem rewards on the Chase Freedom®
- Bank of America vs. Chase: Certificates of deposit
- Do I need financial consulting services?
- Pros and cons
- How to open a Roth IRA in 6 steps
- What is a business money market account?
- May
- How to open a solo 401(k)
- Forgiveness would occur in 2025
- Gift tax limit 2023
- Ways to get the best home equity loan rates
- 5. It has a sweet sign-up bonus
- How do I deal with lottery taxes?
- Look for savings
- If you decide to negotiate the penalty
- Buying a call option vs. owning the stock
- Can I lose money investing in bonds?
- Where Citizens Bank business checking falls short
- How to start a painting business: The basics
- Additional costs for international wires
- How good credit references can make your life better
- Consider the costs of cashing out your 401(k)
- Media layoffs soared as companies struggle to profit
- Which Bilt transfer partners are best?
- Calculate the cost of deferment vs. forbearance
- What to do if you lost your passport abroad
- 6. Subsidize your dependent care FSA
- You should probably postpone buying a house if …
- 6. Dress appropriately for the culture
- Hilton Honors
- How does cryptocurrency work?
- Estimate your Pell Grant award
- Buying a put option vs. short selling
- Roth 401(k) withdrawal rules
- Frugal home expenses tips
- Hotels on points in Cabo San Lucas
- Average certificate of deposit rate: 1.81% for one-year CDs
- Best car insurance in Florida for ease of use: State Farm
- 401(k) withdrawals
- 5. You might not be eligible for the offer
- Blue Cash Preferred® Card from American Express
- Dividend aristocrats ETFs
- What is California's standard deduction?
- How to find AI ETFs
- 5. Spend down your flexible spending account
- How much life insurance should I buy?
- How much is the SALT deduction?
- When to consider adding additional insurance to your rental
- 9. Get local and online press
- 5. There's no ideal finishing move
- Is there an income limit to qualify as a first-time home buyer?
- Shop around to find the best personal loan
- 6. Cafe2U
- How to find the 2024 W-4
- Holding crypto on PayPal
- Credit union personal loan rates
- 5. Convenient features can save you time and money
- Best car insurance in New Jersey for ease of use: State Farm
- Best for emergency medical coverage: Allianz Global Assistance
- Consumer experience
- Do I have to pay New York state income tax?
- 2. Certificates of deposit
- Standard deduction for those 65 or older
- Step 3: Compare health plan networks
- Are there additional costs for high-income earners?
- Pros and cons of a 401(k) rollover into an IRA
- How quickly could the IRS implement the child tax credit expansion?
- Is it worth buying a pop-up camper?
- 4. Using the United MileagePlus X app
- How much of my portfolio should I invest in bonds?
- Getting your Frontier baggage and other fees waived
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- How can you make more money with DoorDash?
- 3. Get disability and life insurance
- FamZoo Prepaid Card
- What is your modified adjusted gross income (MAGI)?
- Are 10-year Treasury notes a good investment?
- Benefits of a larger down payment
- Why you may not be getting a response after an interview
- Alternatives to savings accounts
- Shipping alcohol
- 5. It comes with other travel goodies
- How to avoid business loan default
- 6. Inspect and test-drive the car, if applicable
- Should you open a money market account for your business?
- Dividend tax rate 2024
- How to buy physical silver
- How to calculate quarterly estimated taxes
- What's next?
- How much does it cost to invest in the S&P 500?
- Where's my 2024 state tax refund? Track your status
- Next steps:
- What is net investment income tax?
- Are Disney MagicBands worth it?
- Ready to get started?
- Other Roth IRA rules
- Terminal 3: Escape Lounge
- Chase Freedom Unlimited®
- Full list of best homeowners insurance in California
- Which Form 1040 schedules should I use?
- American Airlines Flagship Business Plus recapped
- Disadvantages of loyalty programs with hotels
- Walk the aisles
- Consumer complaints
- Ways to lower your DTI ratio
- Can I make money with meme stocks?
- 6. PayPal Honey
- Other ways to cut wire-transfer costs
- No-closing-cost mortgages
- How the 9 states with no income tax stack up
- Designing your budget
- Consider income-driven repayment instead
- What does a trademark protect?
- 7. Buy a local SIM card to avoid high roaming costs
- SEP IRA vs. Roth IRA
- Should you choose Bank of America or Chase?
- 6. High-yield checking accounts
- 5. The bigger the company, the higher the interest rates
- Traditional IRA withdrawal rules
- How much can you borrow with a home equity loan?
- Why did First Republic Bank fail?
- What makes a good investment property?
- What is naked short selling, and why is it illegal?
- What else you need to know
- Step 4: Gather loan documents
- 4. Varo: Best for existing bank customers
- 6. You might not get approved for as much credit as you need
- How did we determine the value of American miles?
- Upside
- What to expect: Delta Comfort Plus
- Compare business checking accounts
- 6. Use tax-loss harvesting to reduce capital gains
- How to choose between an LLC and a corporation
- Which card is right for you?
- Final thoughts on flying Etihad economy class
- Consult your payment processor
- 10. Manage review sites
- OpenCart: Best online shopping cart to add to an existing website
- Is transferring your Bilt Rewards worth it?
- 7. Rock your HSA
- What factors impact your credit scores?
- How are cryptocurrencies created?
- If your cat is an emotional support animal
- What we still don’t know
- Claiming tax-deductible donations on your tax return
- Gift tax limit 2024
- Alternatives to Chubb business insurance
- Preparer tax identification number (PTIN)
- Getting flight delay compensation from Frontier
- Other possible outcomes
- Next steps:
- Requirements: Who qualifies for the child tax credit?
- EveryDollar, for simple zero-based budgeting
- How to book hotels on Kayak
- HELOC requirements
- How to redeem ANA Mileage Club miles
- What part of my income gets taxed by California?
- Credits
- 5. Use collateral to secure the loan
- How to avoid extra costs from a trip delay
- Shopify vs. Etsy: Pricing
- How much should you put down on a house?
- Boost your points earnings with a Freedom card
- Do I have to update my W-4 every year?
- Selling crypto on PayPal
- Use a co-signer
- June
- Pell Grant disbursement
- How to report dividend income on your taxes
- Does silver diversify your portfolio?
- Who counts as a qualifying child for the earned income credit?
- How to get a tax refund sooner
- Exchange frequently? Consider a multicurrency account
- If you want to buy Disney tickets for cheap
- Degree attainment doesn't guarantee equity
- Contributing too much to a Roth
- 4. The value of Southwest points
- Fees across U.S. airlines
- Ex-dividend dates
- Explore your surroundings
- Consumer experience
- If you're considering booking a rental car with your American Airlines card
- Warehouse club cards
- How do you buy 10-year Treasury notes?
- 7. Biggby Coffee
- Best for low-cost plan availability: Humana
- How to pick seats on Alaska
- Which type of travel credit card is right for you?
- How to form a PLLC
- Business money market account rates
- What is New York state's standard deduction?
- 3. Bonds
- Full list of the best car insurance in Florida
- How Amazon Student might work for you
- How to pay lower taxes when selling stocks
- Camper vs. RV, recapped
- 7. The usefulness of a 0% deal depends on your habits
- Nationwide home insurance rates
- What should I watch out for?
- How much does homeowners insurance cost in California?
- Covering weight loss drugs would be costly for Medicare
- 7. Estimate what you owe
- 11. Tap into your existing customer base
- The long strangle
- Repayment options for federal and private loans in default
- Which card should you get?
- IHG One Rewards
- Taking a sip down memory lane
- Quick tips for a safer Airbnb stay
- 7. Determine which warranties are right for you
- Tips for flight day
- How to get a loan from a credit union
- Full list of the best car insurance in New Jersey
- How the lifetime gift tax exclusion works
- Do I have to repay a Pell Grant?
- Home equity loan requirements
- Risks of private equity
- Calculating capital gains tax on a home sale
- Closing costs for the buyer
- How to manage your own portfolio
- How to earn Avis Preferred Points
- How to get a home equity line of credit
- Bank of America® Customized Cash Rewards credit card
- The bottom line
- MoneyGram
- Could we be in an AI bubble?
- How much do life insurance policies cost?
- Cheaper ways to send money
- Greenlight Prepaid Mastercard
- Do you have to report your passport lost or stolen?
- 8. See if you’re eligible for the earned income tax credit (EITC)
- 8. Join solo female traveler Facebook groups
- Transferring crypto into your PayPal address
- Chase Freedom Flex℠
- SIMPLE IRA vs. SEP IRA
- How to make a Capital One travel insurance claim
- Why are there so many kinds of cryptocurrency?
- Additional benefits
- How much does Direct File cost?
- Geico vs. competitors
- Why did Silicon Valley Bank fail?
- How to control your dividend tax bill
- JetBlue credit card customer service
- Am I a resident for California state tax purposes?
- Know that crying is normal
- 7. Dosh
- Seller-paid closing costs
- What is an online shopping cart?
- Do you pay tax on T-notes?
- Final thoughts on Copa Airlines business class
- How to adjust your Form W-4
- How to safely cancel a credit card
- How to optimize your spending
- Become an authorized user
- The bottom line on short selling
- Can I claim the EITC without a child?
- Standard deduction for dependents
- What about the Part D late-enrollment penalty?
- Finding a car you can afford
- Additional child tax credit
- The best place to exchange currency at the end of your trip
- Average cost of homeowners insurance in California by city
- Roadside dispatch
- Choosing between cards? Rewards and perks might make the difference
- 12. Sponsor local events
- 6. Find the right lender
- Mass layoffs across the labor market aren’t likely in 2024
- Frequently asked questions
- Other considerations to determine your down payment
- Where to find the best savings accounts
- What to do with the Bitcoin you buy
- 8. Dunn Brothers Coffee
- Consider upgrading to a Chase Sapphire Reserve® card
- Sharing a Prime membership Using Amazon Household
- If you’re considering the American Express® Gold Card
- Are these the best dividend stocks?
- July
- Am I a resident for New York state income tax purposes?
- Step 4: Compare out-of-pocket costs
- Average money market account rate: 0.67%
- Why you can trust NerdWallet
- 5. Dave: Best for repayment flexibility
- Selling a call option
- Chase transfer partners to avoid
- Ibotta
- Which type of life insurance should I put in a trust?
- What taxes aren’t covered by the SALT deduction?
- Payments
- Next Steps
- What to do if you lost your passport the day before a flight
- What’s the difference between IRS Free File and IRS Direct File?
- Why you can trust NerdWallet
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Charitable deductions 2023
- Are home equity loans a good idea?
- How to estimate taxes for an income tax extension
- Step 5: Submit your application and get funded
- How to redeem Avis Preferred Points
- Terminal 4: Priority Pass dining
- How much can you borrow with a HELOC?
- Discounts
- 5. How to earn a Southwest Companion Pass
- Bank of America® Customized Cash Rewards credit card
- The complete list of dividend aristocrats
- Keep yourself calm and relaxed, too
- Amica vs. competitors
- Fear of store closures in small towns, despite assurances
- Finally, enjoy your travels
- Marriott Bonvoy
- Transferring crypto from your PayPal wallet
- The bottom line on Airbnb safety
- UHC Medicare Advantage plan types
- 8. Negotiate the best price
- Credit union vs. online lender
- How to claim the earned income tax credit
- Where to exchange currency: Frequently asked questions
- Buying an RV recapped
- Why is it called the SALT tax?
- Types of online shopping carts
- 9. Give it away
- Factors that don’t affect your credit scores
- If you’re interested in Capital One travel insurance
- Investor-friendly
- Airline pet policies
- Protections: Peace-of-mind benefits
- 2023-2024 lifetime gift tax exemption
- Bottom line
- When can't you take the standard deduction?
- Portfolio management vs. wealth management
- Cards with primary coverage
- Best ways to earn Chase points
- The cheapest home insurance in California
- The bottom line
- Additional resources
- 13. Become a trusted resource on online platforms
- Walmart MoneyCard
- Credit cards that earn Chase Ultimate Rewards®
- What’s not covered by USAA travel insurance
- Best of the Blues: Highmark
- Sending crypto to another PayPal user
- Will you owe capital gains taxes on your home sale?
- Travel credit cards
- Empower Personal Dashboard, for tracking wealth and spending
- Home shopping tips
- Other types of 1040 tax forms
- How much money can you make on YouTube?
- Accept help from strangers
- The problem with 'cents off per gallon'
- The bottom line on how to research stocks
- 9. Coffee Beanery
- Is Amazon Prime worth it?
- Are cryptocurrencies financial securities, like stocks?
- August
- Why did Signature Bank fail?
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- How to avoid the Part D late-enrollment penalty
- How to claim the child tax credit in 2024
- How to book a rental car on Kayak
- 6. The valuable extra benefits
- Additional Visa Signature benefits
- Should you invest in AI stocks?
- Summary: 2021 OHCS first-time home buyer programs
- Stock market crashes in history
- How to improve your credit
- The future of blockchain technology
- Building generational wealth
- Shopping protections
- When to consider Global Entry instead
- How to pay estimated taxes
- Pros of investing in REIT stocks
- 6. MoneyLion: Best for existing customers
- Consumer complaints
- Citi Double Cash® Card
- Western Union
- Should I get The Platinum Card® from American Express?
- How to start a painting business: The financials
- The synthetic long
- Get credit for the bills you pay
- 9. Maximize trade-in value, if applicable
- Important considerations when opening a Roth IRA
- The bottom line
- Consequences of an EIC-related error
- How much is my 2023 standard deduction?
- What you can learn from the average 401(k) balance
- How to avoid capital gains tax on home sales
- Final thoughts on the different United economy fare classes
- American Express add-on coverage
- Dosh
- Compare top-rated life insurance companies
- Disney Epcot vs. Animal Kingdom
- 10. Keep a file of your medical expenses
- Be aware of Chase application restrictions
- World of Hyatt
- How to get a USAA travel insurance plan
- PayPal cryptocurrency alerts
- Third-party ratings
- What is credit card consolidation?
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- More reading for active investors and traders
- The difference between interest rate and APY
- How to earn other travel rewards through your Avis car rental
- Fort Lauderdale airport lounges recapped
- Consumer experience
- What you need to know about California homeowners insurance
- Benefits you 'may' have
- Flying with an infant, recapped
- More reading for active investors
- Shopify vs. Etsy: Which is right for your business?
- 10. Cafe Barbera
- Alaska Airlines seat selection recapped
- After deciding
- Compare car insurance rates by driver history
- Next steps
- How much is the gift tax rate?
- Selling a put option
- Alaska Airlines miles vs. Delta miles
- Cons of investing in REIT stocks
- Is getting a HELOC a good idea?
- So, is it good to join multiple hotel loyalty programs?
- How can credit cards and elite status improve your overall experience?
- Does PayPal offer tax forms?
- September
- What’s happening with Silvergate Capital Corp.?
- Are there drawbacks to investing in the S&P 500?
- When to expect your child tax credit refund
- Final tips for booking
- 7. The wait
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Earn an audience, and earn more in the long run
- How to shop for Medicare Advantage plans
- How can I check and monitor my credit?
- Is consolidating credit card debt a good idea?
- 10. Make the purchase
- Best for those who pack expensive equipment: Travel Insured International
- Frequently asked questions about estimated tax payments
- It pays to know
- Frequently asked questions
- The bottom line
- Use your credit card for Priority Pass lounge access
- How to choose an online shopping cart
- 11. Consider selling those dogs weighing down your portfolio
- Pros and cons of cryptocurrency
- Types of financial planning help
- Invest in bonds: next steps
- Final thoughts on getting TSA PreCheck for free
- Don’t count on the forgiveness plan B yet
- What happened to Credit Suisse?
- Can I still get a past year's earned income tax credit?
- Investing in REITs: How to get started
- The worst way to use your Marriott Bonvoy points
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Find the best life insurance policy for you
- Low-fee alternatives to prepaid cards
- Gas credit card savings calculator
- If you want to visit Epcot or Animal Kingdom
- The bottom line on how to prepare for a stock market crash
- 11. The Human Bean
- What protections does PayPal offer?
- Practice good credit habits
- Travel protections
- 2023 vs. 2024 standard deduction
- Step 5: Compare benefits
- Why call options can make sense
- Nationwide vs. competitors
- Capital One Quicksilver Cash Rewards Credit Card
- Redeeming through Chase's travel portal
- The bottom line
- Chase credit card strategies for travel, recapped
- W-4 calculator
- How to avoid gift tax
- 4. Money market funds
- Consequences of a child tax credit error
- If you're considering applying for a Southwest credit card
- Other ways to make money
- Receipt Hog
- California state tax credits
- What's next?
- Independent Hotels
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- October
- How taxes on real estate, rental, and investment sales work
- How the FDIC calculates national rates
- Flying to Japan, recapped
- Which is better: Marriott Bonvoy or World of Hyatt?
- PocketGuard, for a simplified budgeting snapshot
- How ANA elite status works
- FHA vs. conventional loans: Summary
- The bottom line
- Mutual fund types
- 12. Get the timing right
- When to claim the standard deduction
- Comparison of unaccompanied minor fees by airline
- Cheapest for 30-year-old drivers
- Understanding life insurance quotes
- 12. PJ’S Coffee
- 3 best cold wallets
- Are other banks are in trouble?
- If you want to travel to Cabo with points and miles …
- Should you choose hotel and airline rewards over Avis Preferred Points?
- Is it better to get a home equity loan or line of credit?
- How to choose among the best ways to send money internationally
- What else to know about Form W-4
- What if you're not eligible?
- If you want to redeem Marriott Bonvoy points ...
- State child tax credits
- 8. Klover: Best for no-fee advances
- If you want to transfer Chase points
- UnitedHealthcare Medicare service area
- Is there an over-55 home sale exemption?
- The bottom line
- Payment methods accepted at Costco
- If you’re considering an upgrade from Delta Comfort Plus to Premium Select
- Check your credit scores and reports
- Traveler-friendly
- November
- NYC income tax rates
- 5. Mutual funds
- Should I take my money out of the bank?
- California Department of Insurance
- 13. Brioche Doree
- Cryptocurrency legal and tax issues
- Best for adventurous travelers: World Nomads
- Call vs. put options
- What is the $500 credit for other dependents (ODC)?
- What to do if you can’t keep up with your HELOC payments
- Rakuten
- The bottom line
- The bottom line
- What are tax deductions?
- Best stocks for beginners
- Looking for more insurance in California?
- Cash App debit card: Prepaid-like option
- How to get a business loan from a bank
- Choose the right airline credit card for you
- Child tax credit vs. child and dependent care credit
- The bottom line
- Why fly on Southwest in the era of flexibility at other airlines
- Why is financial planning important?
- What are the Roth IRA rules?
- Are we in a recession?
- Summary: How to choose health insurance
- Home purchasing tips
- 14. Xpresso Delight
- Teen-friendly
- What's next?
- 6. Index funds
- Pros and cons of loan apps
- Classes of service
- Best prepaid debit cards: Summary
- Your decision: Is cryptocurrency a good investment?
- UnitedHealthcare customer service
- December
- Honeydue, for budgeting with a partner
- The four options market participants and their incentives
- Other cash-back apps to consider
- What are prepaid debit cards?
- Closing costs for the seller
- What does a 1099 employee mean?
- The bottom line on investing in stocks
- Are we headed for a depression?
- Advantages of put options
- Shopkick
- How to track your California state refund
- What about Starbucks?
- 6 things to know about New York state income tax
- How do mutual fund profits work?
- Citi Custom Cash® Card
- Best for medical coverage: Travelex Insurance Services
- What are tax write-offs?
- CoinOut
- Swagbucks
- Prepaid debit cards vs. regular debit cards
- California state sales tax
- Migrant-friendly
- Alternatives to the best whole life insurance
- How to make money from home
- Budgeting resources from NerdWallet
- Alternatives to bank business loans
- 7. Exchange-traded funds
- Credit cards do cash back too
- Frequently asked questions about prepaid cards
- Are cash advance apps payday lenders?
- How do you claim tax deductions?
- What it's like flying ANA
- Cheapest car insurance by state
- 5 things to know about California state tax
- Mutual funds vs. ETFs vs. stocks
- More about whole life insurance
- How we picked the apps
- Other home insurance companies to consider
- Are apps like DailyPay and Payactiv cash advance apps?
- Methodology to identify the best budget apps
- Extra fees
- 8. Stocks
- First-time home buyer programs near Pennsylvania
- Best if you have travel credit card coverage: Seven Corners
- Emerging
- More about top-rated life insurance companies
- Alternatives to cash advance apps
- Citi Double Cash® Card
- How to get cheap car insurance
- National first-time home buyer programs
- If you fly ANA airlines this year
- Cheapest for 40-year-old drivers
- Other ways to earn Chase Ultimate Rewards®
- Etihad vs. Emirates vs. Qatar recapped
- Risks of getting cheap auto insurance
- How to find the right business idea for your small town
- Best for long-term travelers: IMG
- How to make money offline
- Fine print
- Methodology
- 9. Alternative investments
- Why you can trust NerdWallet
- Neobanks we’ve reviewed
- Cash advance app star rating methodology
- Prime Visa
- 10. Cryptocurrency
- How to choose a startup idea
- How to compare car insurance rates
- Best for travelers with unpredictable work demands: Tin Leg
- The bottom line
- 11. Real estate
- How to start a profitable business
- Best for booking travel with points and miles: TravelSafe
- How to choose the best investments in 2024
- Target REDcard™ Credit Card
- Cheapest for 50-year-old drivers
- Best for group travel insurance: HTH Insurance
- How to find the best home insurance policy in five common scenarios
- Want to start a business?
- Types of travel insurance
- How to choose an insurance company
- How to compare homeowners insurance
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- What does travel insurance cover?
- What’s not covered?
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- How much does it cost?
- Do I need travel insurance?
- Cheapest for 70-year-old drivers
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
- Cheapest car insurance for military families
- How to get cheap car insurance in Texas
- Minimum car insurance requirements in Texas
- Auto insurance alternatives in Texas
Frugal food tips
Cooking, and even growing, your own food can help you stretch your budget. And simple tricks like splitting entrees or hitting happy-hour specials can help you dine out on a dime.
Plan your meals in advance. Last-minute eating decisions often lead to more expensive "I'm hungry now" splurges.
Opt for less expensive cuts of meat. Make economical substitutions and search online for "meatless recipes" or "ways to use less meat."
Buy store brands and generic labels. Generics can be comparable in quality to brand names and cost much less.
Compare unit prices, such as the price per ounce or pound. These are often shown on the price labels on grocery store shelves, or you can use a mobile app to calculate. Then you can determine the true savings and not fall for a "discount" pricing tactic that might be misleading.
Eat out less. Trim home meal deliveries, too. For inspiration, check last month's spending on restaurants and food delivery services. They can add up quickly.
Keep an eye on your pantry and use up stockpiled supplies before they expire.
Buy a water filter or filtered pitcher rather than bottled water. That means fewer plastic bottles in the environment and more money in your savings account.
Grow your own herbs and vegetables. It gets you outside and active, and is as close as "farm to table" as it gets.
Frugal shopping tips
Coupons, deals and freebies are your friends. You can use them to save money on things you were going to buy anyway — a tenet of frugal living. But use them mindfully, rather than as an excuse to spend on something you don’t actually need.
Stick to a list and take other steps to avoid impulse buying. Spur-of-the-moment purchases can be expensive and are often regretted later.
Hit up thrift and consignment stores. It's often surprising the quality — and the name brands — you'll find on sale for pennies on the dollar.
Browse in-person and online garage and rummage sales.
Join a local clothing swap or monitor buy-sell-trade groups in your area on social media.
Download a free coupon app. The days of clipping paper discounts are long gone. Now your phone will use your location to identify deals near you.
Similarly, use a browser extension to find deals when shopping online.
Stock up on nonperishable items when they're on sale — or snag bulk discounts at a wholesale club.
Consider a once-a-month no-spend weekend. Hunting down free-entry festivals and not-far-from-your-neighborhood events is half the fun.
Take the Amazon app as well as any other shopping apps you use often off your phone. Eliminating browse-and-buy habits that you might slip into during your spare time will encourage more intentional spending.
Know the best month to buy what you're looking for. Favorable product pricing really can follow seasonal trends.
Buy clothes at the end of — or out of — the season.
Find more shopping and couponing tips.
Frugal entertainment tips
Free, fun things to do are all around. Date night? See a free concert or pack a picnic and head to the park. Family outing? Go for a bike ride, volunteer together or check out a museum that offers free admission.
Take advantage of free days at museums and national parks. Some state parks also feature times when visitor fees are waived.
Have a family game night. Some libraries offer board games and video games you can check out, so you can try something new without buying it outright.
Check out books, movies, magazines and DVDs from your local library.
Consider creating a parents-night-out swap with trusted friends, where you take turns babysitting each other's kids.
Use credit card rewards to score free flights, car rentals and hotel stays.
Frugal DIY project tips
You typically have two options when you need a product: buy it or make it yourself. Although heading to the store (or a shopping app) is convenient, DIY is often cheaper. But that does require another type of investment — time.
A little craftiness can also make the items you own last longer. Free online tutorials and community classes can teach you to mend everything from clothing to small appliances.
Create your own beauty products, like deodorant, face masks and dry shampoo. You can find many recipes online that use simple pantry staples, such as honey and raw sugar for a lip scrub or baking soda and cornstarch for dry shampoo.
Look for a local tool "lending library" or a place to rent tools and equipment, rather than buying something you need only rarely.
Make household cleaning products, such as stain remover, window cleaner and laundry detergent, at home. Use your judgment, though, and follow common rules like never mixing bleach with other cleaners such as ammonia.
Pull out a needle and thread to repair and tailor your clothing.
Barter services with neighbors and friends. For example, you mow their lawn and they fix your plumbing.
Frugal home expenses tips
Before you call the handyman, consult YouTube. There, you can learn how to do tasks as varied as fixing a leaky faucet or remodeling your bathroom. Getting frugal at home can also mean examining your monthly bills for ways to save on electricity, water, cable and even your cell phone.
The more you save on those expenses, the more you can spend on (or save for) what's important to you.
Save on your cell phone bill by asking your carrier for a better deal on a regular basis. Then shop the competition before recommitting to be sure your new renegotiated package is still your best choice.
Review the streaming services you pay for to see if you could cut some or choose more economical plans. Look for any discounts you may qualify for, such as a student rate, AAA or senior discount, etc.
Get free TV with a digital antenna.
Adjust your thermostat and layer up or dress down.
Wash your own car.
Use gas apps to save on fuel.
Try economical updates to your house, such as refreshing your cabinets with new paint and hardware, rather than committing to costly remodeling.
Avoid lifestyle creep. That's when your income gradually increases — but so does your spending. If you get a raise, divert it to savings with direct deposit or a scheduled automatic transfer. Think about using windfalls like a tax refund for savings or debt paydown.
Discover more ways to save on home expenses.
If you want to start getting a handle on your spending, NerdWallet has compiled the best expense tracking apps based on ratings and popularity among users.
If your situation is even more serious, use our "how to get help paying bills" tool, for go-to resources in various categories. Choose the type of bill you're struggling to pay and find available options for immediate assistance.
on Capitalize's website