You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
Frugal Living Comprehensive Guide: 37 Ways to Find Serious Savings
Senior Writer | Small business, personal finance
Senior Writer | Personal finance, financial planning, investing
Lead Assigning Editor | Personal finance, credit scoring, debt and money management
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
Frugal living isn’t about being cheap; it’s about being resourceful.
It’s finding ways to save where you can — whether via coupons, freebies or DIY hacks — so you can focus your money and attention on the things you value, whether that’s saving for a comfortable retirement, traveling or living a debt-free life.
In this article
- What is personal finance?
- Ready to get started? Here's what to do next
- What is a W-4?
- What is a budget planner?
- See CD rates by term and type
- Still deciding on the right carrier? Compare Medigap plans
- What is a lady bird deed?
- Compare types of bank accounts
- Dividend definition
- The parts of Medicare
- 6 steps to opening a Roth IRA
- Find the right Medicare Supplement Insurance plan
- Fund definition
- What is a cashier's check?
- What is a financial plan?
- What is a 401(k)?
- What are back taxes?
- What is a charitable donation?
- What is a self-directed IRA?
- What is a custodial Roth IRA?
- » Editor's note
- What is bill pay?
- Bonds vs. notes vs. bills overview
- About Wellpoint (Amerigroup)
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- Mortgage rates today: Wednesday, April 24, 2024
- What is a backdoor Roth IRA?
- What documents do you need to file your taxes?
- Net worth defined
- See how to get your business started quickly
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Definitions: Money Transfer Rates
- Bitcoin (BTC) definition
- What is a traditional IRA?
- What is a put option?
- What is a Treasury bill?
- Quick tips for where to exchange currency
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Wells Fargo CD rates 2024
- For some, going into debt is the only option
- How to start building your credit
- Credit cards that can help
- 1. Genie+
- About Openly home insurance
- How to file taxes for free
- How much does an Equinox gym membership cost?
- What is YouTube Premium?
- Why take a cross-country tour on Amtrak?
- 1. You're in default
- What Medicare Part A covers
- What are dividend stocks?
- What is an authorized user on a credit card?
- VA loan eligibility
- Best-performing leveraged ETFs
- ETFs for beginners
- How to buy stocks in 6 steps
- What is a Closing Disclosure?
- Best-performing gold ETFs
- What is Budget's Fastbreak program?
- Takeaways From 'Get Smart With Money'
- About Amica home insurance
- What is a spousal IRA?
- What is the net investment income tax?
- 7 stock tips for beginner investors
- 1. Look for leaks
- What is inflation?
- What is debt-to-income ratio?
- About Jetty renters insurance
- What are biotech stocks?
- How to get your free credit report information
- What is Medicare Advantage?
- What to consider before getting World of Hyatt Credit Card
- About Auto-Owners home insurance
- What does it mean to be 'in escrow'?
- How to make money in stocks
- About Erie renters insurance
- What is value-added tax (VAT)?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Why is personal finance important?
- 1. Certificates of deposit (CDs)
- Best Prepaid Debit Cards
- Can you withdraw money from a 401(k) early?
- The Benefits of Hyatt Globalist status
- United fare classes: The differences
- Microsoft Office Excel budget templates
- Best business CDs
- 7 of the best apps to make money
- Money market account vs. CD: The difference
- What to expect flying American Airlines Main Cabin Extra
- How to unfreeze credit
- What is accounts receivable factoring?
- Step 1: Choose your health insurance marketplace
- Online marketplace and auction sites
- What is private mortgage insurance?
- Getting to New York City
- Cruising to the Bahamas
- What does this value mean?
- Best Medicare Advantage companies
- How to get paid on YouTube
- How much is YouTube TV a month?
- How much does a passport cost?
- Estimated Hawaii trip cost
- When do I need a cashier's check?
- What is a down payment?
- How does the Fear and Greed Index work?
- Snapshot comparison
- What is the difference between a mortgage broker and a bank?
- Keep your inheritance to yourself (for now)
- What is self-employment tax?
- What you need to open a bank account
- 1. Google
- What does APY mean?
- 1. Not figuring out how much house you can afford
- How to use a savings goal calculator
- 4 no-credit-check loan options
- What is a high-deductible health plan?
- What is a financial planner?
- When to open multiple brokerage accounts — and why
- States with no income tax
- How much should you spend on rent? It depends
- Nerdy takeaways:
- 1. Pay off your cards in order of their interest rates
- Foreign ATM and transaction fees
- Index fund vs. ETF
- What is a pension plan?
- What is a savings account?
- Georgia state income tax rates and tax brackets
- How to get Aeroplan points
- Key findings
- 1. Set goals to save for a house
- Tuition and fees continue to decrease
- Tax credit vs. tax deduction example
- What is a tax return?
- The best car insurance
- 50/30/20 budget calculator
- The cheapest renters insurance in Texas
- What is a bonus?
- Create a budget plan that works for you
- How do CDs work?
- 1. Set your budget
- Why is having a low credit utilization important?
- Best-performing U.S. equity mutual funds
- 1. Take advantage of an HSA
- What does a real estate lawyer do?
- 1. Find a payment strategy or two
- 1. There are two card options
- 1. It has an annual fee
- Can I cash a check at any bank?
- What is a sole proprietorship?
- What is short selling?
- Term life vs. whole life: Overview
- How do LLC taxes work?
- The best budget apps
- 40 best startup business ideas
- 1. Reduce your energy consumption
- What is the child and dependent care tax credit?
- QuickBooks Online pricing
- How do I calculate my LTV?
- The IHG One Rewards Premier Credit Card vs. the IHG One Rewards Traveler Credit Card
- Plan during your undergraduate years
- Rates are tied to credit, not equity
- Auto insurance
- How many bank accounts should I have?
- Roth IRA contribution limits 2024
- 10 Common IRS tax forms and schedules
- What is the child tax credit?
- How to use this calculator
- What to do if you overcontributed to your 401(k)
- Average car loan interest rates by credit score
- January
- What are credit freezes and credit locks?
- Defining some health insurance terms
- Why you'll like the Apple savings account
- Join AAA to avoid underage driver fees with Hertz
- What is financial planning?
- Holding Bitcoin
- Best banks and credit unions
- Best places to sell clothes online
- What is loud budgeting?
- How a foreclosure affects your credit
- What is an investment property?
- Can I get life insurance if I’ve had COVID-19?
- How does capital gains tax on real estate work?
- Are there military discounted hotels?
- What to know if you have a charge-off
- Understanding a self-directed IRA (SDIRA)
- Why it’s hard to say no
- What is second chance checking?
- Custodial Roth IRA rules
- 1. It earns a flat rate on all purchases
- Finding cars sold by private sellers
- California state income tax brackets and rates
- Step 1: Check your credit
- Minimum wage over time
- What is net worth?
- How we picked the best hotel brand
- 2023 Arizona state income tax rates and tax brackets
- How to estimate your home insurance
- 1. Don’t keep an open tab
- Where to buy bonds
- 'Buy the dip' meaning
- What is my net worth?
- Chase Sapphire Preferred: An overview
- What is a health savings account (HSA)?
- Most profitable small businesses
- Avoid so-called 'shortcuts'
- General advice for international money transfers
- College grants vs. scholarships
- How much does FHA mortgage insurance cost?
- How does a traditional IRA work?
- How it works
- Hot wallets
- Frugal food tips
- What are some examples of liabilities?
- 25 side business ideas to try this year
- What is a passport?
- Best ways to consolidate credit card debt
- Government startup business grants and resources
- Pros of electric cars
- Alaska Airlines
- What is a state income tax?
- Wells Fargo CD rates
- Top USAA credit cards
- How much does gender-affirming surgery cost?
- How do credit union loans work?
- How much is YouTube Premium?
- Full coverage insurance explained
- How does a lady bird deed work?
- How to budget money
- What is a home equity loan?
- What is the Chevron deference?
- What does a business use for collateral?
- How to pay rent with your credit card
- No fee: Chase Freedom Unlimited®
- How to find a currency exchange near you
- 1. Clean up your credit
- How much earnest money to offer
- 1. Check your account statements
- How to spot origination fees
- What should I look for on my Equifax credit report?
- What are estimated tax payments?
- Key takeaways
- Best Medicare Supplement Insurance companies
- What nonstop routes does American operate to Hawaii?
- What is auto insurance?
- Our picks for the best life insurance companies in April 2024
- Reverse stock split definition
- International roaming plans: postpaid
- What’s the value when booking travel through the Capital One portal?
- Staffing shenanigans
- How much does it cost to convert a term policy?
- How does a credit-builder loan work?
- How a balance transfer could hurt your credit score
- Reviewing the Closing Disclosure
- Travel rewards
- Pros and cons of hardsided luggage
- Program benefits
- Why combine credit card points?
- Who has to pay the net investment income tax?
- A
- 4 easy ways to start investing with little money
- 5 things to know about Frontier flight delay compensation
- Top cards for car repairs
- Choose Bank of America if:
- Are charitable donations tax-deductible?
- How to compare FHA vs. conventional loans
- Best day to book a flight
- How to get Chase Freedom rental car insurance
- 1. It works only for Michaels purchases
- Best fleet fuel cards
- When does Medicare cover vision exams?
- The bull call spread
- Late winter and early spring
- What goes into the credit card interest calculation
- 1. Ongoing rewards are decent, but limited
- How does bill pay work?
- 1. Know your bank’s mobile check deposit requirements
- 1. Being unprepared
- Stop using the card
- 1. There are two versions of the card
- Home warranty vs. home insurance: The basics
- Daily mortgage rates chart
- How to start a clothing line
- What is an EIN?
- What is IVF?
- What is the ‘donut hole’ in Medicare?
- Hot wallets
- Average savings account rate: 0.46%
- Who got student loan refunds?
- Why do airlines overbook?
- How value-added tax (VAT) works
- Student debt was already a greater problem for women
- How Treasury bills work
- 50 best small businesses to start
- Keeping your life insurance
- What is the 401(k) early withdrawal penalty?
- How to use the car affordability calculator
- Our picks for high overall rewards
- Wells Fargo Active Cash® Card
- The best money-making apps
- 11 best investments right now
- 2. The rewards rate depends on how much you spend at Macy’s
- Subsidized vs. unsubsidized student loans
- Why does tipping matter?
- The best term life insurance companies in April 2024
- How much does accounts receivable factoring cost?
- What is a low-income loan?
- How to make money online
- How does being an authorized user affect your credit?
- Leveraged ETF definition
- How to find your EIN
- What is a business credit score?
- Summary of cash advance apps
- 28 ways to save money
- Find out how much your car is worth
- The psychology of credit card spending
- What is an insurance deductible?
- Best credit cards with no credit check
- What are gold ETFs?
- The best renters insurance companies for 2024
- Netflix subscription cost
- What is an ABLE account?
- How spousal IRAs work
- 1. Shop around
- Types of VA renovation loans
- Mint vs. NerdWallet at a glance
- How does a 401(k) work?
- 1. Do your homework and gather evidence
- How to file back taxes
- Why is it called fiat currency?
- The rise of pet insurance
- The case for secondhand gifts
- What is the standard deduction?
- Transaction types
- The self-employment tax rate for 2023
- What is the 10-year Treasury?
- 2. Make WaterSense
- Who can sign up for Medicare Supplement Plan F?
- Average inflation rate
- Rite Aid
- Heating and cooling
- Breakdown of central air costs
- Current Treasury rates
- What is an assumable mortgage?
- Wellpoint (Amerigroup) Medicare Advantage pros and cons
- How to read a credit report and what to look for
- Roth IRA income limits
- What are Medicare Advantage costs?
- 1. Participate in paid market research
- Our take
- What’s happening with Alaska Airlines and Hawaiian Airlines?
- Where to get home insurance quotes
- Women are less likely to manage their own investments
- 1. Test drive your retirement income
- What is a credit score?
- 1. Your credit scores are too low for the card you applied for
- Quick definition: CDs that hold money, not music
- What is the American Opportunity Tax Credit?
- 1. Consumer discretionary
- Examples of personal finance in everyday life
- What is the 50/30/20 rule?
- Bonus tax rate
- What your award letter should include
- What else you need to know about the Hyatt Guest of Honor Globalist Benefit
- Free tax filing options in 2024
- How to lower your credit utilization
- How are dividends taxed?
- 1. The Northern route
- When to choose a money market account over a CD
- How does a home equity loan work?
- What is an LLC?
- How will I know if my private Navient loans are cancelled?
- 2. Your account is unused
- Banking
- Tax prep basics
- 20 high-dividend stocks
- 1. Affirm
- TransUnion credit freeze online
- Why is it good to have multiple bank accounts at different banks?
- Do you need a passport for a Bahamas cruise?
- 5 steps to get preapproved for a home loan
- How do funds work?
- Points: Spending rewards
- Credit freeze vs. lock
- Types of ETFs
- Best for size of network: UnitedHealthcare
- There’s a new wrinkle
- Where can I get a cashier’s check?
- Our take
- Choose Chase if:
- What if a foreclosure doesn’t fall off after seven years?
- Take your time
- Where can you buy lottery tickets with a credit card?
- What does a financial planner do?
- Does Medicare cover eyeglasses or contact lenses?
- Front-end and back-end DTI
- Hawaiian Airlines cancellation policy
- What is the average American net worth?
- Where Jetty stands out
- How is PMI calculated?
- How to buy the dip
- Average costs by project
- Why mortgage rates change every day
- Types of bonds
- Who needs to get an EIN?
- 2. Make multiple payments each month
- How pensions work: an overview
- Why you need a savings account
- Wise is best for:
- What is Form W-2G?
- Costly transaction fees
- How does Bitcoin work?
- Where Erie stands out
- Cheapest cars to insure among popular models
- The best whole life insurance companies of April 2024
- Credit cards that offer complimentary breakfast for travelers
- How does life insurance work as an investment?
- Apple Pay
- 2. A stay at a Disney-owned resort
- How to fill out a W-4
- Where Openly stands out
- The best renters insurance in Texas
- What reasons can you withdraw from your 401(k) early?
- More details about Wells Fargo CDs
- USAA® Rate Advantage Visa Platinum® Card
- Cheap car insurance
- Google Sheets budget templates
- Ways to finance gender-affirming surgery costs
- How to choose the best crypto wallet
- 2. Make a plan for long-term care
- What are dividend stocks and why buy them?
- How to short a stock in 5 steps
- YNAB, for hands-on zero-based budgeting
- NerdWallet's car insurance estimator
- 1. The annual fees and interest rates are inversely related
- How does earnest money work?
- 2. Categorize your expenses
- Our pairing for: Cash back
- Roth IRA contribution deadline
- Where can I get IRS tax forms?
- How much is the child tax credit worth?
- Calculator: Convert Flying Blue miles to a dollar value
- How we ranked the top life insurers
- What LifeLock does and what it costs
- What can I add on to YouTube TV?
- Types of passport applications
- The cost of joining AAA
- Ability
- Where Amica stands out
- Do you need to put 20% down on a house?
- 20 high-dividend stocks
- How the home sale tax exemption works
- Hotels with military discounts
- Credit cards that help save for college
- How to open a self-directed IRA
- 2. Getting just one rate quote
- What are the pros and cons of second chance checking?
- Researching cars for sale by private sellers
- What does it mean to live in a state with no income tax?
- Who qualifies for the Fresh Start program?
- Do I have to pay Arizona state income tax?
- Best affordable homeowners insurance in Minnesota: Auto-Owners
- Work out how much of your income should go to rent with the 50/30/20 rule
- Best senior-specific plans
- What are the four stages for the Medicare donut hole?
- Where Auto-Owners stands out
- Is there VAT in the U.S.?
- 2. Scour your budget for ways to save
- Why your liabilities matter
- The catch to tax credits
- How put options work
- How do federal tax returns work?
- 2. Cash management accounts
- Bluebird by American Express
- How state income tax rates work
- What is included in an Equinox membership?
- What is the dividend tax rate?
- Business loan collateral requirements
- How much is the child and dependent care credit worth?
- Best place to exchange currency: Your bank or credit union
- A closer look at IHG credit card offers
- How to compare lender fees and rates
- Episode transcript
- When are estimated taxes due?
- Best car insurance in Pennsylvania overall: Travelers
- How to apply for a VA loan
- 1. Brigit: Best for budgeting tools
- When to use a credit freeze
- Who benefits the most from credit-builder loans?
- How can I get a cashier’s check?
- More about the best renters insurance companies
- Card issuers’ rules for combining points
- 9 steps in financial planning
- How is the Fear and Greed Index used?
- How about Bitcoin ETFs?
- Wells Fargo Active Cash® Card
- What gives fiat currency value?
- How tax-deductible donations work
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- Dapps vs. centralized services
- Best car insurance in Massachusetts overall: Travelers
- The self-employment tax rate for 2024
- The best homeowners insurance companies of 2024
- Best day to fly
- 3. Be an Energy Star
- 2. Rewards are easy to track but expire quickly
- How to open a custodial Roth IRA for kids
- What happened to gas prices in March?
- Does Medicare cover eye exams for glaucoma?
- How to calculate the inflation rate
- State minimum wages in 2024
- How much is PMI?
- 2. Confirm the check amount is within mobile deposit limits
- Which mortgages are assumable?
- How to open a backdoor Roth IRA
- 2. Become a virtual assistant
- How much is in vitro fertilization?
- What you need to know about savings accounts
- Wise pros
- How credit utilization affects your credit
- How we ranked the top life insurers
- Best affordable homeowners insurance in Washington: Nationwide
- CDs: The good, the bad, the penalty
- Frugal shopping tips
- Buying new life insurance
- 2. Shop for a loan
- Best credit union personal loans for 2024
- 2. Perks can help offset the fee
- How we ranked the top life insurers
- Why short a stock?
- How LLCs pay income taxes
- 2. Check your supply chain
- Step 2: Compare types of health insurance plans
- QuickBooks Self-Employed pricing
- Choose the most affordable vet school for you
- Loans are funded fast
- How much is PMI?
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Why do you need car insurance?
- Are auto loan interest rates rising?
- February
- Takeaways From 'How to Get Rich'
- What is the NIIT tax rate?
- Loud budgeting can help you save more, find support
- What pet insurance costs
- Pros of using a mortgage broker
- Work with a financial advisor to create a financial plan
- Pricing transparency
- Add-ons and extras
- 2. New cardholders can earn a solid introductory bonus
- Holiday weekends
- Grace period
- Where Jetty falls short
- U.S. Treasury bonds
- The Capital One Quicksilver Cash Rewards Credit Card is for good credit
- Personalized versus average interest rates
- Double-check for mistakes upfront
- How to keep foreign transaction fees low
- More differences between ETFs and index funds
- Will Hawaiian Airlines still exist?
- Where Erie falls short
- How to find a federal grant
- What are the benefits of a traditional IRA?
- Who gets bumped on overbooked flight?
- Projected student loans could surpass the federal cap
- T-bill purchase example
- Where Openly falls short
- More about the best renters insurance companies in Texas
- How are bonuses taxed?
- How to choose the best mutual funds for you
- 8 best hot wallets
- What full coverage car insurance covers
- How does a home equity loan work?
- Should you hire a real estate attorney?
- Mortgage payoff calculator help
- What do the herring fisheries want?
- When to choose a CD over a money market account
- How to book Main Cabin Extra
- Which retailers offer check cashing?
- How to dispute your Equifax report online
- Investing for income: Dividend stocks vs. dividend funds
- Preapproval is not the same as pre-qualification
- How are business credit scores calculated?
- Why companies perform reverse stock splits
- Dealing with excess 401(k) contributions after Tax Day
- Trading in a car with positive equity
- How to buy an ETF
- More about life insurance riders
- How much does it cost to renew a passport?
- Chime Secured Credit Builder Visa® Credit Card
- Neobanks: Their role, disadvantages and benefits
- Where Amica falls short
- You can rebuild much sooner
- Getting an investment property mortgage
- Does life Insurance cover deaths from coronavirus?
- What is the 10-year treasury yield today?
- High-deductible health plans and HSAs
- 1. It offers solid rewards
- Does Medicare cover diabetic eye exams?
- What’s the coverage difference between Plan F and Plan G?
- Step 2: Pre-qualify and compare offers
- Pros and cons of living in a state without income tax
- Average net worth by age
- 3. Endorse the check
- 2. 5% back doesn't apply to gas (seriously)
- Frequent travelers get the most benefit
- The pros and cons of a life insurance trust
- Where Auto-Owners falls short
- Wise cons
- Basics of the new Aeroplan Rewards program
- Are paid surveys worth it?
- Why should life insurance not be used as an investment?
- Women could see their lifetime earnings reduced
- What is a visa?
- 1. IRS Free File
- How to determine how much car you can afford
- What to consider when opening CDs
- How much is YouTube Music?
- 2. Route 66
- Key features of an LLC vs. sole proprietorship
- 3. Something about you (or the issuer) changed
- How does accounts receivable factoring work?
- How lenders use loan-to-value
- 2. The annual fee will eat into your credit limit for the first month
- Roth IRA income limits 2024
- How do leveraged ETFs work?
- Types of funds
- How flexible are Flying Blue miles?
- Spirit in the skies
- Choosing your insurance deductible
- How to invest in gold ETFs
- Additional benefits of becoming an AAA member
- Time
- Benefits of an ABLE account
- Spousal IRA rules
- Net investment income tax and capital gains tax
- Investing for income: Dividend stocks vs. dividend funds
- Using a credit card with Bitcoin rewards
- Other alternatives to Mint
- Or go with an alternative
- How the standard deduction works
- How to calculate self-employment tax
- Advantages of a self-directed IRA
- Does raising the minimum wage cause inflation?
- The best hotel program of 2024
- Average annual PMI premium
- 2. Swap in (cheaper) nonalcoholic drinks
- How to assume a mortgage
- Reevaluate your budget
- Calculating net worth: What are assets and liabilities?
- 3. Transcribe audio and video
- 3. Avoid putting medical expenses on a credit card
- 2024 Georgia state income tax changes
- How does Bitcoin make money?
- 2. You have a history of poor credit management
- Types of grants for college
- FHA insurance vs. PMI costs
- How to get a VAT refund
- A big decision about tax deductions
- 13 fundamentals of personal finance
- State availability
- NerdWallet’s budget planner
- 3. Get the right Medicare plan
- What are qualified dividends?
- Pros and cons of a lady bird deed
- 3. Your rewards can be redeemed only at Macy’s
- 3. It has a decent sign-up bonus
- Should you tip all kinds of massage therapists?
- How will I receive restitution for my federal student loans?
- 2. Rebalance your debts and income
- How to estimate car insurance costs
- Issuer pre-qualification pages
- 3. Build a budget that works for your expenses
- What you need for a Bahamas cruise
- VA loan qualifications: credit, debt and income
- Best life insurance companies: Pros and cons
- How to use average car interest rates
- What’s the value when transferring to Capital One partners?
- How a balance transfer can help your credit score
- How to open the Apple high-yield savings account
- How much equity do you have?
- Minimum down payment requirements
- C
- Pros of working with a bank
- Do credit card issuers allow buying lottery tickets with a credit card?
- 4. Shower like a sailor
- Picking a second chance checking account
- 5 reasons why a Roth IRA can be right for minors
- Does Medicare cover macular degeneration?
- 2. Redemption is flexible and straightforward
- PMI calculator help
- Am I a resident for Arizona state income tax purposes?
- 2. Losing money on your trade-in
- U.S. Treasury notes
- How much rent can you afford?
- What’s covered?
- Is a 401(k) or a pension plan better?
- Our tips
- Savings accounts with strong APYs can help your money grow
- Who pays for escrow services?
- Historical national rates
- Are all gambling winnings taxable?
- 2. Plan for how to spend your days
- How to open a traditional IRA
- 3. Automate and maximize savings
- 2. Information technology
- Key sections of an IRS tax return
- 3. High-yield money market accounts (MMAs)
- When are state income tax returns due?
- Use a budget planner
- See CD rates by bank
- When to choose a savings account instead
- Should I choose a home equity loan or a HELOC?
- LLC vs. sole proprietorship
- Dividend vs. growth stocks
- 21 most-shorted stocks by short interest
- Who is a qualifying dependent?
- Another money-change option: online currency converters
- Credit cards
- Lenders with no or low income requirements
- Can you negotiate mortgage origination fees?
- Estimated tax payments 2024
- 2. Afterpay
- TransUnion credit freeze by postal mail
- Why is it bad to have multiple bank accounts at different banks?
- Requirements: Who qualifies for the child tax credit?
- Common reasons for excess 401(k) contributions
- International roaming: prepaid
- The cost of passport changes
- 2. Take advantage of car insurance discounts
- How to make this a habit, not a passing trend
- Limitations of fiat money
- Are dapps really decentralized?
- Who qualifies for the home sales tax exclusion?
- Consider taxes on the inherited amount
- Overall cost
- What’s covered by Chase Freedom rental car insurance
- How to calculate APY
- 3. The quality of cardholder perks is questionable
- 3. Not checking credit reports and correcting errors
- Do I need a financial planner?
- Why are gas prices going up?
- Joann
- Calculate your DTI
- State availability
- How to set up bill pay
- How to sign up for the Fresh Start program
- Wise transfer methods and options
- Convenience fees
- About 7 in 10 women learned how to choose investments
- Know your carrier’s bumping policies
- Plug in the numbers
- Despite FAFSA hiccups, it remains a top priority
- Buying a put option
- Episode transcript
- 3. A character meal
- 3. Determine other ownership costs
- How interest accrues on subsidized and unsubsidized loans
- What is the fastest way to cash a check?
- Key differences between term life and whole life
- QuickBooks Desktop pricing
- Earn free money
- Is earnest money refundable?
- How to dispute your Equifax report by mail
- Best Pennsylvania car insurance for your budget: Travelers
- How did we determine our Flying Blue miles value?
- March
- How much is YouTube TV for 1 year?
- What can cause a 3-day closing delay?
- 2. If a collection is on your report in error, dispute it
- Bank of America vs. Chase: Basic checking accounts
- Best budget auto insurance in Massachusetts: Geico
- Who has to pay self-employment tax?
- How many ways do I need to say no?
- The bear put spread
- 3. It comes with an introductory balance transfer offer
- Do all workers earn at least the minimum wage?
- Wellpoint (Amerigroup) Medicare star ratings
- 3. You'll save 5 cents per gallon on gas
- How your credit score affects your rate
- 4. Sell stuff online
- What is a flexible spending account (FSA)?
- 4. Consolidate your debt with a 0% balance transfer card
- Is IVF covered by health insurance?
- What the changes will mean for customers
- Do I have to pay Georgia state income tax?
- Why debt-to-income ratio matters
- How car models affect insurance rates — down to the trim
- Best whole life insurance policies for 2024
- Prepare to pay back your refund
- Using life insurance to save for retirement
- Get a secured credit card
- Determine the true cost of college
- Combining life insurance with long-term care
- 4. Ask questions
- 2. Consider debt consolidation
- How to pay off a mortgage early
- 4. Opening the card gets you an instant discount
- Best term life insurance policies for 2024
- 3. Work with your city
- How you can use loan-to-value
- How far in advance should I get preapproved for a mortgage?
- Best car insurance companies: Our winners
- Do personal credit scores affect business credit scores?
- 2. Empower: Best for fast cash
- When to use a credit lock
- Trading in a car with negative equity
- Best for extra perks: Aetna
- Credit cards = happiness?
- How to cut your Hawaii vacation costs
- How much does a cashier’s check cost?
- How to become a Budget Fastbreak member
- For credit and savings
- How to open a spousal IRA
- What counts as net investment income (NII)?
- Limitations of the Fear and Greed Index
- How to file a life insurance claim
- 5. Use the dishwasher
- Pros and cons of a high-deductible health plan
- 2. You get free membership to the retailer's rewards program
- Does Medigap or Medicare Advantage cover eye exams?
- All year
- How to calculate debt-to-income ratio for a mortgage
- Average daily balance
- How to calculate your net worth
- 4. Open the mobile deposit function in your bank app
- 3. Take advantage of promotions
- U.S. Treasury bills
- What to watch for when you buy bonds
- Best homeowners insurance in Minnesota for coverage: State Farm
- Backdoor Roth IRA rules
- How to apply for an employer identification number
- How do you deduct gambling losses?
- You decide: Is Bitcoin a good investment?
- 3. Your credit history is insufficient
- Removing mortgage insurance
- Women didn't have to lose their jobs to be at a disadvantage
- Frugal entertainment tips
- Treasury bill rates compared to other Treasury securities
- Best car insurance companies: Our winners
- Openly home insurance coverage
- Delta Air Lines
- About Wells Fargo
- Is YouTube Premium worth it?
- Try a simple budgeting plan
- What happens if Chevron is overturned?
- How to get subsidized and unsubsidized loans
- 3. Through the mountains
- 4. The card pairs well with Sun Country's loyalty program
- How are dividends paid out?
- Cost of term life vs. whole life
- What is the Navient lawsuit?
- Will I qualify for accounts receivable factoring?
- Who should make estimated quarterly tax payments?
- Who benefits from becoming an authorized user?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Leveraged ETF expenses
- How to claim the child tax credit
- Is a reverse stock split good or bad?
- Is LifeLock worth the price?
- Health insurance deductible
- How to choose and manage a credit-builder loan
- Coinsurance vs. copay
- Amica home insurance coverage
- 3. Drive safely
- Cheap cell phone plans from brands owned by the big three
- Enjoy it
- Card readers and apps
- ITIN: What it is and how to get one
- Price vs. yield
- 2. Bing
- How to meet your monthly savings goal
- California income tax deadlines and extensions
- 3. Among cruise line cards, the sign-up bonus is generous
- 3. Not getting preapproved financing
- Do you include a 401(k) in a net worth calculation?
- Chase Sapphire Preferred complements other cards
- How does a life insurance trust work?
- How a savings account works: withdrawal limits
- What is an escrow account?
- Average interest checking account rate: 0.08%
- 3. Prepare for changes to your health
- How to find a state grant
- Best homeowners insurance in Washington for coverage: State Farm
- Serve American Express Prepaid Debit Account
- Are bonuses taxed differently?
- Startup business grants from private companies and nonprofits
- Types of state income tax
- The Federal Trade Commission’s budget worksheet
- Average mutual fund return
- What can I use a home equity loan for?
- The risks of short selling
- Where to exchange currency outside the U.S.
- Factors that affect the cost of car insurance
- Pressure to overspend
- How to qualify for a personal loan with low income
- Our pairing for: Frequent travelers
- TransUnion credit freeze by phone
- For non-U.S. citizens
- What makes Flagship flights to Hawaii different?
- Travel and entertainment perks
- How much are Capital One miles worth?
- A weird double standard
- Getting an expedited passport
- How to deposit funds into the Apple savings account
- What are your options?
- Costs
- Lending Bitcoin
- Pros and cons of buying an investment property
- Fiat currency vs. cryptocurrency
- Standard deduction 2023
- Other discount hotels for military
- Will you earn credit card rewards by purchasing lottery tickets?
- Risks of self-directed IRAs
- 4. Making a down payment that's too small
- Types of financial planners
- 4. You’ll get a break on fees
- Water
- Jetty renters insurance coverage
- Advantages of assumable loans for sellers
- Pay more than the minimum, if possible
- When you should lock your mortgage rate
- 5. Housesit
- Know your issuer's policies: Here are some
- Auto-Owners home insurance coverage
- What to know if you take online surveys
- Erie renters insurance coverage
- What are the credit score ranges?
- Who is eligible for a traditional IRA?
- 4. Save raises and windfalls
- Keep your liabilities under control
- Episode transcript
- 4. Peer-to-peer lending
- USAA Cashback Rewards Plus American Express® Credit Card
- 4. Find the right car for you
- How much will a real estate attorney cost?
- 1. High-yield savings accounts
- 5. It comes with some other perks, too
- American Airlines premium economy vs. Main Cabin Extra
- Mid fee: Chase Sapphire Preferred® Card
- Goodbudget, for hands-on envelope budgeting
- 3. Don’t ask for too much cash
- 3. They're not great cards if you travel internationally
- Local sales
- Top credit cards that offer preapproval without a hard pull
- Best life insurance company overall: MassMutual
- Where to find credit-builder loans
- Does YouTube TV allow password sharing?
- Report errors or ask questions ASAP
- How do streaming services fit into your budget?
- How do you avoid the net investment income tax?
- Tips for secondhand gifting
- What are the best dapps?
- Why is net worth important?
- 5. Take clear pictures of the check with your mobile device
- Video: Different types of Treasurys
- 4. Credit card points are separate from MySheetz Rewardz
- What if I don’t have access to a pension plan or a 401(k)?
- How much college grants can help
- Google Pay
- How do you set up a lady bird deed?
- How to get a business loan without collateral
- How to get a home equity loan
- Is PMI tax-deductible?
- Lifting a TransUnion credit freeze
- Copay vs. deductible
- How to find high-yield alternatives
- 4. Drop car insurance you don’t need
- Upgrade Triple Cash Rewards Visa®
- How many years can you file back taxes for?
- Bank of America vs. Chase: Basic savings accounts
- Point-of-sale hardware
- How to pay self-employment tax
- 4. You won’t want to carry a balance
- National second chance banking
- 3. Rewards are valuable and redemption is straightforward
- How else can you get eye exam coverage?
- What’s the cost comparison between Plan F and Plan G?
- Kirkland’s
- 5 best biotech stocks in the S&P 500 by one-year performance
- 4. Buying unnecessary extras
- 4. Respect your bartender
- Net worth calculator
- Costs for additional benefits
- 5. Get a low-interest credit card for future spending
- Could state abortion bans impact IVF?
- Fly within North America from 6,000 points each way
- 4. You’re too young
- Volunteer to get bumped
- When would CDs work best for me?
- Women with debt and no degree are most at risk
- Are Treasury bills a good investment?
- Extending or converting your policy
- How to cancel an Equinox membership
- Working YouTube Premium costs into your budget
- Cost of full coverage car insurance
- 4. The Southern route
- 6 types of dividends
- What if you’re unhappy with your massage?
- Factors to consider before paying rent with a credit card
- Eligible child and dependent care expenses
- QuickBooks Enterprise pricing
- Take out student loans
- When can the seller keep my earnest money?
- How to dispute your Equifax report by phone
- 3. Apple Pay Later
- How fast does an authorized user build credit?
- VA loan down payment requirements
- Learn more
- How to find another company's EIN
- What is a good business credit score?
- What can I do with my money if I max out my 401(k)?
- April
- How to earn travel rewards through your Budget car rental
- E
- Shop around for the best rates
- Best car insurance in Massachusetts for having few customer complaints: Mapfre
- Why should I open a bank account if I'm undocumented?
- What are the risks of buying lottery tickets with a credit card?
- 3. Facebook
- APR vs. APY: What’s the difference?
- What state has the highest gas prices?
- How much should you spend on a mattress?
- 4. You’ll skip out on fees …
- The bottom line
- What are the risks of investing in Treasurys?
- Advantages of assumable loans for buyers
- Factor in other costs
- How do HSA and FSA contributions work?
- What is my Georgia residency status for state income tax purposes?
- And then there's interest
- Steps to apply for college grants
- 5. Earn some extra money
- 3. Utilities
- Frugal DIY project tips
- Bank of America® Customized Cash Rewards credit card
- Home equity loan rates in 2023
- Taking out federal loans vs. private loans
- How is factoring receivables different from accounts receivable financing?
- 4. You won't be able to upgrade to an unsecured card
- OpenSky® Secured Visa® Credit Card
- When can you stop paying for PMI?
- Does FDIC insurance cover multiple accounts at the same bank?
- Does YouTube TV offer offline viewing?
- What if I lose the cashier's check?
- How to open an ABLE account
- What happens if you don't pay your back taxes?
- Standard deduction 2024 (taxes filed 2025)
- How many banks have collapsed?
- Is a high-deductible health plan right for you?
- Do I have to pay California state tax?
- What does Wellpoint (Amerigroup) Medicare Advantage cost?
- The Capital One QuicksilverOne Cash Rewards Credit Card is for average credit
- The buy the dip meme
- 5. You'll get more value combining MySheetz Rewardz with a general purpose card
- Today’s rates for specific kinds of mortgages
- People carrying a balance get the least benefit
- Auto-Owners home insurance rates
- Claiming gambling losses on your taxes
- Women tend to be less confident, more anxious than men about investing
- Understand aid types
- 2. Free tax software
- More ways to take charge of your budget
- Finding a real estate attorney
- 3. Work with your creditors
- What happens next?
- How to invest in dividend stocks
- Cruising versus flying
- Best Pennsylvania car insurance for customer satisfaction: Auto-Owners
- Other ways to build credit
- Additional child tax credit
- What auto insurance covers
- Final steps
- How did we determine the value of Capital One miles?
- The bottom line
- Car insurance deductible
- Coinsurance vs. deductible
- Cheap cell phone plans from brands that resell network service
- Integrations with accounting software
- Tax deductions for self-employment
- 5. Your cash back might be tied up
- Is Medigap Plan F worth it?
- Inflation example
- Arranging to see a private seller's car
- What states are increasing minimum wages in 2024?
- How to increase your net worth
- 5. Ignoring the out-the-door price
- Consider your get-out-of-debt options
- Best homeowners insurance in Minnesota for consumer experience: American Family and Nationwide
- 6. Write online reviews
- File a trip delay insurance claim
- 5. Online savings accounts
- Get more help with monthly budget planning
- W-4 form 2024
- Is United’s basic economy worth it?
- 5. Contact the seller or visit a dealership
- How an Equinox membership fits into your budget
- What is American Airlines Main Plus?
- 5. Redemption is limited
- How to choose between term and whole life insurance
- Where to avoid exchanging currency
- How much car insurance you need
- Clothes, vintage and crafts
- Other ways to pay
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- How to search for award flights to Hawaii with miles
- Stock split vs. reverse stock split
- 3. EarnIn: Best for large advances
- Best for local support: Blue Cross Blue Shield
- More competitors to cash
- Is a balance transfer a good idea?
- Discounts
- How to invest in dividend stocks
- Accepting payments or tips in Bitcoin
- F
- Additional functionality
- Why is the 10-year Treasury yield important?
- How to make a rental car insurance claim
- 5. Credit card rewards hardly outpace the free-to-join program
- The long straddle
- Mattress-buying tips
- Step 3: Choose your lender and loan
- 5. … But you won’t want to carry a balance
- Methodology to determine the best hotel
- 6. Confirm the check details and complete the deposit
- Pros and cons of investing in biotech stocks
- Types of life insurance trusts
- How much to keep in your savings account
- What info do you need for a home insurance quote?
- 5. You lack sufficient income
- Best homeowners insurance in Washington for consumer experience: American Family and Nationwide
- Find ways to get help with loan payments
- What is the Lifetime Learning Credit?
- Cold wallets
- Visa and passport differences
- Get a credit-builder product or a secured loan
- Dividend tax rate 2023
- 5. The West
- Are home equity loans a good idea?
- How much Medicare Part A costs
- 4. Consider a co-signer
- Additional considerations
- What should I do if I want to insure more than $250,000?
- Does YouTube TV fit in your budget?
- Using a passport agency for urgent travel
- For credit building
- Net investment income tax examples
- 3. If you already paid the debt: Ask for a goodwill deletion
- Bank of America vs. Chase: Certificates of deposit
- Deposit timing
- 5. Not looking for first-time home buyer programs
- Interest rate
- Discounts
- Disadvantages of assumable loans for sellers
- Compare your net worth
- Users can get only one Chase Sapphire card
- 4. Use your talents
- Erie renters insurance rates
- Get the most out of your cash value growth
- 6. Track your progress and keep going
- What causes Treasury bill rates to fall?
- ONE VIP Visa Prepaid Card
- Dropping your life insurance
- Consider the costs of cashing out your 401(k)
- Cons of electric cars
- How to qualify for Hyatt Globalist
- Our picks for PayPal
- Alternatives to a lady bird deed
- What is a short squeeze?
- Skip currency exchange: Use a credit or debit card
- 5. You have the opportunity to earn rewards
- No-PMI mortgages
- How to calculate quarterly estimated taxes
- VA loan property requirements
- Best life insurance company for applicants with HIV: Guardian
- May
- Other options for building credit
- How it all works together
- If you're renting a car under 25
- 5. Drive a car that’s cheap to insure
- Compare the best savings and money market accounts
- What are the advantages of filing back taxes?
- What pet insurance pays for
- Best Massachusetts auto insurance for ease of use: Farmers and Progressive
- 4. 'Special financing' is available, but be careful
- What state has the lowest gas prices?
- What is a good DTI ratio?
- 7. Keep the check until it's processed
- Look for savings
- Is a backdoor Roth IRA worth it?
- 7. Start a blog
- Prepare to do some explaining
- Cold wallets
- Discounts
- Fly to Hawaii from 12,500 points each way
- Manufacturer credit cards
- Storing your Bitcoins: Hot wallets vs. cold wallets
- Should I contribute to a traditional IRA if I can’t deduct it?
- Discounts
- JetBlue
- What is a business CD?
- Ways to get the best home equity loan rates
- LLC payroll taxes
- How do I find an accounts receivable factoring company?
- Alternatives to QuickBooks
- Our pairing for: Families
- ABLE accounts can provide peace of mind
- 401(k) withdrawals
- Standard deduction for those 65 or older
- Contract periods
- How compound interest works
- What are fleet cards?
- What is California's standard deduction?
- How to request a refund on Hawaiian Airlines
- Key benefits of the Fresh Start program
- Limitations of buying the dip
- Best value plans
- How do I access the money in my FSA or HSA account?
- What index funds and ETFs have in common
- Average certificate of deposit rate: 1.81% for one-year CDs
- How do state taxes treat gambling?
- Frugal home expenses tips
- Visa vs. passport recapped
- How to find the 2024 W-4
- How to compare financial aid award letters
- Credit union personal loan rates
- 2. Certificates of deposit
- What if you can’t afford to tip?
- Who counts as a qualified care provider?
- Step 3: Compare health plan networks
- Things to consider beyond income requirements
- Save money on PMI
- When you need a passport for a cruise
- Best Pennsylvania car insurance for ease of use: State Farm
- Other Roth IRA rules
- When to expect your child tax credit refund
- What auto insurance won’t cover
- How to change or cancel an EIN
- Should you use a personal loan to build credit?
- Current Build Card
- Cashier’s check vs. certified check vs. money order
- Pros and cons of softsided luggage
- 6. Increase the deductible
- Benefits of a larger down payment
- G
- Are 10-year Treasury notes a good investment?
- 4. Instagram
- Regional and state-based second chance checking accounts
- Doing the math on HDHPs
- Minimum wage increases
- How to buy Treasury bonds, notes and bills
- What information is not found on your credit reports?
- 8. Game on Twitch
- Alternatives to savings accounts
- What is the Medicare donut hole in 2024?
- The most popular surveys for cash apps
- Americans perceive investing advantages, disadvantages for women
- Discounts
- 6. You have too many recent hard inquiries or new accounts
- Buying a put option vs. short selling
- How much is renters insurance in Texas?
- 6. Inspect and test-drive the car, if applicable
- Dividend tax rate 2024
- 4. Seek help through debt relief
- How to get American Airlines Main Cabin Extra Seats for free
- 4. Klarna
- Eligibility for other VA loans and grants
- Reverse stock split examples
- Credit card spending still has many positives
- Homeowners insurance deductible
- Consumer complaints
- Compare the best CD accounts
- Should you choose Bank of America or Chase?
- Customer support
- Credit unions and banks that don’t require Social Security numbers to open an account
- How the 9 states with no income tax stack up
- Are you getting the most out of the right card?
- What if I don't use all the money?
- No impact on forgiveness under IDR, PSLF
- Types of life insurance policies you can use as an investment
- 6. High-yield checking accounts
- 2023 state income tax rates and brackets
- What else you need to know
- If you’re considering Amtrak’s cross-country routes …
- How do I grow my home's equity?
- Why some cars cost more to insure
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- The 50/30/20 budget calculator
- The catch: Your health plan's network
- Costs of using a passport courier
- Day-trading Bitcoin
- What to consider before you begin investing
- What makes a good investment property?
- Tips to find cheap flights any day of the week
- Why did First Republic Bank fail?
- How do fleet cards work?
- What part of my income gets taxed by California?
- Step 4: Gather loan documents
- What is the median household income in the U.S.?
- 5 things to know about Arizona state income tax
- Disadvantages of assumable loans for buyers
- 9. Sell photography
- What's next?
- How do you get out of the Medicare donut hole?
- Consumer complaints
- What is Georgia's standard deduction?
- How to compare home insurance quotes
- What factors impact your credit scores?
- Want cheaper insurance? Avoid these vehicles
- What if CDs aren’t right for me?
- Next Steps:
- Consumer complaints
- The bottom line
- Preferred Cash Rewards Visa® Signature Credit Card
- How much can you borrow with a home equity loan?
- What is naked short selling, and why is it illegal?
- High fee: The Platinum Card® from American Express
- EveryDollar, for simple zero-based budgeting
- Is accounts receivable financing a good idea?
- 5. Use collateral to secure the loan
- Our pairing for: Everyday purchases
- Other low-down-payment mortgage options
- Best for extra benefits: Anthem Medicare Supplement Insurance
- 4. Varo: Best for existing bank customers
- Renters insurance deductible
- Is a credit-builder loan good for my situation?
- Travel and shopping protections
- 7. Improve your credit
- How much should you put down on a house?
- Do I need to worry about the net investment income tax?
- H
- Next steps:
- 4. Check your credit reports after 30 days to make sure the change was made
- Getting flight delay compensation from Frontier
- Claiming tax-deductible donations on your tax return
- Things to consider
- Hotels for military only
- Credit cards that help repay student loans
- What is hyperinflation?
- Maximum and average DTI ratios by mortgage type
- 3 tips to control central air conditioning installation costs
- Consumer experience
- How to buy biotech stocks
- Which card should you get?
- What’s not covered
- Credits
- Full list of the best homeowners insurance in Washington
- Other types of IRAs
- Use a co-signer
- Do I have to update my W-4 every year?
- Mutual fund fees
- Business CD vs. business money market account
- Who needs full coverage car insurance?
- How to report dividend income on your taxes
- 4. Use budgeting or expense-tracking apps
- 2024 child tax credit news update
- Protection and insurance benefits
- June
- Best for low-cost plan availability: Humana
- Consumer experience
- Compare the best checking accounts
- Wells Fargo Reflect® Card
- How do you buy 10-year Treasury notes?
- Primary vs. secondary coverage
- Is APY variable?
- 6. Ignoring VA, USDA and FHA loan programs
- 5. You don't have to get the card to get many of its benefits
- Days in the cycle
- The drawbacks of owning multiple brokerage accounts
- If you want a refund because Hawaiian canceled your flight
- If you're considering World of Hyatt Credit Card
- Do you ever need to change your EIN?
- Concerns for consumers
- Fly to Hawaii in business class from 25,000 points each way
- 7. You lack a Social Security number or ITIN
- Samsung Pay
- How to minimize the tax impact of a bonus
- More about buying life insurance as a senior
- United Airlines
- 3. Bonds
- Alternatives to term and whole life insurance
- Additional child and dependent care credit requirements
- Full list of the best car insurance companies in Pennsylvania
- Best life insurance company for consumer experience: Northwestern Mutual
- Should you act or sit tight?
- How can I avoid cashier's check fraud?
- Full list of the best auto insurance companies in Massachusetts
- How are gas prices determined?
- The long strangle
- How to protect against inflation
- Full list of the best homeowners insurance in Minnesota
- 10. Pet sit
- Is there any insurance that covers the donut hole?
- 3 investing myths
- Consumer complaints
- FAQs
- I want a CD, but what if CD rates change soon?
- Consumer experience
- Average cost of renters insurance in Texas by city
- The bottom line
- 3. Volunteer Income Tax Assistance (VITA)
- 7. Determine which warranties are right for you
- How to get a loan from a credit union
- LLC self-employment taxes
- Medicare Part A eligibility
- Electronics
- How to apply for a loan
- Life insurance deductible
- What's next?
- Other ways to maximize Budget Rent a Car discounts
- Calculating capital gains tax on a home sale
- 5. LinkedIn
- Best custodial Roth IRAs
- Am I a resident for California state tax purposes?
- Power and lighting
- Find the best homeowners insurance in your state
- Next steps:
- FamZoo Prepaid Card
- How to control your dividend tax bill
- Home equity loan requirements
- Exchange frequently? Consider a multicurrency account
- How to pay estimated taxes
- Hotels to book with points in New York City
- So, how much is a U.S. passport?
- 8. Don’t drive a lot? Consider usage-based insurance
- Home renovation loan alternatives
- Compare the best banks, credit unions and cash management accounts
- Standard deduction for dependents
- Do you pay tax on T-notes?
- Why did Silicon Valley Bank fail?
- Hawaiian Airlines travel credits
- Wellpoint (Amerigroup) Medicare Advantage plan types
- 11. Do freelance work
- Are there ways to avoid the Medicare Part D donut hole?
- What's the tax filing deadline for my Georgia state income tax bill?
- How to get a refund if the IDR account adjustment forgives your debt
- Become an authorized user
- How to adjust your Form W-4
- Finding a car you can afford
- How to evaluate dividends
- 6. Find the right lender
- How to save on car insurance
- 5. Explore other expense-tracking methods
- 5. PayPal
- Why do I need a business credit score?
- Recap: How to get a cashier's check
- Other considerations to determine your down payment
- How to switch plans and keep your number
- 7. Not knowing whether to pay discount points
- Financial planner vs. financial advisor
- Paying for a car purchased from a private seller
- Other Jetty products for renters
- Learn more about sector ETFs:
- Where to find the best savings accounts
- Consumer experience
- 8. You don't have a banking relationship
- How much does homeowners insurance cost in Washington?
- The bottom line on short selling
- Should you pay rent with your credit card?
- Step 4: Compare out-of-pocket costs
- Upgrade Cash Rewards Visa®
- Personal loan alternatives for low-income borrowers
- July
- Other types of insurance deductibles
- Next steps
- What's next?
- NerdWallet home insurance calculator methodology
- How much does homeowners insurance cost in Minnesota?
- Payments
- Which type of life insurance should I put in a trust?
- What if you lose your EIN?
- Is the Medicare donut hole going away in 2024?
- The bottom line
- Average money market account rate: 0.66%
- U.S. Bank Cash+® Visa Signature® Card
- Can you lose money in mutual funds?
- 5. Lower your living expenses
- LLC sales taxes
- Are these the best dividend stocks?
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- 5. Dave: Best for repayment flexibility
- Doing the math on copays, coinsurance and deductibles
- Amica vs. competitors
- Compare the best bank accounts for students and kids
- K
- Charitable contributions 2023
- You might also like:
- Step 5: Submit your application and get funded
- How to finance central air installation
- Assuming a mortgage after divorce or death
- Fly to Europe in business class from 60,000 points each way
- If you're looking for ways to get free hotel breakfast ...
- What to know about Texas renters insurance
- 2024 state income tax rates and brackets
- 8. Negotiate the best price
- Business CD rates
- Credit union vs. online lender
- Are home equity loans a good idea?
- Typical entry-level salaries by occupation
- Should you choose an LLC or a sole proprietorship?
- The best place to exchange currency at the end of your trip
- 6. Look for ways to lower your expenses
- How do I get my business credit score?
- What are the best dividend stocks?
- What about Bitcoin mining?
- Other ways to sell clothes online
- When can't you take the standard deduction?
- Learn more
- Fleet fuel cards: benefits and drawbacks
- 12. Create a podcast
- Other home insurance companies to consider
- Factors that don’t affect your credit scores
- 9. You violated an issuer’s internal rule
- American Opportunity Tax Credit vs. Lifetime Learning Credit
- The bottom line
- Frequently asked questions about estimated tax payments
- Best life insurance company for coverage amounts: New York Life
- Best of the Blues: Highmark
- Other renters insurance companies to consider
- Investor-friendly
- Risks to consider
- Summary of the best banks and credit unions of 2024
- 8. Emptying your savings
- Types of gas
- Keep an eye on your credit score
- Third-party ratings
- Additional resources
- If you’re shopping for your first points and miles credit card
- Empower Personal Dashboard, for tracking wealth and spending
- How to claim the child and dependent tax credit
- What hotel brands are part of IHG?
- Other closed-loop cruises
- Consequences of a child tax credit error
- How much money can you make on YouTube?
- L
- The cost of veterinary care
- Will you owe capital gains taxes on your home sale?
- What is a no-credit-check loan?
- How to know if you purchased refundable Hawaiian Airlines tickets or not
- 13. Become a rideshare or delivery driver
- How to track your Georgia state tax refund
- Average cost of homeowners insurance in Washington by city
- Other reasons to buy life insurance
- The bottom line
- How to save on full coverage car insurance
- Currency exchange: Frequently asked questions
- More about the card
- August
- Varo Believe Secured Credit Card
- Why did Signature Bank fail?
- Other renters insurance companies to consider
- Average cost of homeowners insurance in Minnesota by city
- If you see errors, dispute them
- How to improve your credit
- Greenlight Prepaid Mastercard
- Other insurance companies to consider
- Deciding whether to buy an EV
- Our pick for Apple Pay
- USAA Rewards™ American Express® Credit Card
- Is Main Cabin Extra worth it on American Airlines?
- LLC tax forms and deadlines
- 6. Sezzle
- When to use credit card points for American flights to Hawaii
- How much is my 2023 standard deduction?
- The synthetic long
- Are mobile wallets safe?
- Other renters insurance companies to consider
- Education tax forms
- How long should you hold on to an income tax return?
- Get credit for the bills you pay
- Final thoughts on the different United economy fare classes
- 9. Maximize trade-in value, if applicable
- Other ways to cover gender-affirming care costs
- Resources for researching and comparing salaries
- Discover it® Secured Credit Card
- Important considerations when opening a Roth IRA
- Medigap plan types
- 6. MoneyLion: Best for existing customers
- If you want to go to Hawaii
- How to sell clothes online
- Sam's Club® Mastercard®
- How to avoid capital gains tax on home sales
- Military discount hotel options recapped
- If you’re considering booking a rental car with your Chase Freedom credit card
- Bond Funds
- 14. Tutor
- What should you do if your credit card application is denied?
- Choose the best IHG credit card offer for you
- State child tax credits
- More about the card
- M
- A regular IRA may be enough
- DTI isn't a full measure of affordability
- Are Hawaiian refundable fares worth it?
- 2 things to know about Georgia state tax
- The difference between interest rate and APY
- The cheapest home insurance in Washington
- 4. GetYourRefund.org
- Next steps
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- More reading for active investors and traders
- Bottom line: Is it worth claiming the child and dependent care tax credit?
- If you want to cruise to the Bahamas
- After deciding
- 9. Applying for credit before the sale is final
- Fuel card vs. business gas credit card
- The cheapest home insurance in Minnesota
- What is the difference between a tax return and a tax refund?
- Best life insurance company for permanent life insurance: Pacific Life
- September
- How to shop for Medicare Advantage plans
- Earn an audience, and earn more in the long run
- What’s happening with Silvergate Capital Corp.?
- Why are California gas prices so high?
- Best AARP discounts
- How can I check and monitor my credit?
- Learn more about cash value life insurance
- Selling a put option
- 10. Make the purchase
- Are dividends taxed?
- What is the $500 credit for other dependents (ODC)?
- The bottom line
- Types of financial planning help
- Completing the purchase of a car from a private seller
- Wellpoint (Amerigroup) Medicare Advantage service area
- Invest in bonds: next steps
- Waiting periods
- 15. Rent out items
- LLC tax tips for business owners
- Hardsided vs. softsided luggage weight
- N
- Alternatives to pet insurance
- 2023 vs. 2024 standard deduction
- What happened to Credit Suisse?
- Hop through Europe from 12,500 points for two destinations
- What to know about Washington homeowners insurance
- Practice good credit habits
- What is credit card consolidation?
- What determines Texas renters insurance rates?
- Next steps
- Step 5: Compare benefits
- 7. Zip
- Child tax credit vs. child and dependent care credit
- 7. SoLo Funds: Best for peer-to-peer cash advances
- California state tax credits
- If your DTI is high
- What to know about Minnesota homeowners insurance
- Which type of bond is right for you?
- 16. Use cash back apps
- Home insurance quote comparison example
- When are tax returns due to the IRS?
- Walmart MoneyCard
- W-4 calculator
- Taxes on bonuses: The bottom line
- Small-business incubator programs
- 4. Money market funds
- Mission Lane Visa® Credit Card
- Other ways to make money
- The bottom line
- Cost, service fees and deductibles
- Additional tips: Compare and plan
- PocketGuard, for a simplified budgeting snapshot
- October
- When to claim the standard deduction
- How taxes on real estate, rental, and investment sales work
- FHA vs. conventional loans: Summary
- How the FDIC calculates national rates
- How does credit card consolidation work?
- Our pick for Venmo
- Investing
- O
- Does your business need a fleet fuel card?
- Wellpoint (Amerigroup) customer service
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- 3 best cold wallets
- Best life insurance company for customer satisfaction: State Farm
- Are other banks are in trouble?
- 10. Shopping for a house before a mortgage
- Does the president control gas prices?
- Next Steps:
- What else to know about Form W-4
- The difference between American Airlines flights to Hawaii
- 5. Tax Counseling for the Elderly (TCE)
- USAA Rewards™ Visa® Signature Credit Card
- 8. Klover: Best for no-fee advances
- Other Budget car rental tips
- P
- Costco Anywhere Visa® Card by Citi
- Is there an over-55 home sale exemption?
- Things to consider about loans with no credit check
- Check your credit scores and reports
- 5. Mutual funds
- November
- Traveler-friendly
- Should I take my money out of the bank?
- Is consolidating credit card debt a good idea?
- Alternatives to startup business grants
- Prosper® Card
- Compare buy now, pay later apps
- So, is pet insurance worth it?
- How does the Israel-Hamas war affect gas prices?
- How claims work
- S
- Call vs. put options
- Should you use a buy now, pay later app?
- Grow Credit Mastercard
- Why is financial planning important?
- The bottom line
- Can I still use my credit card after debt consolidation?
- Summary: How to choose health insurance
- Are we in a recession?
- 11. Underestimating the costs of homeownership
- Best pay-as-you-go plans
- Which homeowners insurance companies should I consider?
- Low-fee alternatives to prepaid cards
- 6. Index funds
- Mortgages
- Best life insurance company for older applicants: AARP
- Teen-friendly
- Honeydue, for budgeting with a partner
- Pros and cons of loan apps
- December
- 6. MilTax
- Our pick for Walmart Pay
- T
- How to shop for no-credit-check loans
- Washington insurance department
- Capital One QuicksilverOne Cash Rewards Credit Card
- How to track your California state refund
- The four options market participants and their incentives
- Alternative options for covering a car repair
- Are we headed for a depression?
- Prime Visa
- Cheapest car insurance by state
- U
- 12. Miscalculating repair and renovation costs
- Minnesota insurance department
- How much does home insurance cost?
- Looking for more insurance in Washington?
- Advantages of put options
- Best term life insurance companies of April 2024
- No-credit-check loan alternatives
- California state sales tax
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Texas Department of Insurance
- How to find the best term life insurance company
- Best whole life insurance companies of April 2024
- Looking for more insurance in Minnesota?
- What goes into a homeowners insurance quote?
- 7. Direct File
- Other contenders
- Budgeting resources from NerdWallet
- Capital One Platinum Credit Card
- How to make money from home
- Alternatives to buy now, pay later
- Migrant-friendly
- Alternatives to the best whole life insurance
- 7. Exchange-traded funds
- Home insurance vs. home warranty: Bottom line
- Looking for more insurance in Texas?
- Best no medical exam life insurance companies of April 2024
- 5 things to know about California state tax
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Other home insurance companies to consider
- OpenSky® Secured Visa® Credit Card
- The bottom line
- More about whole life insurance
- Personal loans
- How to choose the best life insurance company
- Methodology to identify the best budget apps
- 8. Stocks
- AvantCard Credit Card
- Are apps like DailyPay and Payactiv cash advance apps?
- Best prepaid debit cards: Summary of fees and ATMs
- Risks of getting cheap auto insurance
- Target Circle™ Credit Card
- Emerging
- How to get a cheap homeowners insurance quote
- What are prepaid debit cards?
- More about term life insurance
- Best flexible plan
- More about top-rated life insurance companies
- Alternatives to cash advance apps
- Student loans
- Blue Cash Everyday® Card from American Express
- Prepaid debit cards vs. regular debit cards
- More about top-rated life insurance companies
- More about top-rated life insurance companies
- How to make money offline
- Cred.ai Credit Card
- Frequently asked questions about prepaid cards
- Methodology
- Best emergency cell phone plan
- The bottom line
- 9. Alternative investments
- Capital One Venture Rewards Credit Card
- Taxes
- Neobanks we’ve reviewed
- Capital One® Walmart Rewards™ Mastercard®
- Cash advance app star rating methodology
- 10. Cryptocurrency
- Travel rewards
- How to choose a startup idea
- Apple Card
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- The bottom line
- 11. Real estate
- Best car insurance companies by state
- Best car insurance companies by state
- GO2bank Secured Credit Card
- PlayStation Visa Credit Card
- Venmo Credit Card
- The best renters insurance policy for five common scenarios
- How to start a profitable business
- How to choose the best investments in 2024
- How to find the best car insurance
- How to find the best car insurance
- Frequently asked questions
- How to find the best home insurance policy in five common scenarios
- Self Secured Visa® Credit Card
- Best Buy credit cards
- Find the best cheap renters insurance in select states
- The bottom line
- Want to start a business?
- How we ranked the best renters insurance companies
- Xbox Mastercard
- Credit cards that didn't make the list
- How to compare homeowners insurance
- Watch out for making money scams
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- Learn more about personal finance
Frugal food tips
Cooking, and even growing, your own food can help you stretch your budget. And simple tricks like splitting entrees or hitting happy-hour specials can help you dine out on a dime.
Plan your meals in advance. Last-minute eating decisions often lead to more expensive "I'm hungry now" splurges.
Opt for less expensive cuts of meat. Make economical substitutions and search online for "meatless recipes" or "ways to use less meat."
Buy store brands and generic labels. Generics can be comparable in quality to brand names and cost much less.
Compare unit prices, such as the price per ounce or pound. These are often shown on the price labels on grocery store shelves, or you can use a mobile app to calculate. Then you can determine the true savings and not fall for a "discount" pricing tactic that might be misleading.
Eat out less. Trim home meal deliveries, too. For inspiration, check last month's spending on restaurants and food delivery services. They can add up quickly.
Keep an eye on your pantry and use up stockpiled supplies before they expire.
Buy a water filter or filtered pitcher rather than bottled water. That means fewer plastic bottles in the environment and more money in your savings account.
Grow your own herbs and vegetables. It gets you outside and active, and is as close as "farm to table" as it gets.
Frugal shopping tips
Coupons, deals and freebies are your friends. You can use them to save money on things you were going to buy anyway — a tenet of frugal living. But use them mindfully, rather than as an excuse to spend on something you don’t actually need.
Stick to a list and take other steps to avoid impulse buying. Spur-of-the-moment purchases can be expensive and are often regretted later.
Hit up thrift and consignment stores. It's often surprising the quality — and the name brands — you'll find on sale for pennies on the dollar.
Browse in-person and online garage and rummage sales.
Join a local clothing swap or monitor buy-sell-trade groups in your area on social media.
Download a free coupon app. The days of clipping paper discounts are long gone. Now your phone will use your location to identify deals near you.
Similarly, use a browser extension to find deals when shopping online.
Stock up on nonperishable items when they're on sale — or snag bulk discounts at a wholesale club.
Consider a once-a-month no-spend weekend. Hunting down free-entry festivals and not-far-from-your-neighborhood events is half the fun.
Take the Amazon app as well as any other shopping apps you use often off your phone. Eliminating browse-and-buy habits that you might slip into during your spare time will encourage more intentional spending.
Know the best month to buy what you're looking for. Favorable product pricing really can follow seasonal trends.
Buy clothes at the end of — or out of — the season.
Find more shopping and couponing tips.
Frugal entertainment tips
Free, fun things to do are all around. Date night? See a free concert or pack a picnic and head to the park. Family outing? Go for a bike ride, volunteer together or check out a museum that offers free admission.
Take advantage of free days at museums and national parks. Some state parks also feature times when visitor fees are waived.
Have a family game night. Some libraries offer board games and video games you can check out, so you can try something new without buying it outright.
Check out books, movies, magazines and DVDs from your local library.
Consider creating a parents-night-out swap with trusted friends, where you take turns babysitting each other's kids.
Use credit card rewards to score free flights, car rentals and hotel stays.
Frugal DIY project tips
You typically have two options when you need a product: buy it or make it yourself. Although heading to the store (or a shopping app) is convenient, DIY is often cheaper. But that does require another type of investment — time.
A little craftiness can also make the items you own last longer. Free online tutorials and community classes can teach you to mend everything from clothing to small appliances.
Create your own beauty products, like deodorant, face masks and dry shampoo. You can find many recipes online that use simple pantry staples, such as honey and raw sugar for a lip scrub or baking soda and cornstarch for dry shampoo.
Look for a local tool "lending library" or a place to rent tools and equipment, rather than buying something you need only rarely.
Make household cleaning products, such as stain remover, window cleaner and laundry detergent, at home. Use your judgment, though, and follow common rules like never mixing bleach with other cleaners such as ammonia.
Pull out a needle and thread to repair and tailor your clothing.
Barter services with neighbors and friends. For example, you mow their lawn and they fix your plumbing.
Frugal home expenses tips
Before you call the handyman, consult YouTube. There, you can learn how to do tasks as varied as fixing a leaky faucet or remodeling your bathroom. Getting frugal at home can also mean examining your monthly bills for ways to save on electricity, water, cable and even your cell phone.
The more you save on those expenses, the more you can spend on (or save for) what's important to you.
Save on your cell phone bill by asking your carrier for a better deal on a regular basis. Then shop the competition before recommitting to be sure your new renegotiated package is still your best choice.
Review the streaming services you pay for to see if you could cut some or choose more economical plans. Look for any discounts you may qualify for, such as a student rate, AAA or senior discount, etc.
Get free TV with a digital antenna.
Adjust your thermostat and layer up or dress down.
Wash your own car.
Use gas apps to save on fuel.
Try economical updates to your house, such as refreshing your cabinets with new paint and hardware, rather than committing to costly remodeling.
Avoid lifestyle creep. That's when your income gradually increases — but so does your spending. If you get a raise, divert it to savings with direct deposit or a scheduled automatic transfer. Think about using windfalls like a tax refund for savings or debt paydown.
Discover more ways to save on home expenses.
If you want to start getting a handle on your spending, NerdWallet has compiled the best expense tracking apps based on ratings and popularity among users.
If your situation is even more serious, use our "how to get help paying bills" tool, for go-to resources in various categories. Choose the type of bill you're struggling to pay and find available options for immediate assistance.
on Capitalize's website