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Frugal Living Comprehensive Guide: 37 Ways to Find Serious Savings
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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Frugal living isn’t about being cheap; it’s about being resourceful.
It’s finding ways to save where you can — whether via coupons, freebies or DIY hacks — so you can focus your money and attention on the things you value, whether that’s saving for a comfortable retirement, traveling or living a debt-free life.
In this article
- What is a W-4?
- What is a budget planner?
- What is the qualified business income deduction?
- Bluevine Business Checking
- What is mortgage pre-qualification?
- When is the best time to pay your credit card bill?
- Life insurance buying guide
- The parts of Medicare
- Still deciding on the right carrier? Compare Medicare Part D Plans
- 6 steps to opening a Roth IRA
- Dividend definition
- Find the right business loan
- What is personal finance?
- What is the home office deduction?
- Mortgage rates today: Wednesday, April 24, 2024
- Current promotional CD rates
- See CD rates by term and type
- Ready to get started? Here's what to do next
- What are back taxes?
- What's the difference between stocks and options?
- What Medicare covers
- Find the right Medicare Supplement Insurance plan
- Still deciding on the right carrier? Compare Medigap plans
- What is Medicare Part C?
- Medicare Advantage companies
- » The Uber Credit Card is no longer available
- What is ESG?
- What is a brokerage account?
- What is an FHA loan?
- Checking account vs. savings account
- How to earn a Chase checking account bonus
- What is a REIT?
- What is a budget?
- About Highmark
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- What is a Treasury bill?
- What is a commercial loan?
- See how to get your business started quickly
- What is a hedge fund?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Determining how much mortgage I can afford
- What is a target-date fund?
- What is a credit freeze?
- What is passive income?
- Key takeaways:
- Regulation D and why it matters
- HELOC and home equity loan interest deduction rules
- How to make money as a kid
- How much emergency fund should I have?
- What is stock research?
- Key takeaways
- What is an ESG fund?
- Parts of a Check
- What is inflation?
- What are dividend stocks?
- Investing 101: A summary of the basics
- What is debt-to-income ratio?
- What is FICA tax?
- What is the net investment income tax?
- What is withholding tax?
- What are commodity stocks?
- Work from home jobs often pay more
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Deal with immediate needs first
- What a will can’t do
- What is fixed-income investing?
- Portfolio definition
- 7 of the best apps to make money
- Best Medicare Advantage companies
- What is sector rotation?
- What is a savings account?
- What's the best S&P 500 ETF?
- How to get paid on YouTube
- Online marketplace and auction sites
- When to follow up after no response
- 1. Check in
- Microsoft Office Excel budget templates
- Why is personal finance important?
- Virginia state income tax rates and tax brackets
- 1. Certificates of deposit (CDs)
- Bluevine Business Checking
- How to get TSA PreCheck for free
- 7 best-performing AI stocks
- Can you withdraw money from a 401(k) early?
- How to use a savings goal calculator
- How to unfreeze credit
- Can you finance an engagement ring?
- Financial advisors: The good, the bad and the unregulated
- What are Vanguard index funds?
- States with no income tax
- What is self-employment tax?
- Why your credit score matters to lenders
- Best Prepaid Debit Cards
- How much does a passport cost?
- What are checking and savings accounts used for?
- Preparing to buy tips
- What you need to open a bank account
- Budgeting for a baby
- What's the average Roth IRA interest rate?
- Can you cancel your Alaska Airlines flight?
- How Alaska seat selection works
- What are promotional CD rates?
- 1. For best protection, freeze your credit
- How to calculate interest in a savings account
- 6 things to know about United's delayed flight compensation
- Uncover your teen's money fears
- What to know about co-owning a car
- Main differences
- IPO meaning
- 1. Open an IRA
- Risks of using credit cards as an emergency fund
- Create a budget plan that works for you
- California state income tax brackets and rates
- How does capital gains tax on real estate work?
- 50/30/20 budget calculator
- 1. Make it relatable
- Frugal food tips
- 1. Free shipping
- Things to know about flying Southwest and its loyalty program
- How to value a small business
- The best car insurance
- How to use the mutual fund calculator
- Here’s how it works
- 6 Hawaii alternatives
- Do Roth IRAs have an early withdrawal penalty?
- Types of SBA loans for buying equipment
- Refinance to a lower rate
- Why is having a low credit utilization important?
- Which transactions could be limited under Reg D?
- January
- How do CDs work?
- What the out-the-door price includes
- What are emerging markets?
- 2023 Arizona state income tax rates and tax brackets
- If you have less than $1,000 in your 401(k)
- Cards with Centurion Lounge access
- Roth IRA contribution limits 2024
- Best advice for first-time flyers
- 529 contribution limits by state
- What are derivatives?
- Average car loan interest rates by credit score
- Life insurance calculator
- Marriott elites become United elites and vice versa
- What is Ozempic?
- The best budget apps
- Best-performing U.S. equity mutual funds
- What is short selling?
- Inflation and rising interest rates affected stocks and bonds
- Vending machine costs
- Read the owners manual
- Step 1: Check your credit
- How does crowdfunding work for a business?
- Discover it® Cash Back
- A refinance may require you to wait
- The cheapest renters insurance in Texas
- 1. Non-retirement goals
- What is net worth?
- What are AI ETFs?
- 1. Your information
- The value of Marriott Bonvoy points
- Why you shouldn’t gift a house
- How does a second mortgage work?
- 1. There are three lounges in JFK Terminal 5
- Minimum wage over time
- What is AutoCamp?
- What is a credit dispute letter?
- Spirit baggage fees: The basics
- What is a Roth conversion ladder?
- What is a SPAC?
- Pursue student loan forgiveness
- What is AirPass?
- How to get a tax transcript
- FICA tax rate 2023-2024
- Best-performing REIT stocks: April 2024
- 1. Set your budget
- What is zero-based budgeting?
- How is home equity divided in a divorce?
- Radisson’s extensive portfolio
- Covered: Belongings outside your home
- Pregunte por los recursos que tienen
- Take stock of your credit card accounts
- Advantages of franchising for the franchisee
- Why cover medical marijuana for older adults?
- Get preapproved for a mortgage
- Most profitable small businesses
- What to do when you lose your passport
- Understanding hedge funds
- High CD rates for now
- Chase checking account bonuses 2024
- 1. It earns rich rewards for Priceline loyalists
- 1. Know your bank’s mobile check deposit requirements
- Is it smart to max out a Roth IRA?
- How many parks does Universal Orlando have?
- How to test-drive a car
- How to get Chase Freedom rental car insurance
- Best fleet fuel cards
- How to start day trading
- How to use the pre-qualification calculator
- A quick look at the billing cycle
- 17 passive income ideas for 2024
- What is the ‘donut hole’ in Medicare?
- The main differences between Delta Comfort Plus vs. main cabin
- 1. Skip the airport
- How does the home office tax deduction work in 2023-2024?
- Buying an existing business checklist
- How to compare FHA vs. conventional loans
- What does this value mean?
- Daily mortgage rates chart
- State availability
- Government-sponsored enterprises
- Companion Fare
- Don’t take on any new debts or lines of credit
- What is Frontier’s GoWild Pass?
- 6 ways to buy Bitcoin
- The bull call spread
- Types of personal finance software and apps
- Small-business grants for veterans
- Best ways to consolidate credit card debt
- What is a home equity loan?
- What goes into the credit card interest calculation
- Late winter and early spring
- The main difference between Typhoon Lagoon and Volcano Bay
- Best Medicare Supplement Insurance companies
- How much is a personal loan origination fee?
- How Clear works
- 1. Clean up your credit
- Real estate agent basics
- Know how much data you use
- What are the stages of foreclosure?
- Best-performing ESG funds
- What is a credit union?
- How do brokerage accounts work?
- The best investments for beginners
- The best time to book rental cars
- 1. Check your account statements
- How to build a financial safety net
- Our picks for the best life insurance companies in April 2024
- Who has to pay the net investment income tax?
- How to sell your employee equity
- How Treasury bills work
- 7 best-performing commodity stocks
- Student loan payoff calculator
- International roaming plans: postpaid
- How to freeze your credit with all 3 bureaus
- What to consider when building a portfolio
- What to expect flying economy with ANA
- How yield farming works
- The best money-making apps
- How much do Instagram influencers make?
- MIB's information codes
- How to make money online
- What is the Student Aid Report?
- Current student loan interest rates
- What is the 10-year Treasury?
- How much is life insurance?
- 50 best small businesses to start
- Why is it called fiat currency?
- How to file back taxes
- TrueCar app review
- Laying the groundwork for buying and selling
- In this article
- What is a business credit score?
- What is the 401(k) early withdrawal penalty?
- Mint vs. NerdWallet at a glance
- Why you might choose Ethereum
- Start by checking your home equity
- Why the American Express® Gold Card is better for most people
- Ways to finance your engagement ring
- Timing a credit card bonus
- Medicare Part C coverage
- Transaction types
- 28 ways to save money
- What is ‘cash stuffing’?
- Breakdown of central air costs
- 4 steps to research stocks
- Rite Aid
- The self-employment tax rate for 2023
- 2. Check number
- What is mortgage pre-qualification?
- What minimum credit score is needed to buy a car?
- How do debt consolidation loans help you pay off debt?
- Average inflation rate
- Summary of cash advance apps
- What is a tech business?
- The best burial insurance in April 2024
- How to invest in stocks in 6 steps
- About the lounges
- 1. It offers deferred interest
- The best life insurance for seniors in April 2024
- Why redeeming free night certificates can be challenging
- What to look for in a travel-friendly cash-back card
- Highmark Medicare Advantage pros and cons
- How do expense trackers work?
- What to expect when flying Qatar Airways
- Our take
- What your award letter should include
- Next, tend to financial issues
- Top target-date funds with low costs for 2024
- Best for size of network: UnitedHealthcare
- What is the 50/30/20 rule?
- 2. Foodie benefits
- Who qualifies for the qualified business income deduction?
- Why you need a savings account
- Mutual of Omaha life insurance
- Early withdrawals of Roth IRA contributions
- Examples of personal finance in everyday life
- How to lower your credit utilization
- Which transactions don’t apply to the savings account withdrawal limit?
- Why retirement savings matter
- Understanding your required coverages
- Why mortgage rates change every day
- What does the GoWild Pass cost?
- Most workers expect salary increases
- 529 contributions and the gift tax
- Types of derivatives
- A
- Top credit cards you can use instantly after approval
- How much is car insurance?
- AAA home insurance star ratings and availability
- Ways to earn money as a younger kid
- What are the benefits of crowdfunding?
- Can you get a refund for bad Wi-Fi?
- How do you use the Walmart travel portal?
- The market outlook for home buyers
- What is the average American net worth?
- Do you need insurance to rent a car?
- How to choose a checking account
- Saving vs. investing
- Front-end and back-end DTI
- Alaska seat selection fees
- What’s the purpose of a budget?
- Who pays withholding tax?
- The ease of earning free nights via credit card spending
- 1. There's more than one version of the store card
- How to fill out a W-4
- How the home sale tax exemption works
- Factors we considered when picking cheap travel insurance plans
- How to choose an S&P 500 ETF
- What are the four stages for the Medicare donut hole?
- What are dividend stocks and why buy them?
- Google Sheets budget templates
- Cheap car insurance
- How whole life insurance works as an investment
- Do I have to pay Virginia state income tax?
- What Fannie Mae and Freddie Mac do
- Federal student loan limits
- Do I have to pay Arizona state income tax?
- If you have between $1,000 and $5,000 in your 401(k)
- Don’t create job or income instability
- Roth IRA contribution deadline
- New York state income tax rates
- Best affordable homeowners insurance in Texas: State Farm
- What reasons can you withdraw from your 401(k) early?
- Stocks
- Best car insurance in Florida overall: Travelers
- YNAB, for hands-on zero-based budgeting
- How to short a stock in 5 steps
- Pros of refinancing back to a 30-year loan
- Service overview
- International flights still pricey
- The best renters insurance in Texas
- NerdWallet's car insurance estimator
- Types of credit union business loans
- What does it mean to live in a state with no income tax?
- How we ranked the top life insurers
- Types of passport applications
- How do Roth conversion ladders work?
- How to find your federal student loan servicer
- How do SPACs work?
- 20 high-dividend stocks
- 2. Categorize your expenses
- Chase College Checking℠: $100 bonus
- Best-performing REIT mutual funds: April 2024
- 2. Place a fraud alert if you can't freeze right now
- Option 1: Sell the house and split the proceeds
- Covered: Living expenses if your rental is uninhabitable
- Utilice estrategias fiscales si dispone de ellas
- How these new weight-loss drugs work
- Working from home jobs are growing
- How does an IPO work?
- Ongoing strikes
- How much money do I need to buy a house?
- 2. Confirm the check amount is within mobile deposit limits
- Sector rotation ETFs
- Frugal shopping tips
- How many Instagram followers do you need to make money?
- Savings bond calculator
- What you need to know about savings accounts
- How to write a follow-up email after no response
- 3 best brokers for forex trading
- 2. Airport security ID check
- Refinance to a longer term
- Consumer complaints
- How life insurance rates are determined
- CD rate trends 2024: Higher short-term CDs
- 2. Cash management accounts
- What gives fiat currency value?
- Options at community colleges
- Novo Business Checking
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- 1. Applying won’t affect your credit score
- Best affordable homeowners insurance in California: Travelers
- Volcano Bay
- How interest rate hikes influenced stock prices in 2022
- How to start a vending machine business: A step-by-step guide
- Freezing your Experian credit report online
- Scoop up the sign-up bonus
- Best AI ETFs by one-year performance
- Best affordable homeowners insurance in Pennsylvania: Erie
- The self-employment tax rate for 2024
- 3. The date
- How credit scores affect auto loans
- Bluebird by American Express
- How to calculate the inflation rate
- 2. Lounge access policies vary
- State minimum wages in 2024
- 1. Brigit: Best for budgeting tools
- Priority Pass options at Seattle-Tacoma
- The rewards and challenges of being an entrepreneur
- How to earn a return in a Roth IRA
- Are promotional CD rates worth it?
- What are the federal roadblocks?
- How do commercial loans work?
- Be prepared to offer above the asking price
- Types of commodity stocks
- How extra student loan payments work
- What a will shouldn’t do
- Benefits of fixed-income investments
- Information you need to freeze your credit
- 2. Have them invest in what they're into
- Paying early could help your credit
- Delta main cabin
- Average student loan interest rate
- February
- How much are Avios worth in dollars?
- Personalized versus average interest rates
- Consolidation vs. refinancing
- American Express Membership Rewards: The basics
- Are auto loan interest rates rising?
- Create your free account
- How to manually calculate how much life insurance you need
- Home equity loans and HELOCs vs. cash-out refinances: Understanding your options
- Grace period
- Holiday weekends
- Checking and savings features
- Chase Sapphire Preferred® Card
- Medicare covers Ozempic for Type 2 diabetes
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Why short a stock?
- Pricing transparency
- How do Vanguard index funds work?
- Where to stash your emergency fund
- ESG investing
- How is the Upgrade OneCard different from the other Upgrade cards?
- How to choose a brokerage account provider
- The best Marriott Bonvoy transfer partners
- Other reasons not to gift a house
- What credit report errors can you dispute?
- Key findings:
- How to build a baby budget in 4 steps
- How FICA tax works
- Alaska Airlines' flight cancellation policy
- What is the NIIT tax rate?
- Best-performing REIT ETFs: April 2024
- 2. Shop for a loan
- How withholding taxes are calculated
- Zero-based budgeting example
- Ways to use expiring free night awards
- How to buy employee equity
- T-bill purchase example
- Get a new credit card
- Understand common money fears
- Our tips
- What’s included in a portfolio
- 3. Endorse the check
- How to max out your Roth IRA
- What is "qualified business income"?
- What’s behind the pre-qualification calculation?
- Mutual of Omaha life insurance policies
- Learn more
- Information MIB doesn’t have
- What is the 10-year treasury yield today?
- Consumer experience
- Use out-the-door price when negotiating
- Itemizing or taking the standard deduction
- Sign-up bonus
- Don’t make large deposits without documentation
- How the Frontier GoWild Pass works
- How are business credit scores calculated?
- How does a home equity loan work?
- Mortgage payoff calculator help
- How to choose the best mutual funds for you
- How food prices have changed over time
- What is Clear NextGen Identity+?
- 'Recommended' maintenance
- Step 2: Pre-qualify and compare offers
- More about the best renters insurance companies in Texas
- Average net worth by age
- ESG ETFs: The cheapest ESG funds
- Pros and cons of living in a state without income tax
- 4. The recipient's name
- What credit score do you need for the best mortgage rate?
- Pros and cons of debt consolidation loans
- FHA vs. conventional loans
- How to get Public Service Loan Forgiveness
- How much does it cost to renew a passport?
- How to choose a savings account
- The pros and cons of a life insurance trust
- Option 2: One ex keeps the house
- Should I buy a car with someone?
- 2. Points are worth 1 cent each in statement credits
- What makes a fare fair?
- Making the final choice
- Does sector rotation work?
- 3. American Express Pay It Plan It
- An overview of the best cheap travel insurance plans
- Day trading strategies
- How to monetize your Instagram with fewer followers
- Early withdrawals of Roth IRA earnings
- 2. Shop around online
- Can I take the home office deduction as a work-from-home employee?
- What if I go over the limit?
- Retirement account options
- Am I a resident for Virginia state income tax purposes?
- How to qualify for a loan approved by Fannie Mae or Freddie Mac
- Roth IRA income limits 2024
- Other alternatives to Mint
- What to look for in a personal finance tool
- Have the money on hand
- What does Medicare Part C cost?
- Our tips
- Chase Freedom Unlimited®
- Earning Walmart Cash for travel
- How the cash stuffing method works
- Understand how much data your apps use
- Pros and cons of credit union business loans
- How to calculate self-employment tax
- Does my car insurance cover rental cars?
- Does raising the minimum wage cause inflation?
- Different kinds of bags on Spirit
- How do I invest in a SPAC?
- Ride out income-driven repayment
- Investing for income: Dividend stocks vs. dividend funds
- AirPass benefits
- The value of money
- Best life insurance for seniors in April 2024
- Net investment income tax and capital gains tax
- Ticket types and seat selection rules
- Why is budgeting important?
- Not covered: Common disasters
- Verifique si hay asistencia pública
- 2. You can only use the cards for purchases through some Amazon businesses
- Best iOS personal expense tracker apps
- 2. Set financial priorities
- Ways to get good value
- Savings accounts with strong APYs can help your money grow
- Where can you get the Student Aid Report?
- NerdWallet’s budget planner
- 13 fundamentals of personal finance
- Apply for mortgage forbearance
- When is the best time to use Avios?
- Current CD rates: high-yield and national averages by term
- Consolidating private student loans
- Am I a resident for Arizona state income tax purposes?
- If you have at least $5,000 in your 401(k)
- Don’t rush the process
- Getting paid on time isn’t a given
- How to use average car interest rates
- Recent changes to food costs
- Cons of refinancing back to a 30-year loan
- 2. Rebalance your debts and income
- What are the different types of crowdfunding?
- This couple refinanced their home twice in one year
- How to estimate car insurance costs
- Types of AI ETFs
- What is identity theft?
- Types of second mortgages
- 3. Dedicated space for military service members
- Unsecured subprime cards cost consumers billions per year
- 3. Build a budget that works for your expenses
- Types of tax transcripts
- Best life insurance companies: Pros and cons
- Where can I find promotional rates?
- 3. Check all 3 credit reports
- The ease and perks of earning elite status
- What about in states where it’s legal?
- Types of commercial loans
- Maximize your down payment
- Commodity stock benefits
- Working from home job ideas
- Where can I find out about upcoming IPOs?
- What mortgage can I afford?
- Why invest in target-date funds
- Questions to ask yourself
- Use a budget planner
- Who qualifies for the home sales tax exclusion?
- What’s covered by Chase Freedom rental car insurance
- 3. Make it a game
- How to get your MIB report
- Dividend vs. growth stocks
- When is whole life insurance worth it?
- 3. High-yield money market accounts (MMAs)
- Limitations of fiat money
- Priority boarding
- Best car insurance in Florida for your budget: Geico
- 21 most-shorted stocks by short interest
- Overall cost
- Are Vanguard index funds a good investment?
- Making your case
- Joann
- What is mortgage preapproval?
- A potential ‘Hail Mary’ fix
- How the Hilton-AutoCamp partnership will work
- Best burial life insurance policies for 2024
- The cost of passport changes
- What do federal student loan servicers do?
- Mortgage selection tips
- 2. You won't want to carry a balance
- Calculate your DTI
- What is withholding tax?
- How do REITs work?
- Highmark Medicare star ratings
- International roaming: prepaid
- Episode transcript
- Yield farming example
- Reliable but cheap travel insurance providers
- You only need one S&P 500 ETF
- March
- How your credit score affects your rate
- 2. The card’s benefits all have cutesy names
- What are AI stocks?
- The bear put spread
- B
- Why you might choose Solana
- Should you pay a personal loan origination fee?
- 8 types of financial advisors
- The smart way to service your car
- Set it as your Uber payment method
- 2. Today vs. tomorrow
- ESG investing benefits
- Who has to pay self-employment tax?
- 5. The payment amount
- What is a FICO Auto Score?
- Are debt consolidation loans a good idea?
- Do all workers earn at least the minimum wage?
- Benefits of a Roth ladder during inflation
- How to invest with a Roth IRA
- How to cancel your Alaska Airlines flight
- Chase Secure Banking℠: $100 bonus
- 3. Determine other ownership costs
- How do you start a budget?
- Types of withholding and payroll tax
- Cash-back cards to use before you go
- Fewer cravings could be a blow to Big Snacks
- Develop a healthier relationship with money
- Get a secured credit card
- Determine the true cost of college
- 4. Open the mobile deposit function in your bank app
- Best for extra perks: Aetna
- Frugal entertainment tips
- 4. AmEx Pay Over Time
- How to qualify for the QBI deduction
- 5 ways to make money on Instagram
- Mutual of Omaha life insurance rates
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- 3. Baggage screening
- How to calculate your home office tax deduction
- How flexible are British Airways Avios?
- Should I invest in emerging markets?
- Bank of America® Business Advantage Fundamentals™ Banking
- Best car insurance companies: Our winners
- Do personal credit scores affect business credit scores?
- Best homeowners insurance in California for coverage: Chubb
- 4 more ways to estimate how much life insurance you need
- Average daily balance
- All year
- How to pay off a mortgage early
- Advantages of Medicare Part C
- Clear lanes changing in 2024
- How to calculate your net worth
- How to buy AI ETFs
- Best homeowners insurance in Pennsylvania for coverage: Openly and Erie
- 2. Empower: Best for fast cash
- The value of high APYs
- Decide what type of account you want: checking vs. savings
- Is IBR right for you?
- Should you invest in the stock market?
- How to calculate debt-to-income ratio for a mortgage
- What counts as net investment income (NII)?
- Alaska seats for elite members
- Other rate boosts that aren’t promotional
- Not covered: Brand-new stuff
- Treasury bill rates compared to other Treasury securities
- Share or spend rewards
- How to remove someone from a car loan
- What you may not want to do with a will
- California income tax deadlines and extensions
- I bonds calculator
- How a savings account works: withdrawal limits
- What’s the difference between pre-qualification and preapproval?
- Best car insurance companies: Our winners
- What should you do with your Student Aid Report?
- How are dividends paid out?
- Price vs. yield
- Apply for loan modification
- What if I need cash after I hit the limit?
- Other home insurance companies to consider
- Disadvantages of community colleges
- Collect the right tax forms from your lender
- Free checked bag
- Limitations of the Frontier GoWild Pass
- Cheap cell phone plans from brands owned by the big three
- How to meet your monthly savings goal
- Other factors to keep in mind
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Will food prices go down in 2024?
- Why rising interest rates pushed bond prices down, too
- Episode transcript
- Card readers and apps
- Other prices fluctuating
- 6. Memo line
- FHA loan requirements
- What SPAC should I invest in?
- 3. Cardholders enjoy a longer return period and exclusive offers
- How to budget and make trade-offs
- Other payroll tax items you may hear about
- REITs' average return
- How to start a zero-based budget
- How does a life insurance trust work?
- Where to get a commercial loan
- Apply extra student loan payments toward the principal
- How to unfreeze your credit
- How some yield farmers aim for bigger returns
- Paying early also cuts interest
- How student loan interest rates work
- The Federal Trade Commission’s budget worksheet
- When you should lock your mortgage rate
- Fiat currency vs. cryptocurrency
- Gig work holds little attraction
- Best in Texas for having few consumer complaints: Chubb
- Pros and cons of derivatives
- Options
- What can I use a home equity loan for?
- Who might prefer the Delta SkyMiles® Gold American Express Card?
- Will Medicare pay for Ozempic for weight loss?
- Average mutual fund return
- The risks of short selling
- Examples: How your loan term affects monthly payment and interest
- Disadvantages of Medicare Part C
- How much does it cost to buy Vanguard index fund shares?
- Eat, drink and get delivery
- How to find and interview real estate agents
- Adjust phone and app settings to save data
- How is the Upgrade Life Rewards Card different from the other Upgrade cards?
- Factors that affect the cost of car insurance
- 7 types of identity theft and the warning signs
- How mortgage rates can vary by credit score
- Other factors can help you buy a car with bad credit
- Serve American Express Prepaid Debit Account
- How much does AutoCamp cost?
- Other Spirit fees
- Getting an expedited passport
- 4. Watch your credit card activity
- Trading employee equity: Is it right for you?
- Option 3: Both keep the house
- The ease of earning a free night
- Busque ayuda en la comunidad
- Savings account simple interest vs. compound interest
- 3. Prime members earn lucrative rewards
- How high is the bar for cannabis coverage?
- Offer more earnest money
- Why do companies file IPOs?
- Risks of fixed-income investments
- How target-date funds work
- 3. You'll get automatic VIP Gold status
- 5. Take clear pictures of the check with your mobile device
- One day
- Tips for navigating dynamic fees
- 4. Get them some practice
- How to day trade stocks
- Local sales
- How to maximize savings
- Choosing the right investments
- Exceptions to state minimum car insurance requirements
- 4. Peer-to-peer lending
- Use out-the-door price when shopping online
- 20% rebate on eligible in-flight purchases
- 3. You get more out of the card with a Cred.ai deposit account
- How much are American Express Membership Rewards points worth?
- New York state supplemental income tax
- CASH BACK CREDIT CARDS
- Blue Cash Preferred® Card from American Express
- Goodbudget, for hands-on envelope budgeting
- Freezing your Experian credit report via postal mail
- 3. Don’t ask for too much cash
- U.S. Bank Cash+® Visa Signature® Card
- Using WalmartPlusTravel.com
- Not just 2 refinances — 4
- Why is net worth important?
- ESG benefits
- 7. Bank name
- Qualifying for a second mortgage
- Do debt consolidation loans hurt your credit score?
- 4. You can walk your dog
- Rental car insurance vs. your own auto insurance
- Information to include in your dispute letter
- Roth ladders and early retirement
- Best life insurance company overall: MassMutual
- Why do I have to pay FICA tax?
- How do you avoid the net investment income tax?
- 4. Find the right car for you
- Where to find better bank promotions
- What’s next?
- Commodity stock risks
- If you’re over the income limit
- Treasury bond and note calculator
- What's next?
- Mutual of Omaha complaints and customer satisfaction
- How did we determine the Avios points value?
- What doesn’t impact your life insurance premium
- How many years can you file back taxes for?
- How to make the money work
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- How much is car insurance in my state?
- Medicare Part C plan options
- Clear is about to get faster
- Point-of-sale hardware
- 3. Other investment options
- What are the alternatives to foreclosure?
- Where to get a credit union business loan
- Kirkland’s
- How to pay self-employment tax
- There are better ways to transfer a house
- Refinance student loans
- IBR vs. other income-driven plans
- Not covered: Expensive valuables
- Are Treasury bills a good investment?
- Remove yourself or your spouse from any credit card
- But these slimming drugs come at a hefty price
- Frugal DIY project tips
- 5. AmEx Send & Split
- 4. Leverage memberships
- 6 types of dividends
- 4. Ordering food
- Eliminate mortgage insurance
- April
- Benefits of community colleges
- Private student loan limits
- More about the card
- What is a good business credit score?
- C
- How home equity loans, HELOCs and cash-out refinances are similar
- How much should you spend on a mattress?
- AAA home insurance coverage
- Other personal loan fees to consider
- How to manage your portfolio during a downturn
- Get out more
- Use Wi-Fi (instead of cellular) to save data
- 8-9. Routing and account number
- 4. Home Depot offers a separate card for bigger projects
- Chase Total Checking®: $300 bonus
- Types of REITs
- How to check your tax withholding
- How much equity do you get?
- How much interest will I earn on $10,000?
- Other opportunities to pay off student loans faster
- 4 common types of portfolios
- Do I have to pay California state tax?
- Simplified version vs. actual expense deduction
- Today’s rates for specific kinds of mortgages
- How to consolidate private student loans
- What happens if you don't pay your back taxes?
- Investing in emerging markets ETFs
- Most popular cash back card reviews
- Other tech tools to help you manage your money
- Home equity loan rates in 2023
- Does Medicare cover Wegovy?
- Why is food so expensive?
- Shifting priorities
- How to open a brokerage account
- More Hilton partnerships
- Buying bundles: Just For You and Bundle It
- Watch out for Roth IRA fees
- The pros and cons of zero-based budgeting
- Consulte a un profesional
- 4. You’ll get a small introductory bonus
- Media company strikes in 2024
- Understand aid types
- Final thoughts on ANA economy
- 5. Help them make it a habit
- Does pre-qualification affect your credit score?
- More ways to take charge of your budget
- Optional coverages
- Average cost of term life insurance by age
- How to calculate an out-the-door budget
- Cheap cell phone plans from brands that resell network service
- 4. The card is essentially fee- and interest-free
- Best homeowners insurance in California for consumer experience: Nationwide
- Integrations with accounting software
- How to increase your net worth
- Tax deductions for self-employment
- Inflation example
- What states are increasing minimum wages in 2024?
- Alternatives to regular savings accounts
- Find a bank that suits your needs
- Alaska plane seating chart
- The bottom line
- How to avoid surprises
- What are the risks of investing in an IPO?
- W-4 form 2024
- 4. It's got the good kind of zeros
- 6. Confirm the check details and complete the deposit
- Pros and cons of yield farming
- Best for local support: Blue Cross Blue Shield
- How to make a rental car insurance claim
- Get more help with monthly budget planning
- How much to keep in your savings account
- Why the due date is so important
- More about Mutual of Omaha life insurance
- Will your Roth IRA distribution be taxed?
- Clothes, vintage and crafts
- Why is the 10-year Treasury yield important?
- Quick tips on avoiding Reg D related fees
- 5. Online savings accounts
- Workers are still stressed, especially in the U.S.
- How to store the Bitcoin you buy
- Other cash back card reviews
- Additional functionality
- The long straddle
- How home equity loans and HELOCs are different from cash-out refinances
- Mattress-buying tips
- Customer experience
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Getting information about an Experian credit freeze by phone
- Step 3: Choose your lender and loan
- How much car insurance you need
- What happens if my home is foreclosed?
- Pre-qualification vs. preapproval
- 5. You may score a free massage
- 3. EarnIn: Best for large advances
- Roth ladder mistakes to avoid
- How to invest in dividend stocks
- Subprime cards can actually make it harder to improve credit
- 5. Loyalty doesn't always pay off
- 5. Contact the seller or visit a dealership
- What does Highmark Medicare Advantage cost?
- Types of life insurance trusts
- Limit contingencies
- Get a credit-builder product or a secured loan
- 6. Cell phone coverage
- Treasury bills calculator
- Why use an SBA loan to buy equipment?
- Is the Frontier GoWild Pass worth it?
- How to invest in AI stocks
- E
- Interest rate
- Does Medicare cover Mounjaro (or Zepbound)?
- Typhoon Lagoon
- Ways to earn money as a teenager
- Signing up for Medicare Part C
- Deposit timing
- 4. Consider a co-signer
- Pay your cell phone bill with it
- Revisit your plan
- ESG investing vs. socially responsible investing vs. CSR
- What’s the same
- Best homeowners insurance in Pennsylvania for consumer experience: Nationwide
- How do you get a second mortgage?
- What credit score is needed for a debt consolidation loan?
- Using a passport agency for urgent travel
- How to get a refund on Alaska Airlines
- Net investment income tax examples
- What causes Treasury bill rates to fall?
- What to expect when flying Singapore Airlines
- Starbucks Workers United and Starbucks are negotiating
- Hedge fund strategies
- Be strategic with aid, credit and debt as you dig out
- How to invest in target-date funds
- 7. Keep the check until it's processed
- 6. Talk openly about money
- How the qualified business income deduction works
- The best times to day trade
- 5. Customs
- May
- How to enroll in community college
- What are the advantages of filing back taxes?
- 5. It’s made of metal
- When are New York state income taxes due?
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Consider the costs of cashing out your 401(k)
- FAQ comparing home equity loans, HELOCs and cash-out refinances
- What is a short squeeze?
- Why you might still book rental cars in advance
- Get pre-qualified or preapproved?
- Mortgages where credit score matters less
- ONE VIP Visa Prepaid Card
- How do I get a copy of my actual tax return?
- Best life insurance company for applicants with HIV: Guardian
- What is a good DTI ratio?
- Get creative
- Experts say snack food giants bear responsibility for obesity
- 5. Financing options are available, but proceed with caution
- Ideal credit cards for emergencies
- 5. You won't want to carry a balance on new purchases
- Two days
- What is California's standard deduction?
- Frugal home expenses tips
- What are fleet cards?
- How to increase your pre-qualification amount
- What if the market changes or you leave your job?
- Ways to get the best home equity loan rates
- Best car insurance in Florida for ease of use: State Farm
- Contract periods
- Blue Cash Preferred® Card from American Express
- The pros
- How do I avoid paying baggage fees on Spirit Airlines?
- What to expect when you open your new account
- 4 ways to start investing
- Withholding tax vs. estimated tax
- 3. Get disability and life insurance
- How to compare financial aid award letters
- How to find the 2024 W-4
- How to freeze your child’s credit
- 7. Retail benefits
- Alternatives to savings accounts
- Other tips for managing your bill
- What is the Medicare donut hole in 2024?
- 5. Opt for economy cars
- Why you may not be getting a response after an interview
- Where can I get an SBA loan to buy equipment?
- Are 10-year Treasury notes a good investment?
- Investing in emerging market stocks
- Other Roth IRA rules
- Do I have to pay New York state income tax?
- Once you request your Experian credit freeze
- 4. Whether it's time for a financial advisor
- How can I survive foreclosure?
- 10. Signature
- Minimum wage increases
- Premium checking accounts
- How to apply for Income-Based Repayment
- Chase Private Client Checking℠: Up to $3,000 bonus offer
- Be flexible about closing and move-in dates
- How to start a portfolio
- Average cost of whole life insurance by age
- Overall, workers are optimistic
- Full list of best homeowners insurance in California
- F
- Which card should you get?
- Citi Custom Cash® Card
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- Customer support
- Pair it with another card
- How much is renters insurance in Texas?
- How to choose the best ESG funds for you
- How the 9 states with no income tax stack up
- Brokerage accounts are taxable accounts
- How to build your credit before car shopping
- What's next?
- Are there other ways to get tax records?
- 6. Inspect and test-drive the car, if applicable
- Recent strikes
- What part of my income gets taxed by California?
- How do fleet cards work?
- Day trading risk management
- Getting the most from your pre-qualification limit
- How do you get out of the Medicare donut hole?
- 6. High-yield checking accounts
- 5 things to know about Arizona state income tax
- TrueCar Cash Offer review
- How to find AI ETFs
- Step 4: Gather loan documents
- Why some cars cost more to insure
- What is the median household income in the U.S.?
- Costs of using a passport courier
- Monthly payments on $100,000+ student loan debt
- The 50/30/20 budget calculator
- The importance of tax withholding
- Use a trifecta
- Next Steps:
- Accept a loss and move on
- More passport management tips
- 8. Travel-related benefits
- Delta Comfort Plus
- The drawbacks of whole life insurance as an investment
- When is the Virginia state income tax deadline?
- Federal student loan consolidation
- Things to consider
- Full list of the best home insurance companies in Texas
- Making the decision: options vs. stocks
- How much can you borrow with a home equity loan?
- How much is car insurance by company?
- EveryDollar, for simple zero-based budgeting
- Best for extra benefits: Anthem Medicare Supplement Insurance
- How are food prices tracked?
- What is naked short selling, and why is it illegal?
- How do you buy Vanguard Index fund shares?
- 5. Use collateral to secure the loan
- 3 tips to control central air conditioning installation costs
- ESG investing examples
- What’s different
- Full list of the best homeowners insurance in Pennsylvania
- Marriott Bonvoy's exclusive transfer partners
- What is hyperinflation?
- If you want to visit an airport lounge in JFK's Terminal 5
- 4. Varo: Best for existing bank customers
- Pros and cons of disputing by mail
- Close your old account, if needed
- Maximum and average DTI ratios by mortgage type
- Do I need to worry about the net investment income tax?
- If your Marriott free night certificates expire soon ...
- Use a co-signer
- Do I have to update my W-4 every year?
- Best for low-cost plan availability: Humana
- Primary vs. secondary coverage
- How do you buy 10-year Treasury notes?
- Retirement is one goal of many
- June
- TRAVEL CREDIT CARDS
- Days in the cycle
- Mutual fund fees
- The cons
- How your car loan can help you build better credit
- How to get a debt consolidation loan
- 4. Use budgeting or expense-tracking apps
- You can temporarily self-report income
- How to pick seats on Alaska
- You don’t need to have $10,000 to take advantage of compound interest
- Types of fixed-income investments
- When should you freeze your credit?
- Is there any insurance that covers the donut hole?
- 6. Stick to one driver
- Alternatives to an SBA equipment loan
- Other home office deduction rules and considerations
- Consider a Discount Den membership instead
- What is New York state's standard deduction?
- How much does homeowners insurance cost in California?
- The long strangle
- Full list of the best car insurance in Florida
- How many times can you refinance a mortgage?
- How to build your credit score
- How to protect against inflation
- Best life insurance company for consumer experience: Northwestern Mutual
- Chase checking account referrals: Up to $500 bonus
- Disadvantages of franchising for the franchisee
- How to get a commercial loan
- The bottom line
- How to invest in hedge funds
- Am I a resident for California state tax purposes?
- Calculating capital gains tax on a home sale
- Electronics
- Tips for calculating how much life insurance you need
- Covering weight loss drugs would be costly for Medicare
- Bank of America® Customized Cash Rewards credit card
- Is Walmart travel good?
- Average cost of renters insurance in Texas by city
- Types of ESG investments
- Reconsideration for PSLF applications
- What does AirPass cost?
- 7. Determine which warranties are right for you
- See if zero-based budgeting is right for you
- Cheaper GLP-1s are on the way
- Best Android personal expense tracker apps
- Working from home tips
- 9. Hotel benefits
- Bottom line: Is day trading right for you?
- How long does it take to get pre-qualified for a mortgage?
- Are there ways to avoid the Medicare Part D donut hole?
- Do you pay tax on T-notes?
- How much does homeowners insurance cost in Texas?
- G
- Home equity loan requirements
- How much does homeowners insurance cost in Pennsylvania?
- FamZoo Prepaid Card
- How do Spirit bag fees compare with other airlines?
- So, how much is a U.S. passport?
- Are interest rates fixed on savings and checking accounts?
- How to access these lounges
- If you need to cancel an Alaska Airlines flight
- How to earn more interest in a savings account
- Become an authorized user
- How to adjust your Form W-4
- Three days
- Where to find the best savings accounts
- How to evaluate dividends
- 5 things to know about Virginia state income tax
- How to switch plans and keep your number
- What to do with the Bitcoin you buy
- Why do I need a business credit score?
- General-purpose travel card reviews
- Average cost of homeowners insurance in California by city
- How to buy derivatives
- Discounts
- 6. Find the right lender
- Who benefits from the cash stuffing envelope system
- How to decide
- How to save on car insurance
- Brokerage accounts vs. IRA
- Marriott Bonvoy transfer partners to avoid
- 5. Explore other expense-tracking methods
- Other ways to pay less
- Available Highmark Medicare Advantage plans
- United Airlines flight delay compensation recapped
- Cons of a credit freeze
- Interest-based passive income ideas
- Is the Medicare donut hole going away in 2024?
- 7. Use your own insurance
- Next Steps
- July
- Cost of life insurance without a medical exam
- Am I a resident for New York state income tax purposes?
- Could we be in an AI bubble?
- Term vs. whole life insurance tool
- What's next?
- Why you can trust NerdWallet
- The bottom line on short selling
- What are the best Vanguard index funds?
- Using your credit card for rental car coverage
- Average student debt by type
- How much do individual flights cost?
- Which type of life insurance should I put in a trust?
- Work from home job scams
- 10. Credits for popular spending
- Small-business valuation methods
- If you’re thinking about buying Frontier’s GoWild Pass …
- Get bonus United miles when you transfer Marriott points
- Can you finance an engagement ring with bad credit?
- Typhoon Lagoon or Volcano Bay?
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Can you lose money in mutual funds?
- Step 5: Submit your application and get funded
- How to finance central air installation
- 5. Dave: Best for repayment flexibility
- Could I lose my money in a checking or savings account if the bank fails?
- Servicing changes are underway
- Four days
- Fleet fuel cards: benefits and drawbacks
- How do I get my business credit score?
- Are home equity loans a good idea?
- Capital One Venture Rewards Credit Card
- Consumer complaints
- Keys to crowdfunding success
- What to know about Texas renters insurance
- Other ways to consolidate your debt
- Where to mail your dispute letter
- What are the best dividend stocks?
- 6. Look for ways to lower your expenses
- Chase Business Complete Checking℠: $400 bonus offer
- 8. Negotiate the best price
- Building a solid emergency fund
- Best of the Blues: Highmark
- If you want alternatives to Hawaii
- How to consolidate federal loans
- Average cost of homeowners insurance in Texas by city
- The cheapest home insurance in California
- The bottom line
- Your readiness to buy a home
- Average cost of homeowners insurance in Pennsylvania by city
- Why investing is important
- Spirit baggage policy, recapped
- Best life insurance company for coverage amounts: New York Life
- Impacts to the food industry might not be what you expect
- Credit freeze or credit lock?
- Will you owe capital gains taxes on your home sale?
- 11. Access to AmEx Offers
- How much money can you make on YouTube?
- 8. Forgo the extras
- Empower Personal Dashboard, for tracking wealth and spending
- The bottom line on how to research stocks
- Should I have my checking and savings accounts at the same bank?
- Home shopping tips
- The bottom line
- Available Highmark Part D prescription drug plans
- Five days
- August
- H
- How much is auto insurance based on your driving record?
- ESG investing: How to get started
- Buying rental car insurance on your own
- The subprime credit card market is inching toward pre-recession levels
- Is AirPass worth it?
- Credit cards and elite status can improve your overall experience
- Cards that earn American Express Membership Rewards points
- When to consider Global Entry instead
- The synthetic long
- Alternatives to crowdfunding
- Citi Double Cash® Card
- Greenlight Prepaid Mastercard
- Are hedge funds right for all accredited investors?
- Get credit for the bills you pay
- Who can access your frozen credit reports?
- How to avoid capital gains tax on home sales
- If you’re considering booking a rental car with your Chase Freedom credit card
- 12. AmEx Experiences
- Important considerations when opening a Roth IRA
- Average cost of life insurance by term length
- The cheapest home insurance in Texas
- Airline credit card reviews
- Consumer experience
- Ways kid creators can earn online
- Medigap plan types
- Finding a real estate agent: Tips for buyers
- The cheapest homeowners insurance in Pennsylvania
- 6. MoneyLion: Best for existing customers
- Pros of investing in REIT stocks
- 9. Maximize trade-in value, if applicable
- Cash-back cards to carry while traveling in the U.S.
- If you want to fly Qatar Airways or Singapore Airlines …
- 9. Price out prepaid gas
- What you need to know about California homeowners insurance
- J
- More reading for active investors
- DTI isn't a full measure of affordability
- What to know about Chase checking account bonuses
- Alaska Airlines seat selection recapped
- The bottom line
- 13. Concierge Service
- Fuel card vs. business gas credit card
- Getting the timing right
- Should you invest in AI stocks?
- After deciding
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- More reading for active investors and traders
- Never done it before? Here's what to consider
- 11 ways to prevent identity theft
- How to shop for Medicare Advantage plans
- Earn an audience, and earn more in the long run
- September
- What's the easiest way to invest responsibly?
- If you want to leverage Marriott’s transfer partners ...
- Best life insurance company for permanent life insurance: Pacific Life
- Cons of investing in REIT stocks
- 14. AmEx Auto Purchasing Program
- 10. Walk or ride
- Are dividends taxed?
- AmEx Centurion Lounge locations
- K
- Finding a real estate agent: Tips for sellers
- What to know about Pennsylvania homeowners insurance
- The bottom line
- 10. Make the purchase
- If you're ready to start a budget
- Final thoughts on getting TSA PreCheck for free
- What to know about Texas homeowners insurance
- Top off your Marriott Bonvoy account with United miles
- U.S. Bank Cash+® Visa Signature® Card
- How to get a credit union business loan
- One-time IDR account adjustment for PSLF borrowers
- Methodology
- Practical matters
- Third-party ratings
- Practice good credit habits
- California state tax credits
- Next steps
- More about whole life insurance
- Hotel credit card reviews
- What is credit card consolidation?
- Capital One Quicksilver Cash Rewards Credit Card
- What determines Texas renters insurance rates?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- If your DTI is high
- Investing in REITs: How to get started
- W-4 calculator
- The bottom line
- Other ways to make money
- L
- Where AAA stands out
- Walmart MoneyCard
- Fixed-income taxes
- How taxes on real estate, rental, and investment sales work
- If you’re considering an upgrade to Delta Comfort Plus
- FHA vs. conventional loans: Summary
- October
- PocketGuard, for a simplified budgeting snapshot
- Tips for making money as a kid
- How to choose a real estate agent
- Methodology
- Types of FHA loans
- Advantages of franchising for the franchisor
- Does your business need a fleet fuel card?
- How does credit card consolidation work?
- Car rental insurance: The bottom line
- Are Chase bank promotions worth it?
- Can't finance before you sell?
- Final thoughts on Centurion Lounge access
- Where AAA falls short
- Best life insurance company for customer satisfaction: State Farm
- Potential strikes ahead
- How to invest in fixed-income securities
- What else to know about Form W-4
- The bottom line on investing for beginners
- Is there an over-55 home sale exemption?
- Credit cards for other travel brands
- 8. Klover: Best for no-fee advances
- Reconsideration for rejected PSLF applications
- Check your credit scores and reports
- November
- NYC income tax rates
- California Department of Insurance
- Alternatives to the best burial insurance
- Highmark service area
- Alternatives to commercial business loans
- M
- Is consolidating credit card debt a good idea?
- Final thoughts on the United-Marriott status match
- Is AAA home insurance right for you?
- OK, what's next?
- Striking worker totals increased by 141% in 2023
- Looking for more insurance in California?
- Bank of America® Premium Rewards® credit card
- Other insurance companies to consider
- More about top-rated life insurance companies
- Best stocks for beginners
- Other life insurance options for seniors
- Cash-back cards to carry while traveling abroad
- Next Steps
- Can I still use my credit card after debt consolidation?
- How long does it take to have the dispute resolved?
- Home purchasing tips
- Highmark customer service
- Low-fee alternatives to prepaid cards
- Best life insurance company for older applicants: AARP
- December
- OTHER REWARDS CREDIT CARDS
- N
- Honeydue, for budgeting with a partner
- Pros and cons of loan apps
- Don't qualify for PSLF? You have other options for relief
- Additional resources for veteran entrepreneurs
- Pennsylvania department of insurance
- FHA loan limits
- More about buying life insurance as a senior
- How to track your California state refund
- Other ways to dispute your credit report
- Most popular
- Looking for more insurance in Pennsylvania?
- The bottom line on investing in stocks
- Cheapest car insurance by state
- 6 things to know about New York state income tax
- Texas Department of Insurance
- Others
- P
- Bilt World Elite Mastercard® Credit Card
- Best term life insurance companies of April 2024
- Disadvantages of franchising for the franchisor
- How to apply for an FHA loan
- More about top-rated life insurance companies
- California state sales tax
- Looking for more insurance in Texas?
- Texas Department of Insurance
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Best whole life insurance companies of April 2024
- Why you might want a travel credit card instead
- How to make money from home
- How much is auto insurance for good and poor credit?
- Budgeting resources from NerdWallet
- 10 ways identity theft happens
- 5 things to know about California state tax
- Looking for more insurance in Texas?
- Pros and cons of FHA loans
- Best no medical exam life insurance companies of April 2024
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- BALANCE TRANSFER AND 0% CREDIT CARDS
- S
- How to choose the best life insurance company
- Other notable options
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Pros and cons of starting a vending machine business
- T
- What are prepaid debit cards?
- Ways to get the best FHA mortgage rates
- Major issuers and their policies on instant credit access
- Alternatives to cash advance apps
- The final word
- Other ways to earn American Express Membership Rewards points
- How much is auto insurance based on age?
- The bottom line
- STORE AND RETAILER BRAND CREDIT CARDS
- U
- Prepaid debit cards vs. regular debit cards
- V
- More about top-rated life insurance companies
- How to make money offline
- The fine print
- Most popular retailer brand credit cards
- Quick snapshots
- Frequently asked questions about prepaid cards
- Other retailer brand credit cards
- Alternatives to small-business grants for veterans
- Cash advance app star rating methodology
- Other ways to save money
- Full list of the best car insurance companies
- CREDIT BUILDER CREDIT CARDS
- Full list of the best car insurance companies
- How much is auto insurance based on gender?
- Secured credit card reviews
- Best car insurance companies by state
- Best car insurance companies by state
- Unsecured credit builder card reviews
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- How much is auto insurance based on vehicle type?
- How to start a profitable business
- How to find the best car insurance
- How to find the best car insurance
- What happens when you report identity theft?
- COLLEGE STUDENT CREDIT CARDS
- What else affects my car insurance cost?
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- How to get cheap car insurance
- SMALL BUSINESS CREDIT CARDS
- Most popular small business card reviews
- Want to start a business?
- Other small business card reviews
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- DEFUNCT OR UNAVAILABLE CREDIT CARDS
- Watch out for making money scams
- Learn more about personal finance
Frugal food tips
Cooking, and even growing, your own food can help you stretch your budget. And simple tricks like splitting entrees or hitting happy-hour specials can help you dine out on a dime.
Plan your meals in advance. Last-minute eating decisions often lead to more expensive "I'm hungry now" splurges.
Opt for less expensive cuts of meat. Make economical substitutions and search online for "meatless recipes" or "ways to use less meat."
Buy store brands and generic labels. Generics can be comparable in quality to brand names and cost much less.
Compare unit prices, such as the price per ounce or pound. These are often shown on the price labels on grocery store shelves, or you can use a mobile app to calculate. Then you can determine the true savings and not fall for a "discount" pricing tactic that might be misleading.
Eat out less. Trim home meal deliveries, too. For inspiration, check last month's spending on restaurants and food delivery services. They can add up quickly.
Keep an eye on your pantry and use up stockpiled supplies before they expire.
Buy a water filter or filtered pitcher rather than bottled water. That means fewer plastic bottles in the environment and more money in your savings account.
Grow your own herbs and vegetables. It gets you outside and active, and is as close as "farm to table" as it gets.
Frugal shopping tips
Coupons, deals and freebies are your friends. You can use them to save money on things you were going to buy anyway — a tenet of frugal living. But use them mindfully, rather than as an excuse to spend on something you don’t actually need.
Stick to a list and take other steps to avoid impulse buying. Spur-of-the-moment purchases can be expensive and are often regretted later.
Hit up thrift and consignment stores. It's often surprising the quality — and the name brands — you'll find on sale for pennies on the dollar.
Browse in-person and online garage and rummage sales.
Join a local clothing swap or monitor buy-sell-trade groups in your area on social media.
Download a free coupon app. The days of clipping paper discounts are long gone. Now your phone will use your location to identify deals near you.
Similarly, use a browser extension to find deals when shopping online.
Stock up on nonperishable items when they're on sale — or snag bulk discounts at a wholesale club.
Consider a once-a-month no-spend weekend. Hunting down free-entry festivals and not-far-from-your-neighborhood events is half the fun.
Take the Amazon app as well as any other shopping apps you use often off your phone. Eliminating browse-and-buy habits that you might slip into during your spare time will encourage more intentional spending.
Know the best month to buy what you're looking for. Favorable product pricing really can follow seasonal trends.
Buy clothes at the end of — or out of — the season.
Find more shopping and couponing tips.
Frugal entertainment tips
Free, fun things to do are all around. Date night? See a free concert or pack a picnic and head to the park. Family outing? Go for a bike ride, volunteer together or check out a museum that offers free admission.
Take advantage of free days at museums and national parks. Some state parks also feature times when visitor fees are waived.
Have a family game night. Some libraries offer board games and video games you can check out, so you can try something new without buying it outright.
Check out books, movies, magazines and DVDs from your local library.
Consider creating a parents-night-out swap with trusted friends, where you take turns babysitting each other's kids.
Use credit card rewards to score free flights, car rentals and hotel stays.
Frugal DIY project tips
You typically have two options when you need a product: buy it or make it yourself. Although heading to the store (or a shopping app) is convenient, DIY is often cheaper. But that does require another type of investment — time.
A little craftiness can also make the items you own last longer. Free online tutorials and community classes can teach you to mend everything from clothing to small appliances.
Create your own beauty products, like deodorant, face masks and dry shampoo. You can find many recipes online that use simple pantry staples, such as honey and raw sugar for a lip scrub or baking soda and cornstarch for dry shampoo.
Look for a local tool "lending library" or a place to rent tools and equipment, rather than buying something you need only rarely.
Make household cleaning products, such as stain remover, window cleaner and laundry detergent, at home. Use your judgment, though, and follow common rules like never mixing bleach with other cleaners such as ammonia.
Pull out a needle and thread to repair and tailor your clothing.
Barter services with neighbors and friends. For example, you mow their lawn and they fix your plumbing.
Frugal home expenses tips
Before you call the handyman, consult YouTube. There, you can learn how to do tasks as varied as fixing a leaky faucet or remodeling your bathroom. Getting frugal at home can also mean examining your monthly bills for ways to save on electricity, water, cable and even your cell phone.
The more you save on those expenses, the more you can spend on (or save for) what's important to you.
Save on your cell phone bill by asking your carrier for a better deal on a regular basis. Then shop the competition before recommitting to be sure your new renegotiated package is still your best choice.
Review the streaming services you pay for to see if you could cut some or choose more economical plans. Look for any discounts you may qualify for, such as a student rate, AAA or senior discount, etc.
Get free TV with a digital antenna.
Adjust your thermostat and layer up or dress down.
Wash your own car.
Use gas apps to save on fuel.
Try economical updates to your house, such as refreshing your cabinets with new paint and hardware, rather than committing to costly remodeling.
Avoid lifestyle creep. That's when your income gradually increases — but so does your spending. If you get a raise, divert it to savings with direct deposit or a scheduled automatic transfer. Think about using windfalls like a tax refund for savings or debt paydown.
Discover more ways to save on home expenses.
If you want to start getting a handle on your spending, NerdWallet has compiled the best expense tracking apps based on ratings and popularity among users.
If your situation is even more serious, use our "how to get help paying bills" tool, for go-to resources in various categories. Choose the type of bill you're struggling to pay and find available options for immediate assistance.
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