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NerdWallet’s Top 5 Things You Need to Know About Getting Insured through Obamacare

June 3, 2013
Finding Health Insurance, Health
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1. Obamacare (aka the Affordable Care Act, or ACA) provides new, federally sponsored insurance plans that are available at discounted rates to many individuals and families.

 

2. The shopping period for insurance plans begins October 1, 2013, and coverage starts January 1, 2014.

 

3. Many young people will be eligible for insurance that costs under $150 per month.

 

4. Obamacare gives you more insurance plan options—even people who are currently insured could benefit from discounted rates and ultimately pay less by switching to a federally sponsored plan.

 

5. There are four different “metal tiers” available under Obamacare. You should pick the plan that not only fits your budget, but also accommodates your healthcare needs.

 

Learn more about plan prices for young people in New York and California with our new Obamacare Plan Finder.

 

Find more state-specific information at your state’s health insurance marketplace:

Arkansas
Arkansas Health Connector Website

California
Covered California Website

Colorado
Connect for Health Colorado Website

Connecticut
Access Health CT Website

District of Columbia
DC Health Link Website

Hawaii
Hawaii Health Connector Website

Idaho
Idaho Health Insurance Exchange Website

Kentucky
kynect Website

Maryland
Maryland Health Connection Website

Massachusetts
Massachusetts Health Connector Website

Minnesota
MNsure Website

Nevada
Nevada Health Link Website

New Mexico
New Mexico Health Insurance Exchange Website

New York
New York State of Health Website

Oregon
Cover Oregon Website

Rhode Island
HealthSource RI Website

Utah
Avenue H Website

Vermont
Vermont Health Connect Website

Washington
Washington Health Plan Finder Website

If your state isn’t above, it probably isn’t sponsoring it’s own marketplace. Check out the federal marketplace here:

https://www.healthcare.gov/