Embrace offers a comprehensive health plan for accidents and illnesses, with the option to purchase an extra package related to wellness care. For pets that don’t qualify for the comprehensive plan because of age or health, Embrace offers an accident-only plan.
Embrace customers also have free online access 24/7 to veterinarians for questions.
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Embrace pet insurance at a glance
|Note: Some coverage depends on package purchased.|
|Eligible pets||Cats and dogs|
|Pet enrollment age||Age 14 and younger|
|Vet exam fees||Yes, if Wellness Rewards is purchased|
|Accidents & injuries||Yes|
|Pre-existing conditions||No. Certain pre-existing conditions that Embrace considers curable, like respiratory infections, are excluded for 12 months.|
|Imaging (MRI, etc.)||Yes|
|Additional coverage||Coverage for emergency care, prosthetic limbs and more|
|Available extras||Wellness rewards, at extra cost, for vet exams, vaccinations, toenail trimming and other services; variety of discounts; free 24/7 online “ask a vet” service|
|Other claims information||Choice of deductibles from $200 to $1,000 and reimbursement options of 65%, 80% or 90%|
This post was updated. It was originally published on Dec. 7, 2015.