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Top Roth IRA Providers

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

Roth IRAs are a popular way to save for retirement in a tax-advantaged fashion. Unlike a 401(k), you can open an account at any provider of your choice.

To help you with the options out there, we’ve reviewed more than 40 online brokers and advisors to find the best Roth IRA providers. Here are our top picks:

ProviderOur RatingCommissions & FeesOffer
TD Ameritrade
TD Ameritrade

Stock trades: $9.99Trade free for 60 days with a deposit of $3,000 or moreGet Started
Stock trades: $4.95100 commission-free trades in first 60 daysGet Started
Annual management fee: first $10,000 managed for free, 0.25% of assets above $10,000For NerdWallet users: Get an extra $5,000 managed for free ($15,000 total)Get Started
E-Trade logo

Stock trades: $9.99 or lessTrade free for 60 days with a deposit of $10,000 or more.Get Started
Betterment logo
Annual management fee: 0.15%–0.35% depending on account sizeGet 3 months or more free with a deposit of at least $5,000Get Started
TradeKing logo
Stock trades: $4.95$1,000 in free commissions for first 60 days with $5,000 deposit and code FREE1000Get Started
Stock trades: $7.95NoneGet Started
Merrill Edge
Merrill Edge logo
Stock trades: $6.9530+ free trades per month, indefinitely, with $25,000 or moreGet Started
Charles Schwab
Charles Schwab logo
Stock trades: $8.95500 free trades with deposit of $50,000 or moreGet Started
Scottrade logo
Stock trades: $7Refer a friend and each get 3 free tradesGet Started

For more detail, check out our full roundup: Best Roth IRA Providers.