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Mortgage Rates Thursday, April 20: Slightly Higher, Still at 5-Month Lows

Mortgage Rates, Mortgages
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Mortgage rates for 30- and 15-year fixed loans, as well as for 5/1 ARMs, were slightly higher today, according to a NerdWallet survey of mortgage interest rates published by national lenders Thursday morning.

Generally mortgage rates have been trending lower for more than a month. Today’s slight shift up wasn’t a result of economic news or a bond market shake up. In fact, this morning’s survey of lenders was a split decision: many held firm, while some moved their pricing higher. All in all, it was enough to nudge the average survey rate up a bit.

Fixed mortgage rates still remain near five-month lows, according to the NerdWallet Mortgage Rate Index.


(Change from 4/19)
30-year fixed: 4.15% APR (+0.04)
15-year fixed: 3.49% APR (+0.01)
5/1 ARM: 3.81% APR (+0.01)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: Twitter: @halmbundrick.