Best Things to Buy Every Month in 2024
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is tax-loss harvesting?
- IRA vs. 401(k)
- See CD rates by term and type
- 6 steps to opening a Roth IRA
- What is an IRS audit?
- What is a budget planner?
- What is the earned income tax credit?
- What is personal finance?
- What is a W-4?
- Definitions: Money Transfer Rates
- What is a fiduciary?
- When is the best time to pay your credit card bill?
- Still deciding on the right carrier? Compare Medigap plans
- What's an adjustable-rate mortgage?
- Mortgage rates today: Wednesday, March 27, 2024
- Ready to get started? Here's what to do next
- Shopping for Medicare plans? We have you covered.
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- What is a brokerage account?
- What are Treasury notes?
- Top stock gainers today
- What's an investment strategy?
- What Medicare covers
- About AARP
- About UnitedHealthcare
- Find the right Medicare Supplement Insurance plan
- What is a rollover IRA?
- Life insurance buying guide
- Shopify Ecommerce
- What are life insurance death benefits?
- What documents do you need to file your taxes?
- » This page is out of date
- What is a cashier's check?
- What is an overdraft?
- What is a 401(k)?
- What are the Roth IRA rules?
- Zoho Books
- Quickbooks Online
- What are mutual funds?
- What is mortgage pre-qualification?
- What is IRMAA?
- What is an authorized user?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- What the 15/3 credit hack claims
- Why the 15/3 credit hack is wrong
- What’s the truth?
- Credit utilization ratio details
- What really helps your credit score
- What is a money market account?
- Regulation D and why it matters
- 1. What credit cards are available
- What is an index fund?
- What’s included in the cost of Peacock Premium?
- High-dividend ETFs may generate income
- What is an after-tax 401(k)?
- Are property taxes deductible?
- What is a 1099?
- What is a VA home loan?
- What are dividend stocks?
- What is a tiny house?
- 1. Determine if you need to file taxes
- What is FICA tax?
- 1. Determine how much to save for a down payment
- 2024 child tax credit news update
- Research the market
- Robo-advisor definition
- What types of Marriott free night awards are available?
- If you're receiving Social Security benefits
- Dallas-Fort Worth airport quick facts
- Renewable energy stocks
- How to make money as a kid
- What is passive income?
- About Liberty Mutual home insurance
- About Travelers renters insurance
- What is margin trading?
- Are game show winnings and prizes taxable?
- Estate planning checklist
- Good credit utilization follows the 30% rule
- Key takeaways:
- What are back taxes?
- 2023 Ohio state income tax rates and tax brackets (taxes filed in 2024)
- What are clean energy ETFs?
- How to invest your 401(k)
- Parts of a Check
- How travel credit cards generally work
- What is a credit freeze?
- The best pet insurance companies at a glance
- 7 of the best apps to make money
- How to get paid on YouTube
- The cheapest car insurance companies by category
- What is a Roth IRA account?
- What is Early Warning Services?
- Getting to New York City
- Choosing an IRA vs. a 401(k)
- The best airlines to fly to Japan
- How to unfreeze credit
- Tax credit vs. tax deduction example
- Why is personal finance important?
- Step 1: Choose your health insurance marketplace
- 1. Report lost debit cards ASAP
- How much are taxes on lottery winnings?
- What's the best S&P 500 ETF?
- S&P 500 index (SPX) today
- 7 best-performing AI stocks
- What does a credit freeze do?
- What is OASDI tax?
- What is SSDI?
- Nerdy takeaways:
- 10 ways to fly American cheaper
- 1. Certificates of deposit (CDs)
- How much is a speeding ticket in California?
- 1. What is tokenization?
- Capital gains tax on stocks: Do you have to pay?
- What is a tax ID number?
- 1. Kissimmee instead of Orlando
- Make money selling on Amazon
- What is cryptocurrency?
- What is loss of use coverage?
- Investing money is personal
- Types of stock
- What is Marriott Ambassador Elite?
- Can you withdraw money from a 401(k) early?
- When do I need a cashier's check?
- What is an overdraft fee?
- What is a savings account?
- How much are closing costs usually?
- How much does a wedding cost?
- Best ETFs as of March 2024
- Why is inflation so high?
- What is payday loan consolidation?
- Cigna Medicare Advantage
- What you need to open a bank account
- 13 ways to get the best online deals
- How is the Medicare IRMAA calculated?
- 1. For best protection, freeze your credit
- How much should you spend on rent? It depends
- What is a payday alternative loan?
- Egg prices
- Why should you tip a valet?
- 1. The best credit cards aren’t for beginners
- What is covered by cleaning business insurance?
- California state income tax brackets and rates
- Why hotels charge resort fees
- How do CDs work?
- Renting a Getaround car
- Why you shouldn’t gift a house
- The best flight booking sites
- Best day to book a flight
- How to find a small business for sale
- Create a budget plan that works for you
- Should you have more than one credit card?
- Which transactions could be limited under Reg D?
- 1. Explain how building credit now can pay off later
- Best banks and credit unions
- How to make your Air Canada seat selection
- General advice for international money transfers
- Massachusetts state income tax rates and tax brackets
- What to do before applying for a mortgage
- How a cash advance works
- What is the typical down payment on a house?
- The best budget apps
- 50/30/20 budget calculator
- 529 contribution limits by state
- 1. Tweak your W-4
- 1. Airlines, including Delta, aren’t required to provide compensation for delays
- Where to buy spot Bitcoin ETFs
- What is options trading?
- How do LLC taxes work?
- Where they’re based and where they fly
- Vending machine costs
- First, some background
- Frugal food tips
- Auto insurance
- FICA tax rate 2023-2024
- Step 1: Check your credit
- What is a HELOC?
- 1. Online education
- BigCommerce vs. Shopify: Deciding factors
- How to get a tax transcript
- Your portfolio might need to chill
- Average car loan interest rates by credit score
- January
- What is a virtual assistant?
- Hotel stays and vacation packages
- CalHFA highlights and eligibility requirements
- California-specific small-business grants
- Choosing a Roth IRA provider
- Why is a credit check required to rent an apartment?
- DFW airport map
- 1. What does Chase Sapphire Reserve® car rental insurance cover?
- Tread depth
- What's the best way to invest $10,000?
- Why is having a low credit utilization important?
- What is long-term care insurance?
- What does homeowners insurance cover?
- ‘An expensive gamble’
- The biggest hotel loyalty programs
- 1. Open an IRA
- What is a DUNS number?
- Building a Twitch audience
- What is second chance checking?
- What is cash value life insurance?
- 1. Make extra payments toward the principal
- Bilt airline and hotel transfer partners
- The cost of cosmetic dermatology
- Does JetBlue have Wi-Fi?
- How we found the best travel insurance
- 1. Start investing as early as possible
- Roth IRA conversion rules
- How to manage your money
- Seven steps to basic estate planning
- Liability car insurance is crucial when driving in Mexico
- Minimum wage over time
- Common dealer fees
- 1. Use taxis and rideshares safely
- How many points will I need for a stay under the new program?
- How to maximize rewards with the Ink Business Cash® Credit Card
- What to do when you want to quit your job after a month
- What is an SBA loan default?
- A quick overview of the Southwest Companion Pass
- How commercial construction loans work
- Best-performing clean energy ETFs
- Who can get a business credit card?
- What is a personal loan?
- What car insurance coverage do I need?
- What goes into the credit card interest calculation
- Mexican car insurance requirements
- 1. Your information
- 1. Open an account at a different bank
- Refinance to a lower rate
- 1. Set your budget
- The main differences between Premium Plus vs. Economy Plus
- 1. All Nippon Airways: U.S. West Coast to Japan
- Late winter and early spring
- Financial advisor fees
- What are grants for nonprofits?
- How to cancel a Southwest flight
- What does this value mean?
- Why the IRS audits people
- What does a certificate of liability insurance include?
- The rise of 'bleisure' travel
- What are short-term investments?
- What’s included in the cost of Peacock Premium Plus?
- Roth IRA contribution limits 2024
- When can you withdraw from a Roth IRA?
- How to start day trading
- How buy now, pay later works
- Can I make a car payment with a credit card?
- Average savings account rate: 0.47%
- How do credit union loans work?
- How to find and evaluate inquiries
- 1. Clean up your credit
- How to compare FHA vs. conventional loans
- Best ways to consolidate credit card debt
- A quick look at the billing cycle
- Our picks for the best life insurance companies in March 2024
- Why you’d want The Platinum Card® from American Express
- Average retirement savings balance by age
- Travel rewards
- Summary: The best places to save money and earn interest
- Daily mortgage rates chart
- Difference between Medicare and Medicaid
- Compare Medicare Advantage plans in North Carolina
- How do brokerage accounts work?
- What is ChatGPT?
- 4 common check fraud scams
- TAP Air Portugal partner airlines
- If you're not getting Social Security yet
- Shopify: Best built-in online shopping cart
- Best e-commerce platforms at a glance
- Kids don’t need an ID when flying within the U.S.
- 1. Skip the airport
- How to budget money
- 17 passive income ideas
- 1. There are two Merrick Bank credit cards
- Choice Privileges brands
- Bank of America interest rates
- The growing impact of Swift mania
- Key takeaways
- FreshBooks pros and cons at a glance
- How does automatic forward collision warning work?
- The busiest days to fly around Thanksgiving
- 1. Pet sitting
- What is buy now, pay later?
- What is chronic pain?
- What do you need to prove U.S. citizenship?
- Unsecured cards that are OK options
- How to redeem JetBlue travel certificates
- How to improve your financial health
- Best Medicare Supplement Insurance companies
- What is bicycle insurance?
- When to refinance your car loan
- Normalize the feeling
- When do I need to buy insurance for my new car?
- How to calculate the cost of starting a business
- 1. The courthouse
- The bull call spread
- Student loan payoff calculator
- American Family
- 1. You’ll get all the benefits of the The Platinum Card® from American Express
- How to send money online, on mobile or in person
- The best money-making apps
- How tax-loss harvesting works
- Roth IRA vs. traditional IRA: What's the difference?
- 1. You'll owe fees upon fees
- What is ‘cash stuffing’?
- How to make money online
- Mint vs. NerdWallet at a glance
- 1. Don’t assume any one company is the cheapest
- How to track your refund status with ‘Where's My Refund?’
- Breakdown of central air costs
- How do index funds work?
- What is the 10-year Treasury?
- 7 high-dividend ETFs
- At a glance
- Find out how much your car is worth
- 11 best investments right now
- How after-tax 401(k) contributions work
- Lottery tax calculator
- What are estimated tax payments?
- What is a 1099 form used for?
- How does a VA home loan work?
- What does it mean to invest in the S&P 500?
- How much is a tiny house?
- Day-trading tax rates
- Elite status tiers
- 1. Participate in paid market research
- What is the standard deduction?
- What's the difference between a HELOC and a home equity loan?
- 50 best small businesses to start
- Where Shopify wins
- How to refer a friend for an AmEx card
- AAA auto insurance pros and cons
- 1. Learn your cash-flow cycle
- How much is the Mega Millions jackpot?
- The income-driven plan you use
- Average 401(k) balance by age
- Top daily losers in the S&P 500
- 15 franchise opportunities
- 9 popular investment strategies
- Do you pay taxes on stocks you don't sell?
- How to renew your mortgage preapproval
- The pros of booking with Orbitz
- Types of TIN numbers
- Options for an old 401(k)
- Choosing the best online broker
- Does your current coverage work for you?
- What is an insurance deductible?
- What is a crypto interest account?
- Plastiq: The basics
- Summary of cash advance apps
- Do I need a credit score for a federal student loan?
- What is IRS Free File?
- How much do Instagram influencers make?
- What is the 401(k) early withdrawal penalty?
- Which life insurance policies build cash value?
- How does a 401(k) work?
- What’s the difference between cash management accounts and brokerage accounts?
- Rite Aid
- Choose term life insurance
- Can you buy a house with no closing costs?
- What kind of prize tax will you have to pay for winning a game show?
- How much is life insurance?
- Why invest in mutual funds?
- How does payday loan consolidation work?
- What is a dividend aristocrat?
- 1. It earns up to 1.75% cash back
- Steps to transfer money from one bank to another
- What is a credit score?
- Does Southwest charge to change flights?
- What are the weekly jobless claims?
- What is a business credit score?
- Wells Fargo vs. Chase small-business checking at a glance
- Wells Fargo Active Cash® Card
- 2. Check number
- Amazon Lending pros and cons
- How much should you tip a valet?
- Seek financial education
- How to freeze your credit with all 3 bureaus
- What responsibilities does an authorized user have?
- What is IRS Direct File?
- What’s a good credit score with FICO vs. VantageScore
- Wise
- The best life insurance for seniors in March 2024
- What are the pros and cons of money market accounts?
- The best whole life insurance companies of March 2024
- Are MMAs FDIC insured?
- What does Early Warning Services do?
- Median income by state: 2022
- What is a mature CD’s grace period?
- Ways to avoid seat selection fees
- How does the earned income credit work?
- Which transactions don’t apply to the savings account withdrawal limit?
- Examples of personal finance in everyday life
- Top credit cards you can use instantly after approval
- How to fill out a W-4
- Federal tax brackets and tax rates
- Roth IRA income limits 2024
- How to Refer-A-Friend with Chase
- How loan-to-value affects your car loan
- Do you need insurance to rent a car?
- What is the 50/30/20 rule?
- 529 contributions and the gift tax
- 2. Learn more about your 401(k)
- What is the property tax deduction limit?
- 20 high-dividend stocks
- Banking
- What is fiduciary duty?
- How to place an Equifax credit freeze
- How does OASDI tax work?
- Who qualifies for SSDI?
- ASPCA: Best for broad coverage
- 1. A high-yield online savings account that earns 4% or more
- ARMs vs. fixed-rate mortgages
- What is the child tax credit?
- Why mortgage rates change every day
- Tally up your contributions
- 1. Adapt rapidly to a changing market
- Understanding your required coverages
- 1. You must be a resident of Guam or the Northern Mariana Islands
- AARP/UHC Medicare Supplement Insurance pros and cons
- How does a home equity loan work?
- Northwestern Mutual life insurance
- How to lower your credit utilization
- Lower limit, higher credit usage
- Shopify: Best e-commerce platform for product sellers
- Where can you buy lottery tickets with a credit card?
- Ways to earn money as a younger kid
- Perks of Marriott Ambassador Elite
- Where can I get a cashier’s check?
- Where Liberty Mutual stands out
- 1. There's a modest sign-up bonus
- Why you need a savings account
- Will your tax refund be garnished?
- Buying on margin example
- 5 steps to get preapproved for a home loan
- Xero pros and cons at a glance
- ETF advantages and disadvantages
- 1. Take inventory of your finances
- New York state income tax rates
- How are dividends taxed?
- How to file back taxes
- Do I have to pay Ohio state income tax?
- Best crypto credit cards
- How to use the pre-qualification calculator
- What are the 2024 IRMAA brackets?
- How to choose between a Roth IRA and a 401(k)
- How bag-fee waivers work with many airlines
- What is comprehensive insurance?
- Best day to fly
- The catch to tax credits
- Common IRS audit triggers
- Bank wire transfer
- Why the American Express® Gold Card is better
- YNAB, for hands-on zero-based budgeting
- Is it a good deal?
- How to choose an S&P 500 ETF
- How to buy spot Bitcoin ETFs
- Understand that timeshares aren't a financial investment
- How we ranked the top life insurers
- Shifting strategies
- What to know about Medicare in North Carolina
- AAA auto insurance
- Are robo-advisors worth it?
- Why the Wells Fargo Active Cash® Card is better for most people
- Could an AI like ChatGPT take peoples' jobs?
- 2. How does tokenization work with credit cards?
- How to get a PrEP prescription
- NerdWallet's car insurance estimator
- How much is car insurance?
- Who needs a DUNS number?
- How does the life insurance death benefit work?
- 1. Earn outsized cash back on wellness purchases and more
- What reasons can you withdraw from your 401(k) early?
- What are the pros and cons of second chance checking?
- For World Elite cardholders
- Are fees charged for every overdraft I make?
- Preventive care: The ultimate way to save
- How Bank of America compares to online banks
- How to choose the best crypto wallet
- Where Travelers stands out
- Cash management account definition
- What to expect with a credit score simulator
- Factors we considered when picking cheap travel insurance plans
- What tax bracket will you be in after winning your money?
- 1. Create a battle plan
- TurboTax vs. H&R Block: Cost
- What is the connection between debt and chronic pain?
- How to calculate your credit utilization ratio
- How whole life insurance works as an investment
- What does collision insurance cover?
- 1. Research the cost to deliver your child
- How much do commercial construction loans cost?
- Wells Fargo vs. Chase small-business checking: Key features
- The best home insurance companies of 2024
- 2. Place a fraud alert if you can't freeze right now
- Work out how much of your income should go to rent with the 50/30/20 rule
- How to qualify for a payday alternative loan
- 2. At home
- 2. Add a joint owner
- 2. American Airlines: U.S. to Europe
- How we ranked the top life insurers
- Financial advisor fees by service
- How to convert American miles to dollars (calculator)
- Why invest in index funds?
- Do I have to pay Massachusetts state income tax?
- How much does Peacock cost for students?
- Roth IRA withdrawal rules
- Can I pay off my car loan with a credit card?
- How do lottery taxes work?
- 2. Delta will keep customers informed about delays
- Who gets a 1099?
- How to start a vending machine business: A step-by-step guide
- Frugal shopping tips
- 2. Take note of tax deadlines and dates
- What is Sweet v. Cardona?
- 2. Use money tips to accelerate your savings
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- Median retirement savings balance by age
- 2. Become a virtual assistant
- 2. Subscription goods
- What the Hollywood strike means for you
- Services offered by virtual assistants
- 2. Cash management accounts
- Median 401(k) balance by age
- How to get an apartment with little or no credit
- How to redeem TAP Miles&Go miles
- 2. Reno instead of Las Vegas
- How to transfer a 401(k) to IRA
- 1. Brigit: Best for budgeting tools
- Savings bond calculator
- How many Instagram followers do you need to make money?
- 2. Refinance if you have good credit and a steady job
- 2. You may need an offer by mail to apply
- How can I get a cashier’s check?
- Earning Choice Privileges points
- What you need to know about savings accounts
- How life insurance rates are determined
- What to know about forward collision warning
- 2. Animal boarding
- Active vs. passive mutual funds
- How much is the Mega Millions jackpot?
- State minimum wages in 2024
- 2. Be alert when drinking and dating
- When is payday loan consolidation a good idea?
- Some good news
- UnitedHealthcare Medicare Advantage
- What happens if you default on an SBA loan?
- Our take
- What is the dividend tax rate?
- Grace period
- How much car insurance you should have in Mexico
- Check in with your body
- 3. The date
- Southwest credit cards
- How extra student loan payments work
- Refinance to a longer term
- 2. A security deposit makes a credit card easier to get
- How does a Roth IRA work?
- What if my bank fails?
- Why resort fees need to go higher
- What information does Early Warning collect?
- Holiday weekends
- Other reasons not to gift a house
- Government grants for nonprofits
- How to change or rebook your Southwest Airlines flight
- 2. Show them how to budget to ease anxiety
- Air Canada seat selection fees
- Chase Sapphire Preferred® Card
- Why cash advances are expensive
- Step 2: Compare types of health insurance plans
- How adding buy now, pay later loans to credit reports could help consumers
- Best credit union personal loans for 2024
- What doesn't count as a property tax deduction?
- How LLCs pay income taxes
- What is a mega backdoor Roth?
- Fiduciary financial advisors
- Paying early could help your credit
- How FICA tax works
- What's the difference between a HELOC and a cash-out refinance?
- Personalized versus average interest rates
- Are auto loan interest rates rising?
- February
- How to choose a brokerage account provider
- 2. Urge your customers to pay on time
- Interest rate risk
- 4 steps to spot a fake check and avoid trouble
- Individual taxpayer identification number (ITIN)
- If you're disabled and under age 65
- Airlines that service DFW
- Best car insurance in North Carolina overall: Travelers
- Why do people invest in cryptocurrencies?
- Reasons to cancel
- Who is eligible for Free File?
- Why should I invest in renewable energy?
- How your policy earns cash value over time
- For World Elite and World cardholders
- Where Liberty Mutual falls short
- Affordability down overall
- How much does Fly-Fi cost?
- What is a reasonable wedding budget?
- Other types of car insurance coverage worth having in Mexico
- How does buy now, pay later work?
- More about this card
- The pros of the Southwest Companion Pass
- 2. You could get a lucrative sign-up bonus
- Can you get a passport without a birth certificate?
- Clean energy ETFs in detail
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Why you might want a business credit card
- When is a personal loan a good idea?
- How much car insurance do I need?
- Who should consider bicycle insurance?
- Information you need to freeze your credit
- 2. Shop for a loan
- Economy Plus subscription
- Your 3 choices during the grace period
- How can you get a certificate of liability insurance?
- 2. Don’t ignore local and regional insurers
- What is the 10-year treasury yield today?
- Does Peacock offer a free plan?
- 6 reasons the American Express® Gold Card is a top travel card in 2024
- Worldwide economic forecast isn’t hopeful
- Can you live off ETF dividends?
- Trading in a car with positive equity
- 2. Account frozen? Submit documentation
- 3. Look into an IRA
- Neobanks: Their role, disadvantages and benefits
- What to do if you spot a problem
- When are estimated taxes due?
- Don't buy a timeshare on vacation
- Investing for income: Dividend stocks vs. dividend funds
- Step 2: Pre-qualify and compare offers
- Is an ARM a good idea?
- How much is the 2023 child tax credit?
- Medicare Advantage companies in North Carolina
- AAA auto insurance coverage
- When is the next Mega Millions drawing?
- Homes and villas
- How are stocks taxed?
- 2. Don't confuse it with the United℠ Explorer Card
- What can you do during Medicare Advantage open enrollment?
- Tire age
- Northwestern Mutual life insurance policies
- Square Online: Best free built-in online shopping cart
- The pros and cons of a life insurance trust
- How to make money as a novice
- How to earn Bilt Rewards points
- Bank of America CDs and other savings options
- 8 best hot wallets
- Where Travelers falls short
- Opt to take the medical exam
- Swift-inspired pilgrimages
- Preapproval is not the same as pre-qualification
- FreshBooks vs. Xero at a glance
- A Roth IRA conversion could be right for you if...
- Why are houses so expensive?
- How the JetBlue Travel Bank works
- Which Southwest fares can be refunded?
- How are business credit scores calculated?
- Mortgage payoff calculator help
- 4. The recipient's name
- How to get auto insurance before buying a car
- 3. An Airbnb or hotel rental
- Amazon Lending products at a glance
- Is credit activity reported to the credit bureaus for the authorized user?
- Where is Direct File available?
- 3. Get an account that's in a different ownership category
- Black-owned banking institutions we’ve reviewed
- What type of bond do I need for a cleaning service business?
- What’s important for consumers to know about Early Warning Services?
- 2. Initial credit limits may be quite low
- Key features of IRAs vs 401(k)s
- How the cash stuffing method works
- How do American miles compare to other airlines?
- A big decision about tax deductions
- Earned income tax credit 2023
- What if I go over the limit?
- Other alternatives to Mint
- Travel days are changing
- Benefits of after-tax contributions
- Day trading strategies
- Does my car insurance cover rental cars?
- VA home loan eligibility
- Should I buy stocks when markets are at all-time highs?
- Where to buy a tiny house
- How does OASDI tax work if I’m self-employed?
- 3. Transcribe audio and video
- How the standard deduction works
- Lay the groundwork for the conversation
- 3. Print-on-demand products
- What to do after you get a speeding ticket in California
- Roth IRAs and risk
- Where to find your Marriott free night award
- 3. Is this the same as EMV technology?
- 3. Kill Devil Hills instead of Myrtle Beach
- 2. Who is covered?
- AARP/UnitedHealthcare Medicare Supplement Insurance plans
- Choosing your insurance deductible
- 7 things to know about crypto interest accounts
- A hard inquiry can ding your score
- 2. Shop around online
- How to monetize your Instagram with fewer followers
- 3. Get ready to pay some fees
- Ways to deal with overdrafts
- 2. You'll earn bonus rewards on RCI purchases, general travel
- Brokerage account definition
- An overview of the best cheap travel insurance plans
- How a no closing cost mortgage works
- What if you win a vacation or a car or something else instead of money?
- The busiest days to fly around Christmas
- 3. Dog training
- Does raising the minimum wage cause inflation?
- Fees you can challenge
- How to quit your job after a month
- Am I a resident for Ohio state income tax purposes?
- Where to get a commercial construction loan
- Building foundations
- Brex Card
- Best homeowners insurance companies: Pros and cons
- 14 business startup costs to plan for
- Watch out for overconfidence
- 2. But you must have an eligible Schwab account
- 3. Asiana Airlines: U.S. West Coast to Seoul
- Best life insurance for seniors in March 2024
- When to choose a money market account over a savings account
- What is identity theft?
- What does comprehensive insurance cover?
- 13 fundamentals of personal finance
- 3. Ask about discounts
- When will I get my 2024 tax refund?
- Can I contribute to a Roth IRA if my income is too high?
- What to consider when you're referring
- Historical national rates
- 3. Delta will rebook you on the next available flight
- How to claim the property tax deduction
- How to trade options in four steps
- Do I need a 1099 form to file my taxes?
- 2. Rebalance your debts and income
- What are AI stocks?
- Best life insurance companies: Pros and cons
- Types of tax transcripts
- What happens now matters in retirement
- Making referrals: Caveats and considerations
- How to use average car interest rates
- 3. Turn your inventory quickly
- How much is the next Powerball jackpot?
- CalHFA first-time home buyer loan programs
- Does ChatGPT give good financial advice?
- Average 401(k) contribution rates
- Should I choose a home equity loan or a HELOC?
- How to estimate car insurance costs
- Why buy long-term care insurance?
- Do credit card issuers allow buying lottery tickets with a credit card?
- What credit score is required for a private student loan?
- 2. Set financial priorities
- Learn more about life insurance basics
- Picking a second chance checking account
- State availability
- Getting the most bang for your buck on treatments
- Savings accounts with strong APYs can help your money grow
- Other tools to check your financial health
- Why Xero wins
- Use the Ink App
- Use a credit utilization calculator
- The top 7 dividend aristocrats list
- 3. You can choose between a Visa or Mastercard version
- What are qualified dividends?
- What can I use instead of a birth certificate for passport applications?
- 2. Plan ahead for parental leave
- What’s behind the pre-qualification calculation?
- 3. Check all 3 credit reports
- Learn your triggers
- How much rent can you afford?
- Why are eggs so expensive?
- Apply for mortgage forbearance
- A potential ‘Hail Mary’ fix
- Does your business need a certificate of liability insurance?
- Use a budget planner
- Should they be from the same bank?
- 3. Help them tackle credit card debt quickly
- What is an index?
- Am I a resident for Massachusetts state income tax purposes?
- How many people can use Peacock at once?
- 3. Ask your bank for relief
- Mega backdoor Roth 2024
- Credit cards
- 1. Buy a big (and I mean really big) boat
- Fiduciary duty vs. suitability standard
- What is withholding tax?
- Who gets Sweet v. Cardona relief — and when
- 3. Keep down payment savings in the right account
- Will your disability benefits change when you turn 65?
- 4. Affiliate marketing
- Top-rated Medicare Advantage plans in North Carolina
- 3. High-yield money market accounts (MMAs)
- Does health insurance cover PrEP?
- How it works
- How to get your money back
- What does loss of use cover?
- How to get a DUNS number
- 2. Get one year of KrowdFit Premium and extra cash giveaway entries
- What you can do with the cash
- What to keep in mind
- Joann
- How to stop student loan tax garnishment
- JetBlue Fly-Fi cost vs. other airlines
- Buy a policy as soon as you need it
- 2. Budget consistently
- A Roth IRA conversion might be wrong for you if...
- How to plan a wedding on a budget
- How debt affects finances when you have chronic pain
- When is whole life insurance worth it?
- Cards to avoid
- How to apply for a business credit card without a business
- Why payday alternative loans are safer than payday loans
- Do you have to tip a valet?
- 3. Your first credit card can build your credit — or ruin it
- 4. Brussels Airlines: U.S. East Coast to Brussels
- Best whole life insurance policies for 2024
- Median income by city: 2021
- Median down payment by age
- What are some risks of buy now, pay later loans?
- Benefits
- Do I have to pay state tax on lottery winnings?
- 4. If you’re inconvenienced overnight, Delta will provide hotel accommodations or offer compensation
- You only need one S&P 500 ETF
- Don't pay retail
- 3 active trader tax breaks
- 4. Sell stuff online
- Is a HELOC a good idea?
- Child tax credit 2024
- How your credit score affects your rate
- March
- Are Treasury notes a good investment?
- 4. Who benefits from credit card tokenization?
- Consider a different kind of mortgage
- 4. Oahu instead of Maui
- Should you switch plans?
- Square Online: Best free e-commerce platform
- How does the IRS Free File program work?
- An easier approach: ESG funds
- Which type of account is best for me?
- Reliable but cheap travel insurance providers
- Airline rewards programs
- 2. Build a money management blueprint
- When is the next Mega Millions drawing?
- Do all workers earn at least the minimum wage?
- 3. Look like you know where you're going
- Our tips
- How to get JetBlue flight credits
- How insurance you already have may cover your bike
- Average daily balance
- Should you refinance?
- 5. The payment amount
- How much is new car insurance?
- How do I add someone/get added as an authorized user on a credit card?
- The bear put spread
- List of Black-owned banks, credit unions and fintechs by state
- 3. Determine other ownership costs
- Amica
- What can you invest in with a Roth IRA?
- How much does cleaning business insurance cost?
- 10 gotchas for free checked bags
- How safe are online money market accounts?
- All year
- How to get a refund on Southwest Airlines
- When is the best time to use American miles?
- 4. Practice basic financial actions
- Investments for money you need in less than 2 years
- Standard deduction
- How do I check my tax return status?
- Cash App
- Alternatives to cash advances
- How to invest in dividend ETFs
- Trading in a car with negative equity
- For credit and savings
- Bitcoin ETF definition
- Estimated tax payments 2024
- When should I receive my 1099?
- Travel credit card availability
- How to apply for a VA home loan
- Frugal entertainment tips
- OASDI limit 2023
- Retirement savings by age
- Maintain control of the conversation
- Medicare vs. Medicaid: Eligibility
- Auto insurance discounts
- Why are actors striking?
- 4. Negotiate with your vendors and customers
- When is the next Powerball drawing?
- Your family size and location
- How to use a Marriott certificate
- DFW airport terminals
- 3. What’s not covered?
- Best North Carolina car insurance for your budget: Progressive
- Signs you might need new tires
- Approval can lower credit age
- 2. Empower: Best for fast cash
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- 5 ways to make money on Instagram
- 4. Neither card offers perks
- How much does a cashier’s check cost?
- Liberty Mutual home insurance coverage
- Unseasonal scarcity in the second quarter
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 2. Decide how much to invest
- Are game show winnings taxed differently than gambling winnings?
- How far in advance should I get preapproved for a mortgage?
- 4. Dog walker
- TurboTax vs. H&R Block: Features and ease of use
- How to consolidate payday loans
- Decide what type of account you want: checking vs. savings
- When you can change your Southwest flights
- How many jobs were added in January?
- Do personal credit scores affect business credit scores?
- How to pay off a mortgage early
- 4. Parks and beaches
- OFX
- California income tax deadlines and extensions
- What should you do if you were denied a bank account because of an Early Warning report?
- IRA vs. 401(k): A road map
- What if I need cash after I hit the limit?
- An industry adapts
- Price vs. yield
- Is Peacock worth the price?
- Roth IRA contribution limits 2023
- Yellen says the picture is brighter than IMF says
- How a car loan LTV can surpass 100%
- 4. Monitor bank transactions online
- Average interest checking account rate: 0.07%
- Don’t worry about the rest
- Other payroll tax items you may hear about
- Cheap cell phone plans from brands owned by the big three
- Types of adjustable-rate mortgages
- 5. Meal kits
- Referral bonus annual limits
- 2. Try to fix something that bothers you
- Airline miles
- Employer identification number (EIN)
- When to sign up for Medicare
- 3. The sign-up bonus is decent ...
- Why is Bitcoin still popular?
- Health insurance deductible
- Shift4Shop: Best shopping cart for B2B sellers
- How does a life insurance trust work?
- Try a simple budgeting plan
- I bonds calculator
- DUNS number vs. EIN: What’s the difference?
- Requirements to earn Marriott Ambassador Elite
- How a savings account works: withdrawal limits
- Travelers renters insurance coverage
- Is a no closing cost mortgage right for you?
- How to do a Roth IRA conversion
- How to invest in mutual funds
- Mexican rental car insurance
- How much is the next Powerball jackpot?
- New York state supplemental income tax
- 4. It's light on fees
- Top rental increases and decreases in the U.S.
- Stacking up wins
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- How to get temporary car insurance for a Mexico trip
- Look for ways to reset
- 6. Memo line
- How points work with a Southwest credit card
- What are the income limits for IRS Direct File?
- 4. Join a credit union
- Apply extra student loan payments toward the principal
- Apply for loan modification
- 3. Redeem points for cash deposits at increased rates
- 5. Royal Air Maroc: U.S. East Coast to Morocco
- How to choose a money market account
- 7 types of identity theft and the warning signs
- Tips for using money market accounts
- How I avoid resort fees
- Do you need comprehensive insurance?
- 5. Share how you plan to help them — and not help them — after graduation
- 4. Work on your credit
- How to invest in the S&P 500 in two steps:
- How to pay for a tiny house
- Are you a day trader for tax purposes?
- Paying early also cuts interest
- OASDI limit 2024
- 5. Housesit
- 2. An interest-bearing checking account that earns 1% or more
- Child tax credit expansion: What the tax deal could mean for you
- When you should lock your mortgage rate
- Factors that affect the cost of car insurance
- Limited usability, limited services
- Will you earn credit card rewards by purchasing lottery tickets?
- Pros and cons of cash value life insurance
- When to see a plastic surgeon instead
- When can you withdraw from your Roth IRA?
- How to connect to JetBlue Wi-Fi
- Try to quit smoking
- How drastic are the changes?
- Is per-card or overall utilization more important?
- Dividend kings vs. aristocrats
- 3. Start 'paying' for child care
- What are the credit score ranges?
- Full coverage is (usually) a smart choice
- 4. Watch your credit card activity
- What happens if you can’t afford to tip a valet?
- Continue to learn and improve
- How to unfreeze your credit
- What a good credit score can get you
- 4. You can see the rates and fees before applying
- Are Roth IRAs insured?
- The best airlines to fly to Japan with points
- How much does a certificate of liability insurance cost?
- Earned income tax credit 2024
- How to maximize savings
- Blue Cash Preferred® Card from American Express
- Why haven't I received my tax refund?
- 2. The Southwest card limits
- Roth IRA income limits 2023
- 1. High-yield savings accounts
- Strategies for after-tax 401(k) contributions
- How to day trade stocks
- Rental car insurance vs. your own auto insurance
- Goodbudget, for hands-on envelope budgeting
- 4. Save for college
- 5. You can ask for compensation
- Buy in attractive locations
- 3. Don’t ask for too much cash
- Why do I have to pay FICA tax?
- Best life insurance company overall: MassMutual
- Why you’d want the American Express® Gold Card
- Standard deduction 2023
- Be prepared for the response
- Where BigCommerce wins
- 10 largest lottery jackpots
- 4. Peer-to-peer lending
- Average car insurance rates after a speeding ticket in California
- Exceptions to state minimum car insurance requirements
- Finding the Marriott that’s best for you
- Miles&Go sweet spots
- Reconsider the starter home
- 5. Philadelphia instead of New York City
- How to get a home equity loan
- Northwestern Mutual customer complaints and satisfaction
- 3. See your credit line and interest rate before the hard pull
- How to transfer Bilt Rewards
- 3. Redemption options are plentiful, but there are caveats
- Stopping in Eras tour cities
- 3. Make or find extra money to pay off debt more quickly
- 5. Doggy daycare
- Why is food so expensive?
- Should you use buy now, pay later?
- How to redeem rewards on the Ink Business Cash® Credit Card
- 5. It comes with rental car coverage
- Don't forget to check the limits to savings withdrawals
- How to rebook your Southwest flight at a cheaper fare
- What’s the difference between pre-qualification and preapproval?
- 7. Bank name
- 5. In the street
- How do I remove someone/get removed as an authorized user?
- 5. Use IntraFi Network Deposits
- 4. Find the right car for you
- Where can you get cleaning business insurance?
- Other ways to get free checked bags
- 3. The APR is astronomical
- Remember your CD’s maturity date
- There are better ways to transfer a house
- How much do index funds cost?
- 5. Know the bank’s timeline
- What's next?
- How to write off property taxes if you bought or sold a house this year
- Who should make estimated quarterly tax payments?
- Pros and cons of VA home loans
- 3. Decide how to file your taxes
- Is the OASDI tax mandatory?
- 4. Resist dipping into your other savings
- Do you have to contact anyone to switch from SSDI to Social Security?
- 6. Website development
- 5. Consider invoice financing.
- How are dividends taxed?
- How to get PrEP if you don’t have health insurance
- Kids need an ID when flying internationally
- What’s not covered
- Treasury bond and note calculator
- 2024 IRS Free File: Participating tax software providers
- National second chance banking
- 3. Enroll in autopay
- Kirkland’s
- If your student loans were in default before the pandemic
- What doesn’t impact your life insurance premium
- When is the next Powerball drawing?
- How to prepare for dealer fees
- 4. Leave the Rolex at home
- Ways to cope with debt when you have chronic pain
- Do you need collision insurance?
- Other credit cards for bad credit
- Can you get a business credit card with no business income?
- When do personal loans not make sense?
- What is the current unemployment rate?
- What is a good business credit score?
- Why Black-owned banks matter
- Bonus: Best ways to book Etihad Residence and first class
- Money market accounts vs. other accounts
- What’s a spousal Roth IRA?
- How much should you spend on a mattress?
- What is Massachusetts' standard deduction?
- What's next?
- The challenges after buying a high-LTV car
- Average down payment by state
- How the credit bureaus are reacting
- Risks
- Should I take a lump sum payment or annuity payments?
- Types of 1099 forms
- Your 401(k) plan allows after-tax contributions
- Frugal DIY project tips
- 2. Buy a private jet
- How do I know if I'm working with a fiduciary financial advisor?
- What to do once your Equifax credit freeze is in place
- How to accept a referral for an AmEx card
- Pricing based on tracked driving habits
- April
- How to start a virtual assistant business in 6 steps
- Cruises
- National grant programs open to California businesses
- How to buy T-Notes:
- 4. ... But there's an intro APR offer
- The costs
- What are the risks of buying lottery tickets with a credit card?
- 4. Leverage memberships
- What credit score is needed to refinance student loans?
- How to make money as a Twitch Affiliate
- Is cash value life insurance right for you?
- Discounts
- What services does JetBlue offer on Fly-Fi?
- How to keep your head above water after winning a game show prize
- How to choose less crowded (and cheaper) travel days
- How many years can you file back taxes for?
- Do JetBlue travel credits expire?
- Factor in other costs
- 8-9. Routing and account number
- How much insurance do I need for a new car?
- 6. Libraries and museums
- How to access IRS Direct File
- 6. Open a cash management account
- Other opportunities to pay off student loans faster
- Eliminate mortgage insurance
- United Premium Plus
- Do I have to pay California state tax?
- How has the value changed over time?
- What else will change for tax year 2024?
- 5 steps to applying for a mortgage
- 5. Fund your FSA
- Bitcoin ETF pros
- Enjoy research and planning
- How to invest in dividend stocks
- How to invest in AI stocks
- Today’s rates for specific kinds of mortgages
- 3. Look for a 5-degree difference
- How to open a brokerage account
- Why are writers striking?
- Your tax status with your spouse
- Check in with your lender often
- 4. How to file a claim for car rental insurance
- Where Northwestern Mutual stands out
- When store cards are a good idea
- Peace of mind
- How much is car insurance in my state?
- 5. There are no other Merrick Bank credit cards to graduate to
- What if I lose the cashier's check?
- 3. Open an investment account
- How do I avoid taxes on a Roth IRA conversion?
- 6. Poop scooping
- How to invest in dividend aristocrats
- Do I need my birth certificate to get a passport if born overseas to American parents?
- What is Ohio’s standard deduction?
- Set up automatic transfers to boost your savings yields
- Why invest in clean energy ETFs
- Is unemployment rising or falling?
- Bank of America® Customized Cash Rewards credit card
- Rental car insurance in Mexico
- Take the first step to regain control
- Payday alternative loan look-alikes
- Why is there an egg shortage?
- The bottom line
- How long does it take to get a certificate of liability insurance?
- Remote work is here
- W-4 form 2024
- Diversifying with index funds
- Calculate your reduced Roth contribution
- Final steps
- How to get a bigger property tax deduction
- Cheap cell phone plans from brands that resell network service
- 6. Write online reviews
- Standard deduction 2024
- How are HELOC payments calculated?
- 3. A CD ladder
- 7. Wedding services
- 6. Compare cash-flow loans
- Is a robo-advisor right for you?
- Optional coverages
- Applying during the general enrollment period
- Car insurance deductible
- 3. EarnIn: Best for large advances
- Buy only as much coverage as you can comfortably afford
- Swift’s magic touch on travel
- Average cost of term life insurance by age
- 10 largest lottery jackpots
- What states are increasing minimum wages in 2024?
- 5. Use (and hide) your phone strategically
- Find a bank that suits your needs
- What happens if you don't pay your back taxes?
- What to know about JetBlue travel credits
- 7. Aquariums and zoos
- 5. Credit card fees are avoidable
- Auto-Owners
- More about money market accounts
- Mattress-buying tips
- How to qualify for the earned income credit
- Quick tips on avoiding Reg D related fees
- Additional functionality
- 5. Skip comprehensive and collision coverage for an older car
- Estimate your 2024 IRS tax refund date
- Google Pay
- Why is the 10-year Treasury yield important?
- 6. Rebounding from bank account fraud
- Get more help with monthly budget planning
- Your 401(k) lets you move your after-tax money
- Pros and cons of tiny houses
- Tax breaks for regular investors
- Why the due date is so important
- 5. Get help with saving for a down payment
- Should you claim early Social Security benefits?
- Embrace: Best for many ways to save
- Step 3: Choose your lender and loan
- Medicare resources in North Carolina
- Complaints and customer satisfaction
- 5. Online savings accounts
- When do you have to pay taxes on stocks?
- Cost for AARP/UnitedHealthcare Medigap plans
- Best North Carolina car insurance for customer complaints: Auto-Owners
- Are home equity loans a good idea?
- How much car insurance you need
- WooCommerce: Best shopping cart plug-in for WordPress users
- Squarespace: Best platform for service providers
- Top factors to consider
- Types of life insurance trusts
- 4. Receive an instant virtual card number
- How much to keep in your savings account
- Home prices rise, as expected
- The cons of the Southwest Companion Pass
- 4. Automate bills and credit card payments
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Optional coverage types may be worth it
- Venmo Credit Card
- Who can use Direct File?
- 7. Put your money in a MaxSafe account
- The long straddle
- What affects your credit score?
- 5. Contact the seller or visit a dealership
- How to book Etihad partner airline flights
- Check your airline
- Foundation grants for nonprofits
- How flexible are American miles?
- 3. The Rapid Rewards earning structure
- How to apply with a Refer-A-Friend link
- For credit building
- 6. Travel insurance can protect you even more
- 4. Consider a co-signer
- 3. Buy a house. Heck, buy houses for all your friends.
- How to unfreeze your credit with Equifax
- Should I file taxes now or wait for the child tax credit expansion?
- Medicare vs. Medicaid: Cost
- Choosing a card
- Next steps:
- Adoption taxpayer identification number (ATIN)
- Where Northwestern Mutual falls short
- How long-term care insurance works
- Treasury bills calculator
- Ways to earn money as a teenager
- Discounts
- What happens if you don't stop a tax offset?
- 7. Social media pet personality
- When are New York state income taxes due?
- How does credit utilization affect my credit score?
- Dividend tax rate 2023
- How to calculate the unemployment rate
- Interest rate
- Does pre-qualification affect your credit score?
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- 8. Cafes, restaurants and bars
- Which is preferable — an authorized user relationship or a joint account holder?
- Xoom
- 4. Get up to $200 in extra statement credits each year
- How to open a Roth IRA in 6 steps
- 4. The card reports to all three credit bureaus …
- Grace periods at some banks
- Compare the best savings and money market accounts
- What’s the deadline for filing Massachusetts state income taxes?
- What to know about loan-to-value when refinancing
- Who might prefer the Blue Cash Preferred® Card from American Express
- The best times to day trade
- How do I deal with lottery taxes?
- 6. Subsidize your dependent care FSA
- Bitcoin ETF cons
- Is OASDI tax the same thing as Social Security tax?
- Best life insurance company for applicants with HIV: Guardian
- 7. Start a blog
- How ARM rates are set
- Turned down? Consider other ways to access more money
- 8. Thrifted clothing
- How do I get a copy of my actual tax return?
- May
- Marriott Bonvoy Moments
- 5. You'll get United perks
- Make money with Amazon by recommending products
- How does cryptocurrency work?
- What are IRS Free File Fillable Forms?
- Shortcuts to Marriott Ambassador Elite
- Consider the costs of cashing out your 401(k)
- 4. Make biweekly payments
- What’s the best overdraft option for me?
- Which Bilt transfer partners are best?
- Consumer complaints
- 4. You can spend your way to a $250 RCI vacation credit
- JetBlue Fly-Fi recapped
- In-flight experience
- 6. Dress appropriately for the culture
- Bottom line
- What’s the filing deadline for my Ohio state income tax bill?
- How to send money to others
- Rent vs. inflation
- Can you use a business credit card for personal expenses?
- Look for savings
- 8. Opt for an account with both FDIC and DIF insurance
- 6. Interest is completely avoidable, too
- The bottom line
- What is California's standard deduction?
- The pros
- Getaround pricing
- Tips to find cheap flights any day of the week
- Southwest's cancellation policy
- What’s next
- 6. Raise your deductible
- How to find the 2024 W-4
- Average certificate of deposit rate: 1.81% for one-year CDs
- LLC payroll taxes
- What is the VA loan limit?
- Frugal home expenses tips
- How to find AI ETFs
- How much does a fiduciary financial advisor cost?
- Can you collect SSI and Social Security disability or retirement benefits?
- First-time home buyer programs near California
- Medicare late enrollment penalties
- Loss of use coverage limits
- Types of stock classes
- 401(k) withdrawals
- Consider rounding up your coverage
- Compare prices and services
- Dividend aristocrats ETFs
- What happens if you default on an SBA disaster loan?
- What to expect when you open your new account
- How collision insurance works
- What are the advantages of filing back taxes?
- Learn more
- Doing great
- Small loans from banks and online lenders
- How comprehensive insurance works
- Quick start guide: How to invest in index funds
- Are 10-year Treasury notes a good investment?
- 2. Certificates of deposit
- Step 3: Compare health plan networks
- How to build credit now
- Credit union personal loan rates
- Other tips for managing your bill
- Can I get my Social Security tax back if I’ve overpaid it?
- 8. Game on Twitch
- Standard deduction for those 65 or older
- How quickly could the IRS implement the child tax credit expansion?
- 9. Custom artwork
- 4. Employees may be optional
- Cheapest car insurance companies after a speeding ticket in California
- Taxes for rollover IRAs: 2 rules to know
- More about Northwestern Mutual
- 5. Opt for economy cars
- 3. Get disability and life insurance
- 5. There’s no sign-up bonus
- Regional and state-based second chance checking accounts
- Cashier’s check vs. certified check vs. money order
- Alternatives to savings accounts
- Best for emergency medical coverage: Allianz Global Assistance
- 8. Grooming services
- TurboTax vs. H&R Block: Support
- Minimum wage increases
- Do I have to pay New York state income tax?
- 5 things to know about Ohio state tax
- How to get a commercial construction loan
- What is the labor force participation rate?
- 10. Signature
- 9. A boat
- How to freeze your child’s credit
- How to get a good credit score
- Be prepared for your CD’s maturity
- Compare the best CD accounts
- Investments for money you need in 2 to 3 years
- Citi Custom Cash® Card
- Where's my 2024 state tax refund? Track your status
- Other Roth IRA rules
- Other ways to invest in Bitcoin
- How to calculate quarterly estimated taxes
- How much does it cost to invest in the S&P 500?
- You’ve got money left over for savings
- Why you’d get both
- Find the best HELOC lender for you
- Are there other ways to get tax records?
- More about AAA auto insurance
- Brokerage accounts are taxable accounts
- How long could the strikes last?
- What is net investment income tax?
- Best North Carolina car insurance for ease of use: State Farm
- How do I grow my home's equity?
- Homeowners insurance deductible
- Learn more about cash value life insurance
- Consumer experience
- 5. There’s an introductory 0% APR offer on balance transfers
- 4. Pick an investment strategy
- When you might choose FreshBooks instead
- Average cost of whole life insurance by age
- More reading about ETFs
- 7. Buy a local SIM card to avoid high roaming costs
- Should you list the job on your resume?
- Strategies for keeping your credit utilization low
- Dividend tax rate 2024
- How to increase your pre-qualification amount
- 6. Inspect and test-drive the car, if applicable
- 7. You can — and should! — pay more than the minimum
- 5. It’s part of a no foreign-transaction fee combo for travelers
- How did we determine the value of American miles?
- 7. Consider usage-based or pay-per-mile insurance
- What percent down payment do you need for a house?
- Day trading risk management
- Should I pay a car loan with a credit card?
- 7. Rock your HSA
- Is a robo-advisor a fiduciary?
- Step 4: Gather loan documents
- 9. Sell photography
- Receiving referrals: Compare referral welcome offers
- Your spouse’s federal student debt
- 6. High-yield checking accounts
- What are online planning services?
- National first-time home buyer programs
- Earning Miles&Go miles with partners
- The cons of booking with Orbitz
- Chase car rental insurance, recapped
- Why some cars cost more to insure
- How are cryptocurrencies created?
- OpenCart: Best online shopping cart to add to an existing website
- 4. Varo: Best for existing bank customers
- Travel ID requirements for kids recapped
- Choosing the right stocks for you
- 5. Pay off capitalized interest
- How to avoid overdraft fees
- Is transferring your Bilt Rewards worth it?
- Consumer complaints
- Will my spouse’s refund be garnished, too?
- Work on improving your health
- Negotiate if necessary
- What is the median household income in the U.S.?
- What factors impact your credit scores?
- How do I find out if the Medicare IRMAA applies to me?
- Other perks of holding a Southwest credit card
- 10. Schools and universities
- Reasons to borrow from Amazon Lending
- What part of my income gets taxed by California?
- Don’t pay for advance seat selection
- Do I have to update my W-4 every year?
- PayPal
- 3 tips to control central air conditioning installation costs
- EveryDollar, for simple zero-based budgeting
- 5. Use collateral to secure the loan
- 4. Give it away
- Things to consider
- Travel and shopping protections
- Requirements: Who qualifies for the child tax credit?
- 10. Digital downloads
- Shopify vs. BigCommerce: Which is right for your business?
- How to get maximum value from Marriott free night awards
- Ways to build your credit
- Preparer tax identification number (PTIN)
- What happens after you sign up for Medicare
- Renters insurance deductible
- The bottom line
- Credits
- Next steps:
- 9. Pet toy designer
- What apps let you buy now, pay later?
- How to prevent SBA loan default
- The drawbacks of whole life insurance as an investment
- Close your old account, if needed
- Alternatives to construction business loans
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Pros and cons of personal loans
- Wells Fargo vs. Chase small-business checking: The bottom line
- Country Financial
- 5. … But there's no upgrade path
- The cons
- Who counts as a qualifying child for the earned income credit?
- Compare the best checking accounts
- How to get a tax refund sooner
- 4. The value of Southwest points
- How do you buy 10-year Treasury notes?
- 4 things to know about Massachusetts state tax
- Contributing too much to a Roth
- 7. Your travel card may already include travel insurance benefits
- Refinancing a VA home loan
- Life, home and renters insurance from AAA
- June
- Make money on Amazon without selling stuff
- Etsy: Best e-commerce platform for crafters
- How to file a loss of use claim
- How to make money as a Twitch Partner
- How much money can you put in a Roth IRA?
- Metro spotlight: Cincinnati, Cleveland and Columbus
- 4. Cut expenses
- Is the 35K certificate impossible to use now?
- Ex-dividend dates
- How to report dividend income on your taxes
- Days in the cycle
- Getting the most from your pre-qualification limit
- 11. Theaters
- 8. Paying late comes at a high cost
- Capital loss deduction
- Where does an IRS audit take place?
- 3. Bonds
- Are after-tax 401(k) contributions right for me?
- Best life insurance company for consumer experience: Northwestern Mutual
- 10. Pet sit
- 11. Dropshipping
- Medicare vs. Medicaid: Dependent coverage
- How to pay lower taxes when selling stocks
- How much is car insurance by company?
- 6. Stick to one driver
- How can I avoid cashier's check fraud?
- Consumer experience
- 10. Animal blogger and expert
- What is New York state's standard deduction?
- When should you freeze your credit?
- The long strangle
- 8. See if you’re eligible for the earned income tax credit (EITC)
- How to get a loan from a credit union
- LLC self-employment taxes
- Bottom line
- 4. Understand how your taxes are determined
- Could we be in an AI bubble?
- Do I have to make student loan payments?
- How to earn Avis Preferred Points
- Full list of the best car insurance companies in North Carolina
- Why are there so many kinds of cryptocurrency?
- Life insurance deductible
- 6. Stick to the standard repayment plan
- Liberty Mutual vs. competitors
- Anticipate extra costs
- 8. Join solo female traveler Facebook groups
- Other ways to pay off your payday loans
- It’s more expensive to rent than ever before
- How is the job market right now?
- Can you use a Southwest card anywhere?
- Save money on wedding venues near you
- MoneyGram
- 7. Determine which warranties are right for you
- United Economy Plus
- Am I a resident for California state tax purposes?
- Hotels to book with points in New York City
- How much does comprehensive coverage cost?
- Getaround insurance
- Compare the best banks, credit unions and cash management accounts
- 8. Check insurance costs when buying a car
- How to get Air Canada preferred seats for free
- How to adjust your Form W-4
- Do you pay tax on T-notes?
- Bottom line: Is day trading right for you?
- Airline loyalty programs
- 11. Do freelance work
- Gift cards
- What do financial advisors think about ChatGPT?
- What is an online shopping cart?
- Glossary of overdraft terms
- How to control your dividend tax bill
- Why do I need a business credit score?
- How do I pay the Medicare IRMAA surcharge?
- How much does Direct File cost?
- Who benefits from the cash stuffing envelope system
- Can I claim the EITC without a child?
- Investments for money you need in 3 to 5 years
- Types of VA home loans
- 6. Find the right lender
- 5. Buy an island. Or make a movie.
- How to switch plans and keep your number
- Standard deduction for dependents
- Additional child tax credit
- 12. Natural cleaning and hygiene products
- Brokerage accounts vs. IRA
- How to save on car insurance
- Which hotel offers travelers the most valuable hotel loyalty points?
- Recap: How to get a cashier's check
- Where to find the best savings accounts
- Manage any preexisting medical conditions
- Add it all up
- 11. Pet photographer
- What does the Job Openings and Labor Turnover Summary report show?
- Is a Southwest credit card right for you?
- 9. Getting too close to your limit can sink your credit score
- Next Steps
- Step 4: Compare out-of-pocket costs
- Using your credit card for rental car coverage
- Average money market account rate: 0.67%
- Are these the best dividend stocks?
- What is the average and median retirement savings?
- More ARM terms to know
- July
- Why you might want the Citi Double Cash® Card
- Steps in the small-business grants process
- Other types of insurance deductibles
- Which type of life insurance should I put in a trust?
- 5. Dave: Best for repayment flexibility
- 7. Use your own insurance
- Payments
- Interest-based passive income ideas
- 5. Understand your investment options
- FreshBooks and Xero alternatives
- Cost of life insurance without a medical exam
- Payday loan alternatives when you need cash fast
- Am I a resident for New York state income tax purposes?
- How much does collision insurance cost?
- Gemini Credit Card
- What's next?
- How long does it take to get pre-qualified for a mortgage?
- Where Amazon Lending falls short
- Cons of a credit freeze
- Tax-loss harvesting rules
- Found the perfect small business for sale? Here are the next steps
- Compare the best bank accounts for students and kids
- Venmo
- How to finance central air installation
- 5. How to earn a Southwest Companion Pass
- How to estimate taxes for an income tax extension
- LLC sales taxes
- How to redeem Avis Preferred Points
- Step 5: Submit your application and get funded
- 13. Consulting
- Merchandise
- Cost of long-term care insurance
- 7. Use 'found' money
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Airline credit cards
- 12. Pet transportation
- Finally, enjoy your travels
- How you can save points on a redemption
- The complete list of dividend aristocrats
- How did rent get so expensive?
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- How do I get my business credit score?
- U.S. Bank Cash+® Visa Signature® Card
- What’s the difference between IRS Free File and IRS Direct File?
- How to claim the earned income tax credit
- Capital One Venture Rewards Credit Card
- 9. Give it away
- Credit union vs. online lender
- The bottom line
- 12. Create a podcast
- Can you contribute to a rollover IRA?
- Other ways to earn cash online
- Types of online shopping carts
- Big Cartel: Best platform for small amounts of merchandise
- Marriott Ambassador Elite, recapped
- Other renters insurance companies to consider
- 5. Save strategically
- Factors that don’t affect your credit scores
- 8. Negotiate the best price
- 10. Dealing with credit card fraud isn’t as difficult as it sounds
- The bottom line: Is comprehensive insurance worth it?
- Summary of the best banks and credit unions of 2024
- Air Canada seat selection recapped
- The bottom line
- Which card should you get?
- Investor-friendly
- How many times can you use a VA home loan?
- What if my application was denied?
- Best life insurance company for coverage amounts: New York Life
- When can't you take the standard deduction?
- You can refinance an ARM
- Additional resources
- 13. Pet travel agent
- If you're considering a Southwest credit card
- The Hanover
- How much money can you make on YouTube?
- What’s a good down payment for a house?
- Empower Personal Dashboard, for tracking wealth and spending
- 5. Gather tax filing information
- 13. Become a rideshare or delivery driver
- What do AI engineers think about AI financial advisors?
- Are cryptocurrencies financial securities, like stocks?
- 8. Forgo the extras
- Redeeming Choice Privileges points
- Skip riders you don’t need
- Refunds, audits and other considerations
- Credit freeze or credit lock?
- Turo vs Getaround: which is better?
- Why a financial advisor's fee structure matters
- 6. The valuable extra benefits
- Buying rental car insurance on your own
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- Should you invest in AI stocks?
- Figo: Best pet insurance for cats
- How to claim the child tax credit in 2024
- 14. Collectible and vintage reselling
- August
- Alternatives to buy now, pay later
- How to improve your credit
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- What is the perfect credit score, and how many people have it?
- How to pay estimated taxes
- LLC tax forms and deadlines
- Who is eligible for both Medicare and Medicaid?
- The bottom line
- UnitedHealthcare member complaints
- It’s okay to skip hotel loyalty programs, too
- 6. MoneyLion: Best for existing customers
- What are the tax rules for a Roth IRA?
- Picture your life post-debt
- 3. Make the most of your savings
- 14. Pet treats bakery
- How to get cheap Southwest flights when rebooking
- The synthetic long
- Western Union
- Important considerations when opening a Roth IRA
- Consequences of an EIC-related error
- Walmart2Walmart
- 10. Keep a file of your medical expenses
- The bottom line
- 14. Tutor
- How much is my 2023 standard deduction?
- 15. Virtual assistant services
- What you can learn from the average 401(k) balance
- Tax advantages of buying long-term care insurance
- How much is auto insurance based on your driving record?
- Ways kid creators can earn online
- Average cost of life insurance by term length
- Medigap plan types
- How to get a personal loan
- What is the quit rate?
- How can I save on new car insurance?
- Who can access your frozen credit reports?
- 9. Maximize trade-in value, if applicable
- 11. If you’re rejected for a credit card, the issuer will tell you why
- The difference between interest rate and APY
- 6. Settle up with the IRS
- What is credit card consolidation?
- How to get help if your relief is overdue
- How to earn other travel rewards through your Avis car rental
- More about the card
- Elite benefits on partner flights
- What homeowners insurance won't cover
- 9. Price out prepaid gas
- The bottom line
- 15. Online pet expert
- 11 ways to prevent identity theft
- Is Getaround worth it?
- What is the normal fee for a financial advisor?
- After deciding
- Next steps
- Options trading examples
- Shift4Shop: Best e-commerce platform for B2B sales
- Ask about discounts for paying your premium annually
- Amazon Lending alternatives
- Earn an audience, and earn more in the long run
- 7. The wait
- Extra fees
- Are there drawbacks to investing in the S&P 500?
- Best life insurance company for permanent life insurance: Pacific Life
- When to expect your child tax credit refund
- The bottom line
- 16. Coaching or mentoring
- September
- Which card should you get?
- Principles of investment strategies
- NerdWallet’s online broker ratings
- 16. Boutique pet toy store
- How can I check and monitor my credit?
- 11. Consider selling those dogs weighing down your portfolio
- Frequently asked questions about estimated tax payments
- Is consolidating credit card debt a good idea?
- 15. Rent out items
- UnitedHealthcare’s spending on care
- Pros and cons of cryptocurrency
- How to choose an online shopping cart
- Choose the best hotel loyalty program for you
- 10. Walk or ride
- More resources on investing
- Best for those who pack expensive equipment: Travel Insured International
- Other factors to consider
- TurboTax vs. H&R Block: Which one is right for you?
- 10. Make the purchase
- Can I still get a past year's earned income tax credit?
- U.S. Bank Cash+® Visa Signature® Card
- LLC tax tips for business owners
- What does ChatGPT think?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Shop around
- 17. Pet accessories designer
- Nationwide
- Related articles
- W-4 calculator
- Step 5: Compare benefits
- 16. Use cash back apps
- 2023 vs. 2024 standard deduction
- How to buy long-term care insurance
- More about whole life insurance
- Are wages increasing?
- Other ways to make money
- California state tax credits
- Western Union
- If you're considering applying for a Southwest credit card
- 4. Money market funds
- Consequences of a child tax credit error
- Delta vs. Alaska: The results
- 18. Animal trainer
- Who is most likely to rent?
- Credit cards and elite status can improve your overall experience
- Flying to Japan, recapped
- PocketGuard, for a simplified budgeting snapshot
- 12. Get the timing right
- How the FDIC calculates national rates
- FHA vs. conventional loans: Summary
- What if I don’t qualify?
- October
- Pros and cons of starting a virtual assistant business
- Tips for making money as a kid
- Mutual fund types
- Car rental insurance: The bottom line
- Investing
- When to claim the standard deduction
- DFW airport transportation
- 19. Cat cafe operator
- What else to know about Form W-4
- Why trade options?
- Best life insurance company for customer satisfaction: State Farm
- Should you choose hotel and airline rewards over Avis Preferred Points?
- Financing your franchise
- The bottom line
- Additional benefits
- BigCommerce: Best platform for omnichannel sales
- 3 best cold wallets
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- How to choose among the best ways to send money internationally
- What if you're not eligible?
- State child tax credits
- 8. Klover: Best for no-fee advances
- 20. Pet finder
- How do TurboTax and H&R Block compare with other providers?
- Corporate grants for nonprofits
- Understanding state 'partnership' plans
- 5. Mutual funds
- Traveler-friendly
- November
- Cryptocurrency legal and tax issues
- Choice Privileges elite status
- 21. Pet funeral provider
- NYC income tax rates
- Rent vs. income
- What does the Employment Cost Index Show?
- What is the $500 credit for other dependents (ODC)?
- Best for adventurous travelers: World Nomads
- State Farm
- Final thoughts on the best flight booking site
- Bank of America® Premium Rewards® credit card
- Zelle:
- In-flight experience
- The bottom line
- UnitedHealthcare Medicare Supplement Insurance service area
- 22. Pet masseuse
- Child tax credit vs. child and dependent care credit
- Other life insurance options for seniors
- What are the Roth IRA rules?
- Summary: How to choose health insurance
- Wix: Most customizable e-commerce platform
- 23. Pet supply store
- If you’re considering an upgrade to United Premium Plus
- 6. Index funds
- Teen-friendly
- Mortgages
- Best life insurance company for older applicants: AARP
- MetLife: Best pet insurance for dogs
- Your decision: Is cryptocurrency a good investment?
- Pros and cons of loan apps
- Other ways to redeem Marriott Bonvoy points
- Honeydue, for budgeting with a partner
- December
- UnitedHealthcare Medigap customer service
- Does homeowners insurance cover ... ?
- 24. Animal whisperer
- Will unemployment rise?
- Industry franchise guides
- More about buying life insurance as a senior
- What does a 1099 employee mean?
- 4. Be persistent
- How to track your California state refund
- 25. Pet marketing
- The new Marriott award system
- Travelers
- What to know about the best ways to send money
- Compare alternatives
- How do mutual fund profits work?
- 6 things to know about New York state income tax
- When is the next jobs report?
- Prime Visa
- Bilt World Elite Mastercard® Credit Card
- British Airways vs. Virgin Atlantic winner
- Best term life insurance companies of 2024
- Types of homeowners insurance policies
- Best for medical coverage: Travelex Insurance Services
- How to choose an e-commerce platform
- More about top-rated life insurance companies
- California state sales tax
- Best whole life insurance companies of 2024
- Alternatives to the best whole life insurance
- How to make money from home
- Budgeting resources from NerdWallet
- Migrant-friendly
- Choice vs. competitors
- 10 ways identity theft happens
- 7. Exchange-traded funds
- How to save on startup costs
- Best no medical exam life insurance companies of 2024
- Airport hotels at DFW
- How much is auto insurance for good and poor credit?
- Are cash advance apps payday lenders?
- The bottom line
- USAA
- Cheapest car insurance by state
- 5 things to know about California state tax
- Mutual funds vs. ETFs vs. stocks
- More about whole life insurance
- Personal loans
- How to choose the best life insurance company
- Airport security at DFW
- Other notable options
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- Other home insurance companies to consider
- 8. Stocks
- Best if you have travel credit card coverage: Seven Corners
- Emerging
- Pros and cons of starting a vending machine business
- Nationwide: Best for exotic pets
- Target REDcard™ Credit Card
- More about top-rated life insurance companies
- Alternatives to cash advance apps
- How to get cheap car insurance
- Major issuers and their policies on instant credit access
- How homeowners insurance works
- How we chose the best home and auto insurance bundles
- Customs at DFW
- Student loans
- How much is auto insurance based on age?
- Risks of getting cheap auto insurance
- Frequently asked questions
- More about top-rated life insurance companies
- DFW airport guide recapped
- How to make money offline
- Best for long-term travelers: IMG
- Methodology
- 9. Alternative investments
- Why you can trust NerdWallet
- Neobanks we’ve reviewed
- Taxes
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Other ways to save money
- Travel rewards
- Pets Best: Best flexible plans
- How to find grants for nonprofits
- Best for travelers with unpredictable work demands: Tin Leg
- The bottom line
- 11. Real estate
- How much is auto insurance based on gender?
- PlayStation Visa Credit Card
- How to report identity theft
- How to choose the best investments in 2024
- Best for booking travel with points and miles: TravelSafe
- How much is auto insurance based on vehicle type?
- What happens when you report identity theft?
- What else affects my car insurance cost?
- What is the best identity theft protection service?
- Spot: Best for straightforward waiting periods
- Best for group travel insurance: HTH Insurance
- How to find the best home insurance policy in five common scenarios
- Best Buy credit cards
- How to get cheap car insurance
- Want to start a business?
- Types of travel insurance
- Xbox Mastercard
- How much is pet insurance?
- How to compare homeowners insurance
- Watch out for making money scams
- How to find the best dog insurance
- What does travel insurance cover?
- How to find the best cat insurance
- What’s not covered?
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- How much does it cost?
- How to compare pet insurance companies
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
- How we ranked the best pet insurance companies
- Learn more about personal finance
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.