Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- QuickBooks Online resources
- What is a W-4?
- What is a bond?
- Life insurance buying guide
- What is passive investing?
- Stocks
- What is a balloon mortgage?
- What is homeowners insurance?
- Fee-only vs. fee-based
- How much should you tip your hairdresser?
- Best-performing gold ETFs
- What are dividend stocks?
- How much does a Disney+ subscription cost per month?
- What is passive income?
- Capital One Entertainment: The basics
- Join Hertz Gold Plus Rewards
- Calculate your conventional loan payment
- The best pet insurance companies at a glance
- Grace periods are based on billing cycles
- What co-signing really means
- Best-performing biotech ETFs
- 7 of the best apps to make money
- Tax credit vs. tax deduction example
- Authorized users
- 7 best-performing AI stocks
- Microsoft Office Excel budget templates
- What is a down payment?
- How to start an LLC in Texas
- How do LLC taxes work?
- 50/30/20 budget calculator
- What are the best retirement plans for you?
- Check prices at nearby airports
- January
- What is a bonus?
- Minimum wage over time
- The best car insurance
- What is net worth?
- What is options trading?
- 5 things to know about Spirit delayed flight compensation
- 2023 Arizona state income tax rates and tax brackets
- Banks with no debit card foreign transaction or ATM fees
- Is student loan interest deductible?
- What does homeowners insurance cover?
- Life insurance calculator
- APY vs. interest rate: What’s the difference?
- What is second chance checking?
- How early direct deposit works
- Are you fully vaccinated?
- What does this value mean?
- Best credit cards for food delivery
- National first-time home buyer programs
- What is earned wage access?
- Student loan payoff calculator
- Best ways to consolidate credit card debt
- Key takeaways
- When can you withdraw from a Roth IRA?
- Named perils vs. open perils
- Stock chart components
- A
- How much does it cost to convert a term policy?
- 17 passive income ideas for 2024
- 1. Clean up your credit
- Hertz Gold Plus Rewards benefits
- How to book Turkish Airlines economy class
- What is a conventional loan?
- What is an assumable mortgage?
- How it works
- When a balloon mortgage might be right for you
- Wells Fargo and the CFPB
- Is refinancing federal student loans a bad idea?
- The official QuickBooks community
- 1. Excellent rewards on H-E-B products
- How biotech ETFs work
- What is the standard deduction?
- What is a fee-only financial planner?
- How discretionary income is used
- The best money-making apps
- How to make money online
- Mint vs. NerdWallet at a glance
- 1. Decide how you want your money managed
- Existing airlines are offering more flights and routes
- For simple cash back: the Bread Cashback American Express Credit Card
- What are gold ETFs?
- 11 best investments right now
- Summary of cash advance apps
- Cash bonuses on cards with no annual fee
- Overview of Disney’s Genie+
- What is the 50/30/20 rule?
- On-time percentage
- Bonus tax rate
- 5 steps to get preapproved for a home loan
- Points: Spending rewards
- ASPCA: Best pet insurance for broad coverage
- Do you have to tip a hairdresser?
- Clear discount for United and Delta members
- How does a home equity loan work?
- What is the average American net worth?
- 20 high-dividend stocks
- Who can deduct student loan interest?
- Benefits of a used EV as a first car
- Pros of going paperless
- Can it wait?
- What is an in-kind or ACAT transfer?
- How does earned wage access work?
- Cheap car insurance
- The catch to tax credits
- Do I have to pay Arizona state income tax?
- What does Disney+ include?
- What are the pros and cons of second chance checking?
- How to fill out a W-4
- Google Sheets budget templates
- 1. Request a balance transfer
- Best car insurance in Florida overall: Travelers
- How we calculate your monthly conventional loan payment
- Do you need to put 20% down on a house?
- Globe Life insurance
- Active investing vs. passive investing
- How extra student loan payments work
- Which mortgages are assumable?
- Is homeowners insurance required?
- State minimum wages in 2024
- Roth IRA withdrawal rules
- What is a fee-based financial planner?
- 1. Brigit: Best for budgeting tools
- Which one is important to know for savings accounts?
- Types of bonds
- Top pick for DoorDash
- Using miles to book Turkish economy class
- How LLCs pay income taxes
- Bonds
- February
- Types of home insurance coverage
- For the beauty buff: the Ulta credit card
- Money Worship
- How to manually calculate how much life insurance you need
- What types of institutions offer early direct deposit?
- Can you drive instead of fly?
- What happens if you don’t pay your full balance
- Balloon mortgages: pros and cons
- How are bonuses taxed?
- When should you refinance government loans?
- Preapproval is not the same as pre-qualification
- Average net worth by age
- Investing for income: Dividend stocks vs. dividend funds
- More about life insurance riders
- How to transfer brokerage accounts
- How do Hyatt points compare to other hotel programs?
- MHDC highlights and eligibility requirements
- How to assume a mortgage
- Why does your kid need a co-signer?
- Homeowners insurance vs. mortgage insurance
- Does raising the minimum wage cause inflation?
- How the standard deduction works
- Are there exceptions to the 15%-20% rule?
- Other alternatives to Mint
- A big decision about tax deductions
- 2. Pad your nest egg
- How to invest in gold ETFs
- Student loan interest deduction form
- Example of the difference between APY and interest rate
- How to use the conventional mortgage calculator
- Globe Life insurance policies
- How to qualify for an earned wage access service
- Flight cancellations
- Search for one-way flights
- The latest twists
- 2. Easy, flexible redemptions
- The most common types of home insurance policies
- How to trade options in four steps
- Am I a resident for Arizona state income tax purposes?
- C
- How to shop for homeowners insurance
- Money Avoidance
- Picking a second chance checking account
- Financial institutions with early direct deposit
- 2. Rebalance your debts and income
- Is your booking flexible?
- NerdWallet’s budget planner
- Minimum down payment requirements
- QuickBooks subreddit
- Understanding biotech ETF holdings
- Fee-only financial planner or fee-based: Which type is best for me?
- Airports with Clear
- Basic stock chart terms to know
- Should I choose a home equity loan or a HELOC?
- For the home decorator: the IKEA Visa® Credit Card
- Does Disney+ allow password sharing?
- How to get car insurance quotes
- 1. Buy a big (and I mean really big) boat
- How easy is it to earn Hyatt points?
- 2. Wait for the transfer to go through
- Best car insurance in Florida for your budget: Geico
- March
- Do all workers earn at least the minimum wage?
- Budget airlines are bringing down prices
- Foreign transaction fees by bank or credit union
- Drawbacks of a used EV as a first car
- What are AI stocks?
- APY to interest rate calculator
- How much Genie+ costs
- What to expect in Turkish Airlines economy class
- 401(k)s and other employer-sponsored retirement plans
- A balloon mortgage might be hard to find
- Can you refinance federal student loans?
- How far in advance should I get preapproved for a mortgage?
- What does home insurance cover?
- What do you tip if you’re unhappy with the result?
- How to calculate your net worth
- 4 more ways to estimate how much life insurance you need
- 2. Empower: Best for fast cash
- Best car insurance companies: Our winners
- Missouri home buyer assistance programs
- Popular earned wage access companies
- You can effectively double your grace period
- Apply extra student loan payments toward the principal
- What families can do
- What is the CFPB?
- QuickBooks Facebook groups
- Best car insurance companies: Our winners
- Joint cardholders
- 3. Max out retirement (and avoid the IRS, while you're at it)
- Are student loan payments deductible?
- Money Vigilance
- Airline and hotel partners
- How to earn Hyatt points quickly
- Comparing stocks and bonds
- Mishandled luggage
- Advantages of assumable loans for sellers
- Are bonuses taxed differently?
- 3. Lacks perks that are standard on other credit cards
- Travel and entertainment perks
- Standard deduction 2023
- How to get the offer
- Can Disney+ fit my budget?
- What are the benefits of early direct deposit?
- When is Genie+ worth it?
- The Federal Trade Commission’s budget worksheet
- When can you say yes?
- QuickBooks community forum sites
- Why is net worth important?
- A return to normalcy after COVID-19
- 1. High-yield savings accounts
- 3. Don’t ask for too much cash
- Further maximize savings on trusted traveler programs
- More advanced stock chart terms
- How to get a home equity loan
- For the pet parent: Petco Pay credit card
- Money Status
- National second chance banking
- What exclusive events are offered?
- Understanding brokerage transfer fees
- 3. Pay off your balance
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- Globe Life customer complaints and satisfaction
- Other opportunities to pay off student loans faster
- Advantages of assumable loans for buyers
- April
- Additional QuickBooks resources
- Homeowners insurance definitions
- 4. Pre-qualify without a hard pull
- How to choose a biotech ETF
- What's next?
- 4. Handle your taxes now
- E
- How do I avoid foreign transaction fees on my debit card?
- Are there any issues with early direct deposit?
- 2. Buy a private jet
- Earned wage access pros and cons
- Pros and cons of passive investing
- A word of caution
- If you’re a victim
- Fines and legal actions: Wells Fargo’s recent history
- Standard deduction 2024 (taxes filed 2025)
- Do you tip assistants?
- When should you get tested?
- Factors that affect your conventional loan payment
- Flight diversions
- What states are increasing minimum wages in 2024?
- How to increase your net worth
- Airfares are falling, but don't wait to book
- How to invest in dividend stocks
- Additional education tax breaks
- More ways to take charge of your budget
- Top pick for Grubhub
- How Globe Life compares to other insurers
- Get more help with monthly budget planning
- When to say no
- How to refinance federal student loans
- 5. Get immediate access to the card
- How to buy biotech ETFs
- Embrace: Best pet insurance for many ways to save
- Additional functionality
- 5. Stay vigilant about fees
- F
- Cons of going paperless
- 3. EarnIn: Best for large advances
- W-4 form 2024
- Keep records from your old account
- How to convert Hyatt points to dollars
- What's next?
- How do bonds work?
- Disadvantages of assumable loans for sellers
- What if you can’t afford to tip?
- Are home equity loans a good idea?
- For the human parent: The Children’s Place credit card
- How to invest in AI stocks
- 4. Consider a co-signer
- 3. Buy a house. Heck, buy houses for all your friends.
- 5 types of employer-sponsored retirement plans
- May
- How does Capital One Entertainment work?
- How to redeem Hertz Gold Plus Rewards points for max value
- More about Globe Life
- LLC payroll taxes
- Other performance metrics
- Search for individual tickets if traveling in a group
- Standard deduction for those 65 or older
- The bottom line
- How can I get more value from my Hyatt points?
- Best car insurance in Florida for ease of use: State Farm
- Earned wage access vs. cash advance apps
- Maintaining good standing for your Texas LLC
- Minimum wage increases
- G
- 2. Certificates of deposit
- Regional and state-based second chance checking accounts
- How to find the 2024 W-4
- Benefits of a larger down payment
- IRAs
- Spirit Airlines delayed flight compensation recapped
- 6. Reallocate your portfolio
- Disadvantages of assumable loans for buyers
- What is the median household income in the U.S.?
- How do I grow my home's equity?
- 5 things to know about Arizona state income tax
- Examples of other Comenity/Bread-issued store cards
- How to find AI ETFs
- The rankings of reliable airlines
- How can you take the guesswork out of tipping?
- H
- 4. Varo: Best for existing bank customers
- 5. Use collateral to secure the loan
- 4. Give it away
- How much should you put down on a house?
- Passive investing strategies
- June
- Protection and insurance benefits
- The next step
- Is a Comenity/Bread credit card right for you?
- Do I have to update my W-4 every year?
- How did we determine the Hyatt points value?
- How to minimize the tax impact of a bonus
- 3. Bonds
- Is joining the Hertz Gold Plus Rewards loyalty program worth it?
- Full list of the best car insurance in Florida
- Top pick for Uber Eats
- LLC self-employment taxes
- How to rebook quickly for a canceled flight
- Tips for calculating how much life insurance you need
- Economy class travel tips
- Standard deduction for dependents
- Best practices for managing e-statements
- Disney’s Genie+ recapped
- Are bonds a good investment?
- Methodology
- How to adjust your Form W-4
- 6. Find the right lender
- 5. Buy an island. Or make a movie.
- Other considerations to determine your down payment
- July
- Term vs. whole life insurance tool
- Interest-based passive income ideas
- Could we be in an AI bubble?
- Why you can trust NerdWallet
- LLC sales taxes
- Retirement accounts for small-business owners and self-employed individuals
- Assuming a mortgage after divorce or death
- K
- Are these the best dividend stocks?
- 5. Dave: Best for repayment flexibility
- Cash bonuses on cards with an annual fee
- When can't you take the standard deduction?
- The bottom line
- Last-minute flight deals are out there
- L
- Costs of starting an LLC in Texas
- August
- More about the card
- Figo: Best pet insurance for cats
- LLC tax forms and deadlines
- How much is my 2023 standard deduction?
- 4 key things to know about bonds
- 6. MoneyLion: Best for existing customers
- Top pick for Amazon’s food delivery services
- Final thoughts on Turkish Airlines economy class
- Who can form an LLC in Texas?
- M
- Types of stock charts and how to read them
- After deciding
- Options trading examples
- Should you invest in AI stocks?
- September
- Bonuses that vary with spending
- LLC tax tips for business owners
- 2023 vs. 2024 standard deduction
- N
- What is credit card consolidation?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Taxes on bonuses: The bottom line
- 4. Money market funds
- W-4 calculator
- October
- When to claim the standard deduction
- How does credit card consolidation work?
- O
- Top pick for Instacart
- Why trade options?
- What to know before shopping for car insurance quotes.
- What else to know about Form W-4
- P
- 8. Klover: Best for no-fee advances
- Small business card bonuses
- Should you buy stocks or bonds?
- November
- 5. Mutual funds
- Is consolidating credit card debt a good idea?
- The difference between HO-3 and HO-5 policies
- S
- Can I still use my credit card after debt consolidation?
- MetLife: Best pet insurance for dogs
- 6. Index funds
- December
- The bottom line on how to read stock charts
- Pros and cons of loan apps
- The upside down: When debt and equity roles reverse
- T
- Top pick for meal kits
- Cheapest car insurance by state
- U
- How to make money from home
- 7. Exchange-traded funds
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- 8. Stocks
- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- Nationwide: Best pet insurance for exotic pets
- Top pick for general food delivery
- How to get the cheapest car insurance quote possible
- Alternatives to cash advance apps
- How to make money offline
- Other possibilities
- 9. Alternative investments
- Cash advance app star rating methodology
- 10. Cryptocurrency
- Pets Best: Best pet insurance for flexible plans
- Other ways to save money
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- 11. Real estate
- Best car insurance companies by state
- Best car insurance companies by state
- How to choose the best investments in 2024
- How to find the best car insurance
- How to find the best car insurance
- Spot: Best pet insurance for straightforward waiting periods
- How much is pet insurance?
- How to find the best dog insurance
- Watch out for making money scams
- How to find the best cat insurance
- How to compare pet insurance companies
- How we ranked the best pet insurance companies
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.