Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is an FHA loan?
- What is personal finance?
- What is a budget planner?
- What are Treasury bonds?
- What is a W-4?
- What is a SEP IRA?
- This article is out-of-date. In 2018, Square acquired Weebly. Now, its main online store builder is Square Online, which features both Weebly functionality and integration with Square point-of-sale systems. For more information about Square Online and other options, see NerdWallet's list of the best online store builders.
- 6 steps to opening a Roth IRA
- What is the sales tax deduction?
- The parts of Medicare
- Still deciding on the right carrier? Compare Medigap plans
- What is modified adjusted gross income (MAGI)?
- Bluevine Business Checking
- In simple terms, what is investing?
- Find the right Medicare Supplement Insurance plan
- Investing for kids
- What is a jumbo loan?
- Is money tight?
- What is a joint credit card account?
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- Dividend definition
- What is alternative minimum tax?
- What is the qualified business income deduction?
- IRA vs. 401(k)
- Learn more about the good credit range
- Dollar-cost averaging definition
- » This page is out of date
- Still deciding on the right carrier? Compare Medicare Advantage plans
- High-dividend ETFs may generate income
- What is the Fed funds rate?
- How to get paid on TikTok
- Parts of a Check
- What is a 1099?
- About Farmers renters insurance
- What is a credit freeze?
- VA loan eligibility
- What is debt-to-income ratio?
- What is a Roth 401(k)?
- What are dividend stocks?
- What is a good used iPhone model?
- Takeaways From 'Get Smart With Money'
- 2023 Ohio state income tax rates and tax brackets (taxes filed in 2024)
- Investing money is personal
- What is a routing number?
- What is overdraft protection?
- About USAA home insurance
- Personal loan refinance calculator
- What is a money market account?
- Allstate home insurance star rating
- Determining how much mortgage I can afford
- 1. Soak up some sun on the beach
- What is Planet Fitness?
- What is passive income?
- What are home equity loans and HELOCs?
- Why is personal finance important?
- How do I get Southwest drink coupons?
- What is a savings account?
- Tuition and fees continue to decrease
- 7 of the best apps to make money
- How much is YouTube TV a month?
- ETF vs. mutual fund
- How to get paid on YouTube
- 7 best-performing AI stocks
- What is Zelle?
- How many bags can you bring on TAP Air Portugal?
- How to calculate interest in a savings account
- Capital gains tax on stocks: Do you have to pay?
- Who gets more time
- What is MAGI used for?
- All about the Schumer box
- Best stocks by one-year performance
- United fare classes: The differences
- What is a custodial account?
- 1. Opt out of overdraft coverage
- What is VIX?
- Estimated Hawaii trip cost
- How the Hilton Grand Vacation Club works
- How does the lottery work?
- Can you finance an engagement ring?
- Capital One 360 savings rate, fees
- What is a financial planner?
- What is self-employment tax?
- The main differences between redress and KTN numbers
- 1. Buy your own cable modem and router for cheaper Wi-Fi (over time)
- Calculate your points' value
- Explore free options first
- How does a lending circle work?
- Choosing an IRA vs. a 401(k)
- January
- Does Air France have Wi-Fi?
- Where to buy bonds
- Create a budget plan that works for you
- What does this value mean?
- What is a DUNS number?
- SEP IRA contribution limits
- The best car insurance
- 1. Your information
- 50/30/20 budget calculator
- Can I contribute to a 401(k) plan and a traditional IRA?
- What to do before applying for a mortgage
- 1. Airlines, including Delta, aren’t required to provide compensation for delays
- Who can get a business credit card?
- Average car loan interest rates by credit score
- Best-performing U.S. equity mutual funds
- What are closing costs?
- 1. What's your credit score?
- California state income tax brackets and rates
- How does a recession affect my savings?
- How do LLC taxes work?
- The best places to buy a used iPhone or other cell phone
- Routes/destinations
- First, some background
- Should you pay your credit card more than once a month?
- What is Bidenomics?
- 1. Sell spare electronics
- Auto insurance
- Roth IRA contribution limits 2024
- How to use the auto lease buyout calculator
- Frugal food tips
- APY vs. interest rate: What’s the difference?
- The best cheap car insurance
- Conduct research
- What it means to be upside-down
- How to estimate your home insurance
- 1. Check what you already have and make a list
- What’s in the rule?
- Florida Blue Medicare Advantage pros and cons
- How to save money while traveling
- How much does a Planet Fitness membership cost?
- Home business ideas
- What are the best retirement plans for you?
- New deals
- 1. You can use it only on certain health care purchases
- How to book Emirates first class with partner points
- What is card lock?
- Passport photo clothing requirements
- Average savings account rate: 0.46%
- Who sets the Federal funds rate?
- Best ways to consolidate credit card debt
- What is a tax extension?
- 5 rules of thumb to find a scholarship
- What are estimated tax payments?
- Top USAA credit cards
- How to budget money
- Emirates' cancellation policy
- What’s deductible
- What a business coach can do
- Companion Fare
- How to consolidate your debt
- Obstacles to getting a liquor license
- How to financially prepare for a move (if you can)
- Travel rewards
- Roth 401(k) vs. traditional 401(k): Where they differ
- What is an EIN?
- What is adjusted gross income (AGI)?
- When do I need to buy insurance for my new car?
- What to look for in a business internet service provider
- Best Medicare Supplement Insurance companies
- How do down payment assistance programs work?
- No fee: Chase Freedom Unlimited®
- For first-timers
- What is a good APR for a credit card?
- Organic frozen berries
- How does a jumbo loan work?
- The bull call spread
- Why you’d want The Platinum Card® from American Express
- How to read your results
- What goes into the credit card interest calculation
- Housing
- 1. Know your bank’s mobile check deposit requirements
- Redeeming Free Spirit points for award flights
- 1. Some rewards are inconvenient and tedious to earn
- 1. You'll earn elevated rewards at Gap and sister brands
- The trouble with long-term care insurance
- 5 Ways to get started in real estate investing
- How to downgrade a Chase card
- What is the gift tax?
- What happens when you get a credit card refund?
- What is the average credit score by age?
- How does AMT tax work?
- How to compare FHA vs. conventional loans
- Buy down the interest rate: Is it worth it?
- 17 passive income ideas for 2024
- What is a home equity loan?
- What are gold stocks?
- 1. You could get one of 3 Nordstrom credit cards, depending on your credit history
- 7 high-dividend ETFs
- What is an e-commerce business license?
- Are Treasury bonds taxable?
- How to make money online
- The best money-making apps
- When should I get a credit card?
- 2. Check number
- Does Zelle cost anything?
- Do you pay taxes on stocks you don't sell?
- Compare Medicare Supplement plans
- 6 steps to managing your 401(k)
- How to freeze your credit with all 3 bureaus
- How to use the car affordability calculator
- Give up on getting your money back
- How much do Instagram influencers make?
- Pets Best pet insurance
- Mint vs. NerdWallet at a glance
- Types of custodial accounts
- Should you make a lump-sum student loan payment?
- The basics of VIX
- What is the 10-year Treasury?
- 1. 529 Savings and investing accounts
- 8 upcoming big tech earnings dates and estimates
- 2. Sell your gift cards
- When you’ll need your routing number
- What is a negative credit card balance?
- How does overdraft protection work?
- What is a recruiter?
- Ways to finance your engagement ring
- What is uninsured motorist property damage coverage?
- You need to build credit
- If you have private insurance
- 2. Limit your shopping trips
- Elite status tiers
- Why does this matter?
- Netflix subscription cost
- The self-employment tax rate for 2023
- What’s a good credit score with FICO vs. VantageScore
- What a 720 credit score can get you
- 1. Do your homework and gather evidence
- The three benefits of dollar-cost averaging
- Investing in Bitcoin
- What minimum credit score is needed to buy a car?
- Examples of personal finance in everyday life
- Why you need a savings account
- What is the current Fed interest rate?
- ETFs vs. mutual funds: The main differences
- What is the 50/30/20 rule?
- Features
- Student loan forgiveness programs
- Compare car insurance rates by age
- How much is car insurance?
- The best whole life insurance companies of April 2024
- What is a 1099 form used for?
- 1. Transfer the balance to a 0% card
- What is the Walmart MoneyCenter?
- How much are closing costs?
- Are these the best stocks to buy now?
- At a glance
- Front-end and back-end DTI
- 7 ways to save money on holiday travel in 2024
- How an emergency fund can help
- 20 high-dividend stocks
- Who needs to get an EIN?
- Reducing the interest you pay
- Do I have to pay Ohio state income tax?
- Best life insurance for children in April 2024
- How a home equity sharing agreement works
- Banking
- How Capital One 360 compares to online banks
- What does a financial planner do?
- What are the pros and cons of money market accounts?
- There’s a new wrinkle
- Top credit cards you can use instantly after approval
- Where Allstate stands out
- How much does it cost to build a deck?
- Who qualifies for the qualified business income deduction?
- 2. Take a surfing lesson
- What a 715 credit score can get you
- What is required to be approved for a HELOC or home equity loan?
- How is income-driven repayment forgiveness supposed to work?
- New York state income tax rates
- What are dividend stocks and why buy them?
- Who needs a DUNS number?
- Treasury bond rates
- 1. Traditional or Roth IRA
- How to fill out a W-4
- What can I add on to YouTube TV?
- Cheap car insurance
- When is the 2024 tax extension deadline?
- Benefits of using Zelle
- How you’ll receive scholarship funds
- USAA® Rate Advantage Visa Platinum® Card
- Has the account adjustment started?
- Where Farmers stands out
- What does the Schumer box tell you?
- Best car insurance in New York overall: Travelers
- 2. Have you reviewed your credit report?
- Investing definitions everyone should know
- Compare Roth 401(k) vs. traditional 401(k)
- How is VIX calculated?
- 2. ABLE accounts
- 3. Pawn something
- Roth IRA contribution deadline
- What your estimated buyout cost tells you
- Authentic Italian ingredients
- Where USAA stands out
- Know your long-term goal
- What to know before getting a joint credit card account
- What is a redress number?
- Processing issues delay financial aid offers
- 2. Reduce your internet speed for a lower price
- Lean on investments or savings, if you have them
- How to find your federal student loan servicer
- 7 best gold stocks by one-year performance
- Which Wi-Fi passes are available on Air France flights?
- What you need to know about savings accounts
- Why lock a card?
- SEP IRA rules: Who is eligible?
- 3. The date
- When are estimated taxes due?
- Stackable savings at select grocery stores
- Rental housing built in the construction boom comes to market
- 2. Delta will keep customers informed about delays
- How we ranked the top life insurers
- How SAVE differs from other student loan repayment plans
- How to apply for a VA loan
- Why travelers will prefer the Chase Sapphire Preferred® Card
- How many Instagram followers do you need to make money?
- What is the cheapest car insurance in California?
- 2. Watch your account balances regularly
- How to evaluate credit card APRs
- Frugal shopping tips
- What uninsured motorist property damage coverage pays for
- Which one is important to know for savings accounts?
- Why it’s risky
- Different types of life insurance
- 3. Stick to your list
- What’s next?
- 2. Confirm the check amount is within mobile deposit limits
- Short-term vs. long-term care coverage
- The self-employment tax rate for 2024
- How much money do I need to buy a house?
- How credit scores affect auto loans
- Other deals
- February
- What’s on the Southwest drink menu?
- Projected student loans could surpass the federal cap
- Marriott points calculator
- Types of Treasury securities
- Dress code tips for passport photo
- Why you may need to reskill to get a new career
- Income limits for contributing to a traditional IRA and a 401(k)
- Which Medicare Supplement plan has the highest coverage?
- When to refinance student loans
- Information you need to freeze your credit
- Why you might want a business credit card
- Are auto loan interest rates rising?
- 7 best stocks to buy now, according to analysts
- State availability
- Which is best for you?
- How LLCs pay income taxes
- What is a mega backdoor Roth?
- Takeaways From 'How to Get Rich'
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- 3. Certificates of deposit
- How to invest money
- Biden's student loan forgiveness 'plan B' would be more targeted
- Who can get down payment assistance?
- How we ranked the top life insurers
- Rules for refinancing conventional loans
- Pros and cons of home equity sharing agreements
- How to find your routing number
- Jumbo loan requirements
- Best car insurance in North Carolina overall: Travelers
- Grace period
- Utilities
- 1. Your credit score
- 2. You'll get some solid perks
- Benefits to downgrading a Chase card
- How the annual gift tax exclusion works
- Chase Sapphire Preferred® Card
- Where Allstate falls short
- Alternative minimum tax rates 2023
- Where can I use my Wyndham points?
- How a lending circle helps build credit
- 3. Peruse the pier
- FHA vs. conventional loans
- 2. It’s a deferred interest card ...
- Can you live off ETF dividends?
- 4. The recipient's name
- How tax extensions work
- How are stocks taxed?
- Who gets a 1099?
- 2. Get a loan release
- Sign-up bonus
- Where Farmers falls short
- Debt consolidation calculator
- How to get Public Service Loan Forgiveness
- How to choose the best mutual funds for you
- Ask the resort to take it back
- Investing for income: Dividend stocks vs. dividend funds
- What is the 10-year treasury yield today?
- How to calculate adjusted gross income
- How to get auto insurance before buying a car
- 4. Work today for fast cash today
- Savings calculator
- Where USAA falls short
- 4. Pay attention to prices
- 3. Endorse the check
- How long does it take to get a credit card refund?
- What is "qualified business income"?
- Is dollar-cost averaging a good idea?
- How does a home equity loan work?
- How scholarships impact other financial aid
- How to take advantage of the sales tax deduction
- Stay on track
- What are the Walmart MoneyCenter hours?
- How to determine how much car you can afford
- How much does a liquor license cost?
- How to monetize your Instagram with fewer followers
- Other alternatives to Mint
- How can I increase my emergency savings?
- VIX and volatility
- Am I a resident for Ohio state income tax purposes?
- What does the public think of Bidenomics?
- What can I do with a negative credit card balance?
- Roth IRA income limits 2024
- Hilton Honors points vs. Hilton Grand Vacation Club points
- Example of the difference between APY and interest rate
- Compare brokers
- You want better cash-back rewards
- 2. The annual fee
- Florida Blue Medicare star ratings
- How to calculate self-employment tax
- Key features of IRAs vs 401(k)s
- 13 fundamentals of personal finance
- Other types of licenses for online selling
- Savings accounts with strong APYs can help your money grow
- Historical national rates
- 3. Delta will rebook you on the next available flight
- What a business coach can’t do
- State availability
- VA loan qualifications: credit, debt and income
- How to use average car interest rates
- How to determine your closing costs
- Pets Best pet insurance plans
- Custodial account rules
- Student loan lump-sum payment calculator
- 5 best business internet service providers
- Baking supplies and real maple syrup
- What do recruiters do?
- Find out where you stand
- Reasons to refinance a personal loan
- Term life insurance
- For people with Medicare
- 5. Buy the Sunday paper (for coupons)
- When to choose a money market account over a savings account
- 2. Redemption is clunky and inflexible
- How much equity do you have?
- 4. Get adventurous on the water
- What do financial pros say about Bitcoin?
- Types of gold stocks
- Forgiveness isn’t achievable for most borrowers
- 2. You can boost your rewards rate, but you'll have to spend for it
- How much does Air France Wi-Fi cost?
- Despite FAFSA hiccups, it remains a top priority
- Use a budget planner
- How do Marriott Bonvoy points compare to other hotel programs?
- Dividend vs. growth stocks
- Which transactions are locked?
- How to get a DUNS number
- Things to consider when using Zelle
- Estimated tax payments 2024
- How do I choose between an IRA and a 401(k)
- The single-family home rental market still lags
- What Medicare Supplement plan is most popular?
- Priority boarding
- How to apply for a business credit card without a business
- Sell it
- Calculate your DTI
- How we chose the cheapest companies in California
- Mega backdoor Roth 2024
- 3. Set up alerts for low balances
- Matching payments to paychecks
- 4. Custodial brokerage account
- Best life insurance for children: Pros and cons
- Rules for refinancing FHA loans
- 5. Seek community loans and assistance
- Credit cards
- What to expect from credit cards with low APRs
- 4 ways to avoid overdraft fees
- Where is UMPD required?
- Do I need a financial planner?
- Shop for a mortgage
- 3. Those rewards can be used only within the brand
- What is a Known Traveler Number?
- You can’t correct submitted FAFSAs yet
- Alternative minimum tax rates 2024
- Lending circle alternatives
- What mortgage can I afford?
- Examples of dollar-cost averaging (versus lump purchases)
- What do federal student loan servicers do?
- March
- 3. … and it can also be a low-interest card
- Which credit card should I get?
- How much is YouTube TV for 1 year?
- 5. The payment amount
- What are AI stocks?
- Numerous obstacles to retraining
- 4. If you’re inconvenienced overnight, Delta will provide hotel accommodations or offer compensation
- Do I have to do anything?
- Best whole life insurance policies for 2024
- Best car insurance in New York for your budget: Progressive
- When debt consolidation is a smart move
- How to find the best stocks to buy now
- 3. Is your credit frozen?
- How to make a lump-sum payment on student loans
- How much is new car insurance?
- How is the economy doing under Biden?
- APY to interest rate calculator
- The bear put spread
- Transportation
- Who has to pay self-employment tax?
- Limitations on downgrading a Chase card
- What can you do if the merchant won’t provide a refund?
- Choose the least expensive high-interest debt
- 2. If a collection is on your report in error, dispute it
- What is a FICO Auto Score?
- Get a secured credit card
- How to invest in dividend ETFs
- Do Southwest drink coupons expire?
- What to watch for when you buy bonds
- How does a SEP IRA work? The pros and cons
- Bonus cash back on memberships at gyms and fitness clubs
- Other student loan forgiveness programs
- Do I need a 1099 to file my taxes?
- 3. Consolidate or refinance the debt
- When you shouldn’t refinance student loans
- How to calculate debt-to-income ratio for a mortgage
- 5 ways to make money on Instagram
- Reliability
- How to apply for an employer identification number
- How to find down payment assistance programs
- 6. Ask for forbearance on bills
- How to cut your Hawaii vacation costs
- For families
- Frugal entertainment tips
- Where do lottery prizes come from?
- USAA home insurance coverage
- Best North Carolina car insurance for your budget: Progressive
- Average daily balance
- 6. Avoid online grocery shopping
- 4. Open the mobile deposit function in your bank app
- Fees to redeem
- How to qualify for the QBI deduction
- 401(k)s and other employer-sponsored retirement plans
- FHA loan requirements
- How a savings account works: withdrawal limits
- How are dividends paid out?
- DUNS number vs. EIN: What’s the difference?
- Are Treasury bonds a good investment?
- Average interest checking account rate: 0.08%
- What happens when the Fed raises interest rates?
- Best car insurance companies: Our winners
- 6. Memo line
- How to file a tax extension
- Who should make estimated quarterly tax payments?
- Try a simple budgeting plan
- Business coaching red flags
- Free checked bag
- Farmers renters insurance coverage
- What services are available at Walmart MoneyCenters?
- How long does it take to get a liquor license?
- California income tax deadlines and extensions
- 4. Deposit or transfer money quickly when an overdraft occurs
- Price vs. yield
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- 5. High-yield savings account
- Higher Education Act justifies plan B
- Rules for refinancing VA loans
- Nuts
- You're eyeing travel perks or a massive sign-up bonus
- Get right-side up again
- Lenders that let you refinance a personal loan
- Allstate home insurance coverage
- Does age affect your credit score?
- 3. Negotiate with your internet provider for a better deal
- IRA vs. 401(k): A road map
- 5. Spot wildlife from the water
- Other perks that come with a membership
- Booking Emirates first class using Skywards
- Save on drinks without Southwest drink coupons
- How do I pay for Air France Connect in-flight internet?
- How do I open a SEP IRA?
- Savings account simple interest vs. compound interest
- Emirates' 24-hour cancellation policy
- Medicare Supplement Insurance plan comparison chart
- How to unfreeze your credit
- Average mutual fund return
- Rent it out
- Closing costs calculator
- 4. Do you have your own credit card?
- Where to find your AGI on your 1040
- 7. Request a payroll advance
- Where does lottery revenue go?
- Types of financial planners
- How to choose a money market account
- 3. There is a sign-up bonus
- 4. Big spenders can earn 'Icon' status
- Shop carefully
- What are your options?
- How to calculate alternative minimum tax
- What a good credit score can get you
- What can I use a home equity loan for?
- Other factors can help you buy a car with bad credit
- 3. Reward redemption options are extremely limited
- New York state supplemental income tax
- Which issuers offer credit card locks?
- Does YouTube TV allow password sharing?
- 7. Bank name
- USAA Cashback Rewards Plus American Express® Credit Card
- Relaxing rewards at the spa and salon
- Student loan cancellation programs
- There may be fewer new construction projects to come
- How to claim the sales tax deduction
- 5. You can ask for compensation
- 4. Remove your name from a credit card account
- 20% rebate on eligible in-flight purchases
- Cheap car insurance in California by age
- Can I buy VIX?
- How to apply for mortgage down payment assistance
- Rules for refinancing USDA loans
- Bank of America routing numbers
- Mid fee: Chase Sapphire Preferred® Card
- Where you can use your Hilton Grand Vacation Club points
- Make sure you’re financially prepared
- Why you’d want the American Express® Gold Card
- Food
- 7. Calculate your burn rate
- How do streaming services fit into your budget?
- 5. Take clear pictures of the check with your mobile device
- What does Florida Blue Medicare Advantage cost?
- Do you need a redress number or Known Traveler Number?
- Gift tax limit 2024
- Blue Cash Preferred® Card from American Express
- Strategies to keep building your 720 credit score
- 4. Your account is available immediately upon approval
- How to cancel an Emirates flight
- How much is car insurance in my state?
- How are dividends taxed?
- Can you get a business credit card with no business income?
- Walk away (or file bankruptcy)
- How to get a liquor license in all 50 states
- Who pays the closing costs?
- An alternative to chasing the best stocks
- How to open a custodial account
- It’s not only about taxes
- 5. Link to another account
- What does the public think of Bidenomics?
- What to expect from credit cards with high APRs
- Discounted gift cards
- The dealer is not your friend
- Budget for repairs and maintenance
- How to pay self-employment tax
- How to pay for a new deck
- Using the mortgage points calculator
- If you’re over the income limit
- 6. Take a trip to Kennedy Space Center
- April
- 6 types of dividends
- 2. Solo 401(k)
- 8-9. Routing and account number
- How do I enroll in Zelle?
- How much interest will I earn on $10,000?
- When should I receive my 1099?
- 5. Sell the financed asset
- Choose a Medicare Supplement Insurance company
- More about the card
- Are Walmart MoneyCenter services worth it?
- VA loan down payment requirements
- Why the Chase Freedom Unlimited® could be more appealing for some
- What to ask before buying a used iPhone
- Your 401(k) plan allows after-tax contributions
- 'Tricking' yourself into paying more
- How much insurance do I need for a new car?
- 6. Investing for teens
- Rules for refinancing jumbo loans
- 8. Take a loan from your retirement account
- Frugal DIY project tips
- How do recruiters get paid?
- How to refinance a personal loan
- Whole life insurance
- 3. Your eligibility for the welcome bonus
- Money market accounts vs. other accounts
- 5. Steer clear if you plan to carry a balance
- Who covers the purchase while the refund is pending?
- 4. Bundle your services for a better combined price
- Reaching forgiveness is expensive
- Using card lock strategically
- Does YouTube TV offer offline viewing?
- Your options for retraining
- TAP Air Portugal baggage fees
- Student loan discharge programs
- 5 steps to applying for a mortgage
- Cooling rents still aren’t showing up in inflation data
- Why is the IDR account adjustment happening?
- Best car insurance in New York for having few customer complaints: The Hanover
- Is it a good idea to consolidate credit cards?
- Compare cards
- 5. How are you paying off credit card debt?
- Do I have to pay California state tax?
- Cheapest for 20-year-old drivers
- The significance of adjusted gross income
- What is Ohio’s standard deduction?
- Don’t count on this student loan forgiveness yet
- For crowd-haters
- What are the lottery payout options?
- USAA home insurance rates
- For Medicaid beneficiaries
- 8. Follow your favorite brands
- Why you might want a joint credit card account
- Mixed-status families still face FAFSA glitches
- Home equity loan rates in 2023
- 5. It’s one of several ways you can pay for medical expenses
- Why Treasury bonds are important
- How does the Fed raise interest rates?
- How do I invest my SEP IRA?
- How do I send, request and receive money in Zelle?
- What Pets Best pet insurance covers
- How to invest in dividend stocks
- 6. Get a prepaid debit card
- Reasons to refinance
- 9. Borrow against life insurance
- Over-the-counter medicine
- Tax deductions for self-employment
- Gift tax limit 2023
- What is a good credit score for your age?
- Strategies to keep building your 715 credit score
- How much to keep in your savings account
- W-4 form 2024
- Get more help with monthly budget planning
- The caveats
- When do you have to pay taxes on stocks?
- 6. Pay off the balance
- MAGI vs. AGI: What's the difference?
- Farmers renters insurance rates
- Where do you find the Schumer box?
- How does a debt consolidation loan work?
- Additional functionality
- Is United’s basic economy worth it?
- Your 401(k) lets you move your after-tax money
- Why is the 10-year Treasury yield important?
- Helping your credit scores
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Best North Carolina car insurance for customer complaints: Auto-Owners
- The long straddle
- 6. Confirm the check details and complete the deposit
- Allstate home insurance rates
- 5. Check on assistance programs for a monthly discount
- What affects your credit score?
- 7. Visit the largest surf shop in the world
- Get a credit-builder product or a secured loan
- Home equity loan and HELOC rates
- 4. Cardholders get extra perks within Nordstrom’s loyalty program
- If you want to use Southwest Airlines drink coupons
- How has the Marriott points value changed over time?
- Does YouTube TV fit in your budget?
- How to invest in AI stocks
- Card details: Chase Freedom Flex℠
- How to cancel an Emirates Skywards award flight
- 6. Travel insurance can protect you even more
- What will count toward IDR forgiveness?
- How to find the right coach — maybe for free
- When to enroll in Medicare Supplement Insurance
- Custodial accounts and financial aid
- 10. Use a credit card cash advance
- Chase routing numbers
- Interest rate
- Debt
- 4. Your current Sapphire situation
- Where do I enter a redress number or Known Traveler Number?
- What happens to rewards earned from the purchase?
- 3. If you already paid the debt: Ask for a goodwill deletion
- May
- When are New York state income taxes due?
- How to calculate quarterly estimated taxes
- Types of 1099 forms
- How to calculate your modified adjusted gross income
- Can you use a business credit card for personal expenses?
- VA loan property requirements
- Do debt consolidation loans hurt your credit?
- Managing expectations
- What is a good DTI ratio?
- Fees
- 7. Look for a bank with a generous overdraft policy
- What’s the filing deadline for my Ohio state income tax bill?
- 7. Roth IRA
- Should I join the Hilton Grand Vacation Club?
- Pros and cons of jumbo loans
- Ways to reach out to a recruiter
- 9. Try out generic labels
- 7. Keep the check until it's processed
- Some alternatives to joint credit card accounts
- How the lifetime gift tax exclusion works
- What tax breaks do you lose under the AMT?
- How the qualified business income deduction works
- 5 types of employer-sponsored retirement plans
- Borrowers could face a high tax burden
- Average certificate of deposit rate: 1.81% for one-year CDs
- What is the Federal Reserve Board?
- How tax extensions work if you owe taxes
- Most rent remains unaffordable
- Co-signing isn’t forever
- What is California's standard deduction?
- LLC payroll taxes
- Is it safe to buy a used phone?
- What does a shared equity agreement cost?
- 11. Look for a payday alternative loan
- For the frugal traveler
- Qualifying for a better credit card APR
- Tires and gasoline
- Frugal home expenses tips
- Discounts
- Understand your legal obligations
- Earning points with Spirit Airlines
- 4. You can shop instantly after you are approved for the card
- What kind of investment is Bitcoin?
- Ways to get the best home equity loan rates
- Pros and cons of investing in gold stocks
- Do I have to pay New York state income tax?
- Alternatives to savings accounts
- How did we determine the value of Marriott Bonvoy points?
- How to find the 2024 W-4
- 10. Signature
- Best car insurance in New York for ease of use: State Farm
- How to freeze your child’s credit
- When debt consolidation isn't worth it
- Which card (or cards) should you get?
- Are 10-year Treasury notes a good investment?
- What is your modified adjusted gross income (MAGI)?
- 5 things to know about Ohio state tax
- Other Roth IRA rules
- Students and parents: Here’s what you can do
- How to get a good credit score
- 8. Head to the park
- How to buy Treasury bonds
- More U.S. passport photo requirements
- SEP IRA vs. Roth IRA
- Costs
- Overweight and oversized baggage fees
- What is net investment income tax?
- Discounts
- Eligibility for other VA loans and grants
- What to do if you have to move and can’t prepare
- What’s not covered
- You’ve got money left over for savings
- 8. Special needs trust
- Wells Fargo routing numbers
- Best North Carolina car insurance for ease of use: State Farm
- Why you’d get both
- Universal life insurance
- 10. Use credit cards strategically
- 5. Your spending plans
- Available Medicare Advantage plans
- Citi Custom Cash® Card
- How to build your credit before car shopping
- IRAs
- ETFs vs. mutual funds: Which is best for you?
- How to find AI ETFs
- Why's it called the Schumer box?
- What part of my income gets taxed by California?
- What else you need to know
- 12. Get a personal loan
- Keep your next Costco visit cost-effective
- UMPD vs. collision: Which should you buy?
- 5. It can be expensive to carry a balance
- Does getting a refund on a credit card hurt your credit?
- The Department of Education is implementing income-driven repayment fixes
- 5. You won't want to carry a balance
- How tax extensions work if you're due a refund
- Preferred Cash Rewards Visa® Signature Credit Card
- Emirates' cancellation policy recapped
- The U.S. needs way more rental housing
- How much is car insurance by company?
- Will parent PLUS loans qualify?
- Travel and shopping protections
- Maximum and average DTI ratios by mortgage type
- Glossary of overdraft terms
- Saving on late fees
- Best for extra benefits: Anthem Medicare Supplement Insurance
- High fee: The Platinum Card® from American Express
- Bottom line
- Memberships
- 11. Establish your local supermarket circuit
- The bottom line
- How to check your credit score
- Do I have to pay alternative minimum tax?
- 9. Visit a local museum
- 4. Check your credit reports after 30 days to make sure the change was made
- How much can you borrow with a home equity loan?
- Use a co-signer
- June
- Who should get a home equity loan
- How to connect to Air France Wi-Fi
- Can I take my own passport photo?
- Do I have to update my W-4 every year?
- Leverage elite status to get free checked bags on TAP Air Portugal
- You don’t need to have $10,000 to take advantage of compound interest
- 7. Your travel card may already include travel insurance benefits
- Who qualifies for the SAVE plan?
- Mutual fund fees
- Do you ever need to change your EIN?
- How do you buy 10-year Treasury notes?
- Five steps to opening an investment account for your kid
- Consumer complaints
- Days in the cycle
- For the uninsured
- Set good boundaries
- 2024 lifetime gift tax exemption
- How your car loan can help you build better credit
- What is New York state's standard deduction?
- How to pay lower taxes when selling stocks
- Consumer complaints
- When should you freeze your credit?
- How repayment of the equity investment works
- 13. Rent out a room
- For adults
- How much are lottery winnings taxed?
- The long strangle
- 12. Consider a wholesale membership
- Should you act or sit tight?
- The bottom line
- How to cancel a Planet Fitness membership
- 3. SEP IRA
- Dress code for a passport picture recapped
- SIMPLE IRA vs. SEP IRA
- Learn more about sector ETFs:
- How many tax extensions can you file?
- Pros
- Full list of the best car insurance in NY
- Reconsideration for PSLF applications
- Closing costs for the buyer
- Pets Best coverage options
- Am I a resident for California state tax purposes?
- LLC self-employment taxes
- Bottom line
- Online bank and credit union routing numbers
- Full list of the best car insurance companies in North Carolina
- Find the best homeowners insurance in your state
- How to earn Avis Preferred Points
- Florida Blue Medicare Advantage service area
- Consumer complaints
- If this is giving you a headache ...
- How to buy gold stocks
- Who should get a HELOC
- Next steps:
- How to pay estimated taxes
- How to earn more interest in a savings account
- Will my servicer know if I qualify?
- Do you pay tax on T-notes?
- Clearing room to charge more
- Consumer experience
- Shopping
- Bitcoin and volatility
- Home equity loan requirements
- Become an authorized user
- Air France Wi-Fi recapped
- Where to find the best savings accounts
- How to evaluate dividends
- How to adjust your Form W-4
- How much does a tax extension cost?
- Cons
- Check-in times for checked luggage
- Consumer experience
- Finding a car you can afford
- Jumbo loans and conforming loan limits
- Financial planner vs. financial advisor
- Variable life insurance
- How to start dollar-cost averaging
- What happens to a 715 score with a late payment?
- July
- What is the Emirates first class experience like?
- Am I a resident for New York state income tax purposes?
- Average money market account rate: 0.66%
- Could we be in an AI bubble?
- More 401(k) resources
- Cons of a credit freeze
- What if you lose your EIN?
- Next Steps
- Getting motivation
- 14. Moonlight as a dog sitter
- NerdWallet home insurance calculator methodology
- What's next?
- 13. Look at the price per unit
- Who pays the gift tax?
- Consumer experience
- Interest-based passive income ideas
- Determining which business licenses you need to sell online
- Tax extensions for overseas taxpayers and military members
- How to apply for the SAVE plan
- Why you can trust NerdWallet
- Can you lose money in mutual funds?
- Restrictions and waiting periods
- Are these the best dividend stocks?
- LLC sales taxes
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Find local conforming loan limits
- Can you finance an engagement ring with bad credit?
- 6. The amount you will travel
- How to redeem Avis Preferred Points
- Servicing changes are underway
- Retirement accounts for small-business owners and self-employed individuals
- You should still use income-driven repayment if you need it
- Reviews
- TAP Air Portugal baggage policy recapped
- The bottom line
- When NOT to pay more frequently
- Where to get a home equity sharing agreement
- 15. Become a rideshare or delivery driver
- Learn more
- Do you pay taxes when you receive a gift?
- Capital One Venture Rewards Credit Card
- Are home equity loans a good idea?
- Frequently asked questions about estimated tax payments
- What if I had delinquencies or a student loan in default?
- The bottom line
- You can save money on holiday travel in 2024
- The best time to visit Disneyland, recapped
- Ways to get the best jumbo mortgage rates
- What to do if you win the lottery
- USAA vs. competitors
- How much money can you make on YouTube?
- Calculating MAGI: Example
- Credit freeze or credit lock?
- Basic economy
- 16. Cut your insurance premiums
- If you’re shopping for your first points and miles credit card
- Related articles
- August
- How to apply for an online business license
- What happens after you file a tax extension?
- How much is auto insurance based on your driving record?
- When is the SAVE plan available?
- Other renters insurance companies to consider
- Pets Best pet insurance rates
- 14. Understand sale cycles
- Is the gift tax deductible?
- What is the highest credit score, and how many people have it?
- USAA Rewards™ American Express® Credit Card
- Alternatives
- LLC tax forms and deadlines
- The synthetic long
- Allstate vs. competitors
- What happens to a 720 score with a late payment?
- Get credit for the bills you pay
- Important considerations when opening a Roth IRA
- Who can access your frozen credit reports?
- Final thoughts on the different United economy fare classes
- How can I save on new car insurance?
- Medigap plan types
- If you want to go to Hawaii
- Burial insurance
- How much is the gift tax rate?
- Booking Emirates first class with points: is it worth it?
- The difference between interest rate and APY
- How do you file a state tax extension?
- Can I get a refund?
- More about the card
- DTI isn't a full measure of affordability
- Consider all your options
- 17. Consolidate your debt
- How to earn other travel rewards through your Avis car rental
- Should you invest in AI stocks?
- Compare insurance rates by driver history
- After deciding
- Which small business internet service is right for you?
- How to claim lottery winnings
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- September
- 4. SIMPLE IRA
- Earn an audience, and earn more in the long run
- Invest in bonds: next steps
- Are dividends taxed?
- 18. Refinance your student loans
- What are the largest lottery jackpots ever?
- 7. Your Chase 5/24 count
- One-time IDR account adjustment for PSLF borrowers
- Discounts
- LLC tax tips for business owners
- Common gift tax return triggers
- U.S. Bank Cash+® Visa Signature® Card
- Practice good credit habits
- Next steps
- What is credit card consolidation?
- Which states have tax deadline extensions?
- If your DTI is high
- California state tax credits
- 19. Change your cell phone plan
- W-4 calculator
- Other ways to make money
- Consumer experience
- More resources on investing
- If you're considering the Chase Sapphire Preferred® Card
- October
- Types of FHA loans
- How the FDIC calculates national rates
- Other changes to income-driven repayment in the works
- Avoid risky loans
- Other types of life insurance
- FHA vs. conventional loans: Summary
- How does credit card consolidation work?
- Modified adjusted gross income: The bottom line
- Airline loyalty programs
- Next steps
- Alternatives for the best life insurance for kids
- Investing
- Cheapest for 30-year-old drivers
- Should you choose hotel and airline rewards over Avis Preferred Points?
- What else to know about Form W-4
- The bottom line
- USAA Rewards™ Visa® Signature Credit Card
- Reconsideration for rejected PSLF applications
- More about top-rated life insurance companies
- Check your credit scores and reports
- November
- NYC income tax rates
- Different types of life insurance by underwriting
- Final thoughts on all the ways to save money on travel
- Additional tips for making money on TikTok
- Is consolidating credit card debt a good idea?
- Pets Best vs. competitors
- More resources
- The bottom line
- Bank of America® Premium Rewards® credit card
- 5. Defined benefit plan
- Can I still use my credit card after debt consolidation?
- Mortgages
- December
- Don't qualify for PSLF? You have other options for relief
- FHA loan limits
- Closing costs for the seller
- How to track your California state refund
- Business class
- 6 things to know about New York state income tax
- Cheapest car insurance by state
- Bilt World Elite Mastercard® Credit Card
- How to apply for an FHA loan
- California state sales tax
- Which type of life insurance should you get?
- Where to open a retirement plan if you’re self-employed
- What is a 1099 employee?
- How to make money from home
- How much is auto insurance for good and poor credit?
- Alternatives to the best whole life insurance
- The best life insurance companies in April 2024
- Pros and cons of FHA loans
- 5 things to know about California state tax
- How to get cheap car insurance
- Travel credit card availability
- Other ways to earn money
- More about whole life insurance
- Personal loans
- How we review pet insurance
- Other notable options
- Risks of getting cheap auto insurance
- Ways to get the best FHA mortgage rates
- More about top-rated life insurance companies
- Major issuers and their policies on instant credit access
- How much is auto insurance based on age?
- Cheapest for 40-year-old drivers
- Student loans
- If you’re considering JetBlue vs. Alaska Airlines
- How to make money offline
- Taxes
- Travel rewards
- Other ways to save money
- Full list of the best car insurance companies
- How to compare car insurance rates
- How much is auto insurance based on gender?
- Best car insurance companies by state
- How much is auto insurance based on vehicle type?
- How to find the best car insurance
- What else affects my car insurance cost?
- Cheapest for 50-year-old drivers
- How to get cheap car insurance
- Tips for starting a home-based business
- The bottom line
- How to choose an insurance company
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- Cheapest for 70-year-old drivers
- Learn more about personal finance
- Cheapest car insurance for military families
- How to get cheap car insurance in California
- Minimum auto insurance requirements in California
- Alternative car insurance in California
- How AAA car insurance works in California
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.