Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- What is a SEP IRA?
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- Definitions: Money Transfer Rates
- Shopify Ecommerce
- What is the gig economy?
- What is the average stock market return?
- What is a budget planner?
- What is a put option?
- What are undervalued stocks?
- About Roth IRAs
- Life insurance buying guide
- What is an index?
- 5 Best Ways to Send Money Internationally
- How much does HBO Max cost per month?
- What is credit mix?
- High-dividend ETFs may generate income
- What is FICA tax?
- What is a money market account?
- 5 ways to cash a check without a bank account
- If you're worried you might dig yourself into a hole...
- What type of income is not taxable?
- The difference between Roth and traditional IRAs
- Hulu subscription cost
- What is prescription food for pets?
- What is passive income?
- 5 steps to fill out a money order
- How to file taxes for free
- What is an emergency fund?
- 1. Review account transactions from your bank
- Right now: Report or lock the missing card
- What are dividend stocks?
- Inheritance tax definition
- 7 of the best apps to make money
- What is umbrella insurance?
- States with no income tax
- Can you withdraw money from a 401(k) early?
- What are Vanguard index funds?
- What is a bounced check?
- What is a VA loan appraisal?
- What's the best S&P 500 ETF?
- 7 best-performing AI stocks
- How to unfreeze credit
- What is the Schedule A?
- How does Uber work?
- 1. Business name reservation form (corps and LLCs)
- How to invest in oil
- How much should you spend on rent? It depends
- What is TikTok Shop?
- What is an accredited investor?
- Getting to New York City
- 1. Certificates of deposit (CDs)
- The best AmEx transfer partners
- Types of foreign ATM fees
- The World of Hyatt Credit Card vs. the World of Hyatt Business Credit Card
- Mortgage income calculator help
- United credit cards currently available
- Roth IRA pros and cons
- How to use a savings goal calculator
- Closed-end fund definition
- Know where your credit score stands
- Ways to prevent getting sick on a plane
- Mortgage options
- Earn points by charging purchases
- Georgia state income tax rates and tax brackets
- What is a savings account?
- What are small-cap stocks?
- 1. Google
- The best car insurance
- January
- Frugal food tips
- Where you can find them
- Term life vs. whole life: Overview
- The Credit Card Competition Act, in a nutshell
- SEP IRA contribution limits
- FICA tax rate 2023-2024
- What to know before getting the American Express® Gold Card
- Auto insurance
- 1. Sell spare electronics
- Best banks and credit unions
- How much can you contribute to a 401(k)?
- How much does adoption cost?
- Will insurance pay for a rental car during repairs?
- 50/30/20 budget calculator
- 1. Determine your state’s workers’ comp requirements
- General advice for international money transfers
- Defining some health insurance terms
- If you're sure you won't get into debt again...
- What are AI ETFs?
- What’s in the rule?
- The best budget apps
- 1. Build your network
- What is options trading?
- Why might my pet need prescription food?
- How to start a carpet cleaning business in 8 steps
- Why you'll like the Apple savings account
- Create a budget plan that works for you
- Reasons to transfer to ANA
- How it works
- Domestic sweet spots
- Investment portfolio definition
- Benefits of hotel loyalty programs
- Calculate your closing costs
- Tread depth
- How to start a meal prep company in 7 simple steps
- 1. Set your budget
- Costs and fees
- California state income tax brackets and rates
- Activate quarterly 5% rewards categories
- Why is having a low credit utilization important?
- Factors we considered when picking travel insurance companies
- How we found the best travel insurance
- 1. Tweak your W-4
- Define your marketing goals
- How to budget money
- Nonpayment
- Late winter and early spring
- When can you withdraw from a Roth IRA?
- Chase Pay Over Time
- 1. Know your bank’s mobile check deposit requirements
- How do credit union loans work?
- How to fill out Schedule A
- Types of business funding
- What is the Chevron deference?
- Best ways to consolidate credit card debt
- Best e-commerce platforms at a glance
- Best day to book a flight
- What is a state income tax?
- Hulu Live TV cost
- 1. There are two Merrick Bank credit cards
- How do Frontier’s seat assignment fees work?
- Our picks for the best life insurance companies in April 2024
- How to Refer a Friend for a Capital One card
- The bull call spread
- Kids don’t need an ID when flying within the U.S.
- Best fleet fuel cards
- Key takeaways
- Student loan payoff calculator
- The main differences between Delta Comfort Plus vs. main cabin
- 17 passive income ideas for 2024
- Buy down the interest rate: Is it worth it?
- 1. Fill in the recipient’s name
- How to change business bank accounts
- Index fund vs. mutual fund
- Closed-end funds vs. open-end funds
- Real estate agent basics
- Why credit cards have expiration dates
- 1. PayPal Honey
- What goes into the credit card interest calculation
- What to expect flying first class with Virgin Atlantic
- 1. There are two basic Best Buy credit cards
- 'I can't sleep, thinking about it'
- Reducing hassles and risk
- When is a personal loan in default?
- How to send money online, on mobile or in person
- The best money-making apps
- How much does capitalized interest cost?
- How to make money online
- Mint vs. NerdWallet at a glance
- Banks that offer joint business accounts
- What is the 401(k) early withdrawal penalty?
- How to invest in stocks in 6 steps
- Bounced check fees: Overdraft and NSF
- 7 high-dividend ETFs
- 2. Sell your gift cards
- Cash bonuses on cards with no annual fee
- 1. It earns up to 1.75% cash back
- Subsidized vs. unsubsidized student loans
- Wise
- How much does an Uber cost?
- 2. Articles of incorporation (corps only)
- Roth vs. traditional IRA
- What is gig work?
- How much of my credit card should I use?
- What does Costco travel insurance cover?
- Why does this matter?
- Mortgage rates may slow (but not stop) sellers
- Credit definition
- Rite Aid
- How to track your refund status with ‘Where's My Refund?’
- The benefits of a long layover
- 1. There are two versions of the card
- How do expense trackers work?
- Why are stocks undervalued?
- Transaction types
- Why do I need an emergency fund?
- High cash back in popular categories
- What is a credit card balance?
- 2. Hit 'unsubscribe'
- 1. You'll earn bonus rewards only for Bass and Cabela's
- What is a business credit score?
- Women face extra risks
- What are the weekly jobless claims?
- 11 best investments right now
- Know your benefits
- Is inheritance taxable?
- Ria is best for:
- Set practical, realistic search terms
- How important a factor is credit mix for your scores?
- Points: Spending rewards
- Banking
- What are the pros and cons of money market accounts?
- At a glance
- Reasons your credit line gets boosted
- What is the 50/30/20 rule?
- Shopify: Best e-commerce platform for product sellers
- How will the Student Aid Index be calculated?
- What is the Walmart MoneyCenter?
- The average stock market return isn't always average
- 5 steps to get preapproved for a home loan
- 529 plan rules
- Differences between mutual funds and index funds
- How much are closing costs?
- Free tax filing options in 2024
- Apps most like Airbnb for cars
- Compare car insurance rates by age
- Why you might prefer the Citi Double Cash® Card
- How to lower your credit utilization
- Why you need a savings account
- Index investing: Index funds and ETFs
- Do: Mind the basics
- 20 high-dividend stocks
- Citi Flex Loan
- Best small-cap stocks, ordered by one-year performance
- 2. Learn more about your 401(k)
- Contact your servicer for HEAL loan help
- The role and tools of the Federal Reserve
- Cheap car insurance
- What does it mean to live in a state with no income tax?
- What reasons can you withdraw from your 401(k) early?
- What do you think are the financial challenges Asian Americans face?
- 3. Pawn something
- How to choose an S&P 500 ETF
- How to get Temporary Expanded Public Service Loan Forgiveness
- Think about how much you'll need in retirement
- 1. The ongoing rewards rate is excellent
- Crunching the numbers
- What income is tax-free income?
- How we ranked the top life insurers
- Processing issues delay financial aid offers
- YNAB, for hands-on zero-based budgeting
- 2. Diversify products and income streams
- Work out how much of your income should go to rent with the 50/30/20 rule
- Does pet insurance cover prescription pet food?
- How put options work
- Investment portfolios and risk tolerance
- Bank wire transfer
- Get 25% more value when you redeem points for travel
- Tomorrow: Follow up with a written confirmation
- Globe Life insurance
- An overview of the best annual travel insurance
- Has the account adjustment started?
- Ria pros:
- Frugal shopping tips
- How umbrella insurance works
- Roth IRA withdrawal rules
- SEP IRA rules: Who is eligible?
- VA appraisal fees
- 2. Confirm the check amount is within mobile deposit limits
- How Schedule A works
- Why travelers will prefer the Chase Sapphire Preferred® Card
- 2. Evaluate business insurance companies’ offerings
- Best day to fly
- How state income tax rates work
- Roth vs. traditional IRA: How to choose
- Best AI ETFs by one-year performance
- 2. You may need an offer by mail to apply
- What’s next?
- How extra student loan payments work
- 2. Cash management accounts
- Standard benefits
- 2. Write your address in the purchaser section
- Where you can donate
- 2. Rewards are capped and expire
- Auto loan origination by credit score
- How much should I save?
- Simplicity of rewards
- 2. Rakuten Cash Back Button
- 3. Take a holistic view
- How to book a first class ticket with Virgin Atlantic
- Rewards
- CD rates: Their rise — and slow fall?
- What you need to know about savings accounts
- February
- Holiday weekends
- How do Vanguard index funds work?
- How FICA tax works
- Key findings
- Best credit union personal loans for 2024
- 2. You could get a lucrative sign-up bonus
- How to cash a large check without a bank account
- You’ve used your existing credit line responsibly
- How much does a 20-minute Uber cost?
- 3. Articles of organization (LLCs only)
- Post-bankruptcy credit cards
- What is a gig worker?
- Biden's student loan forgiveness 'plan B' would be more targeted
- Delta main cabin
- The most undervalued stocks in the S&P 500
- Pricing transparency
- 2. Shop for a loan
- Grace period
- Is there a federal inheritance tax?
- Personal loan default consequences
- Consolidate by April 30 to get HEAL loan forgiveness
- Ria cons:
- Pros and cons of living in a state without income tax
- Can you live off ETF dividends?
- 4. Work today for fast cash today
- 3. Endorse the check
- Who needs to file a Schedule A tax form
- What do the herring fisheries want?
- Hulu add-ons
- Is 0% credit utilization bad?
- Making referrals: Caveats and considerations
- How do you become an accredited investor?
- Preapproval is not the same as pre-qualification
- 3. Include your account number if you're paying a bill
- How do you calculate closing costs on a house?
- Tire age
- How do you check your credit card balance?
- 4. Go paperless
- How are business credit scores calculated?
- Delay Social Security, if not retirement
- Don’t: Sell, sell, sell
- Investing for income: Dividend stocks vs. dividend funds
- 3. Look into an IRA
- How it might affect you
- Fraud
- Other alternatives to Mint
- Merchant fees for a bounced check
- Ways to fund your business without taking on debt
- 3. Get ready to pay some fees
- What are the Walmart MoneyCenter hours?
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- What if I don’t pay for seat selection?
- World benefits
- How to build an investment portfolio
- 1. IRS Free File
- Best iOS personal expense tracker apps
- Understanding closed-end funds
- 2. Points redemptions aren't a bait and switch
- Enjoy the card’s other valuable perks
- Next week: Monitor your account while the bank investigates
- 2024 Georgia state income tax changes
- Globe Life insurance policies
- 'I knew that this is something I was going to fight for'
- Think about health savings accounts
- Why small-cap stocks are risky
- Understand your market
- Ria transfer methods and options
- What causes interest to capitalize on student loans?
- VA appraisal checklist
- Cost of living has grown faster than income in the past four years
- When to choose a money market account over a savings account
- 3. You can choose between a Visa or Mastercard version
- 2. Redemption options are limited
- How is the Student Aid Index used?
- First things first: Check your IRA eligibility
- Types of AI ETFs
- What to know about working in the gig economy
- Best life insurance companies: Pros and cons
- 3. Cut back on expenses with automation and negotiation
- How much rent can you afford?
- How do you make money on TikTok Shop?
- How to trade options in four steps
- How to open the Apple high-yield savings account
- Understanding Chase bank’s credit card rules
- When will I get my 2024 tax refund?
- What does the charity get, exactly?
- 3. Rewards redemption is largely restricted to future cruises
- 3. The Camelizer
- What is a Roth IRA account?
- Savings accounts with strong APYs can help your money grow
- Stock index examples
- Choosing a work-only card
- Are Vanguard index funds a good investment?
- What is withholding tax?
- Credit cards
- 5. Seek community loans and assistance
- An IRA might be a better option
- Additional considerations for cashing a check
- Rental reimbursement limits and restrictions
- Can your Uber fare change?
- When are state income tax returns due?
- You can’t correct submitted FAFSAs yet
- Use a budget planner
- 3. High-yield money market accounts (MMAs)
- Joann
- World Elite benefits
- 4. Sign the bottom where it says 'purchaser’s signature'
- Buying a put option
- Overall cost
- Auto loan interest rates by credit score
- 0% intro APR offer
- 5. Automate your accounts to meet your goals
- Security and liability
- 1. Allianz Travel
- Inheritance taxes vs. estate taxes
- March
- Fees
- What does umbrella insurance cover?
- Key differences between term life and whole life
- Find a private-party used car
- Staying safe from cancellation
- You only need one S&P 500 ETF
- What are AI stocks?
- Your credit card offers a built-in path to a higher credit limit
- How interest accrues on subsidized and unsubsidized loans
- Square Online: Best free e-commerce platform
- 4. Corporate bylaws (corps only)
- Prices have fallen, but values are still up from 2020
- The bear put spread
- Types of credit
- Episode transcript
- How much of your income should go toward a mortgage?
- Where do I put my emergency fund?
- 3. Determine other ownership costs
- What you owe in case of debit card theft
- Do I have to pay Georgia state income tax?
- Do I have to do anything?
- Online marketing for small business
- Frugal entertainment tips
- How to diversify your credit mix
- All year
- How to invest in dividend ETFs
- How does a SEP IRA work? The pros and cons
- 6. Ask for forbearance on bills
- 4. Open the mobile deposit function in your bank app
- What items can be deducted on Schedule A?
- OFX
- Does Hulu allow password sharing?
- How to buy AI ETFs
- 4. Neither card offers perks
- How much money do you need to invest in oil?
- Referral bonus annual limits
- How far in advance should I get preapproved for a mortgage?
- How to avoid paying bank fees while traveling
- 2024 tax refund schedule
- Signs you might need new tires
- How to find undervalued stocks
- Cash App
- 6. Streamline your bank accounts
- Average daily balance
- Do personal credit scores affect business credit scores?
- 2. Rewards rates are decent, but redemption is clunky
- Best retirement age for women isn't just about money
- How many jobs were added in March?
- How long will your mortgage loan last?
- Use the rental car insurance
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Why small-cap stocks are mighty
- How the federal funds rate impacts prices
- Best car insurance companies: Our winners
- Try a simple budgeting plan
- Cost of term life vs. whole life
- My Chase Loan
- Being put in a database due to a bounced check
- Other payroll tax items you may hear about
- 4. It's light on fees
- How to get subsidized and unsubsidized loans
- Should you tip an Uber driver?
- Coinsurance vs. copay
- What happens if Chevron is overturned?
- What services are available at Walmart MoneyCenters?
- How credit utilization affects your scores
- 4. Prioritize authenticity
- Higher Education Act justifies plan B
- How to start a TikTok Shop as a seller
- Apply extra student loan payments toward the principal
- What kind of Mastercard is my card?
- 5. Keep your receipt
- How to meet your monthly savings goal
- What to do during a long layover
- Buying closed-end funds at a discount
- Card readers and apps
- 4. CouponCabin Sidekick
- 3. You can elevate your status (and rewards) through spending
- How does a Roth IRA work?
- California income tax deadlines and extensions
- How a savings account works: withdrawal limits
- 'We both were finally crumbling under the weight'
- 2. Bing
- Who can open a joint business account
- How much does it cost to buy Vanguard index fund shares?
- How do you think the culture of saving influences how second- or third-generation Asian Americans manage money?
- How do I open a SEP IRA?
- Travel and entertainment perks
- 7. Request a payroll advance
- Rising costs thwart debt payoff plans
- How to choose a money market account
- How to open a bank account to cash a check
- Why is adoption so expensive?
- 3. It’s free of some fees
- 3. Get multiple workers’ comp quotes
- Types of state income tax
- How does Hulu fit into your budget?
- What to expect the stock market to return
- What is Frontier stretch seating?
- Is investing in oil safe?
- Why do you have to be an accredited investor?
- How to deposit funds into the Apple savings account
- How do I check my tax return status?
- Be your own fundraiser
- 4. The sign-up bonus is good
- How to find and interview real estate agents
- Transfer partners
- What to do when your credit card expires
- Rights in disputes
- The time and place for CDs
- Do: Include an action item
- Citi Flex Pay
- Why small-cap stocks are not that different
- Does Max cost the same as HBO Max did?
- Why do I have to pay FICA tax?
- VA appraisal timeline
- 5. Take clear pictures of the check with your mobile device
- 5. It comes with rental car coverage
- The million-dollar question (pun intended)
- Best life insurance company overall: MassMutual
- Accepting a Capital One referral: Caveats and considerations
- Goodbudget, for hands-on envelope budgeting
- 4. Peer-to-peer lending
- What if you're priced out of homebuying?
- 4. Find the right car for you
- Compare: Chase Sapphire Preferred® Card vs. Chase Sapphire Reserve®
- 1. High-yield savings accounts
- Lowering your risk going forward
- 4. Save for college
- How to avoid capitalized interest on student loans
- Rules for life insurance benefits at work
- Your bank may close your account after a bounced check
- What's next?
- 401(k), IRA, Roth: Know the tax impact
- 4. There’s no welcome offer
- How to fit Uber into your budget
- Copay vs. deductible
- 5. Operating agreement (LLCs only)
- Kids need an ID when flying internationally
- How to find high-yield alternatives
- Kirkland’s
- Using the mortgage points calculator
- How this can impact welcome bonus eligibility
- 5. There’s no break from interest
- When to estimate closing costs
- Point-of-sale hardware
- Lenders look at more than a bad credit score
- How do I build an emergency fund?
- 5. Capital One Shopping
- What is the current unemployment rate?
- Globe Life customer complaints and satisfaction
- What to do if you face loan default
- April
- Frugal DIY project tips
- Be picky about condition, not about brand
- How much should you spend on a mattress?
- What's next?
- 8. Take a loan from your retirement account
- Money market accounts vs. other accounts
- Why the Chase Freedom Unlimited® could be more appealing for some
- You’ve reported an increase in income
- Why the Roth IRA works for many savers
- Are Walmart MoneyCenter services worth it?
- Understanding the oil markets
- Factor in other costs
- Other opportunities to pay off student loans faster
- Why haven't I received my tax refund?
- How to buy closed-end funds
- Don’t limit yourself to springtime to clean up your bank accounts
- Ways to get good value
- What is a good business credit score?
- What is my Georgia residency status for state income tax purposes?
- 2. Seven Corners
- Ways to reduce debt-related stress
- States that have estate taxes, inheritance taxes or both:
- 3. Facebook
- How to apply for a joint business bank account
- VA appraisal vs. home inspection
- Many in credit card debt feel stressed, worried
- Taking out federal loans vs. private loans
- 5. There are no other Merrick Bank credit cards to graduate to
- How much does Frontier Airlines stretch seating cost?
- Mixed-status families still face FAFSA glitches
- Don’t count on this student loan forgiveness yet
- How to switch business checking accounts within your current bank
- The fine print
- Sign-up bonus
- Do I have to pay California state tax?
- Is unemployment rising or falling?
- Why is the IDR account adjustment happening?
- 5. Fund your FSA
- Hotel loyalty programs
- What umbrella insurance doesn’t cover
- Does HBO Max allow password sharing?
- What to do if you bounce a check
- How do I invest my SEP IRA?
- 9. Borrow against life insurance
- Schedule A tips and tricks for itemizing
- Coinsurance vs. deductible
- What happens next?
- 2. Free tax software
- Integrations with accounting software
- 4. You can reel in decent perks and benefits
- 3. Deferred interest may be an option … but it comes with potential risk
- Is the Chase Sapphire Preferred® Card's annual fee worth it?
- How Globe Life compares to other insurers
- How to invest in dividend stocks
- How to choose between term and whole life insurance
- Additional functionality
- Mattress-buying tips
- 6. Confirm the check details and complete the deposit
- Expenses that may arise when adopting a child
- 5. Reap extra benefits through American Express
- Get more help with monthly budget planning
- Squarespace: Best platform for service providers
- The long straddle
- How to build your credit
- 5. Online savings accounts
- Decent AmEx transfer partners
- Google Pay
- More about the card
- 5. Contact the seller or visit a dealership
- Why you might want the Citi Custom Cash® Card instead
- What can you invest in with a Roth IRA?
- How much to keep in your savings account
- Don’t: Forget to respond to customers
- Tap into education stipends
- Watch out for capital gains taxes
- 10. Use a credit card cash advance
- How to invest in AI stocks
- Xoom
- How to save money on an Uber
- 6. Meeting minutes (corps only, but beneficial for LLCs)
- Can nonaccredited investors invest?
- When to switch business bank accounts
- What hotel brands are part of World of Hyatt?
- What do closing costs include?
- Alternatives to closed-end funds
- Deposit timing
- Interest rate
- How to calculate the unemployment rate
- Hedging bets instead of timing CDs
- What will count toward IDR forgiveness?
- ‘Long and variable lags,’ and other factors
- May
- How to fit HBO Max into your budget
- Consider the costs of cashing out your 401(k)
- What happens if the VA appraisal is low?
- Rising interest rates are making it harder for many to pay off debt
- 7. Keep the check until it's processed
- Compare the best savings and money market accounts
- Applying for a million-dollar life insurance policy
- 4. Emphasize safety and continue shopping
- How it all works together
- Best life insurance company for applicants with HIV: Guardian
- Look for savings
- Estimate your 2024 IRS tax refund date
- More about Globe Life
- 6. Subsidize your dependent care FSA
- Frugal home expenses tips
- How do finances show up typically in Asian American households, and what tips would you give on managing money with family or relationships?
- 11. Look for a payday alternative loan
- It may help the card issuer with retention
- Are there more sustainable investments than oil?
- What are fleet cards?
- Contract periods
- 5. Your interest rate can be costly for non-brand purchases
- What is California's standard deduction?
- Types of mortgage loans
- 3. IMG
- Best for emergency medical coverage: Allianz Global Assistance
- Who needs umbrella insurance?
- Credit union personal loan rates
- Which card (or cards) should you get?
- Students and parents: Here’s what you can do
- How many United cards can I have?
- Buying a put option vs. short selling
- 4. You’ll get an incentive for opening the card
- Are Roth IRAs insured?
- What is the labor force participation rate?
- 2. Certificates of deposit
- Alternatives to savings accounts
- Negotiate a pay raise or employee stocks
- 3 ways to avoid inheritance tax
- 4. Instagram
- Key terms in this story
- How the 9 states with no income tax stack up
- Alternatives for paying down a credit card balance
- SEP IRA vs. Roth IRA
- Compare the best CD accounts
- What about Frontier Airlines first class?
- Choose the best Hyatt credit card offer for you
- Disadvantages of loyalty programs with hotels
- No-closing-cost mortgages
- Customer support
- 6. Inspect and test-drive the car, if applicable
- Do: Be patient
- 12. Get a personal loan
- How to find AI ETFs
- The catch: Your health plan's network
- Tips to find cheap flights any day of the week
- 7. Board resolutions (corps only, but beneficial for LLCs)
- 2023 state income tax rates and brackets
- Ready to get started?
- How much does Costco travel insurance cost?
- Travel ID requirements for kids recapped
- How do fleet cards work?
- 6. High-yield checking accounts
- What part of my income gets taxed by California?
- Finalize preparations for tax day, April 15
- What is Georgia's standard deduction?
- Compare CDs with other options
- 7. Rock your HSA
- How do you buy Vanguard Index fund shares?
- What you can do if you have credit card debt
- Making the call
- EveryDollar, for simple zero-based budgeting
- How does coverage for prescription food work?
- Delta Comfort Plus
- Where's my 2024 state tax refund? Track your status
- PayPal
- 5. If you’re not a die-hard Best Buy shopper, you can do better
- Will parent PLUS loans qualify?
- Compare alternatives
- June
- How much umbrella insurance do you need?
- Protection and insurance benefits
- Compare the best checking accounts
- The card issuer hopes you’ll carry a balance
- Etsy: Best e-commerce platform for crafters
- How to get Frontier seat assignments for free
- International Wyndham Rewards sweet spots
- When undervalued stocks become popular
- Days in the cycle
- Roth IRA eligibility rules
- Evaluate retirement account contributions
- Some helpful links from the IRS
- Alternatives to term and whole life insurance
- 13. Rent out a room
- Best life insurance company for consumer experience: Northwestern Mutual
- The long strangle
- Are Roth IRAs safe?
- Decrease your chances of getting sick after air travel
- 3. Bonds
- SIMPLE IRA vs. SEP IRA
- How to get a loan from a credit union
- MoneyGram
- How to get a tax refund sooner
- 3. Volunteer Income Tax Assistance (VITA)
- Best Android personal expense tracker apps
- 7. Determine which warranties are right for you
- Am I a resident for California state tax purposes?
- How is the job market right now?
- 4. Trawick International
- 8. See if you’re eligible for the earned income tax credit (EITC)
- 5. LinkedIn
- Compare the best banks, credit unions and cash management accounts
- Things to consider when seeking a higher credit limit
- Debt-based financing options for your business idea
- Hotels to book with points in New York City
- Seller-paid closing costs
- What's the tax filing deadline for my Georgia state income tax bill?
- Will my servicer know if I qualify?
- If you’re considering the American Express® Gold Card
- 8. Stock certificate (stock-issuing corps only)
- How to join TikTok Shop as a creator
- Other ways to save on prescription food
- Alternatives to Roth IRAs
- Why do I need a business credit score?
- What does the Job Openings and Labor Turnover Summary report show?
- Where to find the best savings accounts
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- July
- What are the best Vanguard index funds?
- 14. Moonlight as a dog sitter
- Could we be in an AI bubble?
- Which Costco travel insurance plan is best for me?
- Interest-based passive income ideas
- What's next?
- Cash bonuses on cards with an annual fee
- Compare the best bank accounts for students and kids
- Doing the math on copays, coinsurance and deductibles
- 9. Shareholder agreement (stock-issuing corps only)
- Venmo
- Which card should you get?
- If you fly Virgin America first class
- Are these the best dividend stocks?
- Other marketing tactics for small businesses
- How much does umbrella insurance cost?
- What advice would you give to Asian Americans who feel as though they're not yet in the same financial situation as their peers?
- 15. Become a rideshare or delivery driver
- Credit union vs. online lender
- Big Cartel: Best platform for small amounts of merchandise
- 2024 state income tax rates and brackets
- What isn’t covered by Costco travel insurance?
- Is TikTok Shop safe?
- Fleet fuel cards: benefits and drawbacks
- Typical entry-level salaries by occupation
- How to book trips with an intentionally long layover
- 8. Negotiate the best price
- How do I get my business credit score?
- What’s a spousal Roth IRA?
- 9. Give it away
- Summary of the best banks and credit unions of 2024
- Best life insurance company for coverage amounts: New York Life
- How to start a carpet cleaning business: The bottom line
- What does travel insurance cover?
- What if I had delinquencies or a student loan in default?
- How to get umbrella insurance
- 16. Cut your insurance premiums
- Empower Personal Dashboard, for tracking wealth and spending
- Drawbacks of transferring to ANA
- How to track your Georgia state tax refund
- August
- More about the card
- Western Union
- 10. Annual report (corps and LLCs)
- Is Costco travel insurance worth it?
- The synthetic long
- Credit cards and elite status can improve your overall experience
- How to choose the best annual travel insurance policy
- Important considerations when opening a Roth IRA
- Is paying for seats worth it on Frontier Airlines?
- Resources for researching and comparing salaries
- The bottom line
- Walmart2Walmart
- Finding a real estate agent: Tips for buyers
- 9. Maximize trade-in value, if applicable
- Roth IRA vs. traditional IRA: What's the difference?
- What is the quit rate?
- 10. Keep a file of your medical expenses
- Bottom line: Is umbrella insurance worth it?
- 17. Consolidate your debt
- 2 things to know about Georgia state tax
- Can I get a refund?
- Best for those who pack expensive equipment: Travel Insured International
- After deciding
- Next steps
- Should you invest in AI stocks?
- Shift4Shop: Best e-commerce platform for B2B sales
- 11. Form S-2553 (for S-corp election)
- Options trading examples
- Fuel card vs. business gas credit card
- The worst AmEx transfer partners
- So, is it good to join multiple hotel loyalty programs?
- 4. GetYourRefund.org
- If you’re looking for a car-sharing platform
- Compare insurance rates by driver history
- Make the most of your credit cards during spring travel
- September
- More about the influencers
- Bonuses that vary with spending
- Best life insurance company for permanent life insurance: Pacific Life
- Selling a put option
- 18. Refinance your student loans
- Should you book two separate legs, or remain on one itinerary?
- If you're ready to start a budget
- Finding a real estate agent: Tips for sellers
- 10. Make the purchase
- 11. Consider selling those dogs weighing down your portfolio
- Funding your business’s growth
- Online legal companies can help with incorporation documents
- Are wages increasing?
- If you want to buy annual travel insurance
- 19. Change your cell phone plan
- What is credit card consolidation?
- How to open a Roth IRA in 4 steps
- California state tax credits
- Other types of mortgage loans
- Western Union
- 4. Money market funds
- October
- Avoid risky loans
- PocketGuard, for a simplified budgeting snapshot
- If you’re considering an upgrade to Delta Comfort Plus
- How to choose a real estate agent
- 12. Get the timing right
- Investing
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- If you're considering transferring AmEx points to ANA ...
- What else you need to know
- How to choose among the best ways to send money internationally
- BigCommerce: Best platform for omnichannel sales
- Best life insurance company for customer satisfaction: State Farm
- Why trade options?
- Best for adventurous travelers: World Nomads
- If you're choosing between IHG and Hilton
- Small business card bonuses
- 5. Tax Counseling for the Elderly (TCE)
- What does the Employment Cost Index Show?
- November
- 5. Mutual funds
- OK, what's next?
- Is consolidating credit card debt a good idea?
- More resources
- Call vs. put options
- Zelle:
- Best stocks for beginners
- Can I still use my credit card after debt consolidation?
- Wix: Most customizable e-commerce platform
- Mortgages
- Best life insurance company for older applicants: AARP
- Will unemployment rise?
- 6. Index funds
- December
- Honeydue, for budgeting with a partner
- Best for medical coverage: Travelex Insurance Services
- If you want to redeem your AmEx points for good value
- 6. MilTax
- The four options market participants and their incentives
- How to track your California state refund
- The bottom line on investing in stocks
- When is the next jobs report?
- Cheapest car insurance by state
- Advantages of put options
- What to know about the best ways to send money
- Best term life insurance companies of April 2024
- Wyndham Rewards sweet spots, recapped
- How to choose an e-commerce platform
- California state sales tax
- Best whole life insurance companies of April 2024
- How to make money from home
- Budgeting resources from NerdWallet
- 7. Direct File
- What if you're not eligible?
- 7. Exchange-traded funds
- Best no medical exam life insurance companies of April 2024
- 5 things to know about California state tax
- Best if you have travel credit card coverage: Seven Corners
- How to get cheap car insurance
- Personal loans
- How to choose the best life insurance company
- Methodology to identify the best budget apps
- What are the Roth IRA withdrawal rules?
- 8. Stocks
- Risks of getting cheap auto insurance
- Best for long-term travelers: IMG
- Student loans
- More about top-rated life insurance companies
- How to make money offline
- 9. Alternative investments
- Best for travelers with unpredictable work demands: Tin Leg
- Taxes
- 10. Cryptocurrency
- Travel rewards
- Other ways to save money
- Full list of the best car insurance companies
- How to compare car insurance rates
- Best for booking travel with points and miles: TravelSafe
- The bottom line
- 11. Real estate
- Best car insurance companies by state
- How to choose the best investments in 2024
- Best for group travel insurance: HTH Insurance
- How to find the best car insurance
- Types of travel insurance
- How to choose an insurance company
- What does travel insurance cover?
- Watch out for making money scams
- What’s not covered?
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Top credit cards with travel insurance
- Methodology
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.