Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a W-4?
- What is a budget planner?
- What is the qualified business income deduction?
- Bluevine Business Checking
- What is mortgage pre-qualification?
- When is the best time to pay your credit card bill?
- Life insurance buying guide
- The parts of Medicare
- Still deciding on the right carrier? Compare Medicare Part D Plans
- 6 steps to opening a Roth IRA
- Dividend definition
- Find the right business loan
- What is personal finance?
- What is the home office deduction?
- Mortgage rates today: Wednesday, April 24, 2024
- Current promotional CD rates
- See CD rates by term and type
- Ready to get started? Here's what to do next
- What are back taxes?
- What's the difference between stocks and options?
- What Medicare covers
- Find the right Medicare Supplement Insurance plan
- Still deciding on the right carrier? Compare Medigap plans
- What is Medicare Part C?
- Medicare Advantage companies
- » The Uber Credit Card is no longer available
- What is ESG?
- What is a brokerage account?
- What is an FHA loan?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Determining how much mortgage I can afford
- What is a target-date fund?
- What is a credit freeze?
- What is passive income?
- Key takeaways:
- Regulation D and why it matters
- HELOC and home equity loan interest deduction rules
- How to make money as a kid
- How much emergency fund should I have?
- What is stock research?
- Key takeaways
- What is an ESG fund?
- Parts of a Check
- What is inflation?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Deal with immediate needs first
- What a will can’t do
- What is fixed-income investing?
- Portfolio definition
- 7 of the best apps to make money
- Best Medicare Advantage companies
- What is sector rotation?
- What is a savings account?
- What's the best S&P 500 ETF?
- How to get paid on YouTube
- Online marketplace and auction sites
- When to follow up after no response
- 1. Check in
- Microsoft Office Excel budget templates
- Why is personal finance important?
- Virginia state income tax rates and tax brackets
- 1. Certificates of deposit (CDs)
- Bluevine Business Checking
- How to get TSA PreCheck for free
- 7 best-performing AI stocks
- Can you withdraw money from a 401(k) early?
- How to use a savings goal calculator
- How to unfreeze credit
- Can you finance an engagement ring?
- Financial advisors: The good, the bad and the unregulated
- What are Vanguard index funds?
- States with no income tax
- What is self-employment tax?
- Why your credit score matters to lenders
- Best Prepaid Debit Cards
- 1. Open an IRA
- Risks of using credit cards as an emergency fund
- Create a budget plan that works for you
- California state income tax brackets and rates
- How does capital gains tax on real estate work?
- 50/30/20 budget calculator
- 1. Make it relatable
- Frugal food tips
- 1. Free shipping
- Things to know about flying Southwest and its loyalty program
- How to value a small business
- The best car insurance
- How to use the mutual fund calculator
- Here’s how it works
- 6 Hawaii alternatives
- Do Roth IRAs have an early withdrawal penalty?
- Types of SBA loans for buying equipment
- Refinance to a lower rate
- Why is having a low credit utilization important?
- Which transactions could be limited under Reg D?
- January
- How do CDs work?
- What the out-the-door price includes
- What are emerging markets?
- 2023 Arizona state income tax rates and tax brackets
- If you have less than $1,000 in your 401(k)
- Cards with Centurion Lounge access
- Roth IRA contribution limits 2024
- Best advice for first-time flyers
- 529 contribution limits by state
- What are derivatives?
- Average car loan interest rates by credit score
- Life insurance calculator
- Marriott elites become United elites and vice versa
- What is Ozempic?
- The best budget apps
- Best-performing U.S. equity mutual funds
- What is short selling?
- Inflation and rising interest rates affected stocks and bonds
- Vending machine costs
- Read the owners manual
- Step 1: Check your credit
- How does crowdfunding work for a business?
- Discover it® Cash Back
- A refinance may require you to wait
- The cheapest renters insurance in Texas
- 1. Non-retirement goals
- What is net worth?
- What are AI ETFs?
- 1. Your information
- The value of Marriott Bonvoy points
- Why you shouldn’t gift a house
- How does a second mortgage work?
- 1. There are three lounges in JFK Terminal 5
- Minimum wage over time
- What is AutoCamp?
- What is a credit dispute letter?
- High CD rates for now
- 1. It earns rich rewards for Priceline loyalists
- 1. Know your bank’s mobile check deposit requirements
- Is it smart to max out a Roth IRA?
- How many parks does Universal Orlando have?
- How to test-drive a car
- How to get Chase Freedom rental car insurance
- Best fleet fuel cards
- How to start day trading
- How to use the pre-qualification calculator
- A quick look at the billing cycle
- 17 passive income ideas for 2024
- What is the ‘donut hole’ in Medicare?
- The main differences between Delta Comfort Plus vs. main cabin
- 1. Skip the airport
- How does the home office tax deduction work in 2023-2024?
- Buying an existing business checklist
- How to compare FHA vs. conventional loans
- What does this value mean?
- Daily mortgage rates chart
- State availability
- Government-sponsored enterprises
- Companion Fare
- Don’t take on any new debts or lines of credit
- What is Frontier’s GoWild Pass?
- 6 ways to buy Bitcoin
- The bull call spread
- Types of personal finance software and apps
- Small-business grants for veterans
- Best ways to consolidate credit card debt
- What is a home equity loan?
- What goes into the credit card interest calculation
- Late winter and early spring
- The main difference between Typhoon Lagoon and Volcano Bay
- Best Medicare Supplement Insurance companies
- How much is a personal loan origination fee?
- How Clear works
- 1. Clean up your credit
- Real estate agent basics
- Know how much data you use
- What are the stages of foreclosure?
- Best-performing ESG funds
- What is a credit union?
- How do brokerage accounts work?
- The best investments for beginners
- The best time to book rental cars
- How to freeze your credit with all 3 bureaus
- What to consider when building a portfolio
- What to expect flying economy with ANA
- How yield farming works
- The best money-making apps
- How much do Instagram influencers make?
- MIB's information codes
- How to make money online
- What is the Student Aid Report?
- Current student loan interest rates
- What is the 10-year Treasury?
- How much is life insurance?
- 50 best small businesses to start
- Why is it called fiat currency?
- How to file back taxes
- TrueCar app review
- Laying the groundwork for buying and selling
- In this article
- What is a business credit score?
- What is the 401(k) early withdrawal penalty?
- Mint vs. NerdWallet at a glance
- Why you might choose Ethereum
- Start by checking your home equity
- Why the American Express® Gold Card is better for most people
- Ways to finance your engagement ring
- Timing a credit card bonus
- Medicare Part C coverage
- Transaction types
- 28 ways to save money
- What is ‘cash stuffing’?
- Breakdown of central air costs
- 4 steps to research stocks
- Rite Aid
- The self-employment tax rate for 2023
- 2. Check number
- What is mortgage pre-qualification?
- What minimum credit score is needed to buy a car?
- How do debt consolidation loans help you pay off debt?
- Average inflation rate
- Summary of cash advance apps
- Our take
- What your award letter should include
- Next, tend to financial issues
- Top target-date funds with low costs for 2024
- Best for size of network: UnitedHealthcare
- What is the 50/30/20 rule?
- 2. Foodie benefits
- Who qualifies for the qualified business income deduction?
- Why you need a savings account
- Mutual of Omaha life insurance
- Early withdrawals of Roth IRA contributions
- Examples of personal finance in everyday life
- How to lower your credit utilization
- Which transactions don’t apply to the savings account withdrawal limit?
- Why retirement savings matter
- Understanding your required coverages
- Why mortgage rates change every day
- What does the GoWild Pass cost?
- Most workers expect salary increases
- 529 contributions and the gift tax
- Types of derivatives
- A
- Top credit cards you can use instantly after approval
- How much is car insurance?
- AAA home insurance star ratings and availability
- Ways to earn money as a younger kid
- What are the benefits of crowdfunding?
- Can you get a refund for bad Wi-Fi?
- How do you use the Walmart travel portal?
- The market outlook for home buyers
- What is the average American net worth?
- Do you need insurance to rent a car?
- How to fill out a W-4
- How the home sale tax exemption works
- Factors we considered when picking cheap travel insurance plans
- How to choose an S&P 500 ETF
- What are the four stages for the Medicare donut hole?
- What are dividend stocks and why buy them?
- Google Sheets budget templates
- Cheap car insurance
- How whole life insurance works as an investment
- Do I have to pay Virginia state income tax?
- What Fannie Mae and Freddie Mac do
- Federal student loan limits
- Do I have to pay Arizona state income tax?
- If you have between $1,000 and $5,000 in your 401(k)
- Don’t create job or income instability
- Roth IRA contribution deadline
- New York state income tax rates
- Best affordable homeowners insurance in Texas: State Farm
- What reasons can you withdraw from your 401(k) early?
- Stocks
- Best car insurance in Florida overall: Travelers
- YNAB, for hands-on zero-based budgeting
- How to short a stock in 5 steps
- Pros of refinancing back to a 30-year loan
- Service overview
- International flights still pricey
- The best renters insurance in Texas
- NerdWallet's car insurance estimator
- Types of credit union business loans
- What does it mean to live in a state with no income tax?
- How much money do I need to buy a house?
- 2. Confirm the check amount is within mobile deposit limits
- Sector rotation ETFs
- Frugal shopping tips
- How many Instagram followers do you need to make money?
- Savings bond calculator
- What you need to know about savings accounts
- How to write a follow-up email after no response
- 3 best brokers for forex trading
- 2. Airport security ID check
- Refinance to a longer term
- Consumer complaints
- How life insurance rates are determined
- CD rate trends 2024: Higher short-term CDs
- 2. Cash management accounts
- What gives fiat currency value?
- Options at community colleges
- Novo Business Checking
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- 1. Applying won’t affect your credit score
- Best affordable homeowners insurance in California: Travelers
- Volcano Bay
- How interest rate hikes influenced stock prices in 2022
- How to start a vending machine business: A step-by-step guide
- Freezing your Experian credit report online
- Scoop up the sign-up bonus
- Best AI ETFs by one-year performance
- Best affordable homeowners insurance in Pennsylvania: Erie
- The self-employment tax rate for 2024
- 3. The date
- How credit scores affect auto loans
- Bluebird by American Express
- How to calculate the inflation rate
- 2. Lounge access policies vary
- State minimum wages in 2024
- 1. Brigit: Best for budgeting tools
- What a will shouldn’t do
- Benefits of fixed-income investments
- Information you need to freeze your credit
- 2. Have them invest in what they're into
- Paying early could help your credit
- Delta main cabin
- Average student loan interest rate
- February
- How much are Avios worth in dollars?
- Personalized versus average interest rates
- Consolidation vs. refinancing
- American Express Membership Rewards: The basics
- Are auto loan interest rates rising?
- Create your free account
- How to manually calculate how much life insurance you need
- Home equity loans and HELOCs vs. cash-out refinances: Understanding your options
- Grace period
- Holiday weekends
- Checking and savings features
- Chase Sapphire Preferred® Card
- Medicare covers Ozempic for Type 2 diabetes
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Why short a stock?
- Pricing transparency
- How do Vanguard index funds work?
- Where to stash your emergency fund
- ESG investing
- How is the Upgrade OneCard different from the other Upgrade cards?
- How to choose a brokerage account provider
- The best Marriott Bonvoy transfer partners
- Other reasons not to gift a house
- What credit report errors can you dispute?
- Our tips
- What’s included in a portfolio
- 3. Endorse the check
- How to max out your Roth IRA
- What is "qualified business income"?
- What’s behind the pre-qualification calculation?
- Mutual of Omaha life insurance policies
- Learn more
- Information MIB doesn’t have
- What is the 10-year treasury yield today?
- Consumer experience
- Use out-the-door price when negotiating
- Itemizing or taking the standard deduction
- Sign-up bonus
- Don’t make large deposits without documentation
- How the Frontier GoWild Pass works
- How are business credit scores calculated?
- How does a home equity loan work?
- Mortgage payoff calculator help
- How to choose the best mutual funds for you
- How food prices have changed over time
- What is Clear NextGen Identity+?
- 'Recommended' maintenance
- Step 2: Pre-qualify and compare offers
- More about the best renters insurance companies in Texas
- Average net worth by age
- ESG ETFs: The cheapest ESG funds
- Pros and cons of living in a state without income tax
- 4. The recipient's name
- What credit score do you need for the best mortgage rate?
- Pros and cons of debt consolidation loans
- FHA vs. conventional loans
- How to get Public Service Loan Forgiveness
- 2. Points are worth 1 cent each in statement credits
- What makes a fare fair?
- Making the final choice
- Does sector rotation work?
- 3. American Express Pay It Plan It
- An overview of the best cheap travel insurance plans
- Day trading strategies
- How to monetize your Instagram with fewer followers
- Early withdrawals of Roth IRA earnings
- 2. Shop around online
- Can I take the home office deduction as a work-from-home employee?
- What if I go over the limit?
- Retirement account options
- Am I a resident for Virginia state income tax purposes?
- How to qualify for a loan approved by Fannie Mae or Freddie Mac
- Roth IRA income limits 2024
- Other alternatives to Mint
- What to look for in a personal finance tool
- Have the money on hand
- What does Medicare Part C cost?
- Our tips
- Chase Freedom Unlimited®
- Earning Walmart Cash for travel
- How the cash stuffing method works
- Understand how much data your apps use
- Pros and cons of credit union business loans
- How to calculate self-employment tax
- Does my car insurance cover rental cars?
- Does raising the minimum wage cause inflation?
- 2. Set financial priorities
- Ways to get good value
- Savings accounts with strong APYs can help your money grow
- Where can you get the Student Aid Report?
- NerdWallet’s budget planner
- 13 fundamentals of personal finance
- Apply for mortgage forbearance
- When is the best time to use Avios?
- Current CD rates: high-yield and national averages by term
- Consolidating private student loans
- Am I a resident for Arizona state income tax purposes?
- If you have at least $5,000 in your 401(k)
- Don’t rush the process
- Getting paid on time isn’t a given
- How to use average car interest rates
- Recent changes to food costs
- Cons of refinancing back to a 30-year loan
- 2. Rebalance your debts and income
- What are the different types of crowdfunding?
- This couple refinanced their home twice in one year
- How to estimate car insurance costs
- Types of AI ETFs
- What is identity theft?
- Types of second mortgages
- 3. Dedicated space for military service members
- What mortgage can I afford?
- Why invest in target-date funds
- Questions to ask yourself
- Use a budget planner
- Who qualifies for the home sales tax exclusion?
- What’s covered by Chase Freedom rental car insurance
- 3. Make it a game
- How to get your MIB report
- Dividend vs. growth stocks
- When is whole life insurance worth it?
- 3. High-yield money market accounts (MMAs)
- Limitations of fiat money
- Priority boarding
- Best car insurance in Florida for your budget: Geico
- 21 most-shorted stocks by short interest
- Overall cost
- Are Vanguard index funds a good investment?
- Making your case
- Joann
- What is mortgage preapproval?
- A potential ‘Hail Mary’ fix
- How the Hilton-AutoCamp partnership will work
- Episode transcript
- Yield farming example
- Reliable but cheap travel insurance providers
- You only need one S&P 500 ETF
- March
- How your credit score affects your rate
- 2. The card’s benefits all have cutesy names
- What are AI stocks?
- The bear put spread
- B
- Why you might choose Solana
- Should you pay a personal loan origination fee?
- 8 types of financial advisors
- The smart way to service your car
- Set it as your Uber payment method
- 2. Today vs. tomorrow
- ESG investing benefits
- Who has to pay self-employment tax?
- 5. The payment amount
- What is a FICO Auto Score?
- Are debt consolidation loans a good idea?
- Do all workers earn at least the minimum wage?
- Get a secured credit card
- Determine the true cost of college
- 4. Open the mobile deposit function in your bank app
- Best for extra perks: Aetna
- Frugal entertainment tips
- 4. AmEx Pay Over Time
- How to qualify for the QBI deduction
- 5 ways to make money on Instagram
- Mutual of Omaha life insurance rates
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- 3. Baggage screening
- How to calculate your home office tax deduction
- How flexible are British Airways Avios?
- Should I invest in emerging markets?
- Bank of America® Business Advantage Fundamentals™ Banking
- Best car insurance companies: Our winners
- Do personal credit scores affect business credit scores?
- Best homeowners insurance in California for coverage: Chubb
- 4 more ways to estimate how much life insurance you need
- Average daily balance
- All year
- How to pay off a mortgage early
- Advantages of Medicare Part C
- Clear lanes changing in 2024
- How to calculate your net worth
- How to buy AI ETFs
- Best homeowners insurance in Pennsylvania for coverage: Openly and Erie
- 2. Empower: Best for fast cash
- What you may not want to do with a will
- California income tax deadlines and extensions
- I bonds calculator
- How a savings account works: withdrawal limits
- What’s the difference between pre-qualification and preapproval?
- Best car insurance companies: Our winners
- What should you do with your Student Aid Report?
- How are dividends paid out?
- Price vs. yield
- Apply for loan modification
- What if I need cash after I hit the limit?
- Other home insurance companies to consider
- Disadvantages of community colleges
- Collect the right tax forms from your lender
- Free checked bag
- Limitations of the Frontier GoWild Pass
- Cheap cell phone plans from brands owned by the big three
- How to meet your monthly savings goal
- Other factors to keep in mind
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Will food prices go down in 2024?
- Why rising interest rates pushed bond prices down, too
- Episode transcript
- Card readers and apps
- Other prices fluctuating
- 6. Memo line
- FHA loan requirements
- How to unfreeze your credit
- How some yield farmers aim for bigger returns
- Paying early also cuts interest
- How student loan interest rates work
- The Federal Trade Commission’s budget worksheet
- When you should lock your mortgage rate
- Fiat currency vs. cryptocurrency
- Gig work holds little attraction
- Best in Texas for having few consumer complaints: Chubb
- Pros and cons of derivatives
- Options
- What can I use a home equity loan for?
- Who might prefer the Delta SkyMiles® Gold American Express Card?
- Will Medicare pay for Ozempic for weight loss?
- Average mutual fund return
- The risks of short selling
- Examples: How your loan term affects monthly payment and interest
- Disadvantages of Medicare Part C
- How much does it cost to buy Vanguard index fund shares?
- Eat, drink and get delivery
- How to find and interview real estate agents
- Adjust phone and app settings to save data
- How is the Upgrade Life Rewards Card different from the other Upgrade cards?
- Factors that affect the cost of car insurance
- 7 types of identity theft and the warning signs
- How mortgage rates can vary by credit score
- Other factors can help you buy a car with bad credit
- Serve American Express Prepaid Debit Account
- How much does AutoCamp cost?
- Risks of fixed-income investments
- How target-date funds work
- 3. You'll get automatic VIP Gold status
- 5. Take clear pictures of the check with your mobile device
- One day
- Tips for navigating dynamic fees
- 4. Get them some practice
- How to day trade stocks
- Local sales
- How to maximize savings
- Choosing the right investments
- Exceptions to state minimum car insurance requirements
- 4. Peer-to-peer lending
- Use out-the-door price when shopping online
- 20% rebate on eligible in-flight purchases
- 3. You get more out of the card with a Cred.ai deposit account
- How much are American Express Membership Rewards points worth?
- New York state supplemental income tax
- CASH BACK CREDIT CARDS
- Blue Cash Preferred® Card from American Express
- Goodbudget, for hands-on envelope budgeting
- Freezing your Experian credit report via postal mail
- 3. Don’t ask for too much cash
- U.S. Bank Cash+® Visa Signature® Card
- Using WalmartPlusTravel.com
- Not just 2 refinances — 4
- Why is net worth important?
- ESG benefits
- 7. Bank name
- Qualifying for a second mortgage
- Do debt consolidation loans hurt your credit score?
- 4. You can walk your dog
- Rental car insurance vs. your own auto insurance
- Information to include in your dispute letter
- If you’re over the income limit
- Treasury bond and note calculator
- What's next?
- Mutual of Omaha complaints and customer satisfaction
- How did we determine the Avios points value?
- What doesn’t impact your life insurance premium
- How many years can you file back taxes for?
- How to make the money work
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- How much is car insurance in my state?
- Medicare Part C plan options
- Clear is about to get faster
- Point-of-sale hardware
- 3. Other investment options
- What are the alternatives to foreclosure?
- Where to get a credit union business loan
- Kirkland’s
- How to pay self-employment tax
- There are better ways to transfer a house
- Frugal DIY project tips
- 5. AmEx Send & Split
- 4. Leverage memberships
- 6 types of dividends
- 4. Ordering food
- Eliminate mortgage insurance
- April
- Benefits of community colleges
- Private student loan limits
- More about the card
- What is a good business credit score?
- C
- How home equity loans, HELOCs and cash-out refinances are similar
- How much should you spend on a mattress?
- AAA home insurance coverage
- Other personal loan fees to consider
- How to manage your portfolio during a downturn
- Get out more
- Use Wi-Fi (instead of cellular) to save data
- 8-9. Routing and account number
- 4 common types of portfolios
- Do I have to pay California state tax?
- Simplified version vs. actual expense deduction
- Today’s rates for specific kinds of mortgages
- How to consolidate private student loans
- What happens if you don't pay your back taxes?
- Investing in emerging markets ETFs
- Most popular cash back card reviews
- Other tech tools to help you manage your money
- Home equity loan rates in 2023
- Does Medicare cover Wegovy?
- Why is food so expensive?
- Shifting priorities
- How to open a brokerage account
- More Hilton partnerships
- Understand aid types
- Final thoughts on ANA economy
- 5. Help them make it a habit
- Does pre-qualification affect your credit score?
- More ways to take charge of your budget
- Optional coverages
- Average cost of term life insurance by age
- How to calculate an out-the-door budget
- Cheap cell phone plans from brands that resell network service
- 4. The card is essentially fee- and interest-free
- Best homeowners insurance in California for consumer experience: Nationwide
- Integrations with accounting software
- How to increase your net worth
- Tax deductions for self-employment
- Inflation example
- What states are increasing minimum wages in 2024?
- W-4 form 2024
- 4. It's got the good kind of zeros
- 6. Confirm the check details and complete the deposit
- Pros and cons of yield farming
- Best for local support: Blue Cross Blue Shield
- How to make a rental car insurance claim
- Get more help with monthly budget planning
- How much to keep in your savings account
- Why the due date is so important
- More about Mutual of Omaha life insurance
- Will your Roth IRA distribution be taxed?
- Clothes, vintage and crafts
- Why is the 10-year Treasury yield important?
- Quick tips on avoiding Reg D related fees
- 5. Online savings accounts
- Workers are still stressed, especially in the U.S.
- How to store the Bitcoin you buy
- Other cash back card reviews
- Additional functionality
- The long straddle
- How home equity loans and HELOCs are different from cash-out refinances
- Mattress-buying tips
- Customer experience
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Getting information about an Experian credit freeze by phone
- Step 3: Choose your lender and loan
- How much car insurance you need
- What happens if my home is foreclosed?
- Pre-qualification vs. preapproval
- 5. You may score a free massage
- 3. EarnIn: Best for large advances
- Get a credit-builder product or a secured loan
- 6. Cell phone coverage
- Treasury bills calculator
- Why use an SBA loan to buy equipment?
- Is the Frontier GoWild Pass worth it?
- How to invest in AI stocks
- E
- Interest rate
- Does Medicare cover Mounjaro (or Zepbound)?
- Typhoon Lagoon
- Ways to earn money as a teenager
- Signing up for Medicare Part C
- Deposit timing
- 4. Consider a co-signer
- Pay your cell phone bill with it
- Revisit your plan
- ESG investing vs. socially responsible investing vs. CSR
- What’s the same
- Best homeowners insurance in Pennsylvania for consumer experience: Nationwide
- How do you get a second mortgage?
- What credit score is needed for a debt consolidation loan?
- Be strategic with aid, credit and debt as you dig out
- How to invest in target-date funds
- 7. Keep the check until it's processed
- 6. Talk openly about money
- How the qualified business income deduction works
- The best times to day trade
- 5. Customs
- May
- How to enroll in community college
- What are the advantages of filing back taxes?
- 5. It’s made of metal
- When are New York state income taxes due?
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Consider the costs of cashing out your 401(k)
- FAQ comparing home equity loans, HELOCs and cash-out refinances
- What is a short squeeze?
- Why you might still book rental cars in advance
- Get pre-qualified or preapproved?
- Mortgages where credit score matters less
- ONE VIP Visa Prepaid Card
- Ideal credit cards for emergencies
- 5. You won't want to carry a balance on new purchases
- Two days
- What is California's standard deduction?
- Frugal home expenses tips
- What are fleet cards?
- How to increase your pre-qualification amount
- What if the market changes or you leave your job?
- Ways to get the best home equity loan rates
- Best car insurance in Florida for ease of use: State Farm
- Contract periods
- Blue Cash Preferred® Card from American Express
- The pros
- 3. Get disability and life insurance
- How to compare financial aid award letters
- How to find the 2024 W-4
- How to freeze your child’s credit
- 7. Retail benefits
- Alternatives to savings accounts
- Other tips for managing your bill
- What is the Medicare donut hole in 2024?
- 5. Opt for economy cars
- Why you may not be getting a response after an interview
- Where can I get an SBA loan to buy equipment?
- Are 10-year Treasury notes a good investment?
- Investing in emerging market stocks
- Other Roth IRA rules
- Do I have to pay New York state income tax?
- Once you request your Experian credit freeze
- 4. Whether it's time for a financial advisor
- How can I survive foreclosure?
- 10. Signature
- Minimum wage increases
- How to start a portfolio
- Average cost of whole life insurance by age
- Overall, workers are optimistic
- Full list of best homeowners insurance in California
- F
- Which card should you get?
- Citi Custom Cash® Card
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- Customer support
- Pair it with another card
- How much is renters insurance in Texas?
- How to choose the best ESG funds for you
- How the 9 states with no income tax stack up
- Brokerage accounts are taxable accounts
- How to build your credit before car shopping
- What part of my income gets taxed by California?
- How do fleet cards work?
- Day trading risk management
- Getting the most from your pre-qualification limit
- How do you get out of the Medicare donut hole?
- 6. High-yield checking accounts
- 5 things to know about Arizona state income tax
- TrueCar Cash Offer review
- How to find AI ETFs
- Step 4: Gather loan documents
- Why some cars cost more to insure
- What is the median household income in the U.S.?
- 8. Travel-related benefits
- Delta Comfort Plus
- The drawbacks of whole life insurance as an investment
- When is the Virginia state income tax deadline?
- Federal student loan consolidation
- Things to consider
- Full list of the best home insurance companies in Texas
- Making the decision: options vs. stocks
- How much can you borrow with a home equity loan?
- How much is car insurance by company?
- EveryDollar, for simple zero-based budgeting
- Best for extra benefits: Anthem Medicare Supplement Insurance
- How are food prices tracked?
- What is naked short selling, and why is it illegal?
- How do you buy Vanguard Index fund shares?
- 5. Use collateral to secure the loan
- 3 tips to control central air conditioning installation costs
- ESG investing examples
- What’s different
- Full list of the best homeowners insurance in Pennsylvania
- Marriott Bonvoy's exclusive transfer partners
- What is hyperinflation?
- If you want to visit an airport lounge in JFK's Terminal 5
- 4. Varo: Best for existing bank customers
- Pros and cons of disputing by mail
- Use a co-signer
- Do I have to update my W-4 every year?
- Best for low-cost plan availability: Humana
- Primary vs. secondary coverage
- How do you buy 10-year Treasury notes?
- Retirement is one goal of many
- June
- TRAVEL CREDIT CARDS
- Days in the cycle
- Mutual fund fees
- The cons
- How your car loan can help you build better credit
- How to get a debt consolidation loan
- Types of fixed-income investments
- When should you freeze your credit?
- Is there any insurance that covers the donut hole?
- 6. Stick to one driver
- Alternatives to an SBA equipment loan
- Other home office deduction rules and considerations
- Consider a Discount Den membership instead
- What is New York state's standard deduction?
- How much does homeowners insurance cost in California?
- The long strangle
- Full list of the best car insurance in Florida
- How many times can you refinance a mortgage?
- How to build your credit score
- How to protect against inflation
- Am I a resident for California state tax purposes?
- Calculating capital gains tax on a home sale
- Electronics
- Tips for calculating how much life insurance you need
- Covering weight loss drugs would be costly for Medicare
- Bank of America® Customized Cash Rewards credit card
- Is Walmart travel good?
- Average cost of renters insurance in Texas by city
- Types of ESG investments
- Reconsideration for PSLF applications
- 9. Hotel benefits
- Bottom line: Is day trading right for you?
- How long does it take to get pre-qualified for a mortgage?
- Are there ways to avoid the Medicare Part D donut hole?
- Do you pay tax on T-notes?
- How much does homeowners insurance cost in Texas?
- G
- Home equity loan requirements
- How much does homeowners insurance cost in Pennsylvania?
- FamZoo Prepaid Card
- Become an authorized user
- How to adjust your Form W-4
- Three days
- Where to find the best savings accounts
- How to evaluate dividends
- 5 things to know about Virginia state income tax
- How to switch plans and keep your number
- What to do with the Bitcoin you buy
- Why do I need a business credit score?
- General-purpose travel card reviews
- Average cost of homeowners insurance in California by city
- How to buy derivatives
- Discounts
- 6. Find the right lender
- Who benefits from the cash stuffing envelope system
- How to decide
- How to save on car insurance
- Brokerage accounts vs. IRA
- Marriott Bonvoy transfer partners to avoid
- Cons of a credit freeze
- Interest-based passive income ideas
- Is the Medicare donut hole going away in 2024?
- 7. Use your own insurance
- Next Steps
- July
- Cost of life insurance without a medical exam
- Am I a resident for New York state income tax purposes?
- Could we be in an AI bubble?
- Term vs. whole life insurance tool
- What's next?
- Why you can trust NerdWallet
- The bottom line on short selling
- What are the best Vanguard index funds?
- Using your credit card for rental car coverage
- 10. Credits for popular spending
- Small-business valuation methods
- If you’re thinking about buying Frontier’s GoWild Pass …
- Get bonus United miles when you transfer Marriott points
- Can you finance an engagement ring with bad credit?
- Typhoon Lagoon or Volcano Bay?
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Can you lose money in mutual funds?
- Step 5: Submit your application and get funded
- How to finance central air installation
- 5. Dave: Best for repayment flexibility
- Four days
- Fleet fuel cards: benefits and drawbacks
- How do I get my business credit score?
- Are home equity loans a good idea?
- Capital One Venture Rewards Credit Card
- Consumer complaints
- Keys to crowdfunding success
- What to know about Texas renters insurance
- Other ways to consolidate your debt
- Where to mail your dispute letter
- Building a solid emergency fund
- Best of the Blues: Highmark
- If you want alternatives to Hawaii
- How to consolidate federal loans
- Average cost of homeowners insurance in Texas by city
- The cheapest home insurance in California
- The bottom line
- Your readiness to buy a home
- Average cost of homeowners insurance in Pennsylvania by city
- Why investing is important
- Credit freeze or credit lock?
- Will you owe capital gains taxes on your home sale?
- 11. Access to AmEx Offers
- How much money can you make on YouTube?
- 8. Forgo the extras
- Empower Personal Dashboard, for tracking wealth and spending
- The bottom line on how to research stocks
- Five days
- August
- H
- How much is auto insurance based on your driving record?
- ESG investing: How to get started
- Buying rental car insurance on your own
- Credit cards and elite status can improve your overall experience
- Cards that earn American Express Membership Rewards points
- When to consider Global Entry instead
- The synthetic long
- Alternatives to crowdfunding
- Citi Double Cash® Card
- Greenlight Prepaid Mastercard
- Get credit for the bills you pay
- Who can access your frozen credit reports?
- How to avoid capital gains tax on home sales
- If you’re considering booking a rental car with your Chase Freedom credit card
- 12. AmEx Experiences
- Important considerations when opening a Roth IRA
- Average cost of life insurance by term length
- The cheapest home insurance in Texas
- Airline credit card reviews
- Consumer experience
- Ways kid creators can earn online
- Medigap plan types
- Finding a real estate agent: Tips for buyers
- The cheapest homeowners insurance in Pennsylvania
- 6. MoneyLion: Best for existing customers
- 9. Price out prepaid gas
- What you need to know about California homeowners insurance
- J
- More reading for active investors
- The bottom line
- 13. Concierge Service
- Fuel card vs. business gas credit card
- Getting the timing right
- Should you invest in AI stocks?
- After deciding
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- More reading for active investors and traders
- Never done it before? Here's what to consider
- 11 ways to prevent identity theft
- How to shop for Medicare Advantage plans
- Earn an audience, and earn more in the long run
- September
- What's the easiest way to invest responsibly?
- If you want to leverage Marriott’s transfer partners ...
- 14. AmEx Auto Purchasing Program
- 10. Walk or ride
- Are dividends taxed?
- AmEx Centurion Lounge locations
- K
- Finding a real estate agent: Tips for sellers
- What to know about Pennsylvania homeowners insurance
- Final thoughts on getting TSA PreCheck for free
- What to know about Texas homeowners insurance
- Top off your Marriott Bonvoy account with United miles
- U.S. Bank Cash+® Visa Signature® Card
- How to get a credit union business loan
- One-time IDR account adjustment for PSLF borrowers
- Practice good credit habits
- California state tax credits
- Next steps
- More about whole life insurance
- Hotel credit card reviews
- What is credit card consolidation?
- Capital One Quicksilver Cash Rewards Credit Card
- What determines Texas renters insurance rates?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- W-4 calculator
- The bottom line
- Other ways to make money
- L
- Where AAA stands out
- Walmart MoneyCard
- Fixed-income taxes
- How taxes on real estate, rental, and investment sales work
- If you’re considering an upgrade to Delta Comfort Plus
- FHA vs. conventional loans: Summary
- October
- PocketGuard, for a simplified budgeting snapshot
- Tips for making money as a kid
- How to choose a real estate agent
- Methodology
- Types of FHA loans
- Does your business need a fleet fuel card?
- How does credit card consolidation work?
- Car rental insurance: The bottom line
- Can't finance before you sell?
- Final thoughts on Centurion Lounge access
- Where AAA falls short
- How to invest in fixed-income securities
- What else to know about Form W-4
- The bottom line on investing for beginners
- Is there an over-55 home sale exemption?
- Credit cards for other travel brands
- 8. Klover: Best for no-fee advances
- Reconsideration for rejected PSLF applications
- Check your credit scores and reports
- November
- NYC income tax rates
- California Department of Insurance
- M
- Is consolidating credit card debt a good idea?
- Final thoughts on the United-Marriott status match
- Is AAA home insurance right for you?
- OK, what's next?
- Looking for more insurance in California?
- Bank of America® Premium Rewards® credit card
- Other insurance companies to consider
- Next Steps
- Can I still use my credit card after debt consolidation?
- How long does it take to have the dispute resolved?
- Low-fee alternatives to prepaid cards
- December
- OTHER REWARDS CREDIT CARDS
- N
- Honeydue, for budgeting with a partner
- Pros and cons of loan apps
- Don't qualify for PSLF? You have other options for relief
- Additional resources for veteran entrepreneurs
- Pennsylvania department of insurance
- FHA loan limits
- How to track your California state refund
- Other ways to dispute your credit report
- Most popular
- Looking for more insurance in Pennsylvania?
- Cheapest car insurance by state
- 6 things to know about New York state income tax
- Texas Department of Insurance
- Others
- P
- Bilt World Elite Mastercard® Credit Card
- How to apply for an FHA loan
- California state sales tax
- Looking for more insurance in Texas?
- Texas Department of Insurance
- Prepaid-like options from fintechs: Apple Cash and Cash App
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- How much is auto insurance for good and poor credit?
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- 5 things to know about California state tax
- Looking for more insurance in Texas?
- Pros and cons of FHA loans
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- BALANCE TRANSFER AND 0% CREDIT CARDS
- S
- Other notable options
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Pros and cons of starting a vending machine business
- T
- What are prepaid debit cards?
- Ways to get the best FHA mortgage rates
- Major issuers and their policies on instant credit access
- Alternatives to cash advance apps
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- How much is auto insurance based on age?
- STORE AND RETAILER BRAND CREDIT CARDS
- U
- Prepaid debit cards vs. regular debit cards
- V
- How to make money offline
- The fine print
- Most popular retailer brand credit cards
- Quick snapshots
- Frequently asked questions about prepaid cards
- Other retailer brand credit cards
- Alternatives to small-business grants for veterans
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- CREDIT BUILDER CREDIT CARDS
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- SMALL BUSINESS CREDIT CARDS
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- Want to start a business?
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- DEFUNCT OR UNAVAILABLE CREDIT CARDS
- Watch out for making money scams
- Learn more about personal finance
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.