Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- Definitions: Money Transfer Rates
- What is a W-4?
- What is a debit card?
- Life insurance buying guide
- When is the best time to pay your credit card bill?
- Compare Medicare Part D plans
- Still deciding on the right carrier? Compare Medigap plans
- What is a mortgage refinance?
- 6 steps to opening a Roth IRA
- What is the average stock market return?
- Dividend definition
- What is a home equity line of credit?
- Net worth defined
- Key takeaways
- Find the right Medicare Advantage plan
- What is a Treasury bill?
- What is a jumbo loan?
- Hubspot
- Zoho CRM
- What is a REIT?
- 401(k) withdrawal calculator
- Blockchain: A definition
- About Wellcare
- Compare Medicare Advantage providers
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- EV charging became a distinct purchasing category
- EV investment is speeding up
- EV buyers may get financial incentives
- Cards that offer EV charging rewards
- Credit cards that reward different ways to get around
- What is FICA tax?
- What is a utility bill?
- What is a credit freeze?
- What is a 1099?
- High-dividend ETFs may generate income
- Who is eligible to contribute to a Roth IRA?
- What is a spot Bitcoin ETF?
- What is withholding tax?
- Cash advances
- What does it mean to pay yourself first?
- Good credit utilization follows the 30% rule
- Medical insurance
- What is broadband internet?
- 7 of the best apps to make money
- Gross income vs. net income
- Best Medicare Advantage companies
- Mortgage options
- States with no income tax
- What is a high-interest loan?
- If you have great credit
- What is cryptocurrency?
- What is a savings account?
- Climate change and natural disasters
- What is Early Warning Services?
- 1. Certificates of deposit (CDs)
- 1. Report lost debit cards ASAP
- How much should you spend on rent? It depends
- What are airline miles and why do you want them?
- Top credit card benefits for wellness and fitness
- Free financial advice
- Bounced checks and unpaid debts can ding your credit score
- Types of lines of credit
- Closed-end fund definition
- How to get paid on YouTube
- How to calculate interest in a savings account
- An exploding short-term rental market
- How much are taxes on lottery winnings?
- Is standard repayment right for you?
- How to use the SBA loan calculator
- 7 best-performing AI stocks
- How to use a savings goal calculator
- When is a payment marked late on credit reports?
- The right time to ask for a credit limit increase
- What are home equity loans and HELOCs?
- Can you withdraw money from a 401(k) early?
- What you need to open a bank account
- How much are United miles worth?
- Stock market correction definition
- 1. Formalize your LLC
- HubSpot Marketing Hub: Best overall marketing software
- United flight change policy
- What is Global Entry?
- Where can you find the best 30A Florida beach?
- Getting to Cabo San Lucas
- Online marketplace and auction sites
- The best AmEx transfer partners
- Georgia state income tax rates and tax brackets
- What is SSDI?
- What is the Walt Disney World VIP tour?
- About the Chase Freedom Flex℠
- Frugal food tips
- FICA tax rate 2023-2024
- General advice for international money transfers
- 1. It earns 5% back in some useful categories ...
- What information is on a utility bill?
- When are you considered a first-time home buyer?
- What Net 30 means
- Top business ideas for nurse entrepreneurs
- Why is having a low credit utilization important?
- What is flood insurance?
- 4 things to do before a credit check
- Best places to sell clothes online
- Understand your legal rights
- What is the child and dependent care tax credit?
- How to remove an authorized user
- Medicare Savings Programs (Part A and Part B)
- Best-performing U.S. equity mutual funds
- 50/30/20 budget calculator
- Commonly overlooked expenses
- Roth IRA contribution limits 2024
- How we picked the best airline
- How does refinancing work?
- Pursue student loan forgiveness
- 1. What does American Express trip cancellation insurance cover?
- What to expect flying economy with Emirates
- The best car insurance
- What goes into the credit card interest calculation
- The best budget apps
- Joint vs. co-signed loan: What’s the difference?
- Holding Bitcoin
- What are AI ETFs?
- What is contractor financing?
- California state income tax brackets and rates
- Step 1: Check your credit
- What is the child tax credit?
- Altcoins vs. Bitcoin
- Auto insurance
- What is my net worth?
- Calculate your closing costs
- Humana Medicare Advantage
- How we found the best travel insurance
- What car insurance coverage do I need?
- January
- 1. Open an IRA
- Do rent payments affect credit?
- Best-performing REIT stocks: April 2024
- Pros and cons of equipment leasing
- Should you withdraw money from a 401(k) early?
- How to manage your money
- What’s the difference between business and personal checking accounts?
- How much will refinancing save?
- What are credit freezes and credit locks?
- Best ways to consolidate credit card debt
- I’m driving less. Will my car insurance company give me a discount?
- How do credit union loans work?
- What counts as income
- What is the average credit score by age?
- Benefits of using a joint account
- A quick look at the billing cycle
- What you need to know
- Normalize the feeling
- Choice Privileges brands
- The main differences between Delta Comfort Plus vs. main cabin
- Best day to book a flight
- Average savings account rate: 0.46%
- Who can qualify for a conventional home loan?
- Passport photo clothing requirements
- Best fleet fuel cards
- What does this value mean?
- What is buy now, pay later?
- Why you’d want The Platinum Card® from American Express
- The current state of rent
- Stringent requirements
- Compensation
- Buying an existing business checklist
- Closed-end funds vs. open-end funds
- Do you tip in Italy?
- Applying for a loan online vs. in person: Pros and cons
- Elite status upgrades
- Biggest life insurers in the U.S.
- When does checking my credit score lower it?
- Late winter and early spring
- Travel rewards
- HELOCs and home equity loans compared
- How pay yourself first budgeting works
- 8 tips for finding a tax preparer or tax professional near you
- How Treasury bills work
- Calculator: Convert United miles to dollars
- How does a jumbo loan work?
- What is an EIN?
- Available United credit cards
- What is a tax extension?
- Government startup business grants and resources
- If you have private insurance
- Wise
- TrueCar app review
- Wells Fargo Active Cash® Card
- Here's how to get a debit card
- The best money-making apps
- How to make money online
- Tax filing status options
- 11 best investments right now
- How to freeze your credit with all 3 bureaus
- Summary of cash advance apps
- Delta SkyMiles® Reserve American Express Card
- Breakdown of central air costs
- 1. Cash flow
- 7 high-dividend ETFs
- 4 ways to maximize the Blue Cash Preferred® Card from American Express
- How much money can you put in a Roth IRA?
- Best no medical exam life insurance for April 2024
- Top 11 spot Bitcoin ETFs by fee
- What is the 10-year Treasury?
- What is a digital nomad?
- Who is considered a smoker?
- You can do it yourself
- Average monthly costs for home internet plans
- 1. Deposit locally, transfer electronically
- Peer-to-peer payment apps
- Key takeaways
- What you’ll get with the Capital One Venture Rewards Credit Card
- How much do Instagram influencers make?
- How do I know there's a late payment on my credit report?
- What is the 401(k) early withdrawal penalty?
- Stock market corrections vs. crashes, dips and bear markets
- How equipment leasing works
- How to invest in stocks in 6 steps
- Seek financial education
- Blockchain example: Bitcoin
- Wellcare Medicare Advantage pros and cons
- Ways to pay for emergency pet care
- What changes can I make to my car insurance to save money?
- Major credit card issuers' co-signer policies
- Best for size of network: UnitedHealthcare
- How will the Student Aid Index be calculated?
- How is PMI calculated?
- How to lower your credit utilization
- How high-interest loans are harmful
- How does a home equity loan work?
- Understanding your required coverages
- What is a 1099 form used for?
- Why you need a savings account
- What does Early Warning Services do?
- What is the 50/30/20 rule?
- How to sign up for a frequent flyer account
- Save aggressively
- Best life insurance for children in April 2024
- Your information can be sent to ChexSystems
- The average stock market return isn't always average
- Who pays withholding tax?
- Benefits
- What happened at the MOHELA Senate hearing
- Banking
- Online vs. in-person loan applications: 5 questions to ask
- What is a life insurance policy?
- Payments under the standard repayment plan
- How much are closing costs?
- 22 popular tax deductions and tax breaks
- Who can get Global Entry?
- Who needs to get an EIN?
- Our take
- How much is car insurance?
- Who qualifies for SSDI?
- 1. Take inventory of your finances
- 529 plan rules
- 1. Bonus cash-back categories are highly useful
- Credit freeze vs. lock
- Cheap car insurance
- How to fill out a W-4
- Brighthouse Financial life insurance
- At a glance
- What does it mean to live in a state with no income tax?
- Our take
- Before you dispute a credit card charge
- Work out how much of your income should go to rent with the 50/30/20 rule
- When can you no longer contribute to a Roth IRA?
- Roth IRA income limits 2024
- Has the account adjustment started?
- What are dividend stocks and why buy them?
- YNAB, for hands-on zero-based budgeting
- How does contractor financing work?
- How much is the child tax credit worth?
- Lottery tax calculator
- How to calculate your home equity
- What is required to be approved for a HELOC or home equity loan?
- What reasons can you withdraw from your 401(k) early?
- 2. Choose a bank for your LLC business account
- How to calculate your credit utilization ratio
- Best-performing REIT mutual funds: April 2024
- Best car insurance in New Jersey overall: Travelers
- When is the 2024 tax extension deadline?
- Frugal shopping tips
- How much does internet service cost per month?
- What's the difference between a debit and credit card?
- Best car insurance in Massachusetts overall: Travelers
- Best affordable homeowners insurance in Washington: Nationwide
- How much is PMI?
- If you have nonprime or near-prime credit
- 1. Brigit: Best for budgeting tools
- Check in with your body
- Earning Choice Privileges points
- What you need to know about savings accounts
- 2. Cash management accounts
- How much is the child and dependent care credit worth?
- Best day to fly
- Conventional loan credit score requirements
- How to convert American miles to dollars (calculator)
- Checking and savings features
- Tips to start your digital nomad life
- Grace period
- Best car insurance in Pennsylvania overall: Travelers
- How to apply for low-income internet
- 2. Buy a money order
- What is a personal line of credit?
- How to get a joint loan
- How about Bitcoin ETFs?
- Best AI ETFs by one-year performance
- Today’s HELOC rates
- Understanding altcoins and how they work
- How many Instagram followers do you need to make money?
- The wrong time to ask for a credit limit increase
- Which services will report your rent payments?
- United MileagePlus Miles value over time
- Why stock market corrections happen
- How to get to 30A beaches
- Disney VIP tour cost
- When to use a credit freeze
- How FICA tax works
- 2. ... But there’s a $95 annual fee
- Co-signer vs. authorized user
- Communication and automation tools
- Best credit union personal loans for 2024
- Drawbacks of using a joint account
- Information you need to freeze your credit
- Paying early could help your credit
- Why do people invest in cryptocurrencies?
- Delta main cabin
- What information does Early Warning collect?
- 2. Profit
- Dress code tips for passport photo
- How we ranked the top life insurers
- How does buy now, pay later work?
- When to refinance a mortgage
- Complicated appeals process
- Consolidation vs. refinancing
- How withholding taxes are calculated
- Work-life balance
- Tipping in Italian restaurants
- MOHELA administrative forbearance
- How to redeem rewards with the Capital One Venture Rewards Credit Card
- UnitedHealthcare Medicare Advantage
- How much car insurance do I need?
- February
- Holiday weekends
- T-bill purchase example
- Jumbo loan requirements
- Best-performing REIT ETFs: April 2024
- Differences between TSA PreCheck and Global Entry
- Student loan refinancing calculator
- What to know before getting the Chase Freedom Flex℠
- Head of household
- Who offers first-time home buyer assistance?
- Pros and cons of living in a state without income tax
- What does flood insurance cover?
- Who gets a 1099?
- Rising costs, limited availability
- 2. Account frozen? Submit documentation
- How to choose the best mutual funds for you
- Can you live off ETF dividends?
- Avoid lifestyle creep
- How installment plans for rent work
- Are paid surveys worth it?
- What is the 10-year treasury yield today?
- Who qualifies as a nonsmoker?
- What identity theft protection companies do
- The pros and cons of a life insurance trust
- Step 2: Pre-qualify and compare offers
- 1. No credit check is required, but a linked bank account is
- Increased competition and restrictions for owners
- How do lottery taxes work?
- Mortgage payoff calculator help
- How do you calculate closing costs on a house?
- What can I do if I slip up?
- How tax extensions work
- Property and casualty insurance
- What's the difference between a debit and an ATM card?
- Brighthouse Financial life insurance policies
- Why the Capital One Venture Rewards Credit Card comes out ahead
- Average annual PMI premium
- Our tips
- What’s important for consumers to know about Early Warning Services?
- Reasons to consider removing an authorized user
- Low-Income Subsidy or Extra Help (Part D)
- Conventional mortgage debt-to-income requirements
- The best airline of 2024
- How do American miles compare to other airlines?
- You might be denied the ability to open a new bank account
- Ride out income-driven repayment
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Using a credit card with Bitcoin rewards
- Understanding closed-end funds
- Calculating net worth: What are assets and liabilities?
- Pay off loans faster
- How to monetize your Instagram with fewer followers
- Learn about more life insurers
- How do United miles compare with other airlines?
- Mailchimp: Best email marketing software
- What to do at each of the 30A Florida beaches
- Do I have to pay Georgia state income tax?
- Watch out for overconfidence
- Can you use a personal checking account for business?
- Blockchain pros and cons
- For people with Medicare
- I’m not driving as much. Should I cancel my car insurance?
- About withholding
- How is the Student Aid Index used?
- PMI calculator help
- The Platinum Card® from American Express
- Learn your triggers
- Savings accounts with strong APYs can help your money grow
- How much rent can you afford?
- Historical national rates
- What are the Roth IRA rules for withdrawals?
- Consolidating private student loans
- Onboarding
- How we got here
- 3. Deposit cash in a linked ATM
- Wire transfers
- Types of AI ETFs
- When to use contract financing
- Why checking your credit is smart
- 2. Set financial priorities
- Use a credit utilization calculator
- What is withholding tax?
- Co-signer vs. joint account
- Should I choose a home equity loan or a HELOC?
- 3. High-yield money market accounts (MMAs)
- Who is a qualifying dependent?
- 3. Ask your bank for relief
- How to get car insurance quotes
- Can I contribute to a Roth IRA if my income is too high?
- Best life insurance for children: Pros and cons
- What is a Bitcoin strategy ETF?
- How to avoid overdrafts in the future
- Dividend vs. growth stocks
- How much does life insurance for smokers cost?
- Episode transcript
- Requirements: Who qualifies for the child tax credit?
- Credit cards
- About home equity loans
- 3. Apply for an LLC bank account
- How do REITs work?
- How United credit cards work
- Will your disability benefits change when you turn 65?
- 2. 'Early Pay' allows you to avoid interest penalties
- Wellcare Medicare Advantage star ratings
- I can’t pay my car insurance premium. What should I do?
- What's the difference between regular debit cards and prepaid debit cards?
- Best budget auto insurance in Massachusetts: Geico
- First-time home buyer benefits and programs
- How Net 30 shows up in reporting
- 3. Accounts payable
- Conventional loan down payment requirements
- Earning airlines miles when booking with an OTA
- Include health care in your savings goal
- The burden of medical proof
- Do I have to do anything?
- Types of withholding and payroll tax
- Average daily balance
- Best Pennsylvania car insurance for your budget: Travelers
- What you’ll need to qualify
- Administrative forbearance for other student loan servicers
- Years of rising prices
- Find the best life insurers
- What are AI stocks?
- March
- Best car insurance in New Jersey for your budget: Geico
- 2. Build a money management blueprint
- Are Disney VIP tours worth it?
- Get a secured credit card
- Frugal entertainment tips
- OFX
- Setting up a joint account
- Best for extra perks: Aetna
- How long will your mortgage loan last?
- The moral: Be careful before applying
- 2. Empower: Best for fast cash
- Do I need a 1099 to file my taxes?
- Put your dispute in writing
- How to invest in dividend ETFs
- Best no-exam life insurance policies in 2024
- When is the best time to use American miles?
- Other options
- 2. Which AmEx cards include trip cancellation insurance?
- Compare identity theft protection services
- 4. Load cash on a reloadable prepaid debit card
- How to buy AI ETFs
- How to buy a life insurance policy
- Aim for the most valuable uses of your Venture miles
- 5 ways to make money on Instagram
- How to pay off a mortgage early
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- All year
- The worst they can say is no. Shouldn’t I try?
- Treasury bill rates compared to other Treasury securities
- Decide what type of account you want: checking vs. savings
- When is the best time to use United miles?
- How to apply for an employer identification number
- When to use a credit lock
- Episode transcript
- Other payroll tax items you may hear about
- 3. There's also no sign-up bonus
- Brighthouse Financial life insurance rates
- Best homeowners insurance in Washington for coverage: State Farm
- Does age affect your credit score?
- Why is Bitcoin still popular?
- Look for ways to reset
- How a savings account works: withdrawal limits
- What should you do if you were denied a bank account because of an Early Warning report?
- 4. Monitor bank transactions online
- Average interest checking account rate: 0.08%
- Top 8 Bitcoin strategy ETFs by fee
- Cheap financial advice
- Price vs. yield
- Best car insurance companies: Our winners
- How are dividends paid out?
- Professional development
- Credit card loans
- How do joint loans affect your credit score?
- How does a life insurance trust work?
- California income tax deadlines and extensions
- Buying closed-end funds at a discount
- How to claim the child tax credit
- Do you include a 401(k) in a net worth calculation?
- Do I have to pay state tax on lottery winnings?
- How to meet your monthly savings goal
- How long do stock market corrections last?
- REITs' average return
- What is the fee for Global Entry?
- Episode transcript
- How to file a tax extension
- Will I qualify for student loan refinancing?
- Should I consider pay-per-mile car insurance?
- How to unfreeze your credit
- Paying early also cuts interest
- Average mutual fund return
- Uncovering additional costs
- Calculate your reduced Roth IRA contribution
- What to know if you take online surveys
- What to expect the stock market to return
- What it means for your money
- Lending Bitcoin
- 2. There's no APR because you can’t carry a balance ...
- Tipping in Italian coffee shops or bars
- Savings account simple interest vs. compound interest
- How to check your credit score without hurting it
- Is per-card or overall utilization more important?
- What is my Georgia residency status for state income tax purposes?
- Continue to learn and improve
- Startup business grants from private companies and nonprofits
- Why do I have to pay FICA tax?
- Here are some typical debit card fees
- If you can't get your own credit card
- Is Net 30 right for your business?
- 1. High-yield savings accounts
- What to look for in a high-interest loan
- The bottom line
- Exceptions to state minimum car insurance requirements
- Insufficient coverage
- 4. Peer-to-peer lending
- Conventional loan limits
- Prioritize retirement over college
- Should you use buy now, pay later?
- Why you’d want the American Express® Gold Card
- Alternatives to installment plans for rent
- Goodbudget, for hands-on envelope budgeting
- How to get a personal line of credit
- Alternatives to contractor financing
- How to choose a life insurance company in 2024
- Full coverage is (usually) a smart choice
- How long does a late payment stay on my credit report?
- Local sales
- Brighthouse Financial customer complaints and satisfaction
- How to get a home equity loan
- 5. Know the bank’s timeline
- Medicaid
- Earning airline miles after you’ve booked with an OTA
- If you want a credit card for gym memberships, fitness clubs, etc.
- Refinance student loans
- Recognition and rewards
- Net worth calculator
- Sweet v. Cardona administrative forbearance
- Which life insurance policy is right for me?
- When to estimate closing costs
- About home equity lines of credit
- The pros and cons of paying yourself first
- Are Treasury bills a good investment?
- How much is car insurance in my state?
- Do you have to contact anyone to switch from SSDI to Social Security?
- Should you open a business checking account?
- 3. You can earn a bonus when you open an Upgrade checking account
- Frugal DIY project tips
- What internet speed do you need?
- Best car insurance in Massachusetts for having few customer complaints: Mapfre
- Qualifying surviving spouse
- How to qualify for first-time home buyer benefits
- What about independent contractors?
- When should I receive my 1099?
- Eligible child and dependent care expenses
- 4. Accounts receivable
- Factor in other costs
- The bottom line
- 6 types of dividends
- How to check your tax withholding
- Pros and cons of joint loans
- How does a HELOC work?
- How to buy closed-end funds
- Best altcoins
- Tipping at Italian hotels
- How much interest will I earn on $10,000?
- April
- How much should you spend on a mattress?
- What's next?
- What happens to your portfolio in a correction?
- Keap: Best for dedicated support
- Types of REITs
- How to get Global Entry through travel cards
- Equipment leasing vs. equipment financing
- How to determine if a United credit card is worth it
- For Medicaid beneficiaries
- 4. Don’t expect savings on interest, either
- Bank of America® Customized Cash Rewards credit card
- I want to make money as a delivery driver. What car insurance do I need?
- Here's what to do if your debit card is stolen
- What doesn’t count as income
- Best high-interest loan alternatives
- How many banks have collapsed?
- Take the first step to regain control
- How has the value changed over time?
- The Bitcoin ETF price war
- Why is the IDR account adjustment happening?
- How to consolidate private student loans
- Life insurance tips for smokers
- Communication and feedback
- Plastiq
- Do I have to pay California state tax?
- Will making a partial payment keep me from being reported late?
- Can United miles be used on other airlines?
- Best car insurance in New Jersey for customer satisfaction: NJM
- Disney VIP tour vs. Genie+ and Individual Lightning Lane
- More about Brighthouse Financial life insurance
- What is a good credit score for your age?
- Optional coverages
- Run the numbers
- ‘Not knowing what I’m doing wrong’
- 3. Who is covered?
- Best Pennsylvania car insurance for customer satisfaction: Auto-Owners
- How to keep Lifeline
- Additional child tax credit
- 3. ... But it will still cost you to hold the card
- Tipping taxi drivers in Italy
- Will short-term rental prices drop in 2024?
- Should I take a lump sum payment or annuity payments?
- How to choose a rent-reporting service
- Find a bank that suits your needs
- Are my finances stable enough to refinance?
- W-4 form 2024
- Best homeowners insurance in Washington for consumer experience: American Family and Nationwide
- From income to budgeting
- Best for local support: Blue Cross Blue Shield
- Why the due date is so important
- 3. EarnIn: Best for large advances
- How much to keep in your savings account
- 5. Online savings accounts
- 6. Rebounding from bank account fraud
- What to do after removing an authorized user
- Find your conventional loan limit
- Get more help with monthly budget planning
- Other Roth IRA rules
- Methodology to determine the best airline
- Why is the 10-year Treasury yield important?
- Accepting payments or tips in Bitcoin
- Types of life insurance trusts
- Step 3: Choose your lender and loan
- Public Service Loan Forgiveness administrative forbearance
- How can I avoid late payments?
- Mattress-buying tips
- 4. Set up your LLC bank account
- How to change a United flight
- Clothes, vintage and crafts
- Decent AmEx transfer partners
- Should you claim early Social Security benefits?
- What does Wellcare Medicare Advantage cost?
- Get a credit-builder product or a secured loan
- Xoom
- Are home equity loans a good idea?
- What you can do
- Get personalized help
- When to book with an OTA
- How flexible are American miles?
- Do spot Bitcoin ETFs have custodianship risk?
- What will count toward IDR forgiveness?
- Interest rate
- Credit card rewards
- How a personal line of credit affects your credit score
- Alternatives to closed-end funds
- Categories of altcoins
- Compare your net worth
- What do closing costs include?
- How to invest in AI stocks
- Optional coverage types may be worth it
- Home equity loan and HELOC rates
- What causes Treasury bill rates to fall?
- How does credit utilization affect my credit score?
- 4. Check your approval terms before the hard pull; use the card immediately after
- How to handle these bills
- How can I submit a car insurance claim during the outbreak?
- Best Massachusetts auto insurance for ease of use: Farmers and Progressive
- How does cryptocurrency work?
- Types of 1099 forms
- Look for savings
- Contributing too much to a Roth
- Is a joint loan right for you?
- Tipping tour guides in Italy
- Upgrading with miles
- May
- Consider the costs of cashing out your 401(k)
- Pros and cons of jumbo loans
- How can you prepare for a correction?
- Frugal home expenses tips
- Is there an income limit to qualify as a first-time home buyer?
- When the Southwest Rapid Rewards® Premier Credit Card could be a better choice
- When issuers check your income
- Types of mortgage loans
- What doesn’t flood insurance cover?
- Average certificate of deposit rate: 1.81% for one-year CDs
- What are the tax rules for a Roth IRA?
- What are fleet cards?
- 4. How to file a claim
- Withholding tax vs. estimated tax
- What is California's standard deduction?
- How much life insurance should I buy?
- Best for emergency medical coverage: Allianz Global Assistance
- Does paying rent build credit?
- What to expect when you open your new account
- How to apply online for Global Entry
- Hotels on points in Cabo San Lucas
- What is Georgia's standard deduction?
- How tax extensions work if you owe taxes
- Can you collect SSI and Social Security disability or retirement benefits?
- What about pet insurance?
- How to find the 2024 W-4
- Married filing jointly
- Credit union personal loan rates
- 2. Certificates of deposit
- How to freeze your child’s credit
- Other tips for managing your bill
- Alternatives to savings accounts
- Who counts as a qualified care provider?
- The most popular surveys for cash apps
- Are 10-year Treasury notes a good investment?
- Best Pennsylvania car insurance for ease of use: State Farm
- When to expect your child tax credit refund
- 4. You may qualify for perks, but not rewards
- How do I deal with lottery taxes?
- 3. Get disability and life insurance
- Ready, set, save
- Constant Contact: Best for unlimited user access
- How to find equipment leasing
- Best car insurance in New Jersey for ease of use: State Farm
- 5. Reward redemption options are limited
- How the 9 states with no income tax stack up
- More U.S. passport photo requirements
- Why you’d get both
- Customer experience
- Ready to get started?
- Pros and cons of a personal line of credit
- Tipping in Italy recapped
- No-closing-cost mortgages
- How did we determine the value of United miles?
- Strategies for keeping your credit utilization low
- 5. Available to those with fair credit
- TrueCar Cash Offer review
- How are cryptocurrencies created?
- How do I grow my home's equity?
- Which American Airlines flights can be changed online
- Why did First Republic Bank fail?
- 6. High-yield checking accounts
- Tips to find cheap flights any day of the week
- How do fleet cards work?
- How did we determine the value of American miles?
- What do the approvals mean for Bitcoin?
- What to do if you’re denied SSDI benefits
- Monthly payments on $100,000+ student loan debt
- Frequently asked questions
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- Day-trading Bitcoin
- What part of my income gets taxed by California?
- Step 4: Gather loan documents
- How to find AI ETFs
- Next Steps:
- Full list of the best homeowners insurance in Washington
- How to check your credit score
- 4. Varo: Best for existing bank customers
- Delta Comfort Plus
- 3 tips to control central air conditioning installation costs
- If you want to earn airline miles on an OTA booking
- What apps let you buy now, pay later?
- How much does it cost to refinance a mortgage?
- Will parent PLUS loans qualify?
- Emirates Economy vs Emirates Premium Economy: which is a better value?
- Federal student loan consolidation
- EveryDollar, for simple zero-based budgeting
- HELOC requirements
- Avoid these less valuable redemptions
- Travel and shopping protections
- Close your old account, if needed
- How tax extensions work if you're due a refund
- How much is car insurance by company?
- Buddha back in action
- Use a co-signer
- For the uninsured
- Do I have to update my W-4 every year?
- Best for low-cost plan availability: Humana
- Mutual fund fees
- Can I take my own passport photo?
- How do you buy 10-year Treasury notes?
- Days in the cycle
- 2024 child tax credit news update
- 5. You may qualify with no Social Security number
- Where can you get the best loan?
- You don’t need to have $10,000 to take advantage of compound interest
- June
- Who should get a home equity loan
- Next steps
- Do you ever need to change your EIN?
- What's the tax filing deadline for my Georgia state income tax bill?
- Upgrade's other credit cards
- Life insurance
- Full list of the best auto insurance companies in Massachusetts
- 3. Bonds
- When should you freeze your credit?
- Additional child and dependent care credit requirements
- Full list of the best car insurance companies in Pennsylvania
- Who should skip a United credit card?
- MoneyGram
- What about the other Southwest cards?
- How to get a loan from a credit union
- Why are there so many kinds of cryptocurrency?
- Dress code for a passport picture recapped
- Am I a resident for California state tax purposes?
- How to get a home equity line of credit
- How much do life insurance policies cost?
- Paid upgrades
- Final thoughts on changing your United flight
- Electronics
- Full list of the best car insurance in New Jersey
- How many tax extensions can you file?
- What happens if your estimated income is off
- How to rebook your American Airlines flight for a cheaper fare
- Why did Silicon Valley Bank fail?
- Do you pay tax on T-notes?
- Will my servicer know if I qualify?
- How to earn more interest in a savings account
- How to qualify for an SBA loan
- Seller-paid closing costs
- Who should get a HELOC
- Zoho CRM: Best overall CRM software
- The best benefit of the Disney VIP tour? Time saved
- The bottom line
- Become an authorized user
- How to adjust your Form W-4
- How much does homeowners insurance cost in Washington?
- Where to find the best savings accounts
- How to redeem rewards on the Blue Cash Preferred® Card from American Express
- How to find the best refinance rates
- How to evaluate dividends
- Should you apply for a personal loan online or in person?
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Is it worth going to a tax preparer?
- Jumbo loans and conforming loan limits
- If you're considering a United credit card
- How much does a tax extension cost?
- Wellcare Medicare Advantage plan types
- Disability insurance
- Married filing separately
- Cons of a credit freeze
- Average money market account rate: 0.66%
- What do the approvals mean for other crypto investments?
- Next Steps
- Average student debt by type
- Trip cancellation insurance from AmEx recapped
- What's next?
- Which type of life insurance should I put in a trust?
- Guest upgrades
- Could we be in an AI bubble?
- July
- What if you lose your EIN?
- U.S. Bank Cash+® Visa Signature® Card
- 5. Dave: Best for repayment flexibility
- How to finance central air installation
- Can you lose money in mutual funds?
- How much can you borrow with a HELOC?
- Step 5: Submit your application and get funded
- Find local conforming loan limits
- Can you write off equipment lease expenses?
- Why you can trust NerdWallet
- How to track your Georgia state tax refund
- Tax extensions for overseas taxpayers and military members
- The Capital One Venture Rewards Credit Card is more practical and flexible
- Credit union vs. online lender
- Other ways to sell clothes online
- Fleet fuel cards: benefits and drawbacks
- What about Bitcoin mining?
- Take advantage of travel benefits
- Is an SBA loan right for me?
- Best of the Blues: Highmark
- The bottom line
- What if I had delinquencies or a student loan in default?
- You can have a real career as a digital nomad
- How to consolidate federal loans
- Ways to get the best jumbo mortgage rates
- Average cost of homeowners insurance in Washington by city
- The bottom line
- Credit freeze or credit lock?
- Are cryptocurrencies financial securities, like stocks?
- Redeeming Choice Privileges points
- How to claim the child and dependent tax credit
- Refinancing a mortgage, step by step
- How to maximize value in Emirates economy class
- Empower Personal Dashboard, for tracking wealth and spending
- How much money can you make on YouTube?
- Consequences of a child tax credit error
- What's the difference between a CPA and a tax preparer?
- Is Global Entry worth it?
- How to book a Disney VIP tour
- Why did Signature Bank fail?
- What is no-exam life insurance?
- Alternatives to buy now, pay later
- Comparing personal lines of credit to other financing options
- August
- 2024 Georgia state income tax changes
- What happens after you file a tax extension?
- How much is auto insurance based on your driving record?
- The future of blockchain technology
- Western Union
- Credit cards and elite status can improve your overall experience
- Supplement rewards with a second credit card
- Pros of investing in REIT stocks
- 3. Make the most of your savings
- Third-party ratings
- Get credit for the bills you pay
- Who can access your frozen credit reports?
- 6. MoneyLion: Best for existing customers
- Is flood insurance required?
- How to sell clothes online
- Important considerations when opening a Roth IRA
- Compare top-rated life insurance companies
- What to look for in marketing software
- The cheapest home insurance in Washington
- The difference between interest rate and APY
- Can I get a refund?
- State child tax credits
- Should you invest in AI stocks?
- Best for those who pack expensive equipment: Travel Insured International
- More about the card
- 3 things to know about Georgia state tax
- How do you file a state tax extension?
- If you want to book Disney’s VIP tour
- Next steps
- Bottom line: Is it worth claiming the child and dependent care tax credit?
- Fuel card vs. business gas credit card
- Is getting a HELOC a good idea?
- Cons of investing in REIT stocks
- Where to earn and redeem points at 30A beaches in Florida
- The worst AmEx transfer partners
- How to shop for Medicare Advantage plans
- What’s happening with Silvergate Capital Corp.?
- Alternatives to no medical exam life insurance
- Earn an audience, and earn more in the long run
- Alaska Airlines upgrades recapped
- September
- Single
- Pros and cons of cryptocurrency
- Are dividends taxed?
- What is the $500 credit for other dependents (ODC)?
- What to know about Washington homeowners insurance
- What happened to Credit Suisse?
- What to consider before buying altcoins
- Find the best life insurance policy for you
- Investing in REITs: How to get started
- Practice good credit habits
- What is credit card consolidation?
- Other types of mortgage loans
- 7. SoLo Funds: Best for peer-to-peer cash advances
- More about buying life insurance as a senior
- Next steps
- California state tax credits
- Child tax credit vs. child and dependent care credit
- Which states have tax deadline extensions?
- W-4 calculator
- 4. Money market funds
- Other ways to make money
- Small-business incubator programs
- If you’re considering an upgrade to Delta Comfort Plus
- How the FDIC calculates national rates
- PocketGuard, for a simplified budgeting snapshot
- October
- Wellcare Medicare Advantage service area
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- Alternatives for the best life insurance for kids
- Investing
- Understanding life insurance quotes
- How to choose among the best ways to send money internationally
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Are other banks are in trouble?
- Is it better to get a home equity loan or line of credit?
- Best for adventurous travelers: World Nomads
- If you want to travel to Cabo with points and miles …
- What else to know about Form W-4
- What to know before shopping for car insurance quotes.
- More about top-rated life insurance companies
- 8. Klover: Best for no-fee advances
- More about top-rated life insurance companies
- Check your credit scores and reports
- 5. Mutual funds
- Cryptocurrency legal and tax issues
- Should I take my money out of the bank?
- Choice Privileges elite status
- What are tax deductions?
- November
- Is consolidating credit card debt a good idea?
- What to do if you can’t keep up with your HELOC payments
- Alternatives to startup business grants
- Wellcare customer service
- More about buying life insurance with a health condition
- Best stocks for beginners
- Emirates Airlines economy class: is it worth it?
- Emerald Coast’s 30A Florida beaches
- Can I still use my credit card after debt consolidation?
- Are we in a recession?
- How much flood insurance do I need?
- 6. Index funds
- Your decision: Is cryptocurrency a good investment?
- Mortgages
- Pros and cons of loan apps
- Honeydue, for budgeting with a partner
- Best for medical coverage: Travelex Insurance Services
- December
- Washington insurance department
- If you want to redeem your AmEx points for good value
- How to track your California state refund
- The bottom line on investing in stocks
- 4. Be persistent
- Are we headed for a depression?
- Cheapest car insurance by state
- Prime Visa
- Looking for more insurance in Washington?
- How much is flood insurance?
- What are tax write-offs?
- How to find cheap American Airlines flights
- How to choose the right nurse entrepreneur idea
- How flood insurance works
- California state sales tax
- What is a 1099 employee?
- How to make money from home
- Choice vs. competitors
- Budgeting resources from NerdWallet
- How do you claim tax deductions?
- How much is auto insurance for good and poor credit?
- 7. Exchange-traded funds
- The bottom line
- 5 things to know about California state tax
- Best if you have travel credit card coverage: Seven Corners
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Getting cheap AA flights when rebooking recapped
- How to get flood insurance
- Personal loans
- Methodology to identify the best budget apps
- 8. Stocks
- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- Target Circle™ Credit Card
- Alternatives to cash advance apps
- How to get the cheapest car insurance quote possible
- Best for long-term travelers: IMG
- How much is auto insurance based on age?
- Student loans
- How to make money offline
- 9. Alternative investments
- Best for travelers with unpredictable work demands: Tin Leg
- Taxes
- Capital One® Walmart Rewards™ Mastercard®
- Cash advance app star rating methodology
- 10. Cryptocurrency
- Travel rewards
- Full list of the best car insurance companies
- Best for booking travel with points and miles: TravelSafe
- How much is auto insurance based on gender?
- 11. Real estate
- Best car insurance companies by state
- PlayStation Visa Credit Card
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- Methodology
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.