Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- Net worth defined
- What is a jumbo loan?
- Dividend definition
- About Roth IRAs
- Definitions: Money Transfer Rates
- Still deciding on the right carrier? Compare Medigap plans
- What is married filing jointly?
- How to earn a Chase checking account bonus
- What is a cashier's check?
- What is Upwork?
- What is a W-4?
- What is an FHA loan?
- Medicare Advantage companies
- The parts of Medicare
- Mortgage rates today: Wednesday, April 24, 2024
- What Medicare covers
- Find the right Medicare Part D prescription drug plan
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Is money tight?
- What is a REIT?
- 1. The Amazon scam
- What about cash?
- 2. The romance scam
- Credit cards for kids: Pros and cons
- 3. The gift card scam
- 4. The charity scam
- Debit cards for kids: Pros and cons
- 5. The lottery scam
- How to minimize damage and recover from a scam
- How to buy a house with a credit card
- What is a routing number?
- Who is eligible to contribute to a Roth IRA?
- Best bank stocks by one-year performance
- Good credit utilization follows the 30% rule
- What is a reverse mortgage?
- What is passive income?
- 1. Review account transactions from your bank
- What is inflation?
- Ohio state income tax rates and tax brackets
- What are dividend stocks?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- The best pet insurance companies at a glance
- What is a savings account?
- What is a credit-based insurance score?
- Online marketplace and auction sites
- When are taxes due in 2024?
- What is self-employment tax?
- The annual fee is worth it if you ...
- What is private mortgage insurance?
- 4 no-credit-check loan options
- When do I need a cashier's check?
- How to receive elite perks
- Wanna Get Away Plus features
- Tier benefits
- 7 of the best apps to make money
- Is Upwork a legit way to make money?
- What's the difference between a 15-year and 30-year mortgage?
- First, contact the issuer
- 7 best-performing AI stocks
- What is Google AdSense?
- Snapshot comparison
- How much should you spend on rent? It depends
- Buy: Winter outerwear
- Best Prepaid Debit Cards
- 1. Save what you can
- How to upgrade your boarding position on a Southwest flight
- What are Vanguard index funds?
- What is a bank run?
- 1. Joining Marriott Bonvoy is free
- Is standard repayment right for you?
- Tipping etiquette when traveling
- How much does the Babbel app cost?
- 1. Check in
- Non-QM loans: flexibility at a cost
- How to get TSA PreCheck for free
- Virginia state income tax rates and tax brackets
- Are free credit monitoring services any good?
- What is a SIMPLE IRA?
- Frugal food tips
- What determines your monthly car payment?
- 1. Open an IRA
- What is a multicurrency account?
- What is my net worth?
- January
- Why is having a low credit utilization important?
- How does annual renewable term life insurance work?
- 1. Set your budget
- How municipal bonds work
- Calculate your closing costs
- General advice for international money transfers
- 1. Qantas First Lounge (Tom Bradley International Terminal)
- The best car insurance
- What is zero-based budgeting?
- 1. Take advantage of an HSA
- What is included in a cruise?
- 1. It’s only for financing purchases at Cub Cadet
- How early direct deposit works
- What is the child tax credit?
- Steps to booking a Southwest award flight to Vegas
- How do LLC taxes work?
- What happens if you don't pay taxes, or pay your taxes late?
- Paycom vs. Paylocity deciding factors
- How does a second mortgage work?
- The best budget apps
- First, some background
- Does Medicare cover chemotherapy?
- 1. Update your budget
- What is an REO property?
- California state income tax brackets and rates
- Where they’re based and where they fly
- How people use reverse mortgages
- Why delivery, Uber and Lyft drivers need rideshare insurance
- Best-performing REIT stocks: April 2024
- What is long-term care insurance?
- What does it mean if you get a Medicare ABN?
- More hotel and airline loyalty programs join Capital One’s program
- 1. Tweak your W-4
- 1. Get help with utility bills and groceries
- When to leave an unequal inheritance
- How it works
- Chase checking account bonuses 2024
- What are gold stocks?
- Payment information
- How does a jumbo loan work?
- 1. Get an Individual Taxpayer Identification Number
- 4 easy ways to start investing with little money
- What are tax refund advance loans?
- Late winter and early spring
- Remitly is best for:
- Why do some hotels require credit cards?
- Think twice about minimum coverage
- Best fleet fuel cards
- What is an EIN?
- Index fund vs. mutual fund
- Key findings
- When to consider a 15-year fixed-rate mortgage
- What is a state income tax?
- Biggest life insurers in the U.S.
- 1. ‘I love this car!’
- Best ways to consolidate credit card debt
- Stock chart components
- What is a home equity loan?
- How to spot origination fees
- Choose Bank of America if:
- Skip: Other clothing
- What’s a premium travel credit card?
- How to budget money
- Where should you start?
- What goes into the credit card interest calculation
- How to financially prepare for a move (if you can)
- Daily mortgage rates chart
- How many credit cards is too many or too few?
- How to calculate the cost of starting a business
- Housing
- 1. Skip the airport
- 17 passive income ideas for 2024
- How to pay rent with your credit card
- The annual fee is worth it if you:
- What is adjusted gross income (AGI)?
- What is Disney Park Hopper?
- At a glance
- Our picks for the best life insurance companies in April 2024
- Do SBA loans require a personal guarantee?
- In this article
- 1. Clean up your credit
- The difference between cancellation and non-renewal
- What to expect flying first class with Virgin Atlantic
- What does Capital One rental car insurance cover?
- What is Allegiant Air?
- 1. Log into your Rapid Rewards account
- How to send money online, on mobile or in person
- What does need-based aid include?
- Is a joint bank account a good idea?
- Forecasters predict a modest decline in rates
- How to make money online
- Do I need life insurance?
- Netflix subscription cost
- How to use the car affordability calculator
- What is Medicare supplement Plan G?
- The self-employment tax rate for 2023
- When you’ll need your routing number
- Who can use the married filing jointly status?
- How much money can you put in a Roth IRA?
- 1. Your landlord’s insurance won’t cover you
- 2. There are several financing options available
- Tax filing status options
- Cash accounts
- The best money-making apps
- 1. Your home is the collateral backing the credit card
- What are bank stocks?
- What is the 10-year Treasury?
- Paycom vs. Paylocity pricing
- How AdSense works
- Mint vs. NerdWallet at a glance
- What is an executive summary?
- How long is the grace period for student loans?
- 11 best investments right now
- Best Medicare Part D plans
- Subsidized vs. unsubsidized student loans
- What is a business credit score?
- 2. Hit 'unsubscribe'
- Average inflation rate
- Finding the best credit monitoring service for you
- 1. Shop around
- Understanding your required coverages
- How to choose between a Roth IRA and a 401(k)
- Why you need a savings account
- How to lower your credit utilization
- Cheapest term life insurance companies for April 2024
- Ways to avoid seat selection fees
- How to invest in municipal bonds
- How much are closing costs?
- Remitly pros
- 1. Transfer the balance to a 0% card
- Why you should get preapproved for an auto loan
- Types of USDA loans
- Who needs to get an EIN?
- Differences between mutual funds and index funds
- How is PMI calculated?
- Where can I get a cashier’s check?
- Changes to Business Select, Anytime fares
- The co-branded Mastercard
- Encircle
- How to get Upwork jobs
- Choose Chase if:
- Why mortgage rates change every day
- Should I pull my money out of the bank?
- 2. Plan to tackle high-interest debt
- 1. Tax planning starts with understanding your tax bracket
- First, adjust your attitude
- A
- Payments under the standard repayment plan
- The annual fee is not worth it if you:
- ASPCA: Best pet insurance for broad coverage
- Unsure how to save
- Ending the ‘continuous enrollment provision’
- 1. There’s a prequalification process
- 2. Learn more about your 401(k)
- On-time percentage
- 2. Find money for child care
- Do I have to pay Ohio state income tax?
- 1. Affirm
- 2. Find your preferred flight
- When to choose a multicurrency account
- 7 best gold stocks by one-year performance
- Cheap car insurance
- What are dividend stocks and why buy them?
- Has the account adjustment started?
- Citi Double Cash® Card
- Best car insurance in New Jersey overall: Travelers
- When can you no longer contribute to a Roth IRA?
- 1. They earn rewards in valuable categories
- 2. Make a plan for long-term care
- Know how to find cheaper gas stations
- Chase College Checking℠: $100 bonus
- 1. Have the right credit card to unlock elite perks and benefits
- What is a modular home?
- How to fill out a W-4
- How much is the child tax credit worth?
- Cut up plastic cards
- Bank wire transfer
- Work out how much of your income should go to rent with the 50/30/20 rule
- NerdWallet's car insurance estimator
- 2. Think twice before rejecting job offers
- How to calculate your credit utilization ratio
- YNAB, for hands-on zero-based budgeting
- Advantages and disadvantages of reverse mortgages
- How much does Babbel Live cost?
- Best-performing REIT mutual funds: April 2024
- What do you think are the financial challenges Asian Americans face?
- Do I have to pay Virginia state income tax?
- How we ranked the top life insurers
- 20 high-dividend stocks
- Frugal shopping tips
- Recent averages for factors that affect a car payment
- What you need to know about savings accounts
- How much does annually renewable life insurance cost?
- Pros of joint bank accounts
- Remitly cons
- The self-employment tax rate for 2024
- Cover your net worth
- How to file for student loan bankruptcy
- Student loan debt is an intergenerational issue
- How much is PMI?
- How can I get a cashier’s check?
- When to consider a 30-year fixed-rate mortgage
- How state income tax rates work
- 2. ‘I’ve got to have a monthly payment of $350.’
- Paycom features
- How to compare lender fees and rates
- Buy: Outdoor furniture and grills
- Bluebird by American Express
- Do you tip in Spain?
- How Lyft and Uber insurance work
- 2. Airport security ID check
- Capital One improves redemptions with more 1:1 transfer partners
- Why the Capital One SavorOne Cash Rewards Credit Card is better for most people
- 3. Take a holistic view
- How to calculate the inflation rate
- Earning Chase Ultimate Rewards points
- How to book a first class ticket with Virgin Atlantic
- Major airlines with free texting and free Wi-Fi
- Account summary
- Jumbo loan requirements
- February
- Credit-based insurance score vs. regular credit score
- The problem with cash advances
- Holiday weekends
- 2. Shop for a loan
- What hotels do not require a credit card?
- 2. United Polaris Lounge (Terminal 7)
- How to find your routing number
- How much is PMI?
- Zero-based budgeting example
- What types of institutions offer early direct deposit?
- How LLCs pay income taxes
- How much does AdSense pay?
- Why write an executive summary?
- Grace period
- What is a mega backdoor Roth?
- Personalized versus average interest rates
- How do Vanguard index funds work?
- 3. Negotiate your bills
- 2. There are over 8,000 Marriott Bonvoy hotels
- Best for low premiums: Wellcare Medicare Part D
- How to find bank-owned properties
- Utilities
- How do reverse mortgages work?
- Best-performing REIT ETFs: April 2024
- Consolidation vs. refinancing
- Where does Allegiant fly?
- How do you qualify for need-based aid?
- Where to get tax refund loans
- How do you calculate closing costs on a house?
- 2. Get a loan release
- Change how you drive to increase fuel economy
- Head of household
- Partner promotions
- The pros and cons of a life insurance trust
- What is the 10-year treasury yield today?
- FHA vs. conventional loans
- How does a home equity loan work?
- Skip: Most electronics
- Premium credit cards are not for you if…
- When does the student loan grace period start?
- What Medicare Advantage plans are available?
- How many credit cards should I have?
- The bottom line
- Does a Medicare ABN mean Medicare won't pay?
- How to calculate adjusted gross income
- How are business credit scores calculated?
- ‘Procedural terminations’
- 2. It’s heavy on the fees
- 3. Look into an IRA
- 4. Go paperless
- 3. Recover unclaimed money
- If you pay for a credit monitoring service
- How to prevent conflict
- How to get homeowners insurance after a non-renewal
- 3. Compare flight options for your chosen date
- Calculating net worth: What are assets and liabilities?
- Who needs life insurance?
- How to determine how much car you can afford
- What if I didn't make the 2024 tax deadline?
- Medicare supplement Plan G pros and cons
- How to calculate self-employment tax
- Get uninsured motorist coverage
- 2. You probably own more than you think
- Average annual PMI premium
- Cards that earn Southwest miles
- 2. The card is an alternative to a HELOC, for better and worse
- Send back metal cards
- Learn about more life insurers
- Other alternatives to Mint
- Or go with an alternative
- 14 business startup costs to plan for
- Focus on feelings
- Pay off loans faster
- 2. Shop around online
- Am I a resident for Virginia state income tax purposes?
- Am I a resident for Ohio state income tax purposes?
- SIMPLE IRA contribution limits for 2024
- Investing for income: Dividend stocks vs. dividend funds
- Which Capital One travel cards include rental car insurance?
- 2. Set financial priorities
- Types of gold stocks
- Savings accounts with strong APYs can help your money grow
- Cons of joint bank accounts
- 2. Ensure you meet credit history qualifications
- What is a Roth IRA account?
- Remitly transfer methods and options
- Tax credits for people married filing jointly
- Qualifying for a USDA-guaranteed mortgage
- What are the Roth IRA rules for withdrawals?
- 3. Get the right Medicare plan
- 3. Some financing plans charge a ‘promotional fee’
- PMI calculator help
- Margin accounts
- Financial institutions with early direct deposit
- Manufactured vs. modular homes
- Types of second mortgages
- How much rent can you afford?
- Episode transcript
- How to estimate car insurance costs
- 3. Get smart about money
- Use a credit utilization calculator
- What happened in March 2023?
- 4. Open a high-yield savings account
- How to buy a bank-owned home
- How much does Babbel for Business cost?
- Why buy long-term care insurance?
- Repayment terms may be interest-only
- Consolidating private student loans
- Flight cancellations
- Best life insurance companies: Pros and cons
- 2. Rebalance your debts and income
- How credit scores affect monthly car payments
- Is annual renewable term life right for you?
- Dividend vs. growth stocks
- Requirements: Who qualifies for the child tax credit?
- When are state income tax returns due?
- 3. ‘My lease is up next week.’
- Basic stock chart terms to know
- Can you negotiate mortgage origination fees?
- Buy: Halloween gear
- Does interest accrue during the grace period?
- Mega backdoor Roth 2024
- Are Vanguard index funds a good investment?
- 3. Paying for hotel nights isn’t the only way to earn rewards
- Two kinds of reverse mortgages
- Restaurant tipping in Spain
- How do REITs work?
- Will I get an ABN if I have Medicare Advantage?
- A full list of Capital One's transfer partners
- 5. Automate your accounts to meet your goals
- 2. Take advantage of car insurance discounts
- 2. Afterpay
- When not to choose a multicurrency account
- Rewards summary
- March
- Inflation is the wild card
- 3. Determine other ownership costs
- Do I have to do anything?
- What Medigap Plan G covers
- Who has to pay self-employment tax?
- Best car insurance in New Jersey for your budget: Geico
- 4. There are no rewards or other benefits
- Chase Secure Banking℠: $100 bonus
- The bottom line
- Check back on your account
- Find the best life insurers
- What are AI stocks?
- Create a money-making strategy
- Bank of America vs. Chase: Basic checking accounts
- What to include in an executive summary
- What should you consider?
- How your credit score affects your rate
- Does Medicare cover radiation therapy?
- Transportation
- B
- Rideshare insurance for delivery app drivers
- Saving a little at a time
- How interest accrues on subsidized and unsubsidized loans
- 4. Get down payment assistance for a home
- Do SBA loans require collateral?
- How much are Chase Ultimate Rewards® points worth?
- Frugal entertainment tips
- Joint bank accounts and marriage
- All year
- Types of municipal bonds
- 3. Consolidate or refinance the debt
- 3. Delta Sky Club (Terminal 3)
- Consider full coverage
- How to apply for an employer identification number
- 4. Ask questions
- 3. Renters insurance can pay for housing after a disaster
- Use the right gas credit card
- How much does a cashier’s check cost?
- Cash App
- 4. Establish multiple streams of income
- Average daily balance
- Best car insurance companies: Our winners
- 5. Use your credit card benefits
- 2. The difference between tax deductions and tax credits
- Potential issues with having multiple credit cards
- Travel credit card availability
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- 3. Baggage screening
- What kinds of ABNs are out there?
- Do personal credit scores affect business credit scores?
- 6. Streamline your bank accounts
- Avoid credit bureaus' products
- Benefits for veterans
- Do you include a 401(k) in a net worth calculation?
- How a savings account works: withdrawal limits
- How are dividends paid out?
- How does a Roth IRA work?
- Capital One Venture Rewards Credit Card
- Best car insurance companies: Our winners
- 2. There’s an interest-free period
- How to start a zero-based budget
- How does a life insurance trust work?
- Itemtopia
- How is a modular home built?
- How to claim the child tax credit
- 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
- Price vs. yield
- FHA loan requirements
- Bonus: Tacos and desserts
- Try a simple budgeting plan
- Is a Southwest Airlines upgrade worth it?
- What was the bank run of 1930?
- Best for member satisfaction: AARP/UnitedHealthcare Medicare Part D
- California income tax deadlines and extensions
- REITs' average return
- New details on the upcoming Capital One airport lounges
- How to get subsidized and unsubsidized loans
- 3. Drive safely
- Do you have to pay need-based aid back?
- More traditional financing options
- How to book a hotel without a credit card
- What Medigap Plan G doesn’t cover
- Go electric
- 2. Smartly spend on the right credit cards
- What are the benefits of early direct deposit?
- Types of state income tax
- What can I use a home equity loan for?
- Serve American Express Prepaid Debit Account
- Factors that affect the cost of car insurance
- How to know which premium travel credit card is best for you
- Is per-card or overall utilization more important?
- When you should lock your mortgage rate
- How much does it cost to buy Vanguard index fund shares?
- How does Babbel fit into your budget?
- How do you think the culture of saving influences how second- or third-generation Asian Americans manage money?
- Where to find your AGI on your 1040
- Borrowers who may consider a non-QM loan
- A mammoth task for states
- Mishandled luggage
- Redeeming Chase Ultimate Rewards points
- 4. Select, confirm and book your flight of choice
- Exceptions to state minimum car insurance requirements
- Local sales
- 4. Find the right car for you
- How do streaming services fit into your budget?
- When are state taxes due in 2024?
- 4. Remove your name from a credit card account
- Bank of America routing numbers
- 2023 standard deduction married filing jointly
- How to save without cutting coverage
- 3. The rewards rate is high
- Pros and cons of investing in bank stocks
- How to choose a life insurance company in 2024
- Qualifying for a second mortgage
- Can you pay student loans during the grace period?
- When can you sign up?
- 1. High-yield savings accounts
- Goodbudget, for hands-on envelope budgeting
- Does Medicare cover cancer surgery?
- 6. Shop smart
- Food
- Am I eligible for a reverse mortgage?
- How does Disney Park Hopper work?
- 4. Save for college
- Best life insurance company overall: MassMutual
- 3. Don’t ask for too much cash
- Major airlines with free texting through messaging apps
- How loan term affects your monthly car payment
- Benefits of multicurrency accounts at fintechs
- Information about your account
- Net worth calculator
- 3. Consider cards that don't require a Social Security number
- When to estimate closing costs
- How to pay self-employment tax
- Qualifying for a Single Family Housing Direct Home Loan
- Is PMI tax-deductible?
- 3. Newcomers get a modest sign-up bonus
- 4. It can protect your finances
- 5. Pre-qualify without affecting your credit score
- 5. ‘I’ve been looking all over for this color.’
- More advanced stock chart terms
- Bank of America vs. Chase: Basic savings accounts
- 5. Protect your credit — but protect yourself first
- 4. Marriott points expire after 24 months
- Do you tip taxis in Spain?
- Where to get rideshare insurance
- 3. Carrying a balance is expensive
- 5. Find tax credits for health insurance
- Benefits of a SIMPLE IRA
- 4. Drop car insurance you don’t need
- Frugal DIY project tips
- April
- How to open a joint account
- 6 types of dividends
- How much should you spend on a mattress?
- 5. Sell the financed asset
- 4. American Airlines Flagship Lounge (Terminal 4)
- How to prove undue hardship for student loans
- What is not included in a cruise?
- Qualifying surviving spouse
- Chase Total Checking®: $300 bonus
- Are there any issues with early direct deposit?
- Modular homes vs. site-built homes
- Factor in other costs
- Your 401(k) plan allows after-tax contributions
- 3. Taking the standard deduction vs. itemizing
- Prepare to abandon ship
- C
- 4. Leverage memberships
- Factors to consider before paying rent with a credit card
- 4. Ordering food
- Types of REITs
- Where to find non-QM loans
- What is a good business credit score?
- How to ensure continued coverage
- Who might prefer the Capital One Quicksilver Cash Rewards Credit Card
- Don’t limit yourself to springtime to clean up your bank accounts
- Know the limits of credit monitoring services
- Ways to get good value
- Who is covered?
- 3. Apple Pay Later
- Benefits for active-duty military
- Should you consider municipal bonds?
- Why is the IDR account adjustment happening?
- Best car insurance in New Jersey for customer satisfaction: NJM
- When can you stop paying for PMI?
- The pros and cons of zero-based budgeting
- Some using would-be student loan payments for basic needs, paying down other debt
- What if I lose the cashier's check?
- 4. Interest rates are lower than the industry average
- Home equity loan rates in 2023
- How much does a Southwest flight upgrade cost?
- Today’s rates for specific kinds of mortgages
- 7. Ask for a raise
- Do I have to pay California state tax?
- What else you need to know
- The significance of adjusted gross income
- Taking out federal loans vs. private loans
- 5. Fund your FSA
- How to consolidate private student loans
- 6. Apply for college grants
- What is Ohio’s standard deduction?
- Need-based aid vs. merit-based aid
- Optional coverages
- What’s a 'good' insurance credit score?
- If you're pining for 3% rates — they're not coming back
- Can you really afford the house?
- Cheapest term life insurance companies for smokers for 2024
- How much does Medigap Plan G cost?
- Tax deductions for self-employment
- Married filing jointly vs. separately
- 3. Use status matches from other loyalty programs
- Additional child tax credit
- Information is power
- Already saving, ready to maximize
- Flight diversions
- Inflation example
- What if I can’t provide collateral or a personal guarantee?
- Other travel-friendly options
- How much to keep in your savings account
- Clothes, vintage and crafts
- What can you invest in with a Roth IRA?
- Mattress-buying tips
- 5. Contact the seller or visit a dealership
- 6. Pay off the balance
- Auto loan preapproval vs. pre-qualification
- 4. You don’t have to be an AARP member to apply
- Cash accounts vs. margin accounts
- The bottom line
- Types of life insurance trusts
- How much of your fee goes to Upwork?
- W-4 form 2024
- Why is the 10-year Treasury yield important?
- Google Pay
- What to do if you can't pay your taxes
- Additional functionality
- How much car insurance you need
- 6. Make calculated money moves
- Your 401(k) lets you move your after-tax money
- Does Medicare cover other cancer treatment services?
- Additional Medicare Part D companies
- How much rideshare insurance costs
- Embrace: Best pet insurance for many ways to save
- How to invest in dividend stocks
- Estimating your car payment
- What else to know
- Payments and credits
- Compare your net worth
- How do tax refund loans work?
- What do closing costs include?
- What are the other 2024 tax deadlines to know?
- How to check in to a hotel without a credit card
- What will count toward IDR forgiveness?
- Chase Freedom Flex℠
- The annual fee is not worth it if you ...
- Chase routing numbers
- 5. It covers belongings away from home
- Other tips for booking an award flight to Las Vegas on Southwest
- How to invest in AI stocks
- Paylocity features
- How do you get a second mortgage?
- Bank of America vs. Chase: Certificates of deposit
- How does credit utilization affect my credit score?
- Interest rate
- 5. When you stay a certain number of nights per year, you'll earn elite status
- Potential impact of multiple credit cards on your credit scores
- Debt
- E
- Other tipping situations
- How to save money on Babbel
- How long-term care insurance works
- How much are Disney Park Hopper tickets?
- What’s the filing deadline for my Ohio state income tax bill?
- Drawbacks of SIMPLE IRA plans
- 4. Consider a co-signer
- ID required for benefits
- Pros and cons of jumbo loans
- May
- Do what makes you happy
- No-PMI mortgages
- Look for savings
- ONE VIP Visa Prepaid Card
- 5. Customs
- Alternatives to non-QM loans
- Which card should you get?
- 6. Subsidize your dependent care FSA
- Best life insurance company for applicants with HIV: Guardian
- 5. Drive a car that’s cheap to insure
- How to file a Capital One rental car insurance claim
- Frugal home expenses tips
- Pros and cons of investing in gold stocks
- Co-signing isn’t forever
- 5. Star Alliance lounge (TBIT)
- What are fleet cards?
- What are the tax rules for a Roth IRA?
- 5. Balance transfers are possible — but not advisable — with the Aven credit card
- NAIC Home Inventory
- LLC payroll taxes
- Ways to get the best home equity loan rates
- Find out what your loan payment will be
- Alternatives to a Southwest flight upgrade
- What is California's standard deduction?
- How do finances show up typically in Asian American households, and what tips would you give on managing money with family or relationships?
- 4. Balance transfer and cash advance options are pricey, too
- Other performance metrics
- Watch out for scams
- 5 things to know about Ohio state tax
- 3. Get disability and life insurance
- Alternatives to savings accounts
- Joint accounts for teens
- 4. Build your credit, with or without a Social Security number
- Are Roth IRAs insured?
- Best car insurance in New Jersey for ease of use: State Farm
- How to get a preapproved car loan
- Save money on PMI
- 5. There are cards that can reward you more
- 6. The cost may be less than you expect
- Married filing jointly
- Chase Private Client Checking℠: Up to $3,000 bonus offer
- Cashier’s check vs. certified check vs. money order
- 4. Book hotels through certain websites
- Advantages of modular homes
- How to find the 2024 W-4
- When to expect your child tax credit refund
- Are 10-year Treasury notes a good investment?
- 2. Certificates of deposit
- 5. Opt for economy cars
- What is your modified adjusted gross income (MAGI)?
- 6. Increase the deductible
- New charges
- Average car insurance rates for poor credit
- 6. Inspect and test-drive the car, if applicable
- No-closing-cost mortgages
- Wells Fargo routing numbers
- Ways to get the best USDA mortgage rates
- Not everyone is ready to start making payments again
- How to buy bank stocks
- Should you choose Bank of America or Chase?
- Strategies for keeping your credit utilization low
- What to do if you have to move and can’t prepare
- You’ve got money left over for savings
- F
- 4. Klarna
- Save money on Allegiant flights as a veteran
- What to consider before you begin investing
- Buy Medigap Plan G during Medigap open enrollment
- How do fleet cards work?
- Should you file student loan bankruptcy?
- Disadvantages of modular homes
- 2023 state income tax rates and brackets
- Final thoughts on Southwest flights to Las Vegas
- How to find AI ETFs
- Why some cars cost more to insure
- What part of my income gets taxed by California?
- If you’re wondering about tipping in Spain
- How to buy rideshare insurance
- 5. Think twice about occasional deferred interest offers
- 7. Rock your HSA
- Don’t pay for advance seat selection
- Will parent PLUS loans qualify?
- Other low-down-payment mortgage options
- PayPal
- How much can you borrow with a home equity loan?
- EveryDollar, for simple zero-based budgeting
- How do you buy Vanguard Index fund shares?
- 6. You can earn points and elite status faster with a Marriott Bonvoy-affiliated card
- Memberships
- When is the Virginia state income tax deadline?
- Federal student loan consolidation
- The rankings of reliable airlines
- What is hyperinflation?
- 5. Use collateral to secure the loan
- 7. Improve your credit
- June
- Roth IRA eligibility rules
- Do you ever need to change your EIN?
- How to do well on Upwork
- Construction loans for modular homes
- Do I have to update my W-4 every year?
- 2024 child tax credit news update
- How do you buy 10-year Treasury notes?
- Days in the cycle
- What credit cards include Southwest upgrades?
- 4. Keep an eye on popular tax deductions and credits
- Is a SIMPLE IRA right for me?
- Major airlines where sending text messages costs money
- Interest charges
- How much does a tax refund loan cost?
- Who doesn’t need life insurance?
- Is Plan G the best Medicare Supplement Insurance plan?
- PayPal Cashback Mastercard®
- 6. Oneworld business-class lounge (TBIT)
- Chase checking account referrals: Up to $500 bonus
- How can I avoid cashier's check fraud?
- The bottom line
- 3. Bonds
- 6. Stick to one driver
- How to protect against inflation
- Best life insurance company for consumer experience: Northwestern Mutual
- How to buy gold stocks
- Do all auto insurers use credit-based insurance scores?
- Cheapest final expense companies for 2024
- Electronics
- 7. Determine which warranties are right for you
- When will I get my refund?
- Online bank and credit union routing numbers
- Full list of the best car insurance in New Jersey
- See if zero-based budgeting is right for you
- LLC self-employment taxes
- Bottom line
- Am I a resident for California state tax purposes?
- Capital One partners with Hopper
- Does Disney Park Hopper include parking?
- 8. See if you’re eligible for the earned income tax credit (EITC)
- Seller-paid closing costs
- Will my servicer know if I qualify?
- If you're weighing the cost of the Chase Sapphire Reserve®
- Is Upwork the right freelance marketplace for you?
- Do you pay tax on T-notes?
- Home equity loan requirements
- FamZoo Prepaid Card
- Airline loyalty programs
- Shopping
- G
- What happens if you have an accident while driving for Uber, Lyft or other app?
- 8. Don’t drive a lot? Consider usage-based insurance
- Jumbo loans and conforming loan limits
- Where to find the best savings accounts
- How to evaluate dividends
- Finding a car you can afford
- Recap: How to get a cashier's check
- How to adjust your Form W-4
- How to save on car insurance
- Choosing between cards? Rewards and perks might make the difference
- Earn more miles with the Capital One Venture Rewards Credit Card
- 5 things to know about Virginia state income tax
- Why do I need a business credit score?
- Methodology
- 6. Find the right lender
- Capital One car rental coverage, recapped
- 5. PayPal
- July
- Next steps
- What type of life insurance do I need?
- If you need additional student loan help
- What if you lose your EIN?
- Married filing separately
- Which type of life insurance should I put in a trust?
- Could we be in an AI bubble?
- What's next?
- What are the best Vanguard index funds?
- 7. Use your own insurance
- Interest-based passive income ideas
- Should you pay rent with your credit card?
- Find local conforming loan limits
- What company has the best rates for good drivers with poor credit?
- Pros and cons of tax refund loans
- Why you can trust NerdWallet
- United Policyholders Home Inventory Spreadsheet
- LLC sales taxes
- Venmo
- There's no reason not to join if you stay at Marriott hotels
- 5. Know what tax records to keep
- Cost of long-term care insurance
- If you fly Virgin America first class
- What’s a spousal Roth IRA?
- 8. Negotiate the best price
- Tax Day resources
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- 7. LAX Centurion Lounge (TBIT)
- Fleet fuel cards: benefits and drawbacks
- Chase Business Complete Checking℠: $400 bonus offer
- 2024 state income tax rates and brackets
- Are home equity loans a good idea?
- Tips for writing an executive summary
- What advice would you give to Asian Americans who feel as though they're not yet in the same financial situation as their peers?
- How do I get my business credit score?
- 9. Give it away
- What are the best dividend stocks?
- Major airlines where you won’t be able to text or use the internet
- Ways to get the best jumbo mortgage rates
- What if I had delinquencies or a student loan in default?
- Rideshare insurance: Key takeaways
- How to decide if Disney Park Hopper is right for you
- How to consolidate federal loans
- Best life insurance company for coverage amounts: New York Life
- A closer look at these companies
- What is a no-credit-check loan?
- Consequences of a child tax credit error
- Empower Personal Dashboard, for tracking wealth and spending
- A Southwest flight upgrade will get you on board faster
- 8. Forgo the extras
- The bottom line
- August
- H
- Figo: Best pet insurance for cats
- Tax refund loan alternatives
- LLC tax forms and deadlines
- Greenlight Prepaid Mastercard
- When to consider Global Entry instead
- 6. Sezzle
- Roth IRA vs. traditional IRA: What's the difference?
- 9. Maximize trade-in value, if applicable
- What can cruise elite status get you?
- Walmart2Walmart
- Pros of investing in REIT stocks
- Tax advantages of buying long-term care insurance
- 10. Keep a file of your medical expenses
- How to get free Wi-Fi while flying
- Allegiant is the best airline for veterans
- Can I get a refund?
- What to know about Chase checking account bonuses
- State child tax credits
- 6. Tweak your W-4
- J
- 9. Price out prepaid gas
- Car insurance rates for drivers with good or poor credit by state
- Learn about the best life insurance companies
- 8. Emirates Lounge (TBIT)
- Fuel card vs. business gas credit card
- Should you invest in AI stocks?
- Types of stock charts and how to read them
- Where Paycom may be a better option
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- After deciding
- September
- All-inclusive cruises aren’t the whole story
- Extra fees
- Cons of investing in REIT stocks
- More about the influencers
- Best life insurance company for permanent life insurance: Pacific Life
- How to build your credit and get cheaper insurance
- Are dividends taxed?
- 10. Make the purchase
- How much life insurance do you need?
- Single
- An alternative to home inventory apps
- What is the $500 credit for other dependents (ODC)?
- K
- 10. Walk or ride
- 11. Consider selling those dogs weighing down your portfolio
- Lenders that offer small loans and fast funding
- Other potential alternatives
- LLC tax tips for business owners
- Final thoughts on getting TSA PreCheck for free
- Credit cards that earn Chase Ultimate Rewards®
- Next steps
- How to open a Roth IRA in 4 steps
- Child tax credit vs. child and dependent care credit
- What is credit card consolidation?
- California state tax credits
- Investing in REITs: How to get started
- How to buy long-term care insurance
- 7. Zip
- What about life insurance through work?
- 9. American Airlines Admirals Club (Terminal 4)
- W-4 calculator
- Western Union
- Walmart MoneyCard
- 4. Money market funds
- 7. Tax strategies to shelter income or cut your tax bill
- L
- October
- Types of FHA loans
- PocketGuard, for a simplified budgeting snapshot
- 12. Get the timing right
- Does your business need a fleet fuel card?
- Are Chase bank promotions worth it?
- How does credit card consolidation work?
- Where Paylocity may be a better option
- Best life insurance company for customer satisfaction: State Farm
- What else to know about Form W-4
- Things to consider about loans with no credit check
- Understanding state 'partnership' plans
- November
- Other LAX lounges
- How long should an executive summary be?
- 5. Mutual funds
- Is consolidating credit card debt a good idea?
- OK, what's next?
- M
- Compare buy now, pay later apps
- Zelle:
- In-flight experience
- Disney Park Hopper recapped
- Should you use a buy now, pay later app?
- Get airport lounge access through credit cards
- Can I still use my credit card after debt consolidation?
- What to avoid in an executive summary
- The bottom line
- Other ways to save on car insurance if you have poor credit
- Low-fee alternatives to prepaid cards
- 6. Index funds
- MetLife: Best pet insurance for dogs
- Best life insurance company for older applicants: AARP
- December
- The bottom line on how to read stock charts
- Honeydue, for budgeting with a partner
- N
- How to shop for no-credit-check loans
- FHA loan limits
- Best LAX lounges, recapped
- How to track your California state refund
- The bottom line
- Cheapest car insurance by state
- What to know about the best ways to send money
- No-credit-check loan alternatives
- British Airways vs. Virgin Atlantic winner
- P
- Best term life insurance companies of April 2024
- How to apply for an FHA loan
- California state sales tax
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Best whole life insurance companies of April 2024
- How to make money from home
- What if you're not eligible?
- Budgeting resources from NerdWallet
- Alternatives to buy now, pay later
- 7. Exchange-traded funds
- How to save on startup costs
- Pros and cons of FHA loans
- 5 things to know about California state tax
- Best no medical exam life insurance companies of April 2024
- How to get cheap car insurance
- S
- How to choose the best life insurance company
- Methodology to identify the best budget apps
- What are the Roth IRA withdrawal rules?
- 8. Stocks
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Nationwide: Best pet insurance for exotic pets
- Ways to get the best FHA mortgage rates
- What are prepaid debit cards?
- T
- U
- Prepaid debit cards vs. regular debit cards
- Frequently asked questions
- V
- More about top-rated life insurance companies
- How to make money offline
- Frequently asked questions about prepaid cards
- Quick snapshots
- 9. Alternative investments
- Other ways to earn Chase Ultimate Rewards®
- 10. Cryptocurrency
- Fine print
- Full list of the best car insurance companies
- Other ways to save money
- Pets Best: Best pet insurance for flexible plans
- Full list of the best car insurance companies
- 11. Real estate
- Best car insurance companies by state
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- How to choose the best investments in 2024
- How to find the best car insurance
- How to find the best car insurance
- Spot: Best pet insurance for straightforward waiting periods
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- How much is pet insurance?
- Watch out for making money scams
- How to find the best dog insurance
- How to find the best cat insurance
- The ultimate guide to picking the best luxury travel credit card
- How to compare pet insurance companies
- How we ranked the best pet insurance companies
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.