Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is the FIRE movement?
- Hubspot
- Zoho CRM
- See CD rates by term and type
- What is the sales tax deduction?
- What is a home equity line of credit?
- Fidelity is best for:
- Charles Schwab is best for:
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- What is a tax dependent?
- Mortgage rates this week
- What is a budget planner?
- Still deciding on the right carrier? Compare Medigap plans
- Key takeaways
- What is a microloan?
- Our Take
- Dividend definition
- What is a CFP?
- Find the right Medicare Supplement Insurance plan
- 6 steps to opening a Roth IRA
- When is the best time to pay your credit card bill?
- Compare CD Rates: Marcus vs. Synchrony vs. Ally
- What is brokerage cash?
- IRA vs. 401(k)
- What is IRS Form 4868?
- What is dividend reinvestment?
- What is a joint credit card account?
- What is a put option?
- What is a life insurance beneficiary?
- Mortgage rates today: Monday, April 22, 2024
- Life insurance buying guide
- Learn more about cryptocurrencies
- Definitions: Money Transfer Rates
- What is a meme stock?
- Shopify Ecommerce
- What is a W-4?
- What are undervalued stocks?
- Marcus by Goldman Sachs CD rates 2024
- What is a lottery pool and how does it work?
- What is an after-tax 401(k)?
- How to buy Nvidia stock
- How to make money as a kid
- VA loan eligibility
- Freelancing
- What is a first-time home buyer grant?
- What is a credit union?
- Investing money is personal
- 4 ways to make money blogging
- How to invest your 401(k)
- Estate planning checklist
- What are dividend stocks?
- Best-performing gold ETFs
- How to file taxes for free
- Capital One Entertainment: The basics
- Good credit utilization follows the 30% rule
- What is an index fund?
- Hulu subscription cost
- What is debt-to-income ratio?
- Key takeaways
- About Assurant renters insurance
- What is inflation?
- How to make money in stocks
- What is a Closing Disclosure?
- Myth 1. Leaving a balance on your credit card is good for your score
- 2023 Ohio state income tax rates and tax brackets (taxes filed in 2024)
- Option 1: Use your tablet as a phone over Wi-Fi
- 1. Hit the minimum spending requirement
- Renewable energy stocks
- How much emergency fund should I have?
- Earn money while you spend money
- Stack credit card offers for big savings
- Inflation-era travel on a budget
- 7 of the best apps to make money
- What's the best S&P 500 ETF?
- How much are United miles worth?
- What is identity theft insurance?
- What is the Capital One Venture X Rewards Credit Card travel credit?
- United fare classes: The differences
- What a mortgage servicer does
- How much does a passport cost?
- Foreign ATM and transaction fees
- HubSpot Marketing Hub: Best overall marketing software
- Preparing to buy tips
- What is a CD ladder?
- How much should you spend on rent? It depends
- How to calculate interest in a savings account
- What is cryptocurrency?
- Making money with Rover
- How much does a wire transfer cost?
- What to expect flying American Airlines Main Cabin Extra
- Can you withdraw money from a 401(k) early?
- Estimated Hawaii trip cost
- What is fixed-income investing?
- What ANA miles are worth
- Size up costs
- Call your card issuer
- Pros & Cons
- 1. Certificates of deposit (CDs)
- What is Founderscard and how much does it cost?
- Online marketplace and auction sites
- What is a down payment for a business loan?
- 7 best-performing AI stocks
- What does APY mean?
- How to get TSA PreCheck for free
- Contact Hilton customer service by phone
- Is GoFundMe taxable?
- Choosing an IRA vs. a 401(k)
- What's the average Roth IRA interest rate?
- 1. Report lost debit cards ASAP
- What are IHG Army Hotels?
- The Benefits of Hyatt Globalist status
- Key findings
- 1. Borrow money at a better interest rate
- Best for:
- Booking Qantas flights to Australia
- How meme stocks work
- Why should couples get life insurance?
- Does homeowners insurance cover termite damage?
- What is the average cost of groceries per month?
- January
- Why is having a low credit utilization important?
- The cost to fly a dog
- How we found the best travel insurance
- Calculate your closing costs
- What are the best retirement plans for you?
- What is qualified small-business stock (QSBS)?
- Do passport numbers change on renewal?
- The best car insurance
- Can I get dog bite insurance?
- How to open a vape shop in 6 steps
- Spirit Airlines award sweet spots
- What does this value mean?
- What is a HELOC?
- How do CDs work?
- How do I calculate my LTV?
- Best-performing U.S. equity mutual funds
- California state income tax brackets and rates
- What is the child tax credit?
- The best flight booking sites
- Fidelity at a glance
- Minimum wage over time
- What is options trading?
- Refinance to a lower rate
- How to manage your money
- Frugal food tips
- Seven steps to basic estate planning
- The best cheap car insurance
- Check your eligibility
- Create a budget plan that works for you
- Understanding the basics
- What is a bonus?
- 1. Make extra payments toward the principal
- The best budget apps
- Qualifying for an HSA
- What is Mint?
- Average car loan interest rates by credit score
- 50/30/20 budget calculator
- 1. Set your budget
- Mortgage rates have climbed all year
- 3 steps to selling stocks
- What is an insurance broker?
- Independent insurance agents, explained
- What is an SBA loan default?
- Marcus CD rates
- 1. It has an annual fee
- Annual fees
- Roth IRA contribution limits 2024
- Step 1: Check your credit
- Is dividend reinvestment a good idea?
- A
- Life insurance calculator
- California-specific small-business grants
- How early direct deposit works
- The main differences between Premium Plus vs. Economy Plus
- What is short selling?
- NerdWallet's airline analysis
- How does a second mortgage work?
- 1. Targeted email campaigns
- What is a home inspection?
- General advice for international money transfers
- 4 budgeting methods to consider
- What to expect flying economy with Emirates
- Is student loan interest deductible?
- What it means to be upside-down
- What are closing costs?
- What is AutoCamp?
- Ways to get free (or almost free) tickets to Disneyland or Walt Disney World
- Calculator: Convert United miles to dollars
- How do credit union loans work?
- The 41 best online business ideas
- 1. Check your account statements
- 1. Fill out the FAFSA
- What’s deductible
- Current System: PQM + PQD or PQS + PQD
- Charles Schwab at a glance
- Best ways to consolidate credit card debt
- How does PNC Bank handle overdrafts?
- Best fleet fuel cards
- Who can you claim as a tax dependent?
- The merge: an overview
- What is Medicare Supplement Plan F?
- What is Costco?
- How to earn ANA Mileage Club miles
- What is the gift tax?
- Average savings account rate: 0.46%
- Top credit cards for electric vehicle owners
- Travel rewards
- How do microloans work?
- How to compare FHA vs. conventional loans
- What goes into the credit card interest calculation
- How fraud is handled
- How to budget money
- How much should you save each month?
- A quick look at the billing cycle
- Hulu Live TV cost
- Brokerage cash vs. buying/purchasing power
- 1. Know your bank’s mobile check deposit requirements
- What are the stages of foreclosure?
- About Oceania Cruises
- Best day to book a flight
- What are estimated tax payments?
- Reviewing the Closing Disclosure
- Who can be a life insurance beneficiary?
- Daily mortgage rates chart
- SBA loan down payment requirements by loan type
- Why can’t you open a business bank account with just an EIN?
- Best Medicare Supplement Insurance companies
- Option 2: Use your tablet like a phone with a data-only plan
- Hyundai and Equifax credit reporting incidents
- 1. The fees are outrageous
- Consequences of missing student loan payments
- Best e-commerce platforms at a glance
- What is a manufactured home?
- Average online personal loan rates
- How to send money online, on mobile or in person
- The best money-making apps
- How much do Instagram influencers make?
- Average 401(k) balance by age
- What is the Capital One Venture X Rewards Credit Card?
- Banks that offer joint business accounts
- Review the budget
- How your servicer can help if you’re behind on payments
- Transfer your loan to a credit card
- Wells Fargo Active Cash® Card
- 1. There are two versions
- How after-tax 401(k) contributions work
- How to change your student loan repayment plan
- The trouble with ‘special’
- Should you apply for a dental credit card?
- What's the difference between a HELOC and a home equity loan?
- What is a business credit score?
- What is a capsule hotel?
- What are the types of business insurance?
- How to make money online
- How do credit unions work?
- What is the 401(k) early withdrawal penalty?
- Key takeaways
- Top United credit card benefits
- If you have private insurance
- What are gold ETFs?
- 11 best investments right now
- 1. Your home is the collateral backing the credit card
- Table of Contents
- What does a certified financial planner do?
- Who can sign up for Medicare Supplement Plan F?
- What you’ll get with the Capital One Venture Rewards Credit Card
- How to upgrade your American Express card
- How much is a down payment for a business loan?
- What does this value mean?
- How do index funds work?
- Jewelry insurance from your home insurer
- CARDS checklist: How it works
- Disneyland vs. Disney World size
- Rite Aid
- What’s a good credit score with FICO vs. VantageScore
- Mint vs. NerdWallet at a glance
- You can do it yourself
- Average inflation rate
- Steps to transfer money from one bank to another
- 2. Qualify for the best credit card deals
- Steps to selecting seats on planes
- Do I need life insurance?
- Netspend Card Pros
- How did Dogecoin start?
- The best term life insurance companies in April 2024
- Find student loan refinancing
- Get a vehicle history report
- Where to get home insurance quotes
- Why are stocks undervalued?
- Transaction types
- 1. Drury Hotels
- Breakdown of central air costs
- How to lower your credit utilization
- What does identity theft insurance cover?
- Personal loans from online lenders
- Are lottery pools a good idea?
- How much are closing costs?
- Ways to avoid PMI
- Ways to improve your online banking security and protect yourself
- Costly transaction fees
- Ways to earn money as a younger kid
- You have a loan on the car you are trying to sell
- Compare car insurance rates by age
- Wire transfer fees by financial institution
- OPEN Savings
- 1. Take inventory of your finances
- 20 high-dividend stocks
- Costco membership price
- Bonus tax rate
- What is a life insurance policy?
- What is the 50/30/20 rule?
- Free tax filing options in 2024
- 22 popular tax deductions and tax breaks
- Top credit cards you can use instantly after approval
- What factors we considered
- Front-end and back-end DTI
- How does Form 4868 work?
- How do I set up a dividend reinvestment plan, or DRIP?
- How will the Student Aid Index be calculated?
- Who can stay at IHG Army Hotels?
- What else you need to know about the Hyatt Guest of Honor Globalist Benefit
- Apps most like Airbnb for cars
- Many purchases come with guilt
- Why mortgage rates change every day
- Do I have to pay Ohio state income tax?
- What you can dispute
- 1. Ready your home for the sale
- Best alternative credit cards
- Who can deduct student loan interest?
- Shopify: Best e-commerce platform for product sellers
- Higher insurance deductibles and additional policies
- When does home insurance cover termite damage?
- Cheap car insurance
- How to choose an S&P 500 ETF
- What LifeLock does and what it costs
- Flying pets in cargo
- Best car insurance in Florida overall: Travelers
- Types of passport applications
- Will my old passport number still be valid?
- 2. Categorize your expenses
- Work out how much of your income should go to rent with the 50/30/20 rule
- How much is the child tax credit worth?
- What reasons can you withdraw from your 401(k) early?
- Who is a qualifying child?
- The best home insurance companies of 2024
- YNAB, for hands-on zero-based budgeting
- Carefully review recent charges
- How an HSA works
- What’s happening to Mint?
- How to calculate your credit utilization ratio
- Top 5 travel benefits for Founderscard members
- What are dividend stocks and why buy them?
- Get the Best HELOC Rate
- Home sales have slowed
- When to use an insurance broker
- How do unions work?
- Roth IRA contribution deadline
- What to know before getting a joint credit card account
- How put options work
- Where Assurant stands out
- Myth 2. Closing a credit card you don’t use is good for your credit
- How to short a stock in 5 steps
- SBA 7(a) loan down payment
- Citi Double Cash® Card
- 2. Curated social media
- Tablet calling is easy
- Ethos life insurance
- 2. Rack up the miles
- Bank wire transfer
- The numbers are stubborn
- Best car insurance in New York overall: Travelers
- How to fill out a W-4
- What should my monthly grocery budget be?
- United MileagePlus Miles value over time
- How many Instagram followers do you need to make money?
- Median 401(k) balance by age
- How to apply for a VA loan
- Today’s HELOC rates
- State minimum wages in 2024
- Refinance to a longer term
- Frugal shopping tips
- U.S. Bank Altitude® Connect Visa Signature® Card
- 2. Refinance if you have good credit and a steady job
- Black-led and Black-owned mortgage lenders
- 2. Cash management accounts
- Why invest in index funds?
- What happens if you default on an SBA loan?
- Marcus no-penalty CD rates
- How to earn a return in a Roth IRA
- 2. Confirm the check amount is within mobile deposit limits
- Oceania Cruises destinations
- Options if you’re under 21
- Best day to fly
- When are estimated taxes due?
- How to calculate the inflation rate
- RPT Realty (RPT)
- Netspend Card Cons
- What happens if I miss a payment on my private student loan?
- Why it’s risky
- Billing error
- What is the cheapest car insurance in Texas?
- February
- Best credit union personal loans for 2024
- Which small businesses qualify for the QSBS exemption?
- How to keep foreign transaction fees low
- How often can you change student loan repayment plans?
- Marriott points calculator
- What's the difference between a HELOC and a cash-out refinance?
- 2. Search for scholarships
- Selling stuff
- Why do people invest in cryptocurrencies?
- What is the capsule hotel experience like?
- How to invest money
- Benefits of fixed-income investments
- Are there free or discounted Costco memberships?
- How the annual gift tax exclusion works
- Am I stuck with Aidvantage until my loans are paid off?
- Update your accounts
- Are auto loan interest rates rising?
- Best microlenders
- Chase Sapphire Preferred® Card
- Grace period
- How to redeem rewards with the Capital One Venture Rewards Credit Card
- 2. Shop for a loan
- What types of business loans require down payments?
- How do Free Spirit points compare with other airline loyalty miles?
- Paying early could help your credit
- How an independent insurance agency can help you
- Does brokerage cash earn interest?
- Are my donations to a GoFundMe tax-deductible?
- 2. Perks can help offset the fee
- How to manually calculate how much life insurance you need
- What types of institutions offer early direct deposit?
- Economy Plus subscription
- 3. Get favorable terms on a new cell phone
- Why short a stock?
- Personalized versus average interest rates
- Can you open a business bank account without a Social Security number?
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- When does the home inspection happen?
- How we ranked the top life insurers
- Booking Qantas flights within Australia
- Best for no credit
- Meme stock history
- Why should I invest in renewable energy?
- Where to stash your emergency fund
- The most undervalued stocks in the S&P 500
- Pricing transparency
- Checking and savings features
- How do you calculate closing costs on a house?
- How much does it cost to renew a passport?
- Use a third-party service
- 2. It’s rewarding for pet owners
- Can I travel with my old passport number?
- How are business credit scores calculated?
- How to choose the best mutual funds for you
- First-time home buyer grants across Florida
- How to book Main Cabin Extra
- Are paid surveys worth it?
- Investing for income: Dividend stocks vs. dividend funds
- How are bonuses taxed?
- What’s the coverage difference between Plan F and Plan G?
- How food prices have changed over time
- House prices aren't rising as fast
- Hulu add-ons
- Contact Hilton customer service online
- How much extra time does Form 4868 give you?
- Balance transfer fees
- 3. Endorse the check
- Step 2: Pre-qualify and compare offers
- Pros and cons of company DRIPs
- 2. Account frozen? Submit documentation
- Where Assurant falls short
- What identity theft protection companies do
- What is Delta Air Lines like?
- What you shouldn’t dispute
- 3. Strong SEO strategy
- Find a private student loan
- Questions to ask when buying a used car
- The pros and cons of a life insurance trust
- Neobanks: Their role, disadvantages and benefits
- Housing
- What is a mobile home?
- 2. Disney resorts worldwide
- How do United miles compare with other airlines?
- How to monetize your Instagram with fewer followers
- How to use the Capital One Venture X Rewards Credit Card travel credit
- How does FIRE work?
- Benefits of after-tax contributions
- Mailchimp: Best email marketing software
- Alternatives to dental credit cards
- How to build a CD ladder
- How lenders use loan-to-value
- How to take advantage of the sales tax deduction
- New System: PQP + PQF
- Does raising the minimum wage cause inflation?
- Optional service: PNC Overdraft Coverage
- Medicare Supplement Plan F pros and cons
- What is the difference between Costco memberships?
- Best homeowners insurance companies: Pros and cons
- How to invest in gold ETFs
- Put your budget under the knife
- Respond to requests for more information
- How you can prepare for the end of Mint
- 1. IRS Free File
- 2. The card is an alternative to a HELOC, for better and worse
- Marcus bump-up CD rate
- How many parks are in Disneyland?
- Key features of IRAs vs 401(k)s
- Roth IRA income limits 2024
- C
- Other alternatives to Mint
- 4. Improve your chances of renting a home
- Primary vs. contingent beneficiary
- Am I a resident for Ohio state income tax purposes?
- Who needs life insurance?
- Ethos life insurance policies
- General information about prepaid debit cards
- Life insurance options for couples
- Student loan interest deduction form
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- Airline pet policies, broken down by brand
- Average 401(k) contribution rates
- Make a plan
- How to know who your mortgage servicer is
- What are the shareholder requirements for QSBS?
- Medical payments coverage for dog bites
- 3. Build a budget that works for your expenses
- VA loan qualifications: credit, debt and income
- How much rent can you afford?
- What do credit unions offer?
- How to trade options in four steps
- Apply for mortgage forbearance
- Putting alcohol in your bag
- For people with Medicare
- Historical national rates
- How to use average car interest rates
- Use a credit utilization calculator
- What is identity theft?
- How to gain CFP certification
- How to convert Free Spirit points to dollars
- Recent changes to food costs
- 3. It has a decent sign-up bonus
- How is the Student Aid Index used?
- What are IHG Army Hotels like?
- Issuer pre-qualification pages
- Financial institutions with early direct deposit
- Myth 3. A credit check won’t impact your score
- Types of second mortgages
- How Dogecoin works
- Find out where you stand
- How to determine your closing costs
- Average bank personal loan rates
- How we chose the cheapest companies in Texas
- Best car insurance in Florida for your budget: Geico
- The cost of passport changes
- Tap your card’s cash advance limit
- How to change your payment amount
- Mortgage selection tips
- Convenience fees
- How do Marriott Bonvoy points compare to other hotel programs?
- 3. Choose an affordable school
- You have a loan that exceeds the value of the car
- Requirements: Who qualifies for the child tax credit?
- OPEN events and other benefits
- Use a budget planner
- Protect yourself going forward
- HSA-eligible expenses
- 3. High-yield money market accounts (MMAs)
- Dividend vs. growth stocks
- How to get car insurance quotes
- What is an index?
- How to calculate APY
- How independent insurance agents get paid
- See CD rates by bank
- How to use your brokerage cash
- Calculate your DTI
- Should I file Form 4868?
- Joann
- Oceania cruise prices
- 3. Ask your bank for relief
- Buying a put option
- Estimated tax payments 2024
- 5. Receive better car and home insurance rates
- Acadia Realty Trust (AKR)
- 1. Relationships matter
- 21 most-shorted stocks by short interest
- 3. Speed through security with NEXUS, Global Entry or TSA PreCheck
- U.S. Bank taps credit reports and opens unauthorized accounts
- How to avoid late student loan payments
- How the Hilton-AutoCamp partnership will work
- Overall cost
- Buying a manufactured home
- March
- You only need one S&P 500 ETF
- Steps to take when renewing your passport and getting a new passport number
- Permission to start spending
- Is a HELOC a good idea?
- Do all workers earn at least the minimum wage?
- 2. Build a money management blueprint
- What should investors know about the merge?
- What Medigap Plan F covers
- How to downgrade your American Express card
- 3. Determine other ownership costs
- What are AI stocks?
- The Fed chief talked rates higher
- How brokers are paid
- More details about Marcus CDs
- How to invest with a Roth IRA
- E
- What’s going on with layoffs in tech?
- State availability
- What can cause a 3-day closing delay?
- How your credit score affects your rate
- 4. Promotions that speak to your target audience
- Hiring a home inspector
- 2. Get to know your local market
- 2. The initial credit limit is fairly low
- An easier approach: ESG funds
- Best car insurance in New York for your budget: Progressive
- Square Online: Best free e-commerce platform
- Higher food and energy costs
- How to identify termite damage
- When is the best time to use United miles?
- 5 ways to make money on Instagram
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Why do lenders sell mortgage loans?
- 401(k)s and other employer-sponsored retirement plans
- How you can use loan-to-value
- Do personal credit scores affect business credit scores?
- How to cut your Hawaii vacation costs
- Optional service: PNC Overdraft Protection
- Frugal entertainment tips
- How to buy a life insurance policy
- Borrowing on plastic? Minimize risks
- How to reach Aidvantage customer service
- Average daily balance
- Full Review
- Aim for the most valuable uses of your Venture miles
- When is the best time to book with Free Spirit points?
- Does Hulu allow password sharing?
- How to calculate debt-to-income ratio for a mortgage
- Do I need to pay gift taxes on the money I donate?
- 4. Open the mobile deposit function in your bank app
- 4 more ways to estimate how much life insurance you need
- Envy is impacting some Americans’ health
- Compare identity theft protection services
- Can you open a business bank account with bad credit?
- Best term life insurance policies for 2024
- Cash App
- Find the best student loan for you
- 5 best-performing meme stocks
- For credit and savings
- How to find undervalued stocks
- Transportation
- Is LifeLock worth the price?
- The most pet-friendly airlines
- Personal loans from credit unions
- Other tips for spending your travel credit
- 3. Perks include free trailer rentals
- Best car insurance companies: Our winners
- Homeowners insurance breed restrictions
- California income tax deadlines and extensions
- Why is Bitcoin still popular?
- How to claim the child tax credit
- Apply for loan modification
- Do the math
- Average interest checking account rate: 0.08%
- Advantages of HSAs
- What to look for in a new budgeting app
- The lowest fees
- How are dividends paid out?
- Try a simple budgeting plan
- Will food prices go down in 2024?
- 4. The card pairs well with Sun Country's loyalty program
- IRA vs. 401(k): A road map
- 4. Monitor bank transactions online
- Who should make estimated quarterly tax payments?
- 6. Skip utility deposits
- Capital One Venture Rewards Credit Card
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Ethos life insurance rates
- Hopefully, closer to the end than to the beginning
- How does a life insurance trust work?
- Are student loan payments deductible?
- Get right-side up again
- Card readers and apps
- 3. Ovolo
- Regret or user error
- Is identity theft insurance worth it?
- Who can open a joint business account
- Benefits of using the QSBS exemption
- Getting an expedited passport
- Use your card's 'flexible financing'
- When your passport number changes
- Strategies for after-tax 401(k) contributions
- Average mutual fund return
- Savings account simple interest vs. compound interest
- What to know if you take online surveys
- Are bonuses taxed differently?
- Is per-card or overall utilization more important?
- 7 types of identity theft and the warning signs
- Paying early also cuts interest
- How does Hulu fit into your budget?
- What to consider when opening CDs
- What crowdfunding tax documents do I need?
- Cash advance fees
- Age is only the beginning
- What a good credit score can get you
- What are the benefits of early direct deposit?
- Assurant renters insurance coverage
- 2. Keep a COVID file
- The risks of short selling
- When you should lock your mortgage rate
- 5. Sales that create a sense of urgency
- 4. Check a bag for free
- Closing costs calculator
- How much does AutoCamp cost?
- Cheap car insurance in Texas by age
- Should you refinance your student loans?
- The buyer needs an auto loan to complete the purchase
- How to claim the sales tax deduction
- American Airlines premium economy vs. Main Cabin Extra
- Risks of fixed-income investments
- Gift tax limit 2024
- 1. High-yield savings accounts
- PenFed Platinum Rewards Visa Signature® Card
- Goodbudget, for hands-on envelope budgeting
- Blue Cash Preferred® Card from American Express
- 3. The rewards rate is high
- 4. Peer-to-peer lending
- Local sales
- Know when the HELOC draw period ends
- 4. Find the right car for you
- How flexible are Free Spirit points?
- Pros and cons of working with independent insurance agents
- Tax considerations on brokerage cash
- When not to file Form 4868
- 5. Take clear pictures of the check with your mobile device
- Where are IHG Army Hotels?
- Top credit cards that offer preapproval without a hard pull
- Report errors or ask questions ASAP
- Don't forget to check the limits to savings withdrawals
- SITE Centers Corp. (SITC)
- Qualifying for a second mortgage
- How to choose the right budget system
- Choosing a manufactured home lot
- Indirect hits on investments
- Average credit union personal loan rates
- What's next?
- The bottom line
- When to estimate closing costs
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- Taking surveys
- Programs in the Florida Panhandle
- Making money with Wag
- Other benefits
- What Medigap Plan F doesn't cover
- Which life insurance policy is right for me?
- 3. Enroll in autopay
- Tips for borrowing with credit cards
- What exclusive events are offered?
- What’s the cost comparison between Plan F and Plan G?
- If you don't have a credit card...
- How much do index funds cost?
- HELOC rates will rise
- F
- Kirkland’s
- What are the alternatives to foreclosure?
- What is the best Oceania ship?
- 5. Know the bank’s timeline
- 7. Get a job
- Choosing a life insurance beneficiary
- 6. Events that resonate with your community
- Ethos customer complaints
- What gives Dogecoin value?
- 3. Know what your home is worth and price accordingly
- How to protect your credit
- Best for fair or limited credit
- Terms connected to meme stocks
- The dealer is not your friend
- Who pays the closing costs?
- Point-of-sale hardware
- April
- Best credit cards for flying with pets
- How to contact your servicer
- Should you pay a loan with a credit card?
- 4. You can save up points for a large purchase
- Keap: Best for dedicated support
- An antidote to fear of spending
- And then there's interest
- 4. Use grants if you qualify
- What is a good business credit score?
- VA loan down payment requirements
- Factor in other costs
- How much interest will I earn on $10,000?
- How does a HELOC work?
- Eliminate mortgage insurance
- Frugal DIY project tips
- A decent rewards rate
- 6 types of dividends
- APR vs. APY: What’s the difference?
- Contact Hilton customer service through the Hilton app
- Pros and cons of brokerage account DRIPs
- Credit cards young adults could apply for
- National grant programs open to California businesses
- Are there any issues with early direct deposit?
- United Premium Plus
- Dispute responsibly
- 3. It's got a sky-high annual percentage rate
- Health care
- Cheap car insurance in Texas for 20-year-olds
- Can United miles be used on other airlines?
- How to apply for a joint business bank account
- Is PMI worth it?
- Bank of America® Customized Cash Rewards credit card
- Do I have to pay California state tax?
- Other considerations before joining a credit union
- PNC’s $5 safety buffer
- For Medicaid beneficiaries
- 4. Interest rates are lower than the industry average
- Understand how HELOC balloon payments work
- You'll likely forgo a welcome bonus
- Why is food so expensive?
- Independent insurance agents vs. brokers
- More about Marcus by Goldman Sachs
- How many parks are in Disney World?
- Watch out for Roth IRA fees
- Why you might want a joint credit card account
- Can you earn and redeem points at IHG Army Hotels?
- OpenSky® Secured Visa® Credit Card
- Set up automatic transfers to boost your savings yields
- Today’s rates for specific kinds of mortgages
- What is Ohio’s standard deduction?
- SBA 504 loan down payment
- 7. Strategic partnerships with other businesses
- More about Ethos life insurance
- How much does a home inspection cost?
- 5. Familiarize yourself with the free travel insurance
- Lottery fever? Some folks forget to cash in
- Best car insurance in New York for having few customer complaints: The Hanover
- More Hilton partnerships
- Discontinued programs that no longer offer free admission to Disney
- Other ways to avoid resort fees
- Find ways to stretch your grocery budget
- How are HELOC payments calculated?
- The buyer needs to sell another car to afford yours
- Additional child tax credit
- Domestic vs. international fees
- The bottom line
- What states are increasing minimum wages in 2024?
- How to invest in dividend stocks
- How do you sign up for a Costco membership?
- Gift tax limit 2023
- 2. Free tax software
- Is Medigap Plan F worth it?
- Diversifying with index funds
- Who can file Form 4868?
- Foreign transaction fees
- G
- What is the newest Oceania ship?
- Inflation example
- 3. Questions? Lean on experts
- Controversies about Dogecoin
- Robinhood and Coinbase: One year later
- Additional education tax breaks
- Integrations with accounting software
- Cost of a manufactured home
- Dissatisfaction
- Is United’s basic economy worth it?
- Caveats to keep in mind with QSBS
- Landlord responsibility for dog bites
- Redeeming Spirit points
- What is American Airlines Main Plus?
- Get more help with monthly budget planning
- 5. Online savings accounts
- Clothes, vintage and crafts
- How much does working with a CFP cost?
- 5. Contact the seller or visit a dealership
- How do down payments work for business loans?
- Why the due date is so important
- 5. Redemption is limited
- 6. Confirm the check details and complete the deposit
- Step 3: Choose your lender and loan
- What happens if my home is foreclosed?
- What affects your credit score?
- 6. Rebounding from bank account fraud
- Additional functionality
- Social media may lead to overspending
- Urstadt Biddle Properties Inc. (UBA)
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Google Pay
- What is a meme stock ETF?
- Types of life insurance trusts
- What info do you need for a home insurance quote?
- Squarespace: Best platform for service providers
- W-4 form 2024
- Customer experience
- What you can do now
- How to prevent termite damage
- Personal loans from banks
- What do closing costs include?
- Using a passport agency for urgent travel
- 5. Check the fine print on special financing terms
- How has the Marriott points value changed over time?
- Ways to earn money as a teenager
- Benefits of CD ladders
- What else you need to know
- Medigap Plan F alternatives
- How does credit utilization affect my credit score?
- Interest rate
- Look for the most flexible HELOC terms
- The bottom line
- How did we determine our Spirit Airlines points value?
- How to invest in AI stocks
- How do you get a second mortgage?
- Chase Freedom Flex℠
- 8. Take advantage of free advertising
- How to earn American Airlines miles
- 4. Plan to compromise
- For credit building
- Deposit timing
- Are current personal loan rates high?
- May
- 5 types of employer-sponsored retirement plans
- Less painful payments
- Manufacturer credit cards
- 5. Get a work-study job
- VA loan property requirements
- Look for savings
- How does cryptocurrency work?
- Additional costs for international wires
- Consider the costs of cashing out your 401(k)
- Overdraft policies for PNC Virtual Wallet
- Who is a qualifying relative?
- How do you pay for purchases at Costco?
- How the lifetime gift tax exclusion works
- 4. Make biweekly payments
- How does Capital One Entertainment work?
- Should you choose Choice for your loyalty?
- What is a good DTI ratio?
- How to file Form 4868
- 7. Keep the check until it's processed
- H
- Some alternatives to joint credit card accounts
- How to qualify for Hyatt Globalist
- How to calculate quarterly estimated taxes
- How to send money to others
- What is a short squeeze?
- Naming children as your beneficiaries
- What’s the filing deadline for my Ohio state income tax bill?
- Kids and education
- Best for emergency medical coverage: Allianz Global Assistance
- Best car insurance in Florida for ease of use: State Farm
- What is California's standard deduction?
- Exploring other options
- What are fleet cards?
- Frugal home expenses tips
- Change your repayment plan
- Average certificate of deposit rate: 1.81% for one-year CDs
- How much life insurance should I buy?
- 5. Balance transfers are possible — but not advisable — with the Aven credit card
- Understanding the American Express card families
- How compound interest works
- How to save money every month
- What happens if you default on an SBA disaster loan?
- Interest
- Do I pay taxes on reinvested dividends?
- What’s included on Oceania cruises?
- A unique offering: IHG Army Hotels
- 9. Get local and online press
- What happens during a home inspection?
- 6. Activate your DashPass
- Discounts that disappear from the shopping basket
- Contract periods
- Credit union personal loan rates
- Constant Contact: Best for unlimited user access
- How did we determine the value of Marriott Bonvoy points?
- When to expect your child tax credit refund
- Minimum wage increases
- The most popular surveys for cash apps
- Shipping alcohol
- 2. Certificates of deposit
- Disadvantages of HSAs
- Avoid prepayment penalties
- Quick start guide: How to invest in index funds
- Other tips for managing your bill
- Jewelry warranties and service plans
- Take a bird's-eye view
- Other Roth IRA rules
- How can I survive foreclosure?
- How to get a good credit score
- Buying a put option vs. short selling
- 5 things to know about Ohio state tax
- SBA loans with no down payment requirement
- Best car insurance in New York for ease of use: State Farm
- How to find the 2024 W-4
- How did we determine the value of United miles?
- No-closing-cost mortgages
- IRAs
- Find the best HELOC lender for you
- 6. Work for an employer that pays for college
- Eligibility for other VA loans and grants
- Other ways to cut wire-transfer costs
- How to get American Airlines Main Cabin Extra Seats for free
- Bank of America® Customized Cash Rewards credit card
- Citi Custom Cash® Card
- Strategies for keeping your credit utilization low
- How do I find a certified financial planner near me?
- 6. Inspect and test-drive the car, if applicable
- How to get a down payment for a business loan
- Insurance broker vs. independent agent
- Discounts
- Kite Realty Group Trust (KRG)
- Can I make money with meme stocks?
- Customer support
- Manufactured home loans
- Fraud
- What else you need to know
- Costs of using a passport courier
- The 50/30/20 budget calculator
- Downsides to CD ladders
- What part of my income gets taxed by California?
- How are cryptocurrencies created?
- Cons of the new system
- What is the median household income in the U.S.?
- How do fleet cards work?
- Buy Medicare Supplement Plan F during Medigap open enrollment
- Is a Costco membership worth it?
- 5. Pay off capitalized interest
- 6. High-yield checking accounts
- Be mindful of how much you borrow
- How to find AI ETFs
- What is the cost of filing Form 4868?
- Step 4: Gather loan documents
- Key takeaways of dividend reinvestment
- J
- Tips to find cheap flights any day of the week
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- 10. Manage review sites
- 4. Payment history is reported to all 3 credit bureaus
- Still not sure which budget system is best for you?
- How to compare home insurance quotes
- HELOC requirements
- How to redeem ANA Mileage Club miles
- EveryDollar, for simple zero-based budgeting
- Travel and shopping protections
- What is the difference between a CFP and a CFA?
- Avoid these less valuable redemptions
- How are food prices tracked?
- How to prevent SBA loan default
- Maximum and average DTI ratios by mortgage type
- Contact Hilton customer service by email
- Oceania Cruises loyalty program: Oceania Club
- What is hyperinflation?
- What is naked short selling, and why is it illegal?
- Other things to consider
- Best for extra benefits: Anthem Medicare Supplement Insurance
- PayPal
- Emirates Economy vs Emirates Premium Economy: which is a better value?
- Finances
- 3 tips to control central air conditioning installation costs
- June
- The best ways to use Spirit points recapped
- 4. Use budgeting or expense-tracking apps
- Mutual fund fees
- You don’t need to have $10,000 to take advantage of compound interest
- 2024 child tax credit news update
- 2024 lifetime gift tax exemption
- For the uninsured
- How to complain about Aidvantage
- Days in the cycle
- HELOC alternatives
- Is APY variable?
- What’s next?
- The latest report on inflation
- Etsy: Best e-commerce platform for crafters
- Do I have to update my W-4 every year?
- When undervalued stocks become popular
- Full list of the best car insurance in Florida
- Are after-tax 401(k) contributions right for me?
- Alternative CD ladder structures
- Pros of the new system: Flights with partners
- Types of fixed-income investments
- Taking a sip down memory lane
- How to minimize the tax impact of a bonus
- 3. Bonds
- Next steps
- Can you get a business loan with no down payment?
- Late payment fees
- L
- When did all of the tech layoffs start?
- Consumer complaints
- How to protect against inflation
- 3 investing myths
- Naming your estate as your beneficiary
- PayPal Cashback Mastercard®
- Who doesn’t need life insurance?
- 11. Tap into your existing customer base
- Where to buy identity theft insurance
- Summary of pros and cons of personal loan lenders
- How to get a loan from a credit union
- Am I a resident for California state tax purposes?
- Why are there so many kinds of cryptocurrency?
- Cheaper ways to send money
- How to get a home equity line of credit
- How much do life insurance policies cost?
- 6. Stick to the standard repayment plan
- 3. Volunteer Income Tax Assistance (VITA)
- Electronics
- 7. Determine which warranties are right for you
- How to fill out Form 4868
- Tips for calculating how much life insurance you need
- The bottom line
- United Economy Plus
- InvenTrust Properties Corp. (IVT)
- What's included in a home inspection report?
- Full list of the best car insurance in NY
- Closing costs for the buyer
- 'Holds' on a credit card
- Seller-paid closing costs
- So, how much is a U.S. passport?
- Zoho CRM: Best overall CRM software
- 7. Take out federal loans if you have to
- How to earn more interest in a savings account
- Programs in north Florida
- How many union workers are in the U.S.?
- How to pay estimated taxes
- Best for poor credit
- The bottom line
- How to choose a lender
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- 5. Explore other expense-tracking methods
- Why do I need a business credit score?
- How to evaluate dividends
- Other ways to buy insurance
- Consumer experience
- 12. Sponsor local events
- How to adjust your Form W-4
- Entrepreneurship
- July
- Why you can trust NerdWallet
- Who pays the gift tax?
- Average money market account rate: 0.66%
- How to settle a dispute with Aidvantage
- What's next?
- Could we be in an AI bubble?
- Contacting Hilton customer service recapped
- M
- Term vs. whole life insurance tool
- Steps in the small-business grants process
- Upgrade Cash Rewards Visa®
- The bottom line on short selling
- What type of life insurance do I need?
- Which type of life insurance should I put in a trust?
- Why lenders charge different personal loan rates
- Retirement accounts for small-business owners and self-employed individuals
- U.S. Bank Cash+® Visa Signature® Card
- Can you lose money in mutual funds?
- How much can you borrow with a HELOC?
- Are these the best dividend stocks?
- 7. Use 'found' money
- What is the difference between a CFP and a financial advisor?
- Jewelry insurance from a specialty company
- Step 5: Submit your application and get funded
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Venmo
- 5. There’s no upgrade option
- Why you can trust NerdWallet
- How to finance central air installation
- Credit union vs. online lender
- 6. Look for ways to lower your expenses
- How do I get my business credit score?
- Is a capsule hotel worth it?
- Rover vs. Wag: Which dog-walking app should I choose?
- Fleet fuel cards: benefits and drawbacks
- Who doesn't count as a tax dependent?
- Do you pay taxes when you receive a gift?
- Upgrade Triple Cash Rewards Visa®
- Capital One Venture Rewards Credit Card
- Take advantage of travel benefits
- 8. Negotiate the best price
- Disney World vs. Disneyland resorts
- Where to download Form 4868
- Monthly fees
- Urban Edge Properties (UE)
- What happens if you don’t name a beneficiary?
- How to get a down payment for an SBA loan
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Big Cartel: Best platform for small amounts of merchandise
- Manufactured homes: Pros and cons
- The bottom line
- N
- Frequently asked questions about estimated tax payments
- 13. Become a trusted resource on online platforms
- Investor-friendly
- Home shopping tips
- CD ladder alternative for more risky investments
- Are cryptocurrencies financial securities, like stocks?
- Consequences of a child tax credit error
- Empower Personal Dashboard, for tracking wealth and spending
- Other renters insurance companies to consider
- How to maximize value in Emirates economy class
- Other
- Anti-fraud preauthorizations
- August
- 8. Borrow private loans as a last resort
- Tax breaks and credits for claiming a tax dependent
- Is the gift tax deductible?
- Fee-only vs. fee-based financial advisor
- What is the highest credit score, and how many people have it?
- Your perfect ladder
- Is Main Cabin Extra worth it on American Airlines?
- 3. Make the most of your savings
- Supplement rewards with a second credit card
- When to consider Global Entry instead
- Where to mail Form 4868
- P
- Final thoughts on picking plane seats
- If you’re looking for cheap award flights to and within Australia
- What you can learn from the average 401(k) balance
- Final thoughts on the different United economy fare classes
- What to look for in marketing software
- Ways kid creators can earn online
- If you want to go to Hawaii
- How much is the gift tax rate?
- Compare top-rated life insurance companies
- 9. Maximize trade-in value, if applicable
- Important considerations when opening a Roth IRA
- Penalty APR
- Discover it® Secured Credit Card
- Federal Realty Investment Trust (FRT)
- Changing, adding and removing beneficiaries
- Medigap plan types
- Walmart2Walmart
- How is your personal loan rate decided?
- What not to do
- Best for those who pack expensive equipment: Travel Insured International
- State child tax credits
- The difference between interest rate and APY
- More about the card
- Jewelry insurance companies
- DTI isn't a full measure of affordability
- Next steps
- How to start a vape shop online
- Compare insurance rates by driver history
- Programs in central Florida
- The bottom line
- Is getting a HELOC a good idea?
- Options trading examples
- Fuel card vs. business gas credit card
- 4. GetYourRefund.org
- 11 ways to prevent identity theft
- If you’d like to get a Founderscard membership
- Should you invest in AI stocks?
- If you’re trying to compare Disney World vs. Disneyland size
- R
- If you’re looking for a car-sharing platform
- After deciding
- More reading for active investors and traders
- Shift4Shop: Best e-commerce platform for B2B sales
- September
- Selling a put option
- Pros and cons of cryptocurrency
- What is the $500 credit for other dependents (ODC)?
- Are dividends taxed?
- 10. Make the purchase
- Don’t forget about the Form 4868 deadline
- How much life insurance do you need?
- Common gift tax return triggers
- Chase Freedom Unlimited®
- Find the best life insurance policy for you
- U.S. Bank Cash+® Visa Signature® Card
- Final thoughts on getting TSA PreCheck for free
- S
- Kimco Realty Corp. (KIM)
- If you're considering Delta
- Other potential alternatives
- Types of FIRE
- The bottom line
- California state tax credits
- Child tax credit vs. child and dependent care credit
- What is credit card consolidation?
- Next steps
- If your DTI is high
- Home insurance quote comparison example
- How to get the types of business insurance you need
- More resources on investing
- Taxes on bonuses: The bottom line
- 4. Money market funds
- Mission Lane Visa® Credit Card
- Credit cards and elite status can improve your overall experience
- What about life insurance through work?
- Western Union
- W-4 calculator
- October
- Tips for making money as a kid
- Fixed-income taxes
- How ANA elite status works
- How the FDIC calculates national rates
- PocketGuard, for a simplified budgeting snapshot
- FHA vs. conventional loans: Summary
- T
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- Understanding life insurance quotes
- Cheapest for 30-year-old drivers
- Best for adventurous travelers: World Nomads
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Is it better to get a home equity loan or line of credit?
- Why trade options?
- Armada Hoffler Properties (AHH)
- BigCommerce: Best platform for omnichannel sales
- Programs in south Florida
- How to invest in fixed-income securities
- What to know before shopping for car insurance quotes.
- What is Oceania Cruises known for?
- What else to know about Form W-4
- 5. Tax Counseling for the Elderly (TCE)
- U
- November
- Cryptocurrency legal and tax issues
- 5. Mutual funds
- What are tax deductions?
- Traveler-friendly
- What to do if you can’t keep up with your HELOC payments
- Is consolidating credit card debt a good idea?
- Prosper® Card
- Final thoughts on the best flight booking site
- U.S. Bank Cash+® Visa Signature® Card
- Bank of America® Premium Rewards® credit card
- Call vs. put options
- Brixmor Property Group Inc. (BRX)
- Zelle:
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Emirates Airlines economy class: is it worth it?
- Limitations of FIRE
- Home purchasing tips
- Next Steps
- Can I still use my credit card after debt consolidation?
- If you’re considering an upgrade to United Premium Plus
- Other options
- Which homeowners insurance companies should I consider?
- Wix: Most customizable e-commerce platform
- Your decision: Is cryptocurrency a good investment?
- Your next step
- 6. Index funds
- Teen-friendly
- December
- Best for medical coverage: Travelex Insurance Services
- Honeydue, for budgeting with a partner
- 6. MilTax
- How to track your California state refund
- 4. Be persistent
- The four options market participants and their incentives
- Capital One QuicksilverOne Cash Rewards Credit Card
- Regency Centers Corp. (REG)
- Closing costs for the seller
- Next steps
- Cheapest car insurance by state
- Prime Visa
- What are tax write-offs?
- Advantages of put options
- What to know about the best ways to send money
- How much does home insurance cost?
- Bilt World Elite Mastercard® Credit Card
- How to choose an e-commerce platform
- California state sales tax
- Wells Fargo Autograph℠ Card
- How to find the best term life insurance company
- What goes into a homeowners insurance quote?
- How to make money from home
- Budgeting resources from NerdWallet
- 7. Direct File
- How do you claim tax deductions?
- How much is jewelry insurance?
- Capital One Platinum Credit Card
- Migrant-friendly
- Who might prefer AmEx Platinum over Chase Sapphire Reserve
- 7. Exchange-traded funds
- 10 ways identity theft happens
- Best if you have travel credit card coverage: Seven Corners
- 5 things to know about California state tax
- What it's like flying ANA
- How to get cheap car insurance
- Pros and cons of microloans
- Other home insurance companies to consider
- Methodology to identify the best budget apps
- Other notable options
- How does jewelry insurance work?
- 8. Stocks
- AvantCard Credit Card
- Risks of getting cheap auto insurance
- Target Circle™ Credit Card
- How to get a cheap homeowners insurance quote
- Emerging
- Chase Freedom Flex℠
- How to get a microloan
- Is jewelry insurance worth it?
- More about term life insurance
- Best for long-term travelers: IMG
- If you fly ANA airlines this year
- Major issuers and their policies on instant credit access
- How to get the cheapest car insurance quote possible
- Cheapest for 40-year-old drivers
- Blue Cash Everyday® Card from American Express
- More about top-rated life insurance companies
- How to make money offline
- Methodology
- 9. Alternative investments
- Discover it® Cash Back
- Capital One Venture Rewards Credit Card
- Best for travelers with unpredictable work demands: Tin Leg
- Neobanks we’ve reviewed
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Microlending alternatives
- Apple Card
- Full list of the best car insurance companies
- Best for booking travel with points and miles: TravelSafe
- How to compare car insurance rates
- 11. Real estate
- Best car insurance companies by state
- PlayStation Visa Credit Card
- Venmo Credit Card
- How to report identity theft
- Best for group travel insurance: HTH Insurance
- How to choose the best investments in 2024
- How to find the best car insurance
- What happens when you report identity theft?
- How to choose an online business idea
- Cheapest for 50-year-old drivers
- What is the best identity theft protection service?
- Best Buy credit cards
- How to find the best home insurance policy in five common scenarios
- Types of travel insurance
- Xbox Mastercard
- How to choose an insurance company
- How to compare homeowners insurance
- What does travel insurance cover?
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- What’s not covered?
- How much does it cost?
- Find the best homeowners insurance in your state
- Do I need travel insurance?
- How we ranked the best homeowners insurance companies
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- Cheapest for 70-year-old drivers
- More resources for travel insurance shoppers
- Top credit cards with travel insurance
- Methodology
- Cheapest car insurance for military families
- How to get cheap car insurance in Texas
- Minimum car insurance requirements in Texas
- Auto insurance alternatives in Texas
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.