Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a budget planner?
- 6 steps to opening a Roth IRA
- What is a W-4?
- Still deciding on the right carrier? Compare Medigap plans
- Life insurance buying guide
- How to make money in stocks
- What is personal finance?
- What are the Roth IRA rules?
- What is a 401(k)?
- What is a REIT?
- What is a 1040 form?
- What is stock trading?
- See CD rates by term and type
- What is modified adjusted gross income (MAGI)?
- How to build wealth in 5 steps
- What is Upwork?
- Bluevine Business Checking
- Definitions: Money Transfer Rates
- Key takeaways
- What is IRMAA?
- 1. Keep your cards open, if it makes sense
- 2. Start an emergency fund, tackle other priorities
- 3. Reevaluate your existing plastic
- 4. Look for richer reward opportunities
- What is a 1099?
- How much emergency fund should I have?
- When is the best time of year to buy appliances?
- What is FICA tax?
- What are dividend stocks?
- 2024 child tax credit news update
- Best bank stocks by one-year performance
- What are back taxes?
- About Lemonade renters insurance
- What is the Fed funds rate?
- What is an authorized user on a credit card?
- Is your business eligible?
- What is a routing number?
- Are game show winnings and prizes taxable?
- What’s the difference between cashier’s checks and money orders?
- What is an after-tax 401(k)?
- About American Family home insurance
- About State Farm home insurance
- SONYMA highlights and eligibility requirements
- How much is an oil change?
- Inheritance tax definition
- Receiving payments from clients
- What is YouTube Premium?
- For something that may go up in value
- To fund a major purchase
- To weather unexpected costs
- What is a Roth IRA account?
- 7 ways to get upgraded on a flight
- Simple explanations for why your credit score has not changed
- 7 of the best apps to make money
- The cheapest car insurance companies by category
- How it works
- What are health care stocks?
- S&P 500 index (SPX) today
- How to get paid on YouTube
- Spotify Free
- 1. Report lost debit cards ASAP
- What is a goodwill letter or late payment removal letter?
- Why is personal finance important?
- Reasons to override a power of attorney
- Georgia state income tax rates and tax brackets
- 4 no-credit-check loan options
- What to expect flying economy class on Iberia
- What is a 1099-INT tax form?
- Spirit Airlines seat assignment
- What is wealth management, and what does a wealth manager do?
- What is a CD ladder?
- How much are taxes on lottery winnings?
- How to calculate interest in a savings account
- Capital One 360 savings rate, fees
- What's the tax rate for bank interest and bonuses?
- Can you withdraw money from a 401(k) early?
- 7 best-performing AI stocks
- What is the Walt Disney World VIP tour?
- How much should you spend on rent? It depends
- About Spot pet insurance
- What is MAGI used for?
- How do CDs work?
- What is a down payment?
- National first-time home buyer programs to consider
- Southwest ticket options at a glance
- Is Upwork a legit way to make money?
- Mortgage income calculator help
- What are installment loans?
- What is a walk-through?
- What is a savings account?
- What is Global Rescue?
- How is the Medicare IRMAA calculated?
- What are AI ETFs?
- Create a budget plan that works for you
- 1. Find a payment strategy or two
- FICA tax rate 2023-2024
- Why is having a low credit utilization important?
- 1. Set your budget
- How to calculate your car lease payment
- Amazon credit card options
- FuboTV cost per month
- How we found the best travel insurance
- January
- What is a mission statement?
- What is an IRS payment plan?
- Employment outlook
- Florida small-business grants
- Potential for muted impact on mortgage rates
- California state income tax brackets and rates
- 1. There are three lounges in JFK Terminal 5
- Do rent payments affect credit?
- Frugal food tips
- What is net worth?
- Best-performing REIT stocks: March 2024
- The best budget apps
- Should you have more than one credit card?
- How do CDs work?
- What is short selling?
- 1. Your college's financial aid department
- What is real estate crowdfunding?
- How to save money while traveling
- 1. The Centurion Black Card is invitation-only
- How to maximize rewards earnings with The Platinum Card® from American Express
- 1. Sell spare electronics
- What does a real estate lawyer do?
- Valuable ways to redeem Avios points from British Airways
- B2C product production
- 1. Open an IRA
- What goes into the credit card interest calculation
- 1. Discounted ticket sites
- Step 1: Check your credit
- Life insurance calculator
- Emirates refund policy
- What are car subscriptions?
- General advice for international money transfers
- How does capital gains tax on real estate work?
- What is ChexSystems?
- HELOCs and home equity loans compared
- Start your emergency fund
- Best ways to consolidate credit card debt
- A 6-step guide to opening a salon
- Late winter and early spring
- When can you withdraw from a Roth IRA?
- Pros of a condo vs. a house
- Why flight delays happen — and how they can get un-delayed
- Who sets the Federal funds rate?
- 6 ways to buy Bitcoin
- How to consolidate your debt
- American Family
- Benefits of using a joint account
- A
- What is a home equity loan?
- Buy down the interest rate: Is it worth it?
- How to downgrade a Chase card
- No fee: Chase Freedom Unlimited®
- 8 tips for finding a tax preparer or tax professional near you
- 1. It’s a premium travel card at a premium price
- Check-in, security and lounge access
- Small-business grants for veterans
- Government startup business grants and resources
- 1. Clean up your credit
- What nonstop routes does American operate to Hawaii?
- How much is YouTube Premium?
- Roth IRA vs. traditional IRA: What's the difference?
- What is a 1099 form used for?
- What’s a good credit score with FICO vs. VantageScore
- What is a fraud alert?
- The best money-making apps
- What does it mean to invest in the S&P 500?
- Summary of cash advance apps
- What are estimated tax payments?
- What is a statement balance?
- Spotify Premium cost
- What are bank stocks?
- What is a dividend aristocrat?
- Pros
- 1. How Chase Sapphire Reserve® lounge access works
- What is the standard deduction?
- What does IHG Ambassador status include?
- How to make money online
- Do goodwill letters work?
- How the cards compare
- Elite status tiers
- Steps to transfer money from one bank to another
- What is a business credit score?
- How does being an authorized user affect your credit?
- How does a 401(k) work?
- When you’ll need your routing number
- Wells Fargo Active Cash® Card
- Who needs to fill out a Form 1040?
- Can my business have multiple credit cards?
- What kind of prize tax will you have to pay for winning a game show?
- How do wealth managers get paid?
- Lottery tax calculator
- It’s not all about credit scores
- How to use the car affordability calculator
- What is the 401(k) early withdrawal penalty?
- When should I use a cashier’s check?
- Tips for COVID testing for returning to the U.S.
- What is IRS Free File?
- How after-tax 401(k) contributions work
- 2. Sell your gift cards
- Mint vs. NerdWallet at a glance
- Who can get a new PPP loan?
- Does Chase Freedom Unlimited provide travel insurance?
- Heating and cooling
- Why refinance your car loan?
- Oil change prices at chain shops
- Is inheritance taxable?
- 1. You are preapproved with a mail offer
- Rite Aid
- Ways to avoid seat selection fees
- Other reasons why your score isn’t going up
- How to fill out a W-4
- 1. Home office deduction
- How loan-to-value affects your car loan
- 20 high-dividend stocks
- What is the child tax credit?
- Lincoln Financial life insurance
- How to lower your credit utilization
- How to file back taxes
- Examples of personal finance in everyday life
- What are the steps to overriding your power of attorney?
- What is the current Fed interest rate?
- Our take
- 1. Affirm
- How to claim the ERC
- What credit cards offer Citi car rental insurance?
- Economy ticket types
- What is the average American net worth?
- What to do with a 1099-INT tax form
- The best whole life insurance companies of March 2024
- Do you need insurance to rent a car?
- New York Life insurance
- Encircle
- New York state income tax rates
- How Capital One 360 compares to online banks
- 2. It will cost you $10,000 to get one
- 529 plan rules
- 22 popular tax deductions and tax breaks
- How much does a speeding ticket affect your insurance?
- Places to cruise without a passport
- Qualify for MBA student loan forgiveness
- How to get Upwork jobs
- Best life insurance for children in March 2024
- How can installment loans affect your credit?
- How does the on-ramp work?
- 3 steps to starting your veteran-owned business
- What is a townhouse?
- Compare car insurance rates by age
- Why you need a savings account
- Wise is best for:
- What is a life insurance policy?
- What are the 2024 IRMAA brackets?
- How to calculate your home equity
- Which credit cards are eligible?
- How to choose the best crypto wallet
- Why consumers lose without Southwest in search
- Where Lemonade stands out
- The best home insurance companies of 2024
- Where are layoffs happening?
- Best affordable homeowners insurance in Texas: State Farm
- Best affordable homeowners insurance in Minnesota: Auto-Owners
- Best-performing REIT mutual funds: March 2024
- Do I have to select a seat on Spirit Airlines?
- YNAB, for hands-on zero-based budgeting
- What tax bracket will you be in after winning your money?
- The best and worst days to fly Labor Day weekend
- How to short a stock in 5 steps
- 2. Your employer or your parents' employer
- 529 college savings and prepaid plans
- What reasons can you withdraw from your 401(k) early?
- Work out how much of your income should go to rent with the 50/30/20 rule
- Factors to consider
- 3. Pawn something
- Do you need to put 20% down on a house?
- Gather key information about your current loan
- Where American Family stands out
- Where State Farm stands out
- The Gold Card’s features
- How do Sallie Mae loans work?
- Making estimated tax payments
- How the home sale tax exemption works
- How does ChexSystems work?
- Who gets a 1099?
- Best AI ETFs by one-year performance
- 1. Brigit: Best for budgeting tools
- Cons
- Roth IRA withdrawal rules
- How to write a late payment removal letter
- Why the Chase Sapphire Reserve® wins by a nose
- Home prices fall but don't crash
- 2. Lounge access policies vary
- Which services will report your rent payments?
- Frugal shopping tips
- How we ranked the top life insurers
- Types of stock trading
- How much money do you need for wealth management?
- How do lottery taxes work?
- What's the tax difference between bank bonuses and credit card bonuses?
- How individual life insurance handles suicide
- Disney VIP tour cost
- When are federal student loans due?
- PNC business checking is best for small-business owners who:
- For cash back
- Grace period
- Conventional vs. synthetic
- 2. Weighty fees can dip into your budget
- What you need to know about savings accounts
- Wise pros
- How does a Roth IRA work?
- Where to stash your emergency fund
- How FICA tax works
- Biden's student loan forgiveness 'plan B' would be more targeted
- Lincoln Financial life insurance policies
- 2. Shop for a loan
- Holiday weekends
- February
- Steps to fill out the FAFSA for U.S. citizens with undocumented parents
- How to find your routing number
- Best-performing REIT ETFs: March 2024
- 1. Your credit score
- Drawbacks of using a joint account
- Why short a stock?
- How does a home equity loan work?
- Who is eligible for Free File?
- Benefits to downgrading a Chase card
- Taking advantage of the card's perks
- New York state first-time home buyer programs
- How we ranked the top life insurers
- 2. The annual fee is mitigated by a huge statement credit, sign-up bonus
- How to get rid of private student debt
- Is there a federal inheritance tax?
- How to manually calculate how much life insurance you need
- Before the walk-through
- How do car subscriptions work?
- High CD rates for now
- Cheap car insurance in Florida
- 8 best hot wallets
- Invest for retirement next
- Investing for income: Dividend stocks vs. dividend funds
- How much is the 2023 child tax credit?
- When are estimated taxes due?
- Amazon personal credit cards at a glance
- 2. Account frozen? Submit documentation
- Where Lemonade falls short
- How are business credit scores calculated?
- Beware of ERC scams
- What is covered by Citi car rental insurance?
- Debt consolidation calculator
- Average net worth by age
- What does my 1099-INT tax form mean?
- New York Life insurance policies
- Mortgage payoff calculator help
- Savings calculator
- The pros of real estate crowdfunding
- 4. Work today for fast cash today
- The pros and cons of a life insurance trust
- Nevada Housing Division highlights and eligibility requirements
- Should you hire a real estate attorney?
- What are Anytime fares on Southwest Airlines?
- Travel insurance benefits and limits on the Chase Freedom Unlimited® card
- Current car loan information you will need
- Where American Family falls short
- Where State Farm falls short
- Should you get an installment loan just to build credit?
- Step 2: Pre-qualify and compare offers
- Wise cons
- What does Global Rescue membership cover?
- Do I need a fraud alert?
- Should I buy stocks when markets are at all-time highs?
- 2. There are Chase Sapphire lounges in Hong Kong, Boston and New York, with more to come
- How the standard deduction works
- How to find out why a flight is delayed
- Does the IRS charge interest on payment plans?
- Education and training required
- Do I have to pay Georgia state income tax?
- Best homeowners insurance companies: Pros and cons
- Does my car insurance cover rental cars?
- 2. The annual fee
- What if you win a vacation or a car or something else instead of money?
- How to build a CD ladder
- 3. Scholarship search engines and contests
- How can I be smart with my bank account interest and bonuses?
- How to determine how much car you can afford
- 3. You can request a Centurion Card invite online
- Car insurance rates after a speeding ticket, by company
- Benefits of after-tax contributions
- Other alternatives to Mint
- How much is YouTube Music?
- Do I need a 1099 form to file my taxes?
- Types of AI ETFs
- What is a current balance?
- The top 7 dividend aristocrats list
- 13 fundamentals of personal finance
- What are the steps to overriding someone else's power of attorney?
- What this means for home buyers
- 3. Dedicated space for military service members
- Wealth management strategies
- You’re not the target customer
- Which costs less, a cashier’s check or a money order?
- C
- What are AI stocks?
- How much rent can you afford?
- Spot pet insurance plans and coverage
- Minimum down payment requirements
- Who can get a second PPP loan?
- Pros and cons
- Chase Freedom Unlimited® travel insurance benefits, explained
- 2. Set financial priorities
- State availability
- Is it a good deal?
- 2. Rebalance your debts and income
- Filing your tax return at tax time
- What if Emirates cancels or changes my flight, can I get a refund?
- Savings accounts with strong APYs can help your money grow
- About home equity loans
- Use a budget planner
- What are the benefits?
- 2. Carryovers
- What is withholding tax?
- 3. Ask your bank for relief
- Goodwill letter template
- Episode transcript
- 2. Afterpay
- How do REITs work?
- How to fill out a 1040 form
- Benefits of having multiple business credit cards
- How to trade stocks
- Spirit Airlines seat types
- Should they be from the same bank?
- 21 most-shorted stocks by short interest
- What did the payment pause do?
- 5. Seek community loans and assistance
- How much of your income should go toward a mortgage?
- Best life insurance for children: Pros and cons
- Lube shops vs. dealerships
- Additional ways loans may be forgiven
- 2. Paying with points
- Inheritance taxes vs. estate taxes
- Wise transfer methods and options
- Who qualifies for the home sales tax exclusion?
- Joann
- Cheapest for 20-year-old drivers
- How to place a fraud alert
- Child tax credit 2024
- Lincoln Financial life insurance rates
- 3. Determine other ownership costs
- Prime Visa
- State availability
- March
- How to write a mission statement in 5 steps
- When debt consolidation is a smart move
- Best whole life insurance policies for 2024
- Amica
- Do I have to pay state tax on lottery winnings?
- How group life insurance treats suicide
- How does the IRS Free File program work?
- Are Disney VIP tours worth it?
- Limitations on downgrading a Chase card
- What’s the difference among the three Southwest fare types?
- Pay off MBA student loans fast
- 3. Its rewards program is lucrative
- Boarding and seats
- Average daily balance
- Treat the on-ramp as a safety net
- Pros and cons of buying a townhouse
- Get a secured credit card
- What can you invest in with a Roth IRA?
- When should I receive my 1099?
- How to buy AI ETFs
- 2. Consider debt consolidation
- Pay off student loans early — the smart way
- 2. Empower: Best for fast cash
- Who wants prices displayed and who doesn’t?
- Estimated tax payments 2024
- Other factors that affect what you'll pay each month
- All year
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Cons of a condo vs. a house
- What happens after you override a power of attorney?
- Do personal credit scores affect business credit scores?
- Best homeowners insurance in Minnesota for coverage: State Farm
- Ways to get good value
- Frugal entertainment tips
- How to calculate your net worth
- Are game show winnings taxed differently than gambling winnings?
- Setting up a joint account
- How to pay off a mortgage early
- 4. Local organizations
- 4. You need to be a big spender to get a Centurion Black Card
- 6. Ask for forbearance on bills
- Monitor your progress
- 4 more ways to estimate how much life insurance you need
- Should I join a car subscription service?
- How to buy a life insurance policy
- How a car loan LTV can surpass 100%
- Other payroll tax items you may hear about
- 4. Monitor bank transactions online
- Fubo add-ons
- Goodwill letter vs. credit dispute letter
- What happens when the Fed raises interest rates?
- Who is eligible for an IRS payment plan or installment agreement?
- How to pay for your education
- Layoffs spiked among tech companies in 2023
- Who benefits from becoming an authorized user?
- California income tax deadlines and extensions
- REITs' average return
- Wealth manager credentials
- Itemtopia
- New York state supplemental income tax
- What can I use a home equity loan for?
- How does a life insurance trust work?
- How much money can you get?
- What if you're priced out of homebuying?
- American Family home insurance coverage
- State Farm home insurance coverage
- How a savings account works: withdrawal limits
- How long do you stay on ChexSystems?
- Is YouTube Premium worth it?
- What a good credit score can get you
- How to invest in the S&P 500 in two steps:
- Child tax credit expansion: What the tax deal could mean for you
- Dividend kings vs. aristocrats
- 3. How to get into a Chase Sapphire lounge
- Keep tabs on your delayed flight with the right tools
- What is my Georgia residency status for state income tax purposes?
- When can you withdraw from your Roth IRA?
- Best in Texas for having few consumer complaints: Chubb
- The risks of short selling
- Savings account simple interest vs. compound interest
- Which is easier to buy?
- 7. Request a payroll advance
- Nevada first-time home buyer loan programs
- Water
- B2B product production
- Input new refinanced car loan information
- Startup business grants from private companies and nonprofits
- 3. The APR for transactions could be a debt magnet
- What makes Flagship flights to Hawaii different?
- Taking advantage of tax deductions
- Are Roth IRAs insured?
- Can I lift a fraud alert?
- 3. Startup expenses
- Why do I have to pay FICA tax?
- How does Spotify fit into your budget?
- Lincoln Financial customer complaints and satisfaction
- Pros and cons of investing in bank stocks
- 4. Find the right car for you
- Standard deduction 2023
- Lemonade renters insurance coverage
- CASH BACK CREDIT CARDS
- Don't forget to check the limits to savings withdrawals
- 4. You can walk your dog
- Bank of America routing numbers
- Why is net worth important?
- Rental car insurance vs. your own auto insurance
- Goodbudget, for hands-on envelope budgeting
- The smarter, cheaper Labor Day weekend itinerary
- Start planning for repayment now
- Mid fee: Chase Sapphire Preferred® Card
- Strategies for after-tax 401(k) contributions
- PNC business checking at a glance
- How much will a real estate attorney cost?
- Avoiding the upsell
- 3. Don’t ask for too much cash
- Can I get a refund for incidental expenses?
- About home equity lines of credit
- Who should make estimated quarterly tax payments?
- Higher Education Act justifies plan B
- 5. Know the bank’s timeline
- Does the cost of FuboTV fit into your budget?
- Tips for avoiding late payments
- What is a good business credit score?
- What do I need to fill out Form 1040?
- How does Spotify fit into your budget?
- 5. Centurion Cardmembers still get to bring guests into the Centurion lounge
- Resources if you or someone you know is thinking about suicide
- Using the mortgage points calculator
- 2024 IRS Free File: Participating tax software providers
- 3. With a vacation package
- During the walk-through
- Can I get a bank account if I’ve been denied?
- Kirkland’s
- Which life insurance policy is right for me?
- What’s a spousal Roth IRA?
- Types of 1099 forms
- How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
- The challenges after buying a high-LTV car
- How much should you spend on a mattress?
- What's next?
- How many years can you file back taxes for?
- April
- 3. Apple Pay Later
- How fast does an authorized user build credit?
- Frugal DIY project tips
- Types of REITs
- 3. Your eligibility for the welcome bonus
- How to keep your head above water after winning a game show prize
- Should I take a lump sum payment or annuity payments?
- How much interest will I earn on $10,000?
- Issuer restrictions
- Get your ducks in a row
- E
- Home equity loan rates in 2023
- Factor in other costs
- 8. Take a loan from your retirement account
- States that have estate taxes, inheritance taxes or both:
- Working YouTube Premium costs into your budget
- What is a credit freeze?
- 9 best health care stocks by one-year performance
- How to invest in dividend stocks
- More about Lincoln life insurance
- How to invest in dividend aristocrats
- How many banks have collapsed?
- Most popular cash back card reviews
- Set up automatic transfers to boost your savings yields
- How to set up a payment plan with the IRS
- Do I have to pay California state tax?
- What does Citi card car rental insurance not include?
- Bank of America® Customized Cash Rewards credit card
- Is it a good idea to consolidate credit cards?
- How to invest in AI stocks
- Disney VIP tour vs. Genie+ and Individual Lightning Lane
- How can the money be used?
- Refinance at a lower interest rate
- Global Rescue membership types
- Another good time to buy appliances: After a new release
- W-4 form 2024
- 3. Work with your creditors
- 3. EarnIn: Best for large advances
- How third-party search finances work
- Should you pay the statement balance or current balance?
- How to use the car lease calculator's results
- Standard deduction 2024
- What happens if you don't pay your back taxes?
- 3 excuses that keep you from making money investing
- How does the Fed raise interest rates?
- Other ways to build credit
- Best homeowners insurance in Minnesota for consumer experience: American Family and Nationwide
- How to choose a rent-reporting service
- How to increase your net worth
- Auto-Owners
- Which is safer, a money order or a cashier’s check?
- 9. Borrow against life insurance
- How to open a PNC business checking account
- Finding a real estate attorney
- Reviewing the results
- 4. Points can't be transferred to other travel programs
- Understanding the taxes you might need to pay
- How will my refund be processed?
- What affects your credit score?
- 4. Losses on bad debts
- 5. Contact the seller or visit a dealership
- Mattress-buying tips
- Amazon Visa
- 6. Rebounding from bank account fraud
- Discounts
- Other cash back card reviews
- How to store the Bitcoin you buy
- 5. You may score a free massage
- How does a debt consolidation loan work?
- New York Life customer complaints and satisfaction
- Is a wealth manager worth it?
- You don’t have good enough credit after all
- What to do when you get a scholarship
- Other college savings account options
- F
- Car insurance rates after a speeding ticket, by state
- MAGI vs. AGI: What's the difference?
- Additional functionality
- Types of life insurance trusts
- How much of your fee goes to Upwork?
- Consider the new SAVE repayment plan instead
- Watch out for capital gains taxes
- Step 3: Choose your lender and loan
- How to search for award flights to Hawaii with miles
- Getting a townhouse loan
- How much to keep in your savings account
- Get a credit-builder product or a secured loan
- How do you make a reservation?
- Should I file taxes now or wait for the child tax credit expansion?
- 4. What is the most affordable way to get access to Sapphire Lounges from Chase?
- Chase routing numbers
- Download Form 1040
- Spirit Airlines seating chart
- 4. Your current Sapphire situation
- Consider travel insurance
- Benefits of CD ladders
- What is a short squeeze?
- When are New York state income taxes due?
- The cons of real estate crowdfunding
- 6. The Centurion Black Card offers an unbelievable level of concierge service
- Will my loans get cancelled?
- 10. Use a credit card cash advance
- How to maximize your Avios points
- Interest rate
- 4. Consider a co-signer
- 4. It packs credit-building features
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- How to open a Roth IRA in 6 steps
- Pros and cons of investing in health care stocks
- What to know about loan-to-value when refinancing
- Forgiveness would occur in 2025
- May
- How to send money to others
- Working conditions
- Media layoffs soared as companies struggle to profit
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Do debt consolidation loans hurt your credit?
- How do I deal with lottery taxes?
- Consider the costs of cashing out your 401(k)
- Ways to get the best home equity loan rates
- What are IRS Free File Fillable Forms?
- Look for savings
- How to calculate your modified adjusted gross income
- What are rates and terms of the loan?
- Moving forward
- In-flight experience
- Fraud alert vs. credit freeze — which should I choose?
- Looking for value with less fuss? Go with the Chase Freedom Unlimited®
- 3 appliance-buying tips
- How to find the 2024 W-4
- Dividend aristocrats ETFs
- What are the advantages of filing back taxes?
- Consumer complaints
- What is the Federal Reserve Board?
- What is Georgia's standard deduction?
- What is California's standard deduction?
- Can you double dip on insurance plans?
- 401(k) withdrawals
- Does paying rent build credit?
- Frugal home expenses tips
- What’s next
- NAIC Home Inventory
- Make a scholarship plan for next year
- Final thoughts on finding a COVID test to return to the U.S.
- How to find AI ETFs
- What’s not covered
- 11. Look for a payday alternative loan
- State Farm home insurance rates
- Setting up your own freelancer retirement plan
- How to complete the Emirates refund form
- How much life insurance should I buy?
- How to get a good credit score
- 5. Tax, legal and educational expenses
- How quickly could the IRS implement the child tax credit expansion?
- What you can do about it now
- Standard deduction for those 65 or older
- Best for emergency medical coverage: Allianz Global Assistance
- National grants available to Florida small businesses
- When debt consolidation isn't worth it
- More about New York Life
- Do I have to pay New York state income tax?
- G
- Benefits of a larger down payment
- How do you apply for a PPP loan?
- 3. Get disability and life insurance
- 5. It comes with other travel goodies
- 4. Using the United MileagePlus X app
- 3 ways to avoid inheritance tax
- Alternatives to savings accounts
- Global Rescue membership cost and coverage
- If you want to get a free upgrade
- 4. Seek help through debt relief
- How much does it cost to invest in the S&P 500?
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- 6. Inspect and test-drive the car, if applicable
- Consumer experience
- 4. Klarna
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- 5. Your spending plans
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- 4. Varo: Best for existing bank customers
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- 12. Get a personal loan
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- Step 4: Gather loan documents
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- Requirements: Who qualifies for the child tax credit?
- What we still don’t know
- 5. Other cards with airport lounge access
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- Full list of the best home insurance companies in Texas
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- Next steps:
- Drawbacks of having multiple business credit cards
- EveryDollar, for simple zero-based budgeting
- Country Financial
- H
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- How much should you put down on a house?
- 5. Use collateral to secure the loan
- Next steps
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- How to buy health care stocks
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- June
- What are the fees for an IRS payment plan?
- What's the tax filing deadline for my Georgia state income tax bill?
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- 7. AmEx offers Centurion cardmembers exclusive perks
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- Discounts
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- 5. The credit protection program is optional
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- 13. Rent out a room
- What if I already have elite status with a brand?
- 7. Determine which warranties are right for you
- How to earn Avis Preferred Points
- Online bank and credit union routing numbers
- How to choose another business credit card
- How to pick seats on Spirit Airlines
- Home equity loan requirements
- Could we be in an AI bubble?
- Getting the most out of The Platinum Card® from American Express
- CD vs. savings account
- Power and lighting
- Tips for calculating how much life insurance you need
- Calculating capital gains tax on a home sale
- Who is Global Rescue membership for?
- How much do life insurance policies cost?
- Can I have a fraud alert and a credit freeze?
- Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
- How to adjust your Form W-4
- Why did Silicon Valley Bank fail?
- Why do I need a business credit score?
- How much does homeowners insurance cost in Texas?
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- How to earn more interest in a savings account
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- Where PNC business checking stands out
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- How do I file a claim?
- Medical industry
- Discounts
- How do I pay the Medicare IRMAA surcharge?
- Become an authorized user
- Additional child tax credit
- Standard deduction for dependents
- General-purpose travel card reviews
- 5. PayPal
- Mass layoffs across the labor market aren’t likely in 2024
- What to do with the Bitcoin you buy
- The bottom line on short selling
- Finding a car you can afford
- 8. Yes, you can buy a mansion or a private jet on a Centurion Card
- Restrictions and waiting periods
- Other considerations to determine your down payment
- Is it worth going to a tax preparer?
- Consumer complaints
- 6. Find the right lender
- Where to find the best savings accounts
- Are these the best dividend stocks?
- 5. Dave: Best for repayment flexibility
- Exclusive invitation: IHG Royal Ambassador Status
- Lemonade vs. competitors
- July
- How much does homeowners insurance cost in Minnesota?
- Using your credit card for rental car coverage
- Am I a resident for New York state income tax purposes?
- 14. Moonlight as a dog sitter
- Which type of life insurance should I put in a trust?
- CD vs. bond
- For brand loyalty
- What's next?
- Term vs. whole life insurance tool
- 5. Lower your living expenses
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- The complete list of dividend aristocrats
- Amazon Secured Card
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How to redeem Avis Preferred Points
- How to track your Georgia state tax refund
- How do I get my business credit score?
- U.S. Bank Cash+® Visa Signature® Card
- Spirit Airlines seat selection fees
- 6. The amount you will travel
- United Policyholders Home Inventory Spreadsheet
- Real estate crowdfunding alternatives
- K
- Are home equity loans a good idea?
- Is The Platinum Card® from American Express right for you?
- What if the card’s benefits aren’t enough?
- Consumer experience
- In-flight entertainment
- Step 5: Submit your application and get funded
- How to get a Global Rescue membership quote online
- How to grow your score
- 8. Negotiate the best price
- Mission statement examples
- 9. You can get many of the Centurion Card's perks from The Platinum Card® from American Express
- 15. Become a rideshare or delivery driver
- What are other coronavirus relief for small businesses?
- Consumer complaints
- When can't you take the standard deduction?
- How do I make changes to an IRS payment plan?
- Average cost of homeowners insurance in Texas by city
- How to manage stock trading risks
- The Hanover
- Spot pet insurance rates
- What's next?
- Types of CD strategies
- Does it make sense to book via Chase?
- How much money can you make on YouTube?
- What is a no-credit-check loan?
- Other types of 1040 tax forms
- Empower Personal Dashboard, for tracking wealth and spending
- CD ladder alternative for more risky investments
- L
- How to book a Disney VIP tour
- Calculating MAGI: Example
- If you’re shopping for your first points and miles credit card
- 16. Cut your insurance premiums
- What's the difference between a CPA and a tax preparer?
- Consumer experience
- Will you owe capital gains taxes on your home sale?
- What is the perfect credit score, and how many people have it?
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- How to claim the child tax credit in 2024
- Why did Signature Bank fail?
- August
- 2024 Georgia state income tax changes
- Average cost of homeowners insurance in Minnesota by city
- Buying rental car insurance on your own
- Should you invest in AI stocks?
- How to book Southwest Anytime fares
- Building generational wealth
- Other perks of KLM business class
- What isn’t covered by Global Rescue travel insurance?
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- Why not both?
- 6. MoneyLion: Best for existing customers
- How to pay estimated taxes
- The bottom line
- Which card should you get?
- Can I apply for an IRS payment plan myself?
- 6. Sezzle
- What are the tax rules for a Roth IRA?
- Pros of investing in REIT stocks
- Your perfect ladder
- How to use Chase points for flights smartly
- When to use credit card points for American flights to Hawaii
- Get credit for the bills you pay
- Important considerations when opening a Roth IRA
- 9. Maximize trade-in value, if applicable
- How much is my 2023 standard deduction?
- Airline credit card reviews
- The bottom line
- The cheapest home insurance in Texas
- How to avoid capital gains tax on home sales
- Compare top-rated life insurance companies
- What is credit card consolidation?
- How to earn other travel rewards through your Avis car rental
- 3 things to know about Georgia state tax
- More reading for active investors and traders
- M
- 10. You can get better rewards on many other cards
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- If you want to book Disney’s VIP tour
- Can you cruise without a passport?
- 17. Consolidate your debt
- What are CD rates right now?
- Where PNC business checking falls short
- Technology and invention
- Amazon business credit cards at a glance
- Tips to find the right Florida small-business grant for you
- The cheapest home insurance in Minnesota
- Cons of investing in REIT stocks
- After deciding
- State Farm vs. competitors
- Compare car insurance rates by driver history
- Is a Global Rescue membership worth it?
- Are there drawbacks to investing in the S&P 500?
- Earn an audience, and earn more in the long run
- When to expect your child tax credit refund
- What’s happening with Silvergate Capital Corp.?
- September
- Discounts
- Cheapest for 30-year-old drivers
- The bottom line
- Frequently asked questions about estimated tax payments
- Is consolidating credit card debt a good idea?
- 10. Make the purchase
- Upcoming Sapphire Reserve lounges, recapped
- Best for those who pack expensive equipment: Travel Insured International
- Spirit Airlines fee bundles
- 7. Your Chase 5/24 count
- An alternative to home inventory apps
- 18. Refinance your student loans
- Is a Credit One credit card right for you?
- A great World Business Class flight with KLM
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Don’t count on the forgiveness plan B yet
- What happened to Credit Suisse?
- What to know about Texas homeowners insurance
- Investing in REITs: How to get started
- Nationwide
- The bottom line
- N
- State availability
- What are promotional CD rates?
- Find the best life insurance policy for you
- Practice good credit habits
- W-4 calculator
- 2023 vs. 2024 standard deduction
- Amazon Business Prime American Express Card
- Hotel credit card reviews
- 7. Zip
- What to know about Minnesota homeowners insurance
- 19. Change your cell phone plan
- Other ways to make money
- Consequences of a child tax credit error
- California state tax credits
- If you're considering the Chase Sapphire Preferred® Card
- Other home insurance companies to consider
- Small-business incubator programs
- October
- PocketGuard, for a simplified budgeting snapshot
- Consumer experience
- Avoid risky loans
- Fashion and art
- How taxes on real estate, rental, and investment sales work
- When to claim the standard deduction
- Car rental insurance: The bottom line
- Where to trade stocks
- O
- Modified adjusted gross income: The bottom line
- Alternatives for the best life insurance for kids
- Understanding life insurance quotes
- What else to know about Form W-4
- 3 best cold wallets
- Are other banks are in trouble?
- Should you choose hotel and airline rewards over Avis Preferred Points?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- What if you're not eligible?
- 8. Klover: Best for no-fee advances
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- Things to consider about loans with no credit check
- P
- Are Southwest Anytime fares worth the extra cost?
- More about top-rated life insurance companies
- Is there an over-55 home sale exemption?
- Check your credit scores and reports
- Should I take my money out of the bank?
- November
- NYC income tax rates
- Final thoughts on all the ways to save money on travel
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- Best for adventurous travelers: World Nomads
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- State Farm
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- The bottom line
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- Amazon Business American Express Card
- Should you use a buy now, pay later app?
- Saving for college can mean using multiple accounts
- Additional resources for veteran entrepreneurs
- What are the Roth IRA rules?
- Are we in a recession?
- Pros and cons of loan apps
- Spirit Airlines seat selection for elite members
- Manufacturing
- OTHER REWARDS CREDIT CARDS
- December
- Honeydue, for budgeting with a partner
- How to shop for no-credit-check loans
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- Are we headed for a depression?
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January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.