Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- Life insurance buying guide
- What is a tax dependent?
- Find the right Medicare Supplement Insurance plan
- Still deciding on the right carrier? Compare Medigap plans
- QuickBooks Online resources
- What is the federal estate tax?
- Find the right Medicare Part D prescription drug plan
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is a home equity line of credit?
- Dividend definition
- What is a W-4?
- Fidelity is best for:
- Robinhood is best for:
- Investing for kids
- What is a jumbo loan?
- Ready to get started? Here's what to do next
- Long-term investments definition
- Mortgage rates this week
- What is a cashier's check?
- See CD rates by term and type
- What is a 1040 form?
- What is a budget planner?
- Quick tips for where to exchange currency
- Synchrony Bank CD rates 2024
- What is an index fund?
- What are dividend stocks?
- 1. Getting account details wrong
- Parts of a Check
- Why can't I open a bank account?
- The well-known reasons
- What is value-added tax (VAT)?
- Allstate home insurance star rating
- What is the saver’s credit?
- High-yield savings accounts defined
- What is a credit freeze?
- What is passive income?
- About Erie home insurance
- About Chubb home insurance
- High-dividend ETFs may generate income
- 5 steps to fill out a money order
- What is a money market account?
- The best pet insurance companies at a glance
- How much are taxes on lottery winnings?
- 7 of the best apps to make money
- Best stocks by one-year performance
- How to invest in oil
- What does APY mean?
- Microsoft Office Excel budget templates
- How to write a two weeks’ notice letter
- Mortgage income calculator help
- Types of stock
- How long does bill negotiation take?
- How to use a savings goal calculator
- Use Alaska Airlines award charts to calculate cost
- What is a savings account?
- What is a solo 401(k) plan?
- 7 best-performing AI stocks
- 1. Give yourself a financial checkup
- 1. Report lost debit cards ASAP
- When do I need a cashier's check?
- 1. Certificates of deposit (CDs)
- 1. Earn more miles
- What to know before getting The Platinum Card® from American Express
- Michelle Singletary
- Are free credit monitoring services any good?
- Best Prepaid Debit Cards
- What is Goodbudget?
- Double-decker airplane seat concepts
- Estimated Hawaii trip cost
- Differences between TAP Portugal's Executive and Top Executive Class
- How do LLC taxes work?
- Is it illegal to postdate a check?
- 1. Your information
- What goes into the credit card interest calculation
- How car title loans work
- Who can get a business credit card?
- Frugal food tips
- Minimum wage over time
- What is the child tax credit?
- Available Southwest credit cards
- Fidelity at a glance
- Robinhood at a glance
- Average car loan interest rates by credit score
- The best budget apps
- Spirit baggage fees: The basics
- The best car insurance
- How to use the mutual fund calculator
- 1. Does this plan charge interest?
- 50/30/20 budget calculator
- 40 best startup business ideas
- You must satisfy several conditions to get coverage for a seat lift
- Who can claim the saver’s credit?
- Air France cabins and seats
- 1. Create a business plan
- Finding the cheapest full coverage car insurance
- Synchrony CDs: 3 types
- How do CDs work?
- What to do when you want to quit your job after a month
- What do recruiters do?
- How to invest $50,000
- Payment networks say marijuana purchases are illegal
- Why is having a low credit utilization important?
- What Net 30 means
- Auto insurance
- How does capital gains tax on real estate work?
- 1. Sell spare electronics
- January
- Create a budget plan that works for you
- Quick facts about Zelle
- Who can you claim as a tax dependent?
- 1. Clean up your credit
- Our picks for the best life insurance companies in April 2024
- Best Medicare Supplement Insurance companies
- What is a tax extension?
- When to open multiple business bank accounts
- Estate tax limits and exemptions
- 1. You can use it only on certain health care purchases
- Car insurance premiums
- The bull call spread
- What to do if you can't open a bank account
- What is life insurance underwriting?
- Can you negotiate all of your bills?
- How value-added tax (VAT) works
- Investing through an HSA
- How does a jumbo loan work?
- How do credit union loans work?
- Business cash management accounts
- Reasons to refinance a car loan when you have bad credit
- Will savings rates go up?
- What are estimated tax payments?
- Who is a long-term investor?
- 1. There are 2 versions of the Ulta credit card
- At a glance
- How to budget money
- What is P2P payment?
- Average savings account rate: 0.46%
- 1. Some rewards are inconvenient and tedious to earn
- Best fleet fuel cards
- 17 passive income ideas for 2024
- How to find a currency exchange near you
- Shopify vs. Squarespace: Deciding factors
- Do medical bills affect your credit?
- How to improve your financial health
- 1. Know your bank’s mobile check deposit requirements
- 1. Fill in the recipient’s name
- Best ways to consolidate credit card debt
- How to pay federal taxes online
- Why you’d want The Platinum Card® from American Express
- 1. Best Western Au Trocadero (Paris, France)
- You're in a cash flow bind
- Late winter and early spring
- What is the 10-year Treasury?
- The best money-making apps
- How do index funds work?
- The cons of Airbnb
- 2. Not converting dollars to foreign currency
- The official QuickBooks community
- 2. Check number
- Best Medicare Part D plans
- Key takeaways
- Why book excursions through the cruise line?
- How much is life insurance?
- If you have private insurance
- Why would sign-up bonuses be limited?
- 1. 529 Savings and investing accounts
- Wells Fargo Active Cash® Card
- Summary of cash advance apps
- How to track your refund status with ‘Where's My Refund?’
- How to make money online
- What are the weekly jobless claims?
- What is the standard deduction?
- Netflix subscription cost
- 1. Reward rates are solid …
- Which banks have the best savings interest rates?
- What is a crypto loan?
- Fixer-upper mortgage options
- How to freeze your credit with all 3 bureaus
- How do expense trackers work?
- Finding the best credit monitoring service for you
- 7 high-dividend ETFs
- How much do Instagram influencers make?
- Who needs to fill out a Form 1040?
- 11 best investments right now
- 2. Sell your gift cards
- Apps most like Airbnb for cars
- State Farm life insurance
- Are these the best stocks to buy now?
- 20 high-dividend stocks
- Credit cards are safer to carry and use
- The market outlook for home buyers
- What happened at the MOHELA Senate hearing
- ASPCA: Best pet insurance for broad coverage
- 22 popular tax deductions and tax breaks
- Do you need insurance to rent a car?
- Where Allstate stands out
- Monthly fees in exchange for unique features
- Why you need a savings account
- What is the 50/30/20 rule?
- Or will savings rates go down?
- Long-term investment examples
- How much debt will I take on for graduate school?
- Why the Chase Sapphire Preferred® Card is better for most people
- Where can I get a cashier’s check?
- 1. Technology bridges the employment gap
- Credit card issuers won’t allow debt transfer among their own products
- How does a home equity loan work?
- How much is car insurance?
- How to lower your credit utilization
- 1. Let Uncle Sam help you
- Banking
- What is the Walmart MoneyCenter?
- What are the pros and cons of money market accounts?
- What to expect flying Top Executive
- Lottery tax calculator
- Who is a qualifying child?
- How we ranked the top life insurers
- When is the 2024 tax extension deadline?
- Cheap car insurance
- 3. Looking only at upfront fees
- How the federal estate tax works
- Google Sheets budget templates
- How much is the Mega Millions jackpot?
- AARP life insurance
- Best car insurance in Florida overall: Travelers
- How much is the child tax credit worth?
- What are dividend stocks and why buy them?
- Underrated reasons
- How to fill out a W-4
- YNAB, for hands-on zero-based budgeting
- 2. ABLE accounts
- Is there VAT in the U.S.?
- Has the account adjustment started?
- Where Erie stands out
- Where Shopify wins
- Best affordable homeowners insurance in Texas: State Farm
- Where Chubb stands out
- How the home sale tax exemption works
- 2. Best Western Plus Hotel Massena Nice (Nice, France)
- 3. Pawn something
- Why invest in index funds?
- 3. The date
- Grace period
- Two weeks’ notice templates
- Today’s HELOC rates
- Frugal shopping tips
- State minimum wages in 2024
- How life insurance rates are determined
- Which subscriptions can you cancel?
- Research your provider and the competitors
- Take advantage of the triple tax benefit
- 2. What are the fees?
- What you need to know about savings accounts
- 1. Brigit: Best for budgeting tools
- When are estimated taxes due?
- Upgrading with miles
- How can I get a cashier’s check?
- 2. Cash management accounts
- Best place to exchange currency: Your bank or credit union
- 2. Confirm the check amount is within mobile deposit limits
- Bluebird by American Express
- 2. Write your address in the purchaser section
- How many Instagram followers do you need to make money?
- Best car insurance in Texas overall: Travelers
- How LLCs pay income taxes
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- 7 best stocks to buy now, according to analysts
- Best for low premiums: Wellcare Medicare Part D
- Why car title loans are risky
- Life insurance premiums
- Why you might want a business credit card
- 12 online banks that use Zelle
- The risk factor checklist: What are underwriters digging for?
- Are auto loan interest rates rising?
- 3. Certificates of deposit
- Where Allstate falls short
- Jumbo loan requirements
- Pay attention to your miles earning potential
- Best credit union personal loans for 2024
- What you pay for a lift chair
- 2. They work in tandem with Ulta's customer loyalty program
- 2. Calculate what you need to get started
- How P2P payments work
- Synchrony no-penalty CD rate
- Information you need to freeze your credit
- David Bach
- Loopholes may allow customers to pay with credit
- Communication and automation tools
- You're in a pricey area
- Holiday weekends
- February
- What is the 10-year treasury yield today?
- State Farm life insurance policies
- How do lottery taxes work?
- How tax extensions work
- Investing for income: Dividend stocks vs. dividend funds
- Mortgage payoff calculator help
- 4. The recipient's name
- AARP life insurance policies
- 2. It’s a deferred interest card ...
- Learn more
- What is the federal funds rate?
- 1. No credit check is required, but a linked bank account is
- 2. Identify the right mortgage
- 2. Account frozen? Submit documentation
- Examples of three high-interest online savings accounts
- Types of crypto loans
- Where Erie falls short
- Best car insurance in Michigan overall: Auto-Owners
- If you pay for a credit monitoring service
- Where Chubb falls short
- 3. Endorse the check
- Can you live off ETF dividends?
- 3. Include your account number if you're paying a bill
- 4. Work today for fast cash today
- How to book a first class ticket with TAP Portugal
- Credit cards earn easy rewards
- What are bank rules on postdated checks?
- 4. Not comparing different transfer providers
- Does raising the minimum wage cause inflation?
- Different kinds of bags on Spirit
- Does my car insurance cover rental cars?
- How to get a VAT refund
- Solo 401(k) contribution limits
- How the standard deduction works
- Rules for debt transfers by issuer
- How to determine the work needed and your budget
- How to quit your job after a month
- Best iOS personal expense tracker apps
- Building foundations
- What are the Walmart MoneyCenter hours?
- How to monetize your Instagram with fewer followers
- 2. Rebalance your debts and income
- Best life insurance companies: Pros and cons
- Estate tax rates
- NerdWallet’s budget planner
- 17 traditional banks that use Zelle
- For people with Medicare
- How to use average car interest rates
- How we got here
- Other issuers have rules, too
- How to negotiate lower bills
- Prepare for long-term care
- State availability
- Don’t forget your free stopover
- 3. Do you have a plan to pay it off?
- Savings accounts with strong APYs can help your money grow
- When will I get my 2024 tax refund?
- Issuer pre-qualification pages
- 3. Fight inertia
- 2. Business lending ramps up, community banks take the lead
- Historical national rates
- 2. Redemption is clunky and inflexible
- Synchrony bump-up CD rate
- When to choose a money market account over a savings account
- 3. Le Mondial Hotel Cannes, Best Western Premier Collection (Cannes, France)
- What is an index?
- How to calculate APY
- QuickBooks subreddit
- When is the next Mega Millions drawing?
- Renters insurance premiums
- How to apply for a business credit card without a business
- Best car insurance in Florida for your budget: Geico
- Requirements: Who qualifies for the child tax credit?
- Dividend vs. growth stocks
- How Southwest Rapid Rewards credit cards work
- How to cancel subscriptions on your iPhone or iPad
- 4. Custodial brokerage account
- Estimated tax payments 2024
- What the saver’s credit is worth
- 3. Ask your bank for relief
- 3. High-yield money market accounts (MMAs)
- Should I choose a home equity loan or a HELOC?
- See CD rates by bank
- 2. … But redemptions are limited
- What can a crypto loan be used for?
- State availability
- Another money-change option: online currency converters
- 2. Let Uncle Sam help you again
- 4. Sign the bottom where it says 'purchaser’s signature'
- Credit cards
- Who qualifies for the home sales tax exclusion?
- You can't live there safely anymore
- How to fill out a 1040 form
- 5. Seek community loans and assistance
- Use a budget planner
- Best Texas car insurance for your budget: State Farm
- How to find the best stocks to buy now
- 5. The payment amount
- Average daily balance
- 3. … and it can also be a low-interest card
- Does paying off a title loan build your credit?
- The bear put spread
- Do all workers earn at least the minimum wage?
- The different types of life insurance underwriting
- How much of your income should go toward a mortgage?
- Upgrade to first class
- What are AI stocks?
- Who might prefer the Capital One Venture Rewards Credit Card
- Do I have to do anything?
- How Net 30 shows up in reporting
- March
- How much money do you need to invest in oil?
- How to pay off a mortgage early
- What’s the worst that can happen if I postdate a check and it gets cashed?
- 5. Not checking the estimated delivery time
- How much is the next Powerball jackpot?
- AARP customer complaints and satisfaction
- 12 credit unions that use Zelle
- Frugal entertainment tips
- The rule for all rewards cards
- Elevated interest rates and bank failures
- 2. Empower: Best for fast cash
- 2024 tax refund schedule
- How many jobs were added in March?
- Which P2P payment service should you use?
- How much does a cashier’s check cost?
- What to consider if you’re transferring loan debt
- Compare CD Rates: Synchrony vs. Marcus vs. Ally
- Avoid credit bureaus' products
- Chubb home insurance coverage
- 4. Open the mobile deposit function in your bank app
- How to invest in dividend ETFs
- 5 ways to make money on Instagram
- How to cut your Hawaii vacation costs
- All year
- 6. Ask for forbearance on bills
- Price vs. yield
- Do I have to pay state tax on lottery winnings?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- How to file a tax extension
- QuickBooks Facebook groups
- Which states have an estate tax?
- 6. Memo line
- Best for member satisfaction: AARP/UnitedHealthcare Medicare Part D
- Car title loan alternatives
- Homeowners insurance premiums
- Excursions where you should rely on the cruise line
- How to claim the child tax credit
- How are dividends paid out?
- Best car insurance companies: Our winners
- Should you use bill negotiation services?
- 5. High-yield savings account
- Allstate home insurance coverage
- How to meet your monthly savings goal
- Consider booking your stay with Mileage Plan Hotels
- How a savings account works: withdrawal limits
- Who should make estimated quarterly tax payments?
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- 4. Track your money
- 4. Monitor bank transactions online
- Try a simple budgeting plan
- Average interest checking account rate: 0.08%
- 2. Use your benefits
- Even if you say no, keep the door open
- Best budget auto insurance in Michigan: Geico
- How to get medical bills off credit reports
- Stacking up wins
- 5. Keep your receipt
- What services are available at Walmart MoneyCenters?
- 4. Best Western Dam Square Inn (Amsterdam, The Netherlands)
- Ways to get good value
- Is investing in oil safe?
- The Federal Trade Commission’s budget worksheet
- More about AARP
- What it means for your money
- Other Spirit fees
- How to refinance a car loan with bad credit
- 2. There's no APR because you can’t carry a balance ...
- How do I check my tax return status?
- 3. Point values are high, but be aware of the expiration policy
- Standard deduction 2023
- 3. There is a sign-up bonus
- Pros and cons of crypto loans
- How to unfreeze your credit
- Erie home insurance coverage
- Where to exchange currency outside the U.S.
- Kathy Kristof
- Best in Texas for having few consumer complaints: Chubb
- Serve American Express Prepaid Debit Account
- How to choose a money market account
- You want to be closer to family
- 7. Request a payroll advance
- State Farm life insurance rates
- 3. Don’t ask for too much cash
- Best life insurance company overall: MassMutual
- An alternative to chasing the best stocks
- QuickBooks community forum sites
- 7. Bank name
- When is the next Powerball drawing?
- What if you're priced out of homebuying?
- How to cancel subscriptions on your Mac
- Goodbudget, for hands-on envelope budgeting
- CASH BACK CREDIT CARDS
- Rental car insurance vs. your own auto insurance
- Pay yourself back later
- Use Money & Miles to book your trip
- 4. Will you need to make a return?
- Does the Fed rate affect FDIC insurance?
- Top credit cards that offer preapproval without a hard pull
- How to limit graduate school student loan debt
- 3. It's the year of the brick-and-mortar
- How do streaming services fit into your budget?
- 4. Peer-to-peer lending
- More details about Synchrony CDs
- 3. There's a modest but easy-to-snag sign-up bonus
- How to choose the best high-yield savings accounts
- 3. Break it down
- 5. Take clear pictures of the check with your mobile device
- Is Net 30 right for your business?
- Why you’d want the American Express® Gold Card
- 1. High-yield savings accounts
- How much do index funds cost?
- Credit cards help you track spending
- 4. Your account is available immediately upon approval
- Can you get a business credit card with no business income?
- What doesn’t impact your life insurance premium
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- The life insurance underwriting process
- Saver’s credit rates for 2023
- What is the current unemployment rate?
- Which card should you get?
- 5. Know the bank’s timeline
- How to get a home equity loan
- How much is car insurance in my state?
- Prepare for additional supervision and appraisals
- Where Squarespace wins
- What do I need to fill out Form 1040?
- Understanding the oil markets
- APR vs. APY: What’s the difference?
- Additional QuickBooks resources
- 8-9. Routing and account number
- How does a HELOC work?
- Frugal DIY project tips
- 6 types of dividends
- How to determine if a Southwest card is worth it
- 6. Investing for teens
- Why haven't I received my tax refund?
- Know the limits of credit monitoring services
- 4. Pocket your tax refund
- Are Walmart MoneyCenter services worth it?
- Money market accounts vs. other accounts
- How much should you spend on a mattress?
- 8. Take a loan from your retirement account
- April
- Best Texas car insurance for customer complaints: Chubb
- How to invest in dividend stocks
- How do you delay or stop a check payment?
- What to watch for with multiple business bank accounts
- 10 largest lottery jackpots
- For Medicaid beneficiaries
- Most popular cash back card reviews
- Buying bundles: Just For You and Bundle It
- Bank of America® Customized Cash Rewards credit card
- Other ways to book rewards on Alaska Airlines
- What is a business cash management account?
- What to do if you notice signs your boss wants you to leave
- How many banks have collapsed?
- Take advantage by choosing a high-yield account
- OpenSky® Secured Visa® Credit Card
- 3. Research mortgage lenders
- Is unemployment rising or falling?
- Standard deduction 2024 (taxes filed 2025)
- What if I lose the cashier's check?
- What to consider when opening CDs
- Why is the IDR account adjustment happening?
- 5. Bruntsfield Hotel, World Elite (Edinburgh, Scotland)
- You're prepared to create a new support network
- State Farm customer complaints and satisfaction
- Should I take a lump sum payment or annuity payments?
- Diversifying with index funds
- More ways to take charge of your budget
- 5. It’s one of several ways you can pay for medical expenses
- What states are increasing minimum wages in 2024?
- Average cost of term life insurance by age
- Additional child tax credit
- 5. Can you pay with cash?
- 3. ... But it will still cost you to hold the card
- Covering your spouse under your solo 401(k)
- Long-term investment vs. short-term investment examples
- Are P2P payments safe?
- 4. Customers need to be in the loop
- What’s next?
- Is my money safe in a high-yield savings account?
- How do you get a crypto loan?
- Best car insurance in Michigan for having few customer complaints: The Hanover
- 5. Pay your IRA first
- 9. Borrow against life insurance
- Why is the 10-year Treasury yield important?
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Additional Medicare Part D companies
- The long straddle
- If you're considering the Marriott Bonvoy Business® American Express® Card
- W-4 form 2024
- Other cash back card reviews
- Embrace: Best pet insurance for many ways to save
- Hack your IRA
- Allstate home insurance rates
- Determining if a monthly fee is worth it
- How much to keep in your savings account
- Get more help with monthly budget planning
- 3. EarnIn: Best for large advances
- Saver’s credit rates for 2024
- 6. Rebounding from bank account fraud
- 5. Online savings accounts
- 4. You’ll receive an instant card number upon approval
- Where to avoid exchanging currency
- Kristin Wong
- Discounts
- How long do medical bill collections stay on your credit reports?
- 6. Confirm the check details and complete the deposit
- Mattress-buying tips
- 4. Consider a co-signer
- Managing expectations
- How to set up multiple business bank accounts
- What is the difference between an inheritance tax and an estate tax?
- Interest rate
- How to reactivate a subscription on your Apple device
- Do high-yield savings account rates change?
- How to invest in AI stocks
- How to calculate the unemployment rate
- Cheap full coverage insurance for different drivers
- Are home equity loans a good idea?
- More about Synchrony Bank
- What will count toward IDR forgiveness?
- Erie home insurance rates
- Download Form 1040
- 10. Use a credit card cash advance
- Where State Farm stands out
- Who is a qualifying relative?
- Best life insurance company for applicants with HIV: Guardian
- Can you use a business credit card for personal expenses?
- 7. Roth IRA
- Pros and cons of jumbo loans
- Benefits of a business cash management account
- How to calculate quarterly estimated taxes
- Estimate your 2024 IRS tax refund date
- How to open a solo 401(k)
- Upgrading with cash
- 4. It’s a great deal for Ulta salon clients …
- How to safely make and receive P2P payments
- 3. Redeem miles strategically
- Do the math on high-yield savings
- Skip currency exchange: Use a credit or debit card
- Best homeowners insurance in Texas for consumer experience: Nationwide
- 7. Keep the check until it's processed
- ONE VIP Visa Prepaid Card
- 6. Best Western Mornington Hotel (London, U.K.)
- May
- Best Texas car insurance for ease of use: Farmers
- LLC payroll taxes
- How tax extensions work if you owe taxes
- Are there more sustainable investments than oil?
- How compound interest works
- Frugal home expenses tips
- Best car insurance in Florida for ease of use: State Farm
- Types of stock classes
- How do I avoid paying baggage fees on Spirit Airlines?
- Standard deduction for those 65 or older
- Average certificate of deposit rate: 1.81% for one-year CDs
- 4. You can shop instantly after you are approved for the card
- What are fleet cards?
- 5. Carrying a balance could be costly
- Doing great
- 11. Look for a payday alternative loan
- Are 10-year Treasury notes a good investment?
- Where State Farm falls short
- How do I deal with lottery taxes?
- Quick start guide: How to invest in index funds
- 10. Signature
- Minimum wage increases
- When to expect your child tax credit refund
- How to find the 2024 W-4
- Credit union personal loan rates
- Alternatives to savings accounts
- 4. You may qualify for perks, but not rewards
- Calculating the value of the saver's credit
- 4. Get preapproved for a home loan
- What is the labor force participation rate?
- Cashier’s check vs. certified check vs. money order
- How to freeze your child’s credit
- Consumer complaints
- How to keep medical bills from hurting your credit
- 2. Certificates of deposit
- Credit cards help build credit
- How to give two weeks’ notice
- Average cost of whole life insurance by age
- 8. Special needs trust
- Next steps:
- Discounts
- The bottom line
- 5. Supply chain, hiring woes continue
- Should you list the job on your resume?
- Best Michigan auto insurance for ease of use: State Farm
- Why you’d get both
- Which Form 1040 schedules should I use?
- More about State Farm life insurance
- How to reduce or avoid the federal estate tax
- What is the median household income in the U.S.?
- Choosing the right stocks for you
- Why did First Republic Bank fail?
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- How to find AI ETFs
- How quickly do P2P payments post to the recipient's account?
- 5. It can be expensive to carry a balance
- 6. High-yield checking accounts
- How do I grow my home's equity?
- How do fleet cards work?
- Lynnette Khalfani-Cox
- Consumer experience
- 12. Get a personal loan
- 5. Use collateral to secure the loan
- Best for extra benefits: Anthem Medicare Supplement Insurance
- How tax extensions work if you're due a refund
- HELOC requirements
- EveryDollar, for simple zero-based budgeting
- 4. Varo: Best for existing bank customers
- Where's my 2024 state tax refund? Track your status
- 5. Submit your application
- How much is car insurance by company?
- Will parent PLUS loans qualify?
- Shopify vs. Squarespace: Pricing
- Full list of the best home insurance companies in Texas
- 7. Best Western Plus Hotel Universo Rome (Rome, Italy)
- How do you buy 10-year Treasury notes?
- Is APY variable?
- Days in the cycle
- Tips for booking through a third party
- For the uninsured
- 2024 child tax credit news update
- Do I have to update my W-4 every year?
- TRAVEL CREDIT CARDS
- Five steps to opening an investment account for your kid
- Drawbacks of a business cash management account
- With inflation, why put money in any savings account?
- 5. You may qualify with no Social Security number
- 5. ... But beware the ugly interest rate
- What are the risks of crypto loans?
- June
- Full list of the best car insurance companies in Texas
- The bottom line
- Best life insurance company for consumer experience: Northwestern Mutual
- When not to use a credit card
- If you inherit or bequeath something, watch out for capital gains tax
- The long strangle
- Full list of the best car insurance in Florida
- Secure 2.0 changes: Saver's match
- Book an award flight instead
- What do P2P payments cost?
- How can I avoid cashier's check fraud?
- When should you freeze your credit?
- Consumer complaints
- Issues with double-deck plane seats
- 3. Bonds
- 13. Rent out a room
- LLC self-employment taxes
- How many tax extensions can you file?
- How to get a home equity line of credit
- Managing subscriptions could help your budget
- Consumer complaints
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- 17. Consolidate your debt
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- Best life insurance company for permanent life insurance: Pacific Life
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- What is the $500 credit for other dependents (ODC)?
- Are dividends taxed?
- If you're ready to start a budget
- Shopify vs. Squarespace: Which is right for your business?
- 18. Refinance your student loans
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January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.