Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- Compare types of bank accounts
- The parts of Medicare
- Still deciding on the right carrier? Compare Medigap plans
- Life insurance buying guide
- What is a lady bird deed?
- What is a W-4?
- Ready to get started? Here's what to do next
- See how to get your business started quickly
- What are lithium stocks?
- What is mortgage pre-qualification?
- What is stock trading?
- What is modified adjusted gross income (MAGI)?
- What is a budget planner?
- 6 steps to opening a Roth IRA
- What is a charitable donation?
- See CD rates by term and type
- What is a bond?
- Dividend definition
- What is a mortgage refinance?
- What factors determine mortgage rates?
- What is tax-loss harvesting?
- What's an investment strategy?
- Find the right Medicare Supplement Insurance plan
- Betterment is best for:
- Wealthfront is best for:
- What is a REIT?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Medical expense deduction 2023
- Estate planning checklist
- What is a cheap stock?
- Renewable energy stocks
- What is the CSS Profile?
- Determining how much mortgage I can afford
- What is the Fed funds rate?
- What is a credit freeze?
- High-dividend ETFs may generate income
- What is an index fund?
- What is an ESG fund?
- ETFs for beginners
- Roth IRA taxes
- What is YouTube Premium?
- Best bank stocks by one-year performance
- Betterment vs. Wealthfront: Which is right for you?
- The best pet insurance companies at a glance
- What is a savings account?
- Savings accounts
- Capital gains tax on stocks: Do you have to pay?
- 7 of the best apps to make money
- How Eats Pass works
- When Medicare Advantage isn't the right plan
- What you need to open a bank account
- 7 best-performing AI stocks
- 1. Certificates of deposit (CDs)
- Are free credit monitoring services any good?
- Best Prepaid Debit Cards
- Best ETFs as of April 2024
- What is VIX?
- What is neurodiversity?
- Why are Breeze flights canceled
- What is accounts receivable factoring?
- How does non-dilutive funding work?
- How much are United miles worth?
- What is MAGI used for?
- What are Vanguard index funds?
- How much are taxes on lottery winnings?
- What is fixed-income investing?
- What is a high-deductible health plan?
- How to get Aeroplan points
- Impact investing definition
- Tips for making returns
- Mortgage rate factors that you control
- How much does a wire transfer cost?
- Roth IRA pros and cons
- Policies vary by issuer
- How much is YouTube TV a month?
- The biggest U.S. frequent flyer programs
- What are 'travel purchases'?
- Why is having a low credit utilization important?
- Refinance to a lower rate
- Seven steps to basic estate planning
- How it works
- 50/30/20 budget calculator
- Check your eligibility
- 1. Set your budget
- Does homeowners insurance cover trampolines?
- Who should submit the CSS Profile?
- 1. Start investing as early as possible
- Average car loan interest rates by credit score
- How many bank accounts should I have?
- How startup funding works
- How to make your Air Canada seat selection
- What is the typical down payment on a house?
- 1. Get help with utility bills and groceries
- January
- What is GoodRx?
- Where to buy bonds
- How do LLC taxes work?
- The best car insurance
- Pros of booking through online travel agencies
- 40 best startup business ideas
- Step 1: Check your credit
- Most profitable small businesses
- What is long-term care insurance?
- Roth IRA contribution limits 2024
- Financing options for people convicted of felonies
- Best lithium stocks
- What are United PlusPoints?
- Best-performing marijuana stocks
- Activate quarterly 5% rewards categories
- What is a growth stock?
- California state income tax brackets and rates
- What types of passport services are available?
- The best budget apps
- Ask questions
- Cheap one-day tickets for Universal Studios
- Types of Navy Federal business loans
- An overview of Delta Premium Select’s benefits
- Create a budget plan that works for you
- Banks aren’t obligated to report
- Capital One CD rates
- How do CDs work?
- How does refinancing work?
- Auto insurance
- What is a single-member LLC?
- Betterment at a glance
- Wealthfront at a glance
- Best Priority Pass credit cards
- 1. Sell spare electronics
- Best banks and credit unions
- What is Frontier Airlines like?
- Best-performing REIT stocks: April 2024
- Qualifications for a loan to buy a business
- What are the traditional IRA distribution rules?
- What is Clear?
- What happens if FedLoan was your servicer?
- Best ways to consolidate credit card debt
- Medicare Part C and D: What's different?
- How does a lady bird deed work?
- How to find your way around an airport
- How kid and teen banking apps work
- The top 10 cleaning franchise opportunities
- 5 of the best index funds tracking the S&P 500
- What is the gift tax?
- How much does the abortion pill cost?
- Passport photo clothing requirements
- A
- Factors affecting cost
- Who sets the Federal funds rate?
- Best day to book a flight
- What is a hard inquiry?
- When do I need to buy insurance for my new car?
- How to invest in mutual funds
- Category: Best balance transfer credit card
- Late winter and early spring
- How to use the pre-qualification calculator
- Best fleet fuel cards
- Where to find auto equity loans
- Best-performing ESG funds
- Calculator: Convert United miles to dollars
- The cheapest renters insurance in Florida
- How do credit union loans work?
- How to change business bank accounts
- How much is YouTube Premium?
- Are charitable donations tax-deductible?
- How much does it cost to convert a term policy?
- Best Medicare Supplement Insurance companies
- What is Disney Park Hopper?
- Key findings
- 1. You won't earn rewards
- Biggest life insurers in the U.S.
- How to Refer a Friend for a Capital One card
- International roaming plans: postpaid
- 1. Know your bank’s mobile check deposit requirements
- It's not a done deal
- Average savings account rate: 0.46%
- The best Marriott resorts in the U.S. for beachgoers
- Are WebBank credit cards good?
- How the cards compare
- What kind of medical expenses are tax deductible?
- What is the 10-year Treasury?
- Do you pay taxes on stocks you don't sell?
- How to invest in stocks in 6 steps
- The best money-making apps
- How much do Instagram influencers make?
- When should I submit the CSS Profile?
- Finding the best credit monitoring service for you
- What is the standard deduction?
- Your own insurance usually comes first
- Travel trends among U.S. travelers
- The basics of VIX
- 11 best investments right now
- 1. Learn your cash-flow cycle
- How to make money online
- What is the Student Aid Report?
- How to freeze your credit with all 3 bureaus
- 7 high-dividend ETFs
- How to find your EIN
- Breakdown of central air costs
- How much does accounts receivable factoring cost?
- Types of non-dilutive funding
- How do index funds work?
- How to upgrade your American Express card
- What is a business credit score?
- Roth IRA taxes on earnings
- Best no medical exam life insurance for April 2024
- How will Homes & Hideaways by Hyatt work?
- Summary of cash advance apps
- How to track your refund status with ‘Where's My Refund?’
- How tax-loss harvesting works
- 9 popular investment strategies
- In short: 3 revenue sources
- What are bank stocks?
- Banks that offer joint business accounts
- 2. Sell your gift cards
- Apply for TSA PreCheck
- Wells Fargo Active Cash® Card
- Which airlines have free checked bags?
- Why you need a savings account
- How to lower your credit utilization
- ASPCA: Best pet insurance for broad coverage
- What is the 50/30/20 rule?
- What does the value of Hilton points mean?
- How are dividends taxed?
- Why is it good to have multiple bank accounts at different banks?
- The best metal credit cards
- How Pay Over Time works
- 22 popular tax deductions and tax breaks
- ETF advantages and disadvantages
- 2. Find money for child care
- What is Breeze Airways’ cancellation policy?
- What is the current Fed interest rate?
- Federal tax brackets and tax rates
- Types of ETFs
- Top credit cards you can use instantly after approval
- Compare medication costs
- Impact investing vs. socially responsible investing
- 1. Estimate retirement income needs
- Stores with some of the best return policies
- Wire transfer fees by financial institution
- Banking
- Definition
- How is PMI calculated?
- Personal loans from online lenders
- TransUnion credit freeze online
- Which withdrawals avoid the 10% penalty?
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Where to buy Treasury bonds, notes or bills
- When you can change plans
- Cheap car insurance
- Best-performing cheap stocks
- Ethos life insurance
- What kind of financial aid can I get with the CSS Profile vs. the FAFSA?
- What are 55+ communities?
- Our take
- How is VIX calculated?
- How to fill out a W-4
- How does the abortion pill work?
- How neurodiversity affects your finances
- Roth IRA contribution deadline
- Why marijuana stocks are unique and risky
- Best senior-specific plans
- Lottery tax calculator
- YNAB, for hands-on zero-based budgeting
- More details about Capital One CDs
- What are dividend stocks and why buy them?
- What is Singles Day?
- Factors to consider
- 3. Pawn something
- The outlook doesn’t look good
- What is a secured card?
- Frontier Miles, Frontier’s loyalty program
- What can I add on to YouTube TV?
- Best-performing REIT mutual funds: April 2024
- Know your options
- How to choose the best crypto wallet
- What you need to know about savings accounts
- Why the Chase Sapphire Reserve® wins by a nose
- Other rules for the medical expense deduction
- Refinance to a longer term
- Rental housing built in the construction boom comes to market
- How many Instagram followers do you need to make money?
- Prescription drug coverage with Medicare Part C
- 2. Cash management accounts
- New travel patterns
- What is the dividend tax rate?
- Bluebird by American Express
- Best educational kid banking apps
- 1. Make sure it’s legal
- How much money do I need to buy a house?
- Best day to fly
- How does a hard inquiry affect your credit score?
- Lithium stock ETFs
- Why invest in index funds?
- Types of stock trading
- United MileagePlus Miles value over time
- Best-performing growth stocks
- What do lenders gain from reporting?
- Our take on financial fears
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- How tax-deductible donations work
- Types of bonds
- Dapps vs. centralized services
- 1. Brigit: Best for budgeting tools
- How to set up a single-member LLC
- 2. Earning rewards through the membership program will cost you
- How much is PMI?
- 2. Confirm the check amount is within mobile deposit limits
- The best homeowners insurance companies of 2024
- Available credit cards and their terms
- 2. Shop for a loan
- Why should I invest in renewable energy?
- Are auto loan interest rates rising?
- Types of startup business funding
- General travel credit cards
- Air Canada seat selection fees
- How the annual gift tax exclusion works
- Dress code tips for passport photo
- February
- 2. Urge your customers to pay on time
- Who is GoodRx best for?
- How LLCs pay income taxes
- Information you need to freeze your credit
- Holiday weekends
- The best renters insurance in Florida
- How do Vanguard index funds work?
- How we ranked the top life insurers
- Chase Sapphire Preferred® Card
- Benefits of fixed-income investments
- Best credit union personal loans for 2024
- When to refinance a mortgage
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Best-performing REIT ETFs: April 2024
- But ripple effects may eventually reach you
- Our take
- 1. If you book stays through HomeAway, VRBO or VacationRentals.com: 'Real Estate Agents and Managers – Rentals'
- What kind of medical expenses are not tax deductible?
- Citi Simplicity® Card: Forgiveness for the forgetful
- What is the 10-year treasury yield today?
- How are stocks taxed?
- What should homeowners do to make sure they're covered?
- If you pay for a credit monitoring service
- Purchases that qualify
- 3. Recover unclaimed money
- 2. Double-check your insurance
- Step 2: Pre-qualify and compare offers
- Can you live off ETF dividends?
- How to get auto insurance before buying a car
- Neobanks: Their role, disadvantages and benefits
- Are paid surveys worth it?
- What’s behind the pre-qualification calculation?
- How are business credit scores calculated?
- ESG ETFs: The cheapest ESG funds
- How to buy an ETF
- Roth IRA taxes on withdrawals
- How do lottery taxes work?
- High-deductible health plans and HSAs
- What to expect: Delta Premium Select
- Basics of the new Aeroplan Rewards program
- What to consider when opening CDs
- More about life insurance riders
- Pandemic was not the only stumbling block
- 4. Work today for fast cash today
- Making referrals: Caveats and considerations
- What to consider when choosing a frequent flyer program
- 3. Endorse the check
- 8 best hot wallets
- How to find cheap stocks
- How to monetize your Instagram with fewer followers
- Ethos life insurance policies
- How much financial aid will I qualify for with the CSS Profile?
- Assess what the community offers, and what you may miss
- How the standard deduction works
- Where to look for information
- VIX and volatility
- How does accounts receivable factoring work?
- Roth IRA income limits 2024
- How do United miles compare with other airlines?
- Our take on life insurance
- How much is YouTube Music?
- Bump-up CDs
- Average annual PMI premium
- Learn about more life insurers
- Apply for Global Entry
- Clear’s bag drop service
- Savings accounts with strong APYs can help your money grow
- Certificates of deposit
- Apply for mortgage forbearance
- What are the exceptions?
- Pros and cons of a lady bird deed
- Price pressures
- What are qualified dividends?
- How to use average car interest rates
- 3. Decide if you’ll rent to friends or strangers
- C
- 3. Turn your inventory quickly
- Average cost of tires
- Where can you get the Student Aid Report?
- What is a soft inquiry?
- Why buy long-term care insurance?
- Category: Best airline credit card
- How to choose marijuana stocks
- Other ways to borrow against your car
- More about the best renters insurance companies in Florida
- Use tax-advantaged benefits when you can
- Multi-day park admission deals
- What to do if your bank isn’t reporting an account
- 2. Consider common rules of thumb
- Determining your income tax liability
- When will I get my 2024 tax refund?
- How big is Singles Day?
- 3. Online or AFK, it’s only accepted at GameStop
- PMI calculator help
- Other factors to consider
- Understand the risk
- Historical national rates
- How to claim the medical expense deduction
- The single-family home rental market still lags
- 3. High-yield money market accounts (MMAs)
- Why is it bad to have multiple bank accounts at different banks?
- What mortgage can I afford?
- Learn more
- What is an index?
- How to trade stocks
- Are Vanguard index funds a good investment?
- How to find growth stocks
- Use a budget planner
- See CD rates by bank
- Are dapps really decentralized?
- Dividend vs. growth stocks
- Credit cards
- 1. Buy a big (and I mean really big) boat
- 5. Seek community loans and assistance
- TransUnion credit freeze by postal mail
- International roaming: prepaid
- How do REITs work?
- What do student loan servicers do?
- AvantCard Credit Card
- 3. Determine other ownership costs
- An easier approach: ESG funds
- Prescription drug coverage with Medicare Part D
- What are AI stocks?
- Median down payment by age
- 4. Get down payment assistance for a home
- March
- What to do if Breeze cancels your flight
- How much is new car insurance?
- How to downgrade your American Express card
- Roth IRA taxes vs. traditional IRA taxes
- Impact investing strategy
- More about Capital One
- Long story: It's complicated
- Find the best life insurers
- How much is YouTube TV for 1 year?
- Our tips
- 2. If you’re going on a family road trip: 'Motor Home and Recreational Vehicle Rental'
- Are there fees with Eats Pass?
- Decide what type of account you want: checking vs. savings
- 5 ways to make money on Instagram
- 2. Decide how much to invest
- Avoid credit bureaus' products
- 4. Negotiate with your vendors and customers
- What to watch for when you buy bonds
- Standard deduction
- Best car insurance companies: Our winners
- How to invest in dividend ETFs
- For credit and savings
- All year
- Do personal credit scores affect business credit scores?
- When is the best time to use United miles?
- Best no-exam life insurance policies in 2024
- Pros and cons of a high-deductible health plan
- Our tips
- 2. Empower: Best for fast cash
- 2024 tax refund schedule
- 4. It doesn’t have an annual fee, ideal for your XP
- 6. Ask for forbearance on bills
- The business of Airbnb isn’t business travel
- Receiving credit card offers post-bankruptcy
- Referral bonus annual limits
- 4. Open the mobile deposit function in your bank app
- Episode transcript
- How a savings account works: withdrawal limits
- Apply for loan modification
- Price vs. yield
- Do the math
- Ethos life insurance rates
- Decide if HOA fees are affordable and worthwhile for you
- Factors at play
- Potential drawbacks
- 4. Know what to charge
- What should you do with your Student Aid Report?
- What happens when the Fed raises interest rates?
- Will I qualify for accounts receivable factoring?
- What’s the difference between pre-qualification and preapproval?
- Do I have to pay state tax on lottery winnings?
- California income tax deadlines and extensions
- Cheap cell phone plans from brands owned by the big three
- Is YouTube Premium worth it?
- Should you book Homes & Hideaways by World of Hyatt?
- How are dividends paid out?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Personal loans from credit unions
- REITs' average return
- Which airlines offer free carry-on bags?
- Average interest checking account rate: 0.08%
- How can homeowners avoid trampoline claims?
- Serve American Express Prepaid Debit Account
- Standard deduction 2023
- What to ask your credit card issuer
- What are the potential drawbacks of GoodRx?
- How to unfreeze your credit
- What to know if you take online surveys
- How much does it cost to buy Vanguard index fund shares?
- Use a case manager
- Sole proprietorship taxes: Special deductions
- How do I check my tax return status?
- How to shop on Singles Day
- Step-up CDs
- Who can open a joint business account
- 7. Request a payroll advance
- TransUnion credit freeze by phone
- Borrow for the right reasons
- 3. If you’re going to Disneyland or Six Flags: 'Amusement Parks, Carnivals, Circuses, Fortune Tellers'
- There may be fewer new construction projects to come
- 4. Find the right car for you
- How much does it cost to submit the CSS Profile?
- 4. Peer-to-peer lending
- How do Hilton points compare to other hotel programs?
- Gift tax limit 2024
- Can I buy VIX?
- Is Plan B an abortion pill?
- How can you improve your relationship with money?
- 1. High-yield savings accounts
- 5. Use a written lease
- Remember car insurance
- ESG benefits
- Blue Cash Preferred® Card from American Express
- Goodbudget, for hands-on envelope budgeting
- Risks of fixed-income investments
- What are the best dapps?
- Pros and cons of investing in bank stocks
- How does Disney Park Hopper work?
- 2020 buyers found homes in short supply
- 5. Carrying a balance can inflict damage over time
- How to choose a life insurance company in 2024
- Does YouTube TV allow password sharing?
- Accepting a Capital One referral: Caveats and considerations
- Applying for a loan to buy a business
- 5. Take clear pictures of the check with your mobile device
- How it works
- How are dividends taxed?
- Ethos customer complaints
- Consider the resale and inheritance implications
- How do you set up a lady bird deed?
- 5. Find tax credits for health insurance
- 5. Consider invoice financing.
- Cons of booking through online travel agencies
- Hard credit inquiry or soft inquiry?
- Pros and cons of non-dilutive funding
- How much do index funds cost?
- Fly within North America from 6,000 points each way
- How does impact investing work?
- 3. Use a retirement calculator
- Repairing credit after bankruptcy
- Apply for Clear (maybe)
- Lifting a TransUnion credit freeze
- Oportun Visa Credit Card
- Episode transcript
- Eliminate mortgage insurance
- Citi® Diamond Preferred® Card: 0% intro APR period, but much less forgiving
- Know the limits of credit monitoring services
- Top 3 index funds for the Nasdaq-100
- Average down payment by state
- April
- E
- Labor costs
- How to find another company's EIN
- How much insurance do I need for a new car?
- Category: Best credit card for college students
- How much should you spend on a mattress?
- What is a good business credit score?
- Should you buy growth stocks?
- Working YouTube Premium costs into your budget
- 6 types of dividends
- Why haven't I received my tax refund?
- Mortgage rate factors beyond your control
- 2. Buy a private jet
- 8. Take a loan from your retirement account
- Types of REITs
- More travel categories
- CD vs. high-yield savings account: At a glance
- Cooling rents still aren’t showing up in inflation data
- What if you can't get Medigap?
- More about Ethos life insurance
- Why should I still submit the FAFSA?
- 3. Open an investment account
- Does FDIC insurance cover multiple accounts at the same bank?
- Standard deduction 2024 (taxes filed 2025)
- Where can I get an abortion pill?
- 6. Apply for college grants
- 6. Pay your taxes
- How to rebook
- What else will change for tax year 2024?
- How is factoring receivables different from accounts receivable financing?
- Do pot stocks deserve a spot in your portfolio?
- You'll likely forgo a welcome bonus
- Can United miles be used on other airlines?
- Do I have to pay California state tax?
- Find your community
- Is a high-deductible health plan right for you?
- How to switch business checking accounts within your current bank
- What’s next?
- What does this mean for you?
- How to apply for a joint business bank account
- Does YouTube TV offer offline viewing?
- Bank of America® Customized Cash Rewards credit card
- Establish credit before you're desperate
- How to get an Uber Eats Pass for free or a discount
- Find a bank that suits your needs
- Arrange to finance the purchase
- Gift tax limit 2023
- 6. Compare cash-flow loans
- How does the Fed raise interest rates?
- Diversifying with index funds
- Does pre-qualification affect your credit score?
- How much is renters insurance in Florida?
- Should I take a lump sum payment or annuity payments?
- Cheap cell phone plans from brands that resell network service
- Domestic vs. international fees
- 9. Borrow against life insurance
- I don’t need no stinking badge
- What did FedLoan Servicing do?
- How much to keep in your savings account
- Why is the 10-year Treasury yield important?
- When do you have to pay taxes on stocks?
- Embrace: Best pet insurance for many ways to save
- Get more help with monthly budget planning
- 5. Contact the seller or visit a dealership
- How to complete the CSS Profile
- 5. Online savings accounts
- How to convert Hilton points to dollars
- W-4 form 2024
- 7. Think about the future
- F
- Step 3: Choose your lender and loan
- Mattress-buying tips
- MAGI vs. AGI: What's the difference?
- How to make an appointment at a passport agency
- Is impact investing a good idea?
- How do bonds work?
- 3. EarnIn: Best for large advances
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Another option: Build a CD ladder
- 6. Confirm the check details and complete the deposit
- How to open a savings account or CD
- How to make a claim
- How to invest in AI stocks
- Dividend tax rate 2023
- What should I do if I want to insure more than $250,000?
- How to get a refund
- How long-term care insurance works
- For credit building
- When to switch business bank accounts
- 4. Revisit regularly
- How much are Disney Park Hopper tickets?
- Prospective buyers optimistic about 2021
- 3. Buy a house. Heck, buy houses for all your friends.
- Personal loans from banks
- 10. Use a credit card cash advance
- Does YouTube TV fit in your budget?
- Other ways to skip baggage fees
- Plan ahead — demand is high
- Alternatives to a lady bird deed
- ONE VIP Visa Prepaid Card
- How the lifetime gift tax exclusion works
- What states banned abortion?
- May
- How to calculate your modified adjusted gross income
- How to qualify
- Fly to Hawaii from 12,500 points each way
- Take advantage of nontraditional return options
- Estimate your 2024 IRS tax refund date
- Additional costs for international wires
- Compare the best savings and money market accounts
- 7. Keep the check until it's processed
- Gemini Credit Card
- Important Treasury Bond Terms
- State thresholds for the medical expense deduction
- Most rent remains unaffordable
- When to consider adding additional insurance to your rental
- Change your repayment plan
- Is Uber Eats Pass worth it?
- What to expect when you open your new account
- Standard deduction for those 65 or older
- Budgets loom
- Watch out for scams
- Mortgage and refinancing benefits
- LLC payroll taxes
- What is the Federal Reserve Board?
- How do I find an accounts receivable factoring company?
- Understanding the American Express card families
- How to increase your pre-qualification amount
- What are fleet cards?
- Best value plans
- Average cost of renters insurance in Florida by city
- What is California's standard deduction?
- Impact investing examples
- 11. Look for a payday alternative loan
- Who should avoid Frontier Airlines?
- Average certificate of deposit rate: 1.81% for one-year CDs
- How to complain about FedLoan Servicing
- Alternatives to savings accounts
- Are 10-year Treasury notes a good investment?
- How to find the 2024 W-4
- 2. Certificates of deposit
- G
- How to freeze your child’s credit
- How to change or cancel an EIN
- Other Roth IRA rules
- Become a marijuana stock investor
- Quick start guide: How to invest in index funds
- The most popular surveys for cash apps
- How do I deal with lottery taxes?
- Universal vacation packages
- Doing the math on HDHPs
- Credit union personal loan rates
- Where to get a loan to buy a business
- What are the required minimum distribution rules for a traditional IRA?
- What is net investment income tax?
- 6. Inspect and test-drive the car, if applicable
- 4. Pick an investment strategy
- Dividend tax rate 2024
- More reading about ETFs
- More U.S. passport photo requirements
- Credit card and travel insurance that can get your money back
- How to choose the best ESG funds for you
- How did we determine the value of United miles?
- Growth stocks vs. dividend stocks
- Citi Custom Cash® Card
- Other ways to cut wire-transfer costs
- How to buy bank stocks
- Other special types of CDs
- Compare the best CD accounts
- Lingering questions
- How to find AI ETFs
- 6. High-yield checking accounts
- What percent down payment do you need for a house?
- Tips to find cheap flights any day of the week
- Step 4: Gather loan documents
- Getting the most from your pre-qualification limit
- How do fleet cards work?
- Finalize preparations for tax day, April 15
- What part of my income gets taxed by California?
- What to expect: Delta Comfort Plus
- What to know about holiday return policies
- 12. Get a personal loan
- Set and stick to a repayment plan
- The U.S. needs way more rental housing
- Close your old account, if needed
- H
- 3 tips to control central air conditioning installation costs
- Is accounts receivable financing a good idea?
- How previously incarcerated people can strengthen their loan application
- How to earn United PlusPoints
- How do you buy Vanguard Index fund shares?
- U.S. passport agency locations
- EveryDollar, for simple zero-based budgeting
- Things to consider
- Claiming tax-deductible donations on your tax return
- How to file your sole proprietorship tax returns
- 4. Varo: Best for existing bank customers
- Where's my 2024 state tax refund? Track your status
- How much does it cost to refinance a mortgage?
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Remote work and school shape wish lists
- 4. Give it away
- If you’re considering flying Frontier Airlines
- Purchase upgraded airfare with priority lane access
- How do you buy 10-year Treasury notes?
- If you're considering booking a rental car with your American Airlines card
- How to report dividend income on your taxes
- Best free kid banking apps
- 2024 lifetime gift tax exemption
- Do I have to update my W-4 every year?
- Can I take my own passport photo?
- June
- What to know about Florida renters insurance
- The 5 Cs of credit
- Fly to Hawaii in business class from 25,000 points each way
- Capital loss deduction
- Compare the best checking accounts
- How to settle a dispute with FedLoan Servicing
- More on WebBank
- Why you might prefer the Capital One Venture X Rewards Credit Card
- How to pay lower taxes when selling stocks
- 3. Bonds
- When should you freeze your credit?
- Types of fixed-income investments
- Florida resident discount for Universal Orlando Resort
- Are Roth IRAs safe?
- 13. Rent out a room
- The bottom line
- Want more context?
- 7. Determine which warranties are right for you
- Dress code for a passport picture recapped
- Breeze Airway cancellations recapped
- LLC self-employment taxes
- Am I a resident for California state tax purposes?
- How to get a loan from a credit union
- How to get a tax refund sooner
- Cheaper ways to send money
- Does Disney Park Hopper include parking?
- Summary of pros and cons of personal loan lenders
- Do you pay tax on T-notes?
- How to control your dividend tax bill
- FamZoo Prepaid Card
- Standard deduction for dependents
- How to get Air Canada preferred seats for free
- Online travel agencies can be hit or miss
- How long does it take to get pre-qualified for a mortgage?
- Are bonds a good investment?
- Are mortgage rates the same for all lenders?
- Compare the best banks, credit unions and cash management accounts
- Where to find the best savings accounts
- How to adjust your Form W-4
- How to use United PlusPoints
- Why do I need a business credit score?
- How to switch plans and keep your number
- How to evaluate dividends
- How to find the best refinance rates
- New homeowners face financial challenges
- 5. Buy an island. Or make a movie.
- Alternatives to Roth IRAs
- How to choose a lender
- Shop around and read the fine print
- Next Steps
- Could we be in an AI bubble?
- 5. Understand your investment options
- Who pays the gift tax?
- July
- Cons of a credit freeze
- What are the best Vanguard index funds?
- How to start impact investing
- Tax-loss harvesting rules
- 14. Moonlight as a dog sitter
- The bottom line
- Average money market account rate: 0.66%
- K
- LLC sales taxes
- Step 5: Submit your application and get funded
- How to finance central air installation
- Cost of long-term care insurance
- Can you get a passport in one day?
- Advantages and disadvantages of Navy Federal business loans
- Fly to Europe in business class from 60,000 points each way
- Charitable contributions 2023
- 5. Dave: Best for repayment flexibility
- Shop with confidence
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Single-member LLC taxes
- Compare the best bank accounts for students and kids
- U.S. Bank Cash+® Visa Signature® Card
- 8. Negotiate the best price
- How to fund a startup
- When can't you take the standard deduction?
- Do you pay taxes when you receive a gift?
- How do I get my business credit score?
- Fleet fuel cards: benefits and drawbacks
- Capital One Venture Rewards Credit Card
- Credit union vs. online lender
- 15. Become a rideshare or delivery driver
- Cards with primary coverage
- Air Canada seat selection recapped
- Investor-friendly
- How to manage stock trading risks
- How to decide if Disney Park Hopper is right for you
- Summary of the best banks and credit unions of 2024
- Approved federal student loan servicers
- What’s a good down payment for a house?
- L
- Credit freeze or credit lock?
- Calculating MAGI: Example
- Empower Personal Dashboard, for tracking wealth and spending
- Refinancing a mortgage, step by step
- 16. Cut your insurance premiums
- Figo: Best pet insurance for cats
- Is the gift tax deductible?
- August
- What determines Florida renters insurance rates?
- What is no-exam life insurance?
- As a last resort, contact your member of Congress
- Which is the cheapest credit card with Priority Pass?
- Which card should you get?
- Greenlight Prepaid Mastercard
- How much is my 2023 standard deduction?
- LLC tax forms and deadlines
- 4 key things to know about bonds
- How to use Chase points for flights smartly
- 9. Maximize trade-in value, if applicable
- American Express add-on coverage
- How much is the gift tax rate?
- Who can access your frozen credit reports?
- How can I save on new car insurance?
- Tax advantages of buying long-term care insurance
- If you're looking for how to use United PlusPoints
- Important considerations when opening a Roth IRA
- 6. MoneyLion: Best for existing customers
- Medigap plan types
- Pros of investing in REIT stocks
- M
- How to get a passport in 24 hours
- 17. Consolidate your debt
- The difference between interest rate and APY
- Should you invest in AI stocks?
- Additional help
- Fuel card vs. business gas credit card
- Make the most of your credit cards during spring travel
- California resident discount for Universal Studios
- How can credit cards and elite status improve your overall experience?
- Next steps
- Other lounge access cards
- September
- Best AARP discounts
- What's the easiest way to invest responsibly?
- Alternatives to no medical exam life insurance
- When to file sole proprietorship taxes
- Principles of investment strategies
- Cons of investing in REIT stocks
- 10. Make the purchase
- It pays to know
- The bottom line
- Invest in bonds: next steps
- Are dividends taxed?
- 18. Refinance your student loans
- 2023 vs. 2024 standard deduction
- Common gift tax return triggers
- N
- LLC tax tips for business owners
- U.S. Bank Cash+® Visa Signature® Card
- Hop through Europe from 12,500 points for two destinations
- Stay at a Marriott beach resort with points
- What is credit card consolidation?
- How to buy long-term care insurance
- California state tax credits
- More about buying life insurance as a senior
- Next steps
- 7. SoLo Funds: Best for peer-to-peer cash advances
- 19. Change your cell phone plan
- Investing in REITs: How to get started
- Walmart MoneyCard
- W-4 calculator
- 4. Money market funds
- Become an annual pass holder or season pass holder
- Alternatives to Navy Federal business loans
- When to claim the standard deduction
- October
- Methodology
- PocketGuard, for a simplified budgeting snapshot
- Fixed-income taxes
- Avoid risky loans
- How the FDIC calculates national rates
- How does credit card consolidation work?
- O
- Does your business need a fleet fuel card?
- Where to trade stocks
- Modified adjusted gross income: The bottom line
- Investing
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- 3 best cold wallets
- What else to know about Form W-4
- More about top-rated life insurance companies
- How to invest in fixed-income securities
- P
- Understanding state 'partnership' plans
- If you’re considering an upgrade from Delta Comfort Plus to Premium Select
- 8. Klover: Best for no-fee advances
- What are tax deductions?
- 5. Mutual funds
- November
- Traveler-friendly
- How big is the impact investing market?
- Is a single-member LLC worth it?
- Is consolidating credit card debt a good idea?
- OK, what's next?
- Credit card rewards
- S
- More about buying life insurance with a health condition
- Bank of America® Premium Rewards® credit card
- Disney Park Hopper recapped
- More resources
- Best stocks for beginners
- The bottom line
- Can I still use my credit card after debt consolidation?
- Best pay-as-you-go plans
- Next Steps
- How are impact investments measured?
- MetLife: Best pet insurance for dogs
- Low-fee alternatives to prepaid cards
- 6. Index funds
- Teen-friendly
- Mortgages
- Credit cards for dining
- December
- Florida Office of Insurance Regulation
- Honeydue, for budgeting with a partner
- The bottom line
- Pros and cons of loan apps
- Frequently asked questions
- Best for kid banking on a desktop
- T
- How to track your California state refund
- The bottom line on investing in stocks
- Looking for more insurance in Florida?
- Cheapest car insurance by state
- What are tax write-offs?
- U
- Prime Visa
- Bilt World Elite Mastercard® Credit Card
- California state sales tax
- Prepaid-like options from fintechs: Apple Cash and Cash App
- How do you claim tax deductions?
- How to make money from home
- Migrant-friendly
- Budgeting resources from NerdWallet
- Military discounts
- Other apps to consider
- 7. Exchange-traded funds
- 5 things to know about California state tax
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Other home insurance companies to consider
- Airline credit cards
- AAA membership discounts
- Personal loans
- Banks with kid-friendly checking accounts
- Other notable options
- Methodology to identify the best budget apps
- 8. Stocks
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- Best prepaid debit cards: Summary of fees and ATMs
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- Emerging
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- How to get discounted Universal Studios tickets, recapped
- Student loans
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- Methodology
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- 9. Alternative investments
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- Taxes
- Cash advance app star rating methodology
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- 10. Cryptocurrency
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- Full list of the best car insurance companies
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- 11. Real estate
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- Store credit cards
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- Spot: Best pet insurance for straightforward waiting periods
- Options with more style than substance
- Best Buy credit cards
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- How much is pet insurance?
- How to compare homeowners insurance
- How to find the best dog insurance
- Watch out for making money scams
- How to find the best cat insurance
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- How to compare pet insurance companies
- How we ranked the best pet insurance companies
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.