Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- Dividend definition
- Ready to get started? Here's what to do next
- What is a cashier's check?
- What is a budget planner?
- Life insurance buying guide
- About this tool
- What is a Treasury bill?
- What is a REIT?
- What is a CFP?
- Robinhood is best for:
- Acorns is best for:
- Mortgage rates today: Wednesday, April 24, 2024
- Our Take
- What is sales tax?
- 6 steps to opening a Roth IRA
- Find the right Medicare Supplement Insurance plan
- Still deciding on the right carrier? Compare Medigap plans
- Charles Schwab is best for:
- E*TRADE is best for:
- What is a custodial Roth IRA?
- Fidelity is best for:
- What is a W-4?
- What is the FIRE movement?
- When is the best time to pay your credit card bill?
- Checking account vs. savings account
- Definitions: Money Transfer Rates
- What are undervalued stocks?
- See CD rates by term and type
- What is a home equity line of credit?
- What is the earned income tax credit?
- Net worth defined
- Quick tips for where to exchange currency
- 5 Best Ways to Send Money Internationally
- Missing a payment
- Maxing out your credit limit
- Spending more than you can afford to pay back
- Closing a card account without a strategy
- Paying your credit card statements without looking
- How much emergency fund should I have?
- Robo-advisor definition
- What is a 401(k) rollover?
- What is inflation?
- High-dividend ETFs may generate income
- Credit union vs. bank: Differences at a glance
- Investing money is personal
- Regulation D and why it matters
- Inheritance tax definition
- Loosening the grip of tight lending standards
- 1. Invest in your 401(k) and get the matching dollars
- What is a 1099?
- How long does it take to clear a check?
- 1. Genie+
- Work from home jobs often pay more
- The difference between Roth and traditional IRAs
- What are stock simulators?
- ETFs for beginners
- What is homeowners insurance?
- What is a Roth 401(k)?
- What is OASDI tax?
- What is the average cost of groceries per month?
- When do I need a cashier's check?
- 7 of the best apps to make money
- How does Uber work?
- All about the Schumer box
- What to look for in a health insurance plan
- 1. Certificates of deposit (CDs)
- Is GoFundMe taxable?
- Mobile, manufactured and modular homes: What's the difference?
- What is personal liability insurance?
- How much does a wedding cost?
- What are Vanguard index funds?
- Pros & Cons
- How to get paid on YouTube
- Why your credit score matters to lenders
- What is cryptocurrency?
- Best Prepaid Debit Cards
- Is standard repayment right for you?
- JetBlue’s refund policy
- Getting to New York City
- 1. Check in
- How to use a savings goal calculator
- Tips for making returns
- Solar loan calculator
- Who gets more time
- Availability
- What is Global Entry?
- 7 best-performing AI stocks
- What does APY mean?
- What is Founderscard and how much does it cost?
- Can you withdraw money from a 401(k) early?
- 1. Ask the seller to reduce the mortgage rate
- What are IHG Army Hotels?
- What kinds of coupons does Etsy have?
- What are checking and savings accounts used for?
- Snapshot comparison
- United fare classes: The differences
- 10 Best-Performing Vanguard ETFs
- 1. Canadian regulations require compensation for delays over three hours
- Understanding the Clear and Delta partnership
- Making money with Rover
- What is a bounced check?
- How much is a speeding ticket in California?
- Visiting Universal Studios while pregnant
- What is Sam’s Club?
- What is a CD ladder?
- What is the AmEx Trifecta and why should you have it?
- Capital gains tax on stocks: Do you have to pay?
- How to make your Air Canada seat selection
- 40 best startup business ideas
- Why is having a low credit utilization important?
- What is included in a home inspection?
- Can I contribute to a 401(k) plan and a traditional IRA?
- How to use the mutual fund calculator
- Create a budget plan that works for you
- The best car insurance
- When will the IDR adjustment happen if I don’t get automatic forgiveness?
- Why you don’t need a lot of mutual funds for retirement
- A
- What is a multicurrency account?
- 1. Find a payment strategy or two
- 1. Set your budget
- Best banks and credit unions
- 1. New cardholder bonus
- Best-performing REIT stocks: April 2024
- Disappearing act
- How much does an investment advisor cost?
- Robinhood at a glance
- Acorns at a glance
- How does capital gains tax on real estate work?
- What’s in the rule?
- What happened to CPI in March?
- The best budget apps
- Credit union advantages
- E*TRADE at a glance
- What is the child tax credit?
- 1. Online education
- What’s changing for M Life
- How do LLC taxes work?
- Which transactions could be limited under Reg D?
- Custodial Roth IRA rules
- 1. The Centurion Black Card is invitation-only
- Calculate your closing costs
- Average car loan interest rates by credit score
- Fidelity at a glance
- How balance transfers work
- California state income tax brackets and rates
- What is an auto loan hardship program?
- What are closing costs?
- What is an insurance lapse?
- Finding cars sold by private sellers
- APY vs. interest rate: What’s the difference?
- What is second chance checking?
- What is a car insurance declaration page?
- General advice for international money transfers
- Why inflation matters
- B2B marketing strategy
- What are AI ETFs?
- How many points will I need for a stay under the new program?
- Is it illegal to postdate a check?
- Step 1: Check your credit
- How to open a vape shop in 6 steps
- How do CDs work?
- VA streamline refinance
- How to check passport application status
- January
- Bilt airline and hotel transfer partners
- Why you'll like the Apple savings account
- Frugal food tips
- Nationwide frequent parking programs
- What is my net worth?
- Where to find information for the calculator
- Unsecured cards that are OK options
- What is the gift tax?
- What is a state income tax?
- What does this value mean?
- 1. Check your account statements
- How to budget money
- Best ways to consolidate credit card debt
- What goes into the credit card interest calculation
- How Treasury bills work
- Our picks for the best life insurance companies in April 2024
- Average retirement savings balance by age
- Daily mortgage rates chart
- Sales tax calculator
- Buying an existing business checklist
- You may pay higher rates than others
- How to book Turkish Airlines economy class
- Principal Financial life insurance
- Best Medicare Supplement Insurance companies
- Typical loan terms overview
- HELOCs and home equity loans compared
- What is a home equity loan?
- What is Alaska’s cancellation policy?
- Best day to book a flight
- Charles Schwab at a glance
- How to change or cancel a reservation
- When does checking my credit score lower it?
- Late winter and early spring
- Taxes on 401(k) contributions
- 1. It can be used at select stores only
- How to find a currency exchange near you
- The bull call spread
- Understanding your solar loan calculator results
- What are estimated tax payments?
- Small-business grants for veterans
- A quick look at the billing cycle
- How to find your way around an airport
- Choose Chase if:
- What is IVF?
- Does Airbnb offer discounts?
- 1. Regional and community banks
- Why use a stock market simulator?
- International roaming plans: postpaid
- Will hotels hold your luggage?
- The main differences between Delta Comfort Plus vs. main cabin
- 4 common check fraud scams
- Shopify vs. Etsy: Deciding factors
- Don't wait to get started — or to get help
- Factors affecting cost
- Best fleet fuel cards
- Spaces to relax and work
- How do down payment assistance programs work?
- How do credit union loans work?
- Valuable perks of the Frontier Airlines World Mastercard®
- Difference between Medicare and Medicaid
- Roth 401(k) vs. traditional 401(k): Where they differ
- How to make money online
- The best money-making apps
- How much does an Uber cost?
- Start with an authentic budget
- What’s a good credit score with FICO vs. VantageScore
- 1. Rake in rewards points and tier credits
- First, know what you're getting in basic economy
- 11 best investments right now
- Equitable life insurance
- Value and returns of Ethereum vs. Bitcoin Today
- How much do Instagram influencers make?
- What does a certified financial planner do?
- What is the 10-year Treasury?
- Rolling over your 401(k): The options
- Spirit Airlines bag fees
- Average inflation rate
- 7 high-dividend ETFs
- How Self — formerly Self Lender — works
- The best online life insurance companies of April 2024
- How to understand the calculator results
- Why does this matter?
- Credit union disadvantages
- Why the Bilt World Elite Mastercard® Credit Card is better for renters and travelers
- What is a dividend aristocrat?
- The best term life insurance companies in April 2024
- Netflix subscription cost
- Steps for filling out the FAFSA for students with married parents
- Official U.S. passport photo rules
- Is inheritance taxable?
- Your own insurance usually comes first
- What is the standard deduction?
- 1. It offers deferred interest
- Traditional IRA contribution rules
- In this article
- Mint vs. NerdWallet at a glance
- 28 ways to save money
- What is the 401(k) early withdrawal penalty?
- Pros and cons of cash management accounts
- What is a business credit score?
- Summary of cash advance apps
- Who can sign up for Medicare Supplement Plan F?
- Best credit cards with no credit check
- Roth vs. traditional IRA
- Wise
- Investment account types
- Breakdown of central air costs
- What are Vanguard ETFs?
- Why it helps to build credit early
- Why are stocks undervalued?
- Transaction types
- How minimum payments are calculated
- Bounced check fees: Overdraft and NSF
- What is the price of a Sam’s Club membership?
- How to invest in stocks in 6 steps
- How to track your refund status with ‘Where's My Refund?’
- Key takeaways
- What is a crypto loan?
- How much is life insurance?
- Do you pay taxes on stocks you don't sell?
- On-time percentage
- What your award letter should include
- Rigid travel funds can become flexible Rapid Rewards
- How does OASDI tax work?
- Best life insurance for children in April 2024
- How to lower your credit utilization
- Where can I get a cashier’s check?
- Northwestern Mutual life insurance
- Why mortgage rates change every day
- Business loan repayment terms
- Payments under the standard repayment plan
- Which transactions don’t apply to the savings account withdrawal limit?
- Mortgage discrimination remains
- The best metal credit cards
- 2. It will cost you $10,000 to get one
- How much are closing costs?
- Top credit cards you can use instantly after approval
- 2. Use a robo-advisor
- Stores with some of the best return policies
- What is a 1099 form used for?
- Who can get Global Entry?
- What are American Airlines Loyalty Points?
- Who can stay at IHG Army Hotels?
- Zelle
- How to choose a checking account
- Choose Wells Fargo if:
- Points: Spending rewards
- What happened at the MOHELA Senate hearing
- How to read a car insurance declaration page
- When to run the numbers
- New York Life insurance
- Types of ETFs
- What is Medicare Supplement Plan G?
- Where Shopify wins
- Where to buy Treasury bonds, notes or bills
- Wise is best for:
- How does the earned income credit work?
- Cheap car insurance
- What are dividend stocks and why buy them?
- What should my monthly grocery budget be?
- 2. Categorize your expenses
- What does the Schumer box tell you?
- How much IDR credit will I get?
- How a strike works
- How we ranked the top life insurers
- Married filing taxes jointly vs. separately
- When to choose a multicurrency account
- Our take
- Can you get insurance without a car?
- Best-performing REIT mutual funds: April 2024
- New York state income tax rates
- Is an investment advisor worth the cost?
- Ladder life insurance
- Table of Contents
- Are robo-advisors worth it?
- How the home sale tax exemption works
- How to calculate your home equity
- Why cut hotel housekeeping?
- YNAB, for hands-on zero-based budgeting
- Bank advantages
- How much is the child tax credit worth?
- What should I do if I can’t make an auto insurance payment?
- How to fill out a W-4
- Researching cars for sale by private sellers
- Top 5 travel benefits for Founderscard members
- 1. Traditional or Roth IRA
- What reasons can you withdraw from your 401(k) early?
- 2. A stay at a Disney-owned resort
- What are the pros and cons of second chance checking?
- For shoppers
- Working from home jobs are growing
- What does collision insurance cover?
- Marriott-MGM partnership
- Pros of refinancing back to a 30-year loan
- How have points changed in value last year?
- Compare Roth 401(k) vs. traditional 401(k)
- Does a partial payment affect your credit score?
- How state income tax rates work
- How to convert American miles to dollars (calculator)
- How can I get a cashier’s check?
- How to apply for federal student loans
- Best affordable homeowners insurance in Florida: Nationwide
- Model portfolios make fund selection easy
- 2. Cash management accounts
- Median retirement savings balance by age
- How many Instagram followers do you need to make money?
- What mobile home insurance covers
- 2. Ongoing rewards
- State sales tax
- How to calculate the inflation rate
- Tips to work on your 630 credit score
- Using miles to book Turkish economy class
- More about Principal insurance
- What’s next?
- Can you transfer an Alaska Airlines ticket to another person?
- Best day to fly
- The best homeowners insurance companies of 2024
- 2. Subscription goods
- Bluebird by American Express
- Ticket types and refund eligibility
- 2. Airport security ID check
- How to open a custodial Roth IRA for kids
- Best place to exchange currency: Your bank or credit union
- How to apply for a solar loan
- When are estimated taxes due?
- 1. Brigit: Best for budgeting tools
- Which one is important to know for savings accounts?
- How much is in vitro fertilization?
- Roth vs. traditional IRA: How to choose
- 7 ways to get discounts on Airbnb
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- Best AI ETFs by one-year performance
- 2. You're eligible for compensation even if you cancel a delayed flight
- How individual life insurance handles suicide
- Some good news
- Pregnancy-safe rides at Universal Studios
- Is there a Sam’s Club Membership discount?
- Is homeowners insurance required?
- Frugal shopping tips
- Today’s HELOC rates
- Wise pros
- How life insurance rates are determined
- How the annual gift tax exclusion works
- Air Canada seat selection fees
- How we ranked the top life insurers
- Different types of home inspections
- How much does a 20-minute Uber cost?
- Income limits for contributing to a traditional IRA and a 401(k)
- Grace period
- Where to stash your emergency fund
- T-bill purchase example
- Equitable life insurance policies
- Are my donations to a GoFundMe tax-deductible?
- 2. Shop for a loan
- Best-performing REIT ETFs: April 2024
- What is a reasonable wedding budget?
- How do Vanguard index funds work?
- Personalized versus average interest rates
- Why do people invest in cryptocurrencies?
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Bank disadvantages
- Holiday weekends
- How LLCs pay income taxes
- Tips for infant passport photos
- How to invest money
- Is there a federal inheritance tax?
- General travel credit cards
- 2. The sign-up bonus is modest
- Chase Sapphire Preferred® Card
- Are auto loan interest rates rising?
- Differences between TSA PreCheck and Global Entry
- American Express Membership Rewards: The basics
- Paying early could help your credit
- How to stop student loan wage garnishment
- The most undervalued stocks in the S&P 500
- Pricing transparency
- Can hotels hold your luggage if you’re not a guest?
- Delta main cabin
- 4 steps to spot a fake check and avoid trouble
- February
- Food and drink at the Plumeria Lounge
- Who can get down payment assistance?
- Best credit union personal loans for 2024
- Which is best for you?
- Black-owned banking institutions we’ve reviewed
- Learn what to expect before you shop
- Learn more
- Northwestern Mutual life insurance policies
- Know what you could get by adding economy benefits
- Basics of Ethereum and Bitcoin
- Is personal liability insurance required for homeowners?
- What is the 10-year treasury yield today?
- Can you live off ETF dividends?
- What credit score do you need for the best mortgage rate?
- Learn about top-rated life insurance companies
- Cheap car insurance in Florida
- How does a home equity loan work?
- How do you calculate closing costs on a house?
- 3. Open or contribute to an IRA
- Who gets a 1099?
- Are paid surveys worth it?
- AAdvantage elite status requirements and timing
- Why might a check take longer to clear?
- How are business credit scores calculated?
- 2. Use part of your down payment to pay down debt
- What’s the coverage difference between Plan F and Plan G?
- Chime Secured Credit Builder Visa® Credit Card
- How to choose a savings account
- Or go with an alternative
- How food prices have changed over time
- 2. Small Business Administration
- New York Life insurance policies
- 4 reasons to try a stock simulator
- How to buy an ETF
- Step 2: Pre-qualify and compare offers
- Responsibly embrace credit cards
- How to earn Bilt Rewards points
- Types of crypto loans
- Wise cons
- How are stocks taxed?
- How does OASDI tax work if I’m self-employed?
- How do American miles compare to other airlines?
- C
- How to monetize your Instagram with fewer followers
- How to apply for a Self credit-builder loan
- Best instant life insurance companies: Pros and cons
- Why does CPI matter?
- 3. Print-on-demand products
- Pay off loans faster
- What if I go over the limit?
- Taxes on 401(k) withdrawals
- Where to look for information
- 3. You can request a Centurion Card invite online
- How the standard deduction works
- Other solar panel financing options
- Stay on track
- Other alternatives to Mint
- How does FIRE work?
- What are the benefits of a CMA?
- Example of the difference between APY and interest rate
- Getting a student credit card in high school is difficult
- What MOHELA does for student loan borrowers
- 3. Only certain delays are eligible for compensation
- What are bank rules on postdated checks?
- Merchant fees for a bounced check
- What to do after you get a speeding ticket in California
- What is the difference between Sam’s Club memberships?
- How to build a CD ladder
- Homeowners insurance vs. mortgage insurance
- Earned income tax credit 2023
- Calculating net worth: What are assets and liabilities?
- Flight cancellations
- What type of federal student loans can I get?
- 3. Build a budget that works for your expenses
- 2. Earn automatic Pearl status
- Best life insurance companies: Pros and cons
- Ladder life insurance policies
- How to gain CFP certification
- What items need to have sales tax?
- Issuer pre-qualification pages
- The top 7 dividend aristocrats list
- Why checking your credit is smart
- 5 reasons why a Roth IRA can be right for minors
- How to use average car interest rates
- Traditional IRA income limits
- How to determine your closing costs
- Picking a second chance checking account
- What are IHG Army Hotels like?
- Working from home job ideas
- How we got here
- First things first: Check your IRA eligibility
- Recent changes to food costs
- How to adjust your plan
- How do Vanguard ETFs work?
- Cons of refinancing back to a 30-year loan
- Types of AI ETFs
- Medicare Supplement Plan G pros and cons
- VA cash-out refinance loan
- Average cost of tires
- How to open the Apple high-yield savings account
- When will I get my 2024 tax refund?
- Cards to avoid
- Dividend vs. growth stocks
- When are state income tax returns due?
- Best life insurance for children: Pros and cons
- Can your Uber fare change?
- How do I choose between an IRA and a 401(k)
- Use a budget planner
- Compare the cost of bundling vs. adding perks a la carte
- 3. High-yield money market accounts (MMAs)
- How do REITs work?
- How to plan a wedding on a budget
- Are Vanguard index funds a good investment?
- What is the difference between an investment advisor and a financial advisor?
- Who qualifies for the home sales tax exclusion?
- About home equity loans
- How to make a name correction on an Alaska ticket
- Credit union vs. bank: What to consider when choosing
- Requirements: Who qualifies for the child tax credit?
- 4. Affiliate marketing
- MGM Rewards status levels
- Inheritance taxes vs. estate taxes
- Creditworthy minorities without access to credit
- 3. The earnings are in a low percentile
- Another money-change option: online currency converters
- 2. You won't want to carry a balance
- Fees
- Estimated tax payments 2024
- How to calculate APY
- 3. Use home buyer assistance programs
- Chase vs. Wells Fargo: Basic checking accounts
- Which MGM Vegas resorts are joining Marriott Bonvoy?
- Overall cost
- Why American Airlines’ miles are so valuable
- International roaming: prepaid
- What else you need to know
- What can a crypto loan be used for?
- Wise transfer methods and options
- List of Black-owned banks, credit unions and fintechs by state
- E
- When not to choose a multicurrency account
- 3. Determine other ownership costs
- 3. Anniversary nights
- How your credit score affects your rate
- What to expect in Turkish Airlines economy class
- Cheapest for 20-year-old drivers
- 4. Buy commission-free ETFs
- The bear put spread
- Good balance transfer cards
- What are AI stocks?
- So what’s the holdup?
- 3. A character meal
- APY to interest rate calculator
- Is IVF covered by health insurance?
- 3. Online lenders
- How group life insurance treats suicide
- Can you leave luggage at a short-term vacation rental before check-in or after checkout?
- March
- Earning rates that maximize the AmEx trifecta
- Determine the true cost of college
- OASDI limit 2023
- When is the best time to use American miles?
- How much does a cashier’s check cost?
- How much can I borrow in federal student loans?
- How to benefit from the account adjustment
- Average daily balance
- Treasury bill rates compared to other Treasury securities
- 2. Consider debt consolidation
- Retirement savings by age
- 5 ways to make money on Instagram
- Do I need to pay gift taxes on the money I donate?
- Who needs non-owner car insurance?
- What does personal liability insurance cover?
- How to invest in dividend ETFs
- Credit-builder loans vs. secured cards
- CPI vs. PPI
- Best term life insurance policies for 2024
- 3. Baggage screening
- All year
- 4. You need to be a big spender to get a Centurion Black Card
- Best car insurance companies: Our winners
- Do I need a 1099 to file my taxes?
- Do personal credit scores affect business credit scores?
- 2. Empower: Best for fast cash
- The value of high APYs
- OFX
- Are Vanguard ETFs a good investment?
- How to find undervalued stocks
- How to buy AI ETFs
- What’s the worst that can happen if I postdate a check and it gets cashed?
- What Medigap Plan G covers
- What does home insurance cover?
- 2024 tax refund schedule
- Frugal entertainment tips
- How to find down payment assistance programs
- Medicare vs. Medicaid: Eligibility
- How are dividends paid out?
- Should you tip an Uber driver?
- Best car insurance companies: Our winners
- Try a simple budgeting plan
- Best homeowners insurance in Florida for coverage: State Farm
- Equitable customer complaints and satisfaction
- REITs' average return
- Ladder customer complaints and satisfaction
- Price vs. yield
- Full Review
- Why is Bitcoin still popular?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- How to continue getting housekeeping on your vacation
- How to claim the child tax credit
- 5. Meal kits
- Where to get an infant passport photo taken
- What if I need cash after I hit the limit?
- How to meet your monthly savings goal
- California income tax deadlines and extensions
- 3. Cardholders enjoy a longer return period and exclusive offers
- What is the fee for Global Entry?
- How can I get coverage after an insurance lapse?
- Who should make estimated quarterly tax payments?
- Things to consider about CMAs
- 4. Ask the seller to finance the purchase
- For sellers
- Will food prices go down in 2024?
- Cheap cell phone plans from brands owned by the big three
- Card readers and apps
- A caveat about dynamic pricing
- Where to find stock simulators
- Being put in a database due to a bounced check
- Do you include a 401(k) in a net worth calculation?
- Mishandled luggage
- Elite status extension and new requirements
- OASDI limit 2024
- Types of state income tax
- What interest rate can I expect with federal student loans?
- Be firm on your needs, flexible on the rest
- What a good credit score can get you
- 3. Enjoy priority hotel check-in
- Spouses no longer need to co-sign IDR applications
- What crowdfunding tax documents do I need?
- 4. Elite status
- How much does it cost to buy Vanguard index fund shares?
- When you should lock your mortgage rate
- How mortgage rates can vary by credit score
- What can I use a home equity loan for?
- Dividend kings vs. aristocrats
- Serve American Express Prepaid Debit Account
- How to check your credit score without hurting it
- What to ask your credit card issuer
- Where to exchange currency outside the U.S.
- Standard deduction 2023
- Closing costs calculator
- What to know if you take online surveys
- Paying early also cuts interest
- Venmo
- Travel and entertainment perks
- What it means for your money
- When to use it
- Examples: How your loan term affects monthly payment and interest
- How drastic are the changes?
- What to do with luggage before checking into a hotel
- What do U.S. passport status updates mean?
- How to deposit funds into the Apple savings account
- How do I check my tax return status?
- Pros and cons of crypto loans
- Gift tax limit 2024
- Northwestern Mutual customer complaints and satisfaction
- 1. High-yield savings accounts
- Best life insurance company overall: MassMutual
- 4. Peer-to-peer lending
- More about Equitable
- 4. Find the right car for you
- New York state supplemental income tax
- How Ladder compares to other insurers
- States with no sales tax
- Self offers a related secured credit card
- The cost of debt without a balance transfer
- Top credit cards that offer preapproval without a hard pull
- CPI vs. PPE
- Goodbudget, for hands-on envelope budgeting
- How do streaming services fit into your budget?
- How to maximize savings
- Blue Cash Preferred® Card from American Express
- How to qualify for a hardship program
- How much are American Express Membership Rewards points worth?
- Where are IHG Army Hotels?
- Chase vs. Wells Fargo: Basic savings accounts
- 4. Nonprofit lenders and CDFIs
- What Medigap Plan G doesn’t cover
- Average car insurance rates after a speeding ticket in California
- Tips for visiting Universal while pregnant
- Where Etsy wins
- How to transfer Bilt Rewards
- How to apply for mortgage down payment assistance
- Earned income tax credit 2024
- Other credit cards for bad credit
- Why Black-owned banks matter
- Is the OASDI tax mandatory?
- How to fit Uber into your budget
- Are Treasury bills a good investment?
- F
- Benefits of multicurrency accounts at fintechs
- Episode transcript
- About home equity lines of credit
- What U.S. airlines allow name changes on an individual ticket?
- 6. Website development
- What you can do if mortgage discrimination happens to you
- 5. Centurion Cardmembers still get to bring guests into the Centurion lounge
- When to estimate closing costs
- Who pays the closing costs?
- Banks and credit unions that clear checks fast
- Is a CMA right for me?
- National second chance banking
- What’s the cost comparison between Plan F and Plan G?
- Could state abortion bans impact IVF?
- Do you need collision insurance?
- How much does it cost to buy Vanguard ETFs?
- Am I stuck with MOHELA until my loans are paid off?
- Point-of-sale hardware
- Resources if you or someone you know is thinking about suicide
- Best stock market simulators
- Making money with Wag
- Your bank may close your account after a bounced check
- How do you sign up for a Sam’s Club membership?
- How to find high-yield alternatives
- What doesn’t impact your life insurance premium
- Net worth calculator
- How are dividends taxed?
- It’s not only about taxes
- 6 types of dividends
- 4. Snag a modest sign-up bonus
- Types of REITs
- Who must register as an investment advisor?
- More about Ladder
- Spirit Airlines change fees
- Can you deduct sales tax?
- What is a loan maturity date?
- Why you may prefer the Wells Fargo Autograph℠ Card
- 4. Ordering food
- How much should you spend on a mattress?
- States that have estate taxes, inheritance taxes or both:
- 4. Rewards are small and delicate (but not in a cute way)
- 4. Home Depot offers a separate card for bigger projects
- When should I receive my 1099?
- How to get Global Entry through travel cards
- APR vs. APY: What’s the difference?
- 2. Solo 401(k)
- What is a good business credit score?
- Rehabilitate your loan
- Why the Roth IRA works for many savers
- How to rethink your travel rewards strategy
- 4. Credit card protections or travel insurance can cover gaps
- Other factors affecting minimums
- Save for retirement and the short-term, too
- Labor costs
- April
- Homeowners insurance definitions
- Why haven't I received my tax refund?
- Frugal DIY project tips
- Branching out can offer more value
- Bathrooms
- How does a HELOC work?
- How has the value changed over time?
- Find ways to stretch your grocery budget
- What if I lose the cashier's check?
- How to apply for private student loans
- Where Northwestern Mutual stands out
- How to make the switch
- Be mindful of fees
- 5. Travel protections
- Today’s rates for specific kinds of mortgages
- The importance of a direct 401(k) rollover
- OpenSky® Secured Visa® Credit Card
- Home equity loan rates in 2023
- How to invest in dividend aristocrats
- 5. Trade stocks
- Standard deduction 2024 (taxes filed 2025)
- Do I have to pay California state tax?
- Hotel loyalty programs
- Earning AAdvantage Loyalty Points through flying
- Can you earn and redeem points at IHG Army Hotels?
- Why is food so expensive?
- How do you delay or stop a check payment?
- VA loan refinance eligibility
- How long does passport processing take?
- How many banks have collapsed?
- Gift tax limit 2023
- Flight diversions
- Understand aid types
- G
- 3. Work with your creditors
- Is a robo-advisor right for you?
- Inflation example
- Making your choice between a credit union and a bank
- Additional child tax credit
- 7. Wedding services
- Bottom line
- Arranging to see a private seller's car
- Alternatives to checks
- 5. Don’t wait for a rate you like better
- Is Medigap Plan F worth it?
- Alternatives to regular savings accounts
- Cheap cell phone plans from brands that resell network service
- Integrations with accounting software
- What to do if you bounce a check
- How do you get a crypto loan?
- Average cost of term life insurance by age
- Other travel-friendly options
- Where do you find the Schumer box?
- What affects your credit score?
- Best homeowners insurance in Florida for having few consumer complaints: Chubb
- 5. Online savings accounts
- What can you buy with each cryptocurrency?
- 5. Contact the seller or visit a dealership
- How much does working with a CFP cost?
- Why is the 10-year Treasury yield important?
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- What is a prepayment penalty?
- Mattress-buying tips
- Quick tips on avoiding Reg D related fees
- Watch out for capital gains taxes
- Where to avoid exchanging currency
- The long straddle
- 5. Loyalty doesn't always pay off
- Additional functionality
- W-4 form 2024
- Why the due date is so important
- 3. EarnIn: Best for large advances
- Chase vs. Wells Fargo: Certificates of deposit
- Is United’s basic economy worth it?
- New York Life customer complaints and satisfaction
- Step 3: Choose your lender and loan
- How much does Medigap Plan G cost?
- Is a Sam’s Club membership worth it?
- How to qualify for the earned income credit
- When do you have to pay taxes on stocks?
- How flexible are American miles?
- When to use private student loans
- How to save money on an Uber
- Don’t let negative emotions get the upper hand
- Where Northwestern Mutual falls short
- 5. Avoid foreign transaction fees
- Why switching to economy could make sense
- Interest rate
- What causes Treasury bill rates to fall?
- How do other IDR plans compare?
- What else to know
- Self loan fees and penalties
- How do balance transfers work?
- How is CPI calculated?
- The bottom line
- 6. The Centurion Black Card offers an unbelievable level of concierge service
- What do closing costs include?
- Next steps
- How to invest in AI stocks
- Xoom
- Deposit timing
- Benefits of CD ladders
- Compare your net worth
- Medicare vs. Medicaid: Cost
- How the lifetime gift tax exclusion works
- The bottom line
- Is OASDI tax the same thing as Social Security tax?
- Best life insurance company for applicants with HIV: Guardian
- H
- Compare the best savings and money market accounts
- When are New York state income taxes due?
- Mortgages where credit score matters less
- 8. Thrifted clothing
- ONE VIP Visa Prepaid Card
- 5. Customs
- Pre-tax vs. Roth 401(k)
- 5. Cardholders get a few extra perks
- Skip currency exchange: Use a credit or debit card
- Should I do a balance transfer?
- Take advantage of nontraditional return options
- Key points to keep in mind
- Types of 1099 forms
- How to calculate quarterly estimated taxes
- Consider the costs of cashing out your 401(k)
- How do you buy Vanguard ETFs?
- May
- Which Bilt transfer partners are best?
- Estimate your 2024 IRS tax refund date
- Important Treasury Bond Terms
- How to get into the Plumeria Lounge at HNL
- Other performance metrics
- Compare prices and services
- Who collects sales tax?
- How does cryptocurrency work?
- Ways to get the best home equity loan rates
- Credit union vs. bank: Frequently asked questions
- Dividend aristocrats ETFs
- LLC payroll taxes
- Standard deduction for those 65 or older
- What is California's standard deduction?
- How to apply online for Global Entry
- How compound interest works
- 6. Don't get distracted by things you don't need
- A unique offering: IHG Army Hotels
- How collision insurance works
- How to reach MOHELA customer service
- Contract periods
- B2B marketing tips
- Visiting Universal Studios Florida while pregnant recapped
- What are fleet cards?
- Frugal home expenses tips
- How to compare financial aid award letters
- Can I get my Social Security tax back if I’ve overpaid it?
- Cashier’s check vs. certified check vs. money order
- More about Northwestern Mutual
- How to get a good credit score
- 2. Certificates of deposit
- 6. No foreign transaction fees
- Do I have to pay New York state income tax?
- Are 10-year Treasury notes a good investment?
- Pros and cons of a 401(k) rollover into an IRA
- When to expect your child tax credit refund
- 9. Custom artwork
- 3 ways to avoid inheritance tax
- How to find the 2024 W-4
- The most popular surveys for cash apps
- Other tips for managing your bill
- Regional and state-based second chance checking accounts
- Cash App
- Current Build Card
- Premium checking accounts
- More about New York Life
- Hyatt partnership with MGM ends
- Where to find your card’s minimum
- Cheapest car insurance companies after a speeding ticket in California
- If you haven’t received your passport
- Credit union personal loan rates
- The bottom line
- 4. Seek help through debt relief
- What’s not covered
- 6. Inspect and test-drive the car, if applicable
- Compare the best CD accounts
- How do I find a certified financial planner near me?
- Is my business required to collect sales tax?
- No-closing-cost mortgages
- Citi Custom Cash® Card
- What's next?
- Big banks, small rates
- Customer support
- 5. Filing requirements and deadlines matter
- Average cost of whole life insurance by age
- What is net investment income tax?
- 2023 state income tax rates and brackets
- How did we determine the value of American miles?
- The 50/30/20 budget calculator
- Why's it called the Schumer box?
- Stick to your price range and priorities
- Next Steps:
- 6. High-yield checking accounts
- J
- What does personal liability insurance not cover?
- Negotiate if necessary
- What are online planning services?
- What to look for in a balance transfer card
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Tips to find cheap flights any day of the week
- Compare Roth 401(k) vs. traditional 401(k)
- What part of my income gets taxed by California?
- What to know about holiday return policies
- How to find AI ETFs
- What else you need to know
- Popular Vanguard ETFs
- Establishing credit is also possible with alternative options
- Step 4: Gather loan documents
- Downsides to CD ladders
- Is transferring your Bilt Rewards worth it?
- How do fleet cards work?
- Why did First Republic Bank fail?
- The rankings of reliable airlines
- Full list of the best homeowners insurance in Florida
- Mining and environmental impact of each
- 7. Hyatt transfer partners
- How do you buy Vanguard Index fund shares?
- What is the difference between a CFP and a CFA?
- What is hyperinflation?
- How are cryptocurrencies created?
- Best for extra benefits: Anthem Medicare Supplement Insurance
- How much can you borrow with a home equity loan?
- EveryDollar, for simple zero-based budgeting
- 10. Digital downloads
- 7 ways to reduce your 401(k) taxes
- 4. Varo: Best for existing bank customers
- Making the call
- How are food prices tracked?
- 3 tips to control central air conditioning installation costs
- Things to consider
- Delta Comfort Plus
- Buy Medigap Plan G during Medigap open enrollment
- Shopify vs. Etsy: Pricing
- Where's my 2024 state tax refund? Track your status
- HELOC requirements
- 2024 lifetime gift tax exemption
- 4. Use budgeting or expense-tracking apps
- Days in the cycle
- Compare the best checking accounts
- How do you buy 10-year Treasury notes?
- What happens if you don’t collect sales tax?
- Potential tiebreakers
- 2024 child tax credit news update
- Some helpful links from the IRS
- 7. AmEx offers Centurion cardmembers exclusive perks
- Do I have to update my W-4 every year?
- Is APY variable?
- 7. Buy a house that needs work
- Protection and insurance benefits
- When undervalued stocks become popular
- Is the 35K certificate impossible to use now?
- June
- What are the risks of crypto loans?
- Who counts as a qualifying child for the earned income credit?
- How can I avoid cashier's check fraud?
- 3. Bonds
- Best life insurance company for consumer experience: Northwestern Mutual
- L
- What is New York state's standard deduction?
- How to protect against inflation
- How to build your credit score
- Ex-dividend dates
- 11. Dropshipping
- The long strangle
- How many times can you refinance a mortgage?
- It's best to pay more than the minimum
- Alternative CD ladder structures
- How to pay lower taxes when selling stocks
- Medicare vs. Medicaid: Dependent coverage
- What if I’m enrolled in Public Service Loan Forgiveness?
- The decline of strikes in the U.S.
- 7. Determine which warranties are right for you
- Anticipate extra costs
- Calculating capital gains tax on a home sale
- Economy class travel tips
- LLC self-employment taxes
- Best custodial Roth IRAs
- Am I a resident for California state tax purposes?
- Closing costs for the buyer
- 3. SEP IRA
- Working from home tips
- MoneyGram
- MGM-Marriott partnership recapped
- 6. Delayed flights from Europe are covered under EU261/UK261
- Is Plan G the best Medicare Supplement Insurance plan?
- How to track your passport status, recapped
- How to get a tax refund sooner
- How to get a home equity line of credit
- How to get a loan from a credit union
- How to get Air Canada preferred seats for free
- More Florida home insurance companies
- Final thoughts on adding benefits to a Basic Economy ticket
- Compare the best banks, credit unions and cash management accounts
- Do you pay tax on T-notes?
- Why are there so many kinds of cryptocurrency?
- How is CPI used?
- Home equity loan requirements
- FamZoo Prepaid Card
- Hotels to book with points in New York City
- Seller-paid closing costs
- Exchange frequently? Consider a multicurrency account
- Standard deduction for dependents
- How to pay estimated taxes
- Other ways to earn AAdvantage Loyalty Points
- 8. Build a house or buy a brand-new one
- Are interest rates fixed on savings and checking accounts?
- Practicing good habits keeps finances on track
- Final thoughts on the Delta-Clear partnership
- Why did Silicon Valley Bank fail?
- Methodology
- How to evaluate dividends
- Recap: How to get a cashier's check
- 5. Explore other expense-tracking methods
- Who shouldn’t buy non-owner car insurance
- Hyatt Chase card benefits, recapped
- Add it all up
- Fees to check in and obtain your boarding pass for your Spirit flight
- 12. Natural cleaning and hygiene products
- Who benefits the most from the MGM Rewards changes?
- 8. Yes, you can buy a mansion or a private jet on a Centurion Card
- How to adjust your Form W-4
- Paying for a car purchased from a private seller
- Why do I need a business credit score?
- How to switch plans and keep your number
- Benefits of refinancing
- Can I claim the EITC without a child?
- Who pays the gift tax?
- What's next?
- M
- What is the average and median retirement savings?
- How much is mobile home insurance?
- Am I a resident for New York state income tax purposes?
- What are the best Vanguard index funds?
- Next Steps
- Upgrade Cash Rewards Visa®
- Book refundable JetBlue tickets from the get-go
- Could we be in an AI bubble?
- Work from home job scams
- How much does collision insurance cost?
- How to complain about MOHELA
- July
- Getting to the Plumeria Lounge inside HNL
- Alternatives to borrowing against your crypto
- Cost of life insurance without a medical exam
- 5. Lower your living expenses
- Compare the best bank accounts for students and kids
- What is the difference between a CFP and a financial advisor?
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- 13. Consulting
- LLC sales taxes
- You might also like:
- 5. Dave: Best for repayment flexibility
- 9. Rent out part of the house
- PayPal
- Could I lose my money in a checking or savings account if the bank fails?
- How to finance central air installation
- How you can save points on a redemption
- Luggage storage at hotels recapped
- Step 5: Submit your application and get funded
- How much can you borrow with a HELOC?
- Do you pay taxes when you receive a gift?
- 2024 state income tax rates and brackets
- 6. Look for ways to lower your expenses
- 8. Negotiate the best price
- Next CPI report
- Are home equity loans a good idea?
- The complete list of dividend aristocrats
- 9. You can get many of the Centurion Card's perks from The Platinum Card® from American Express
- Capital One Venture Rewards Credit Card
- The best place to exchange currency at the end of your trip
- When can't you take the standard deduction?
- How do I get my business credit score?
- Rover vs. Wag: Which dog-walking app should I choose?
- Fleet fuel cards: benefits and drawbacks
- Earn points with airport parking credit cards
- How to claim the earned income tax credit
- Credit union vs. online lender
- Air Canada seat selection recapped
- A resurgence of strikes in the U.S.
- Best life insurance company for coverage amounts: New York Life
- N
- Summary of the best banks and credit unions of 2024
- Alternatives to the best instant life insurance
- Which card should you get?
- Cards with primary coverage
- Frequently asked questions about estimated tax payments
- Other HNL lounges to consider
- How much personal liability coverage do you need?
- How much money can you make on YouTube?
- Fees to select a seat ahead of time
- Will you owe capital gains taxes on your home sale?
- Empower Personal Dashboard, for tracking wealth and spending
- Consequences of a child tax credit error
- Is Global Entry worth it?
- Should I have my checking and savings accounts at the same bank?
- Air Canada flight delay compensation, recapped
- CD ladder alternative for more risky investments
- Is the gift tax deductible?
- What is the highest credit score, and how many people have it?
- Fee-only vs. fee-based financial advisor
- Are cryptocurrencies financial securities, like stocks?
- 14. Collectible and vintage reselling
- Now you know how to navigate JetBlue refund requests
- Currency exchange: Frequently asked questions
- Varo Believe Secured Credit Card
- More about the card
- Vanguard ETFs: The bottom line
- VA refinance fees
- August
- The bottom line
- Why did Signature Bank fail?
- P
- Greenlight Prepaid Mastercard
- LLC tax forms and deadlines
- The synthetic long
- How much is my 2023 standard deduction?
- Cards that earn American Express Membership Rewards points
- Western Union
- How to settle a dispute with MOHELA
- Credit cards and elite status can improve your overall experience
- Your perfect ladder
- Is the Plumeria Lounge Honolulu worth it?
- Who is eligible for both Medicare and Medicaid?
- How much is the gift tax rate?
- How much does homeowners insurance cost in Florida?
- The bottom line
- 9. Maximize trade-in value, if applicable
- Pros of investing in REIT stocks
- How to avoid capital gains tax on home sales
- Final thoughts on Turkish Airlines economy class
- Important considerations when opening a Roth IRA
- More about top-rated life insurance companies
- Discover it® Secured Credit Card
- Medigap plan types
- 15. Virtual assistant services
- American Express add-on coverage
- 6. MoneyLion: Best for existing customers
- Final thoughts on the different United economy fare classes
- Average cost of life insurance by term length
- Consequences of an EIC-related error
- Manufactured and mobile home insurance companies
- State child tax credits
- 10. You can get better rewards on many other cards
- Shopify vs. Etsy: Which is right for your business?
- R
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- Should you invest in AI stocks?
- After deciding
- If you’d like to get a Founderscard membership
- How to start a vape shop online
- Fuel card vs. business gas credit card
- Is getting a HELOC a good idea?
- Next steps
- Best life insurance company for permanent life insurance: Pacific Life
- Cons of investing in REIT stocks
- Earn an audience, and earn more in the long run
- Fees for in-flight refreshments
- 16. Coaching or mentoring
- Hotel credit card availability
- What activity doesn't earn Loyalty Points?
- 4. SIMPLE IRA
- September
- What’s happening with Silvergate Capital Corp.?
- Are dividends taxed?
- 10. Make the purchase
- Where to buy non-owner car insurance
- Cheapest for 30-year-old drivers
- What is the $500 credit for other dependents (ODC)?
- It pays to know
- Completing the purchase of a car from a private seller
- Common gift tax return triggers
- Average cost of homeowners insurance in Florida by city
- S
- How much does personal liability insurance cost?
- Pros and cons of cryptocurrency
- A limited time bonus
- LLC tax tips for business owners
- U.S. Bank Cash+® Visa Signature® Card
- 2023 vs. 2024 standard deduction
- Google Pay
- Can I still get a past year's earned income tax credit?
- What happened to Credit Suisse?
- Next steps
- What is credit card consolidation?
- Investing in REITs: How to get started
- In-cabin pet fee
- Child tax credit vs. child and dependent care credit
- California state tax credits
- Final thoughts on American Airlines Loyalty Points
- Types of FIRE
- 7. SoLo Funds: Best for peer-to-peer cash advances
- The bottom line
- 4. Money market funds
- Other ways to make money
- Mission Lane Visa® Credit Card
- Walmart MoneyCard
- More resources on investing
- W-4 calculator
- Why is homeowners insurance so expensive in Florida?
- T
- How taxes on real estate, rental, and investment sales work
- PocketGuard, for a simplified budgeting snapshot
- When to claim the standard deduction
- If you’re considering an upgrade to Delta Comfort Plus
- October
- Alternatives for the best life insurance for kids
- How does credit card consolidation work?
- Priority boarding and security access
- Does your business need a fleet fuel card?
- Best life insurance company for customer satisfaction: State Farm
- How much is non-owner car insurance?
- How to choose among the best ways to send money internationally
- Where should you open your investment account?
- Is it better to get a home equity loan or line of credit?
- Are other banks are in trouble?
- What else to know about Form W-4
- More about top-rated life insurance companies
- U
- Unaccompanied minor fees
- Is there an over-55 home sale exemption?
- 8. Klover: Best for no-fee advances
- 5. Mutual funds
- NYC income tax rates
- November
- Should I take my money out of the bank?
- Is consolidating credit card debt a good idea?
- OK, what's next?
- Cryptocurrency legal and tax issues
- Prosper® Card
- What to do if you can’t keep up with your HELOC payments
- What to know about Florida homeowners insurance
- Bank of America® Premium Rewards® credit card
- A recap of how to get Airbnb discounts
- Bundle packages
- If you’re choosing between Marriott and IHG ...
- 5. Defined benefit plan
- Apple Cash
- Grow Credit Mastercard
- Best stocks for beginners
- Can I still use my credit card after debt consolidation?
- Limitations of FIRE
- Are we in a recession?
- 6. Index funds
- Best life insurance company for older applicants: AARP
- Low-fee alternatives to prepaid cards
- Your decision: Is cryptocurrency a good investment?
- Honeydue, for budgeting with a partner
- Credit cards for dining
- Pros and cons of loan apps
- December
- Additional resources for veteran entrepreneurs
- Other ways to redeem Marriott Bonvoy points
- Capital One QuicksilverOne Cash Rewards Credit Card
- How to track your California state refund
- Closing costs for the seller
- How to find the best mobile home insurance
- Next steps
- The bottom line on investing in stocks
- Are we headed for a depression?
- Cheapest car insurance by state
- 6 things to know about New York state income tax
- Best term life insurance companies of April 2024
- Bilt World Elite Mastercard® Credit Card
- The new Marriott award system
- California state sales tax
- Social media money transfers
- Best whole life insurance companies of April 2024
- How to find the best term life insurance company
- Prepaid-like options from fintechs: Apple Cash and Cash App
- What is a 1099 employee?
- Where to open a retirement plan if you’re self-employed
- How to make money from home
- Capital One Platinum Credit Card
- Budgeting resources from NerdWallet
- 7. Exchange-traded funds
- Fees across U.S. airlines
- Best no medical exam life insurance companies of April 2024
- 5 things to know about California state tax
- How to get cheap car insurance
- Other home insurance companies to consider
- Are cash advance apps payday lenders?
- Florida department of insurance
- The bottom line
- OpenSky® Secured Visa® Credit Card
- How to choose the best life insurance company
- Airline credit cards
- Looking for more insurance in Florida?
- Methodology to identify the best budget apps
- Other notable options
- 8. Stocks
- AvantCard Credit Card
- Are apps like DailyPay and Payactiv cash advance apps?
- Other money-sending options
- Risks of getting cheap auto insurance
- Cheapest for 40-year-old drivers
- Best prepaid debit cards: Summary of fees and ATMs
- More about term life insurance
- What are prepaid debit cards?
- Major issuers and their policies on instant credit access
- Alternatives to cash advance apps
- Other ways to earn American Express Membership Rewards points
- Blue Cash Everyday® Card from American Express
- More about top-rated life insurance companies
- Prepaid debit cards vs. regular debit cards
- More about top-rated life insurance companies
- How to make money offline
- The fine print
- Cred.ai Credit Card
- Frequently asked questions about prepaid cards
- 9. Alternative investments
- Capital One Venture Rewards Credit Card
- Alternatives to small-business grants for veterans
- Cash advance app star rating methodology
- 10. Cryptocurrency
- Hotel credit cards
- How to choose a startup idea
- Apple Card
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- The bottom line
- 11. Real estate
- Best car insurance companies by state
- Best car insurance companies by state
- GO2bank Secured Credit Card
- Venmo Credit Card
- Store credit cards
- How to choose the best investments in 2024
- How to find the best car insurance
- How to find the best car insurance
- Cheapest for 50-year-old drivers
- How to find the best home insurance policy in five common scenarios
- Self Secured Visa® Credit Card
- Options with more style than substance
- Reasons to buy a business
- Credit cards that didn't make the list
- How to compare homeowners insurance
- Cheapest for 60-year-old drivers
- Watch out for making money scams
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- Cheapest for 70-year-old drivers
- How to get cheap car insurance in Florida
- Minimum car insurance requirements in Florida
- No-fault insurance in Florida
- Why you can trust NerdWallet
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.