Tennessee

The Tennessee Credit Union

Website: http://www.ttcu.org

Eligibility: Membership is open to:

  • Employees and students of school districts and other public or private educational institutions in Tulsa, Creek, Osage, Adair, Cherokee, Craig, Delaware, Mayes, Nowata, Okmulgee, Ottawa, Rogers, Wagoner and Washington Counties
  • Employees and students of all public and private institutions of higher or continuing education in these counties.
  • Members of professional educators associations or governing boards of affiliated education institutions in the listed counties.
  • Immediate family of, or are living in a household with anyone who is eligible for membership under the primary eligibility conditions.
  • Retired educators who receive income from any educators’ retirement plan or system and reside in the 14 counties TTCU serves.

Loans  and other programs offered:

Summer Paydays: program allows you to deduct part of your paycheck into a savings account that will be paid out during the summer months

Loan Description Term APR Loan Limit
Teacher’s Loan Offered to teachers during the summer to cover classroom supplies or living expenses 12 months 7.9% ?

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Sevier County Schools Credit Union

Website: http://www.scscreditunion.org

Eligibility: Membership is open to:

  • Employees and retirees of the Sevier County Board of Education
  • Employees of the credit union
  • Members of the immediate families of credit union members (residing in the member’s household of member at the time of enrollment)
  • Organizations of the Sevier County Board of Education
  • Widows or widowers of credit union members who petition for membership within 6 months of the death of their spouse.

Loans offered:

Loan Description Term APR Loan Limit
New Teacher Loan Helps new teachers become established. No summer payments required. 10 months 10% $1000
Teacher Education Loan Helps teachers pursue higher education. No summer payments required. 54 months 2.99% ?

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